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Mortgage Payment Chart – How Much More Does a $100K Mortgage Cost Each Month with Each Half-Percent Increase?

Monthly Mortgage Payments – 30 Year $100,000 Mortgage

Monthly Mortgage Payments

30-Year $100,000 Mortgage

Interest Rate Monthly Payment Increase from Previous Rate
0.5% $299.19 –
1.0% $321.64 +$22.45
1.5% $345.12 +$23.48
2.0% $369.62 +$24.50
2.5% $395.12 +$25.50
3.0% $421.60 +$26.48
3.5% $449.04 +$27.44
4.0% $477.42 +$28.38
4.5% $506.69 +$29.27
5.0% $536.82 +$30.13
5.5% $567.79 +$30.97
6.0% $599.55 +$31.76
6.5% $632.07 +$32.52
7.0% $665.30 +$33.23
7.5% $699.21 +$33.91
8.0% $733.76 +$34.55
8.5% $768.91 +$35.15
9.0% $804.62 +$35.71
9.5% $840.85 +$36.23
10.0% $877.57 +$36.72

Calculation based on a 30-year fixed-rate mortgage of $100,000 with no down payment.

Monthly payments exclude property taxes, insurance, and other fees.

Monthly Mortgage Payment Calculator | Net Home Sale Proceeds Calculator | Mortgage Refinance Calculator | Rent vs. Buy Calculator

 

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  • Mortgage Pre-Approval
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    • Mortgage Rates Table (Compared)
    • Home Equity Rates (Compared)
  • Recent
  • Real Estate
    • Town Finder Tool
    • By State
    • Midwest
    • Northeast
    • Northwest
    • Southeast
    • Southwest
    • Homebuyer Checklist (PDF)
  • Calculators
    • Home Affordability Calculator
    • Monthly Mortgage Payment Calculator
    • Home Proceeds Calculator
    • Mortgage Refinance Calculator
    • Rent vs. Buy Calculator
    • Debt-to-Income Ratio Calculator
    • Home Loan Comparison Calculator
    • Mortgage Payment Chart
    • US Housing Data
  • Interiors
  • Luxury Homes
    • Celebrity Homes
  • House Plans
    • By Style
      • Victorian
      • Mid-Century Modern
      • Ranch-Style
      • Georgian
      • Farmhouse
      • Cabins
      • Craftsman
      • Bungalows
      • Northwest Style House Floor Plans
      • Mountain-Style House Floor Plans
      • Traditional-Style House Floor Plans
      • Spanish Style House Floor Plans
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    • Feature
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      • Jack and Jill Bathroom
      • Covered Porch
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      • Plans with a Loft
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      • With Garage
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