Kentucky’s real estate landscape is a harmonious blend of Southern charm, equestrian heritage, and modern luxury. From sprawling lakefront estates to historic homes reimagined for contemporary lifestyles, the state offers a diverse array of high-end properties nestled within bluegrass hills and bustling metro suburbs.
Here’s a look at some of the most expensive houses currently listed in the Bluegrass State.
5. Lexington, KY – $2,795,000
Set just steps from the University of Kentucky, this $2,795,000 estate in Lexington’s Lakewood neighborhood spans 10,262 square feet with 5 bedrooms and 7 bathrooms. Built in 2001 on roughly 0.6 acres, it features a first-floor primary suite with heated floors and steam shower, a chef’s kitchen with Sub-Zero appliances, and five fireplaces throughout. The lower level includes a guest suite, kitchenette, home office, game room, and direct access to a pool area.
Where is Lexington?
Lexington is the second-largest city in Kentucky and the county seat of Fayette County. Known as the “Horse Capital of the World,” it is central to the Bluegrass region’s horse breeding and racing industries. The city is home to the University of Kentucky and Keeneland Race Course. Lexington features a mix of urban amenities and surrounding farmland, with a strong presence in education, health care, and technology.
Living Room
Framed by towering arched windows and double French doors, the living room uses a black-and-white palette with contrasting trim and furnishings. A dark rug and modern sofa set fill the tiled floor under a gold chandelier. Sculptural chairs and a marble-top coffee table create symmetry opposite a fireplace wall.
Dining Room
Surrounded by arched windows and teal walls, the dining room centers on a circular wooden table under a modern chandelier with crystal accents. Light chairs and tile flooring keep the space grounded, while artwork and long curtains soften the vertical lines. A mix of natural light and deep tones sets a balanced tone.
Kitchen
Arranged with an expansive island and four bar stools, the kitchen includes pale wood cabinetry, open shelving, and glass-door pantries along one wall. Pendant lights hang beneath a coffered ceiling, adding to the symmetry and brightness. Wide windows bring in light from both sides, highlighting the clean-lined workspace.
Family Room
Encircled by tall windows, the family room features an off-white sectional and a fireplace with a mounted television above. A patterned rug anchors the center, while crown molding and a tray ceiling with recessed lighting shape the room’s focal point. Decor elements like plants, art, and warm finishes soften the angles.
Bedroom
Positioned between three sets of tall windows, the bedroom features a soft neutral color scheme with a central upholstered bed and matching bench. A pair of armchairs sit by the corner bay window, while wide plank wood floors run throughout. Subtle textures and a glass chandelier add visual layering.
Listing agent: Whitney Pannell of Team Pannell Real Estate, info provided by Coldwell Banker Realty
4. Lancaster, KY – $2,999,995
Longview Estate, priced at $2,999,995, spans 14,620 square feet with 10 bedrooms and 11 bathrooms. Originally a 1910 Sears & Roebuck kit home, it sits on an unspecified acreage and features an indoor pool, hot tub, multiple kitchens, theater, greenhouse, horse facilities, and a four-story tower with panoramic views.
The property includes a 4-car attached garage, a 2-car detached garage, a 54×40 workshop with office and car lift, and various structures suited for events or rental use.
Where is Lancaster?
Lancaster is the county seat of Garrard County, Kentucky, and is situated in the central part of the state. Founded in 1797, it is part of the Danville Micropolitan Statistical Area. The city is near Herrington Lake and the Kennedy Mill Bridge, offering local historical and recreational significance. Lancaster hosts annual events like the Garrard County Fair.
Dining Area
Extending across an open layout, the dining area features a long table flanked by black spindle chairs and set on a detailed rug. Dark wood trim frames the ceiling, furniture, and archways, tying the entire room together. Leather sofas and decorative shelving define the lounge space on one side.
Kitchen
Wrapped in white cabinetry with glass-front accents, the kitchen centers around a curved island with dark leather bar stools. Stainless steel appliances, open shelving, and built-in pantry spaces add utility to the bright, spacious layout. A wood-framed ceiling inset and classic chandelier lend warmth to the light surfaces.
Office
Anchored by multiple carved desks and a large wooden hutch, the office space is framed by exposed beams across a white ceiling. Damask-patterned wallpaper and chandelier lighting create a vintage atmosphere, while large windows bring in natural light. Multiple seating zones and workstations are organized throughout the room.
Game and Theater Room
Split between recreation and entertainment, the game and theater room holds a billiards table on a rug with recliner seating facing a wall-mounted screen. A raised bar, red barstools, and wall art give the space a retro flair. Exposed beams and brick detailing frame the back area beneath a low ceiling.
Indoor Pool
Set beneath a vaulted wood ceiling, the indoor pool is surrounded by stone flooring, columns, and railings from the upper level. Stairs lead down to the water area, while chandeliers and lounge furnishings create a resort-like atmosphere. Multiple doors connect the space to adjacent rooms and patios.
Listing agent: Crystal L Brown of Keller Williams Commonwealth – Stanford, info provided by Coldwell Banker Realty
3. Prospect, KY – $3,195,000
Set on nearly 3 acres, this $3,195,000 traditional estate in Kansas offers 14,709 square feet of living space with 7 bedrooms and 9 bathrooms. Built in 2003, it features a first-floor primary suite, wood-paneled office, wine cellar, sauna, and workout room, along with multiple fireplaces and a security system. The property includes a 4-car garage, built-in grill, covered outdoor entertaining area, and a balcony overlooking the pool.
Where is Prospect?
Prospect is a home rule-class city located northeast of Louisville, Kentucky, along the Ohio River. It spans Jefferson and Oldham counties and is part of the Louisville Metro area. Once primarily farmland, Prospect has developed into a residential suburb with gated communities and golf courses. It is served by Jefferson County Public Schools and Oldham County Schools.
Foyer
Topped with ornate crown molding and a crystal chandelier, the foyer is anchored by a winding staircase with patterned carpeting. Marble floors with black inlay lead to formal rooms beyond, while a round table and grandfather clock establish a traditional centerpiece. Classical sculptures and gold-trimmed sconces accentuate the formal entry.
Dining Room
Surrounded by hand-painted wall murals and tall windows, the dining room features a long wooden table beneath a crystal chandelier. A carved fireplace and gilded mirror add dimension to one end, while a sideboard and candelabras line the opposite wall. Ornate drapery and crown molding frame the entire perimeter.
Kitchen
Set beneath exposed beams, the kitchen includes two central islands, extensive wooden cabinetry, and a large cooking range with built-in hood. A hanging pot rack and granite counters define the working area, with cushioned stools tucked beneath the bar. Double ovens and a television are built into the cabinetry for added convenience.
Bedroom
Positioned among tall windows dressed in heavy patterned drapery, the bedroom features a four-poster bed and multiple seating areas. A fireplace is tucked along one side, complementing the carpeted floor and traditional furnishings. Light yellow walls and painted ceiling details bring balance to the rich textile layers.
Basement Lounge
Finished with soft carpeting and framed by columns, the basement lounge includes leather seating, a pool table, and built-in display shelving. Multiple sitting areas and a bar zone offer ample space for gathering or games. Framed photographs and collectibles line the perimeter, turning the space into a personalized retreat.
Listing agents: Claire Alagia, Jon Mand of Lenihan Sotheby’S International Realty, info provided by Coldwell Banker Realty
2. Louisville, KY – $7,350,000
Tucked at the end of historic Overbrook Road in Mockingbird Valley, this $7,350,000 Georgian-style estate spans 16,129 square feet with 5 bedrooms and 9 bathrooms. Built in 2006 on 8.5 acres, the home includes a three-car garage, elevator, pool, generator, and dual primary baths and closets.
Designed by architect William T. Baker, the property offers formal and casual living areas, two laundry rooms, a gym, office, and a lower-level entertainment suite.
Where is Louisville?
Louisville is the largest city in Kentucky and the county seat of Jefferson County. It sits along the Ohio River and is known as the home of the Kentucky Derby, held annually at Churchill Downs since 1875. The city is a hub for shipping, health care, and bourbon production. Louisville also features a mix of historic neighborhoods, including Old Louisville with its Victorian architecture.
Living Room
Lined with arched French doors and floral drapery, the living room features classic furniture arranged around a soft patterned rug. A grand piano sits near the window wall, while traditional seating clusters fill the rest of the space. Pale yellow walls and carved crown molding reflect a formal, historic style.
Kitchen
Framed in ornate white cabinetry and detailed molding, the kitchen includes a marble island with bar seating and a built-in breakfast nook. A chandelier hangs above the center, mirroring the tone of the cabinetry and ceiling beams. Double ovens and inset shelving offer functionality within the elegant design.
Library
Clad entirely in wood paneling, the library centers around a marble fireplace surrounded by built-in bookcases and traditional decor. Deep seating and layered lighting create a quiet, richly toned atmosphere beneath a coffered ceiling. Arched windows and doors look out onto the greenery while balancing the dark wood finishes.
Bedroom
Defined by light pastels and high ceilings, the bedroom includes a four-poster bed, a sitting area beneath tall windows, and wall-to-wall carpeting. Drapes and valances wrap each window and coordinate with the soft blue-green palette throughout the space. Traditional accents, such as framed prints and antique chairs, maintain the classical theme.
Bathroom
Oriented around a large central tub beneath twin chandeliers, the bathroom includes dual vanities and decorative mirrors in arched wall niches. Soft green walls and circular windows brighten the space with symmetry and natural light. Marble floors and detailed trim complete the formal, historic-inspired layout.
Listing agents: John A Stough, Mac Barlow of Kentucky Select Properties, info provided by Coldwell Banker Realty
1. Whitesville, KY – $12,500,000
Located in Western Kentucky, this $12,500,000 estate spans 20,000 square feet with 14 bedrooms and 16 bathrooms across three lakefront homes. Built in 2011 on 300 acres, the property includes a 60-acre private lake, shared in-ground pool, outdoor gun range, tennis courts, and a landing strip with hangar for small aircraft. A corporate management facility is also on-site, supporting both private retreat living and development potential.
Where is Whitesville?
Whitesville is a small city in Daviess County, Kentucky, located southeast of Owensboro. It is part of the Owensboro Metropolitan Statistical Area. The city was incorporated in 1880 and maintains a rural character with strong community ties. Whitesville hosts local events like the annual Trinity High School Alumni Picnic.
Living Room
Arranged under vaulted ceilings with exposed beams, the living room includes a stone fireplace flanked by seating groups and accent furniture. Oversized windows stretch from floor to peak, opening up sweeping views of the lake and trees beyond. Wood floors and warm tones reinforce the lodge-style character.
Kitchen
Set with dark cabinetry and contrasting countertops, the kitchen centers around a large island with seating and pendant lighting. Windows above the sink look out onto the greenery, while stone accents and wood trim match the adjoining rooms. Built-in appliances and storage stretch across all walls for functional layout.
Bedroom
Situated at the edge of the house, the bedroom includes glass doors that lead directly to the deck and view beyond. A large bed with deep-toned bedding anchors the room across from a cozy armchair and classic wardrobe. Soft carpet and earth-tone walls complete the quiet retreat.
Basement Lounge
Organized for recreation, the basement lounge includes a billiards table, theater-style seating, and bar cabinetry under recessed lighting. A sliding door opens to the outdoors, while multiple windows line the back wall to bring in light. Wood and stone finishes repeat throughout the open-plan space.
Aerial View
Spanning across wide lawns and private roadways, the estate is set against a tree-lined lake that curves through the center of the landscape. Multiple homes, docks, and a pool complex are positioned along the shoreline. Forested sections and farmland in the distance create a secluded, rural setting.
Listing agent: Steven Asadoorian of eXp Realty, info provided by Coldwell Banker Realty
