Affordability Calculator
How Much House Can You Actually Afford?
Three numbers, and you'll know what price range these plans need to be in.
Everyone who'd be on the loan, per year.
Car loans, student loans, minimum credit card payments. Not rent or groceries.
What you can put down, not counting closing costs.
Your saved result
You could likely buy a home around
$0
What changes if rates move
| Rate | Home price | Monthly |
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30-year fixed. Monthly includes principal, interest, estimated property tax and insurance. A single point of rate movement changes what you can buy by tens of thousands — which is why the rate you're offered matters more than almost anything else.
See What I'd Be Approved ForAbout 2 minutes · No obligation
Compare today's actual rates →
A calculator can't tell you what a lender will. That part takes two minutes.
Get Pre-ApprovedEstimate only, based on standard 28/36 debt-to-income guidelines, a 30-year fixed loan, property tax at 1.1% and insurance at 0.5% of the home's value per year, and mortgage insurance at 0.5% of the loan per year when the down payment is under 20%. Taxes, insurance and lender limits vary widely by state and by lender, and your credit profile will change what you're offered. This is not a rate quote or a lending decision.