Looking for affordable places to live in Texas? According to the Zillow Home Value Index, there are several towns across the Lone Star State where you can find homes at surprisingly low prices. These hidden gems offer a chance to become a homeowner without breaking the bank.
You might notice something interesting in the data: many of the most affordable towns in Texas are located in the state’s rural counties, particularly in the Panhandle and West Texas regions. What’s even more fascinating is how some towns have seen dramatic price decreases since 2020, while others have experienced substantial growth despite remaining affordable compared to state averages.
As you explore these towns, you’ll discover that several of them have seen home values drop by 15-30% over just five years, reflecting complex economic challenges in rural Texas. But don’t count these places out – communities like Electra have shown impressive growth of more than 50% over the past decade while still maintaining affordability that’s virtually unheard of in Texas’s larger metros.
1. Ralls
- 2025 Home Value: $74,414
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Topping our list of Texas’s 25 most affordable towns, Ralls in Crosby County shows average home values of $74,414 in 2025. Located within the Lubbock metropolitan area just 30 miles east of Lubbock itself, this small community offers an interesting blend of rural affordability with proximity to a major regional hub. You’ll find Ralls provides better access to urban amenities than many towns on this list while maintaining housing prices that are a fraction of the state average.
2. Hebbronville
- 2025 Home Value: $73,996
- 2020 Home Value: $92,343
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: -19.87%
Serving as the seat of Jim Hogg County, Hebbronville has experienced a significant 19.87% decline in home values since 2020, dropping from $92,343 to $73,996 in 2025. You’ll discover that despite the substantial price decline, Hebbronville offers more amenities than some smaller towns on our list, including a well-established downtown area. The town’s location midway between Laredo and Corpus Christi provides reasonable access to larger cities while maintaining the affordability of rural South Texas.
3. Earth
- 2025 Home Value: $73,661
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
With possibly the most unique name of any town in America, Earth in Lamb County offers average home values of $73,661 in 2025. You’ll find this small community in the Texas Panhandle provides extraordinarily affordable housing in a tight-knit agricultural setting. While historical data isn’t available to track market trends, the current pricing makes Earth one of the few places where you can truthfully say you own a piece of Earth for less than $75,000.
4. Wellington
- 2025 Home Value: $71,642
- 2020 Home Value: $76,840
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: -6.77%
Known as the “Skyrocket Capital of Texas” for its annual celebration, Wellington in Collingsworth County has seen home values decline modestly from $76,840 in 2020 to $71,642 in 2025—a 6.77% decrease. As the county seat, this Panhandle town offers slightly more amenities than some smaller communities on our list while maintaining highly affordable housing prices. The relatively modest decline in values compared to some other communities might indicate a more stable market, potentially making it a safer bet if you’re concerned about further depreciation.
5. San Diego
- 2025 Home Value: $71,055
- 2020 Home Value: $105,659
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: -32.75%
Not to be confused with its California namesake, San Diego, Texas in Duval County has experienced the most dramatic price decline of any town on our list, with values plummeting 32.75% from $105,659 in 2020 to just $71,055 in 2025. Part of the Alice metropolitan area, this historic South Texas town has seen a significant market correction that has made it surprisingly affordable. Despite the steep decline in property values, the town’s historic architecture and established infrastructure might make it worth considering if you’re seeking affordability with more amenities than some of the smaller towns on this list.
6. Big Wells
- 2025 Home Value: $71,021
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Situated in Dimmit County in South Texas, Big Wells boasts average home values of $71,021 in 2025. While historical data isn’t available for trend analysis, the current prices make homeownership accessible in an area that benefits from South Texas’s warm climate and proximity to the Eagle Ford Shale energy production region.
7. Benavides
- 2025 Home Value: $70,966
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Located in Duval County within the Alice metropolitan area, Benavides offers average home values of $70,966 in 2025. This South Texas town, situated about 30 miles southwest of Alice, provides affordable housing options in a region that typically sees higher prices than the Panhandle communities dominating our list. You’ll find Benavides has a rich Hispanic heritage, with over 90% of residents being Latino, creating a vibrant cultural atmosphere that complements its affordable housing market. Though historical data isn’t available to track trends, current prices make it one of the most accessible options in South Texas.
8. Ranger
- 2025 Home Value: $70,826
- 2020 Home Value: $63,042
- 2015 Home Value: $59,091
- 2010 Home Value: $54,718
- % Change 2010-2025: 29.44%
- % Change 2015-2025: 19.86%
- % Change 2020-2025: 12.35%
Once a booming oil town in the early 1900s, Ranger in Stephens County has shown steady growth over the years, with home values increasing 29.44% from $54,718 in 2010 to $70,826 in 2025. You’ll find this consistent upward trajectory makes Ranger stand out among affordable Texas towns, with values growing at a healthy pace while still remaining accessible. The town’s historic downtown area and Ranger College give it more amenities than many comparably priced communities. While growth has slowed somewhat in recent years (12.35% since 2020), the overall upward trend might make Ranger worth your consideration if you’re looking for affordable property with appreciation potential.
9. Electra
- 2025 Home Value: $69,633
- 2020 Home Value: $51,826
- 2015 Home Value: $45,511
- 2010 Home Value: $55,391
- % Change 2010-2025: 25.71%
- % Change 2015-2025: 53.00%
- % Change 2020-2025: 34.36%
Named after the daughter of cattle baron W.T. Waggoner, Electra in Wilbarger County shows the most impressive growth trajectory of any town on our list. You’ll be intrigued to see how home values have surged from just $45,511 in 2015 to $69,633 in 2025—a remarkable 53% increase. Part of the Vernon metropolitan area, this former oil boomtown has experienced consistent growth since 2015, bucking the declining trend seen in many other affordable Texas communities. The town’s location near the Oklahoma border and strong growth pattern might make it worth your consideration if you’re looking for affordable housing with potential for appreciation.
10. Skellytown
- 2025 Home Value: $67,879
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
With its colorful name tied to its oil industry origins, Skellytown in Hutchinson County shows average home values of $67,879 in 2025. Part of the Borger metropolitan area, this small Panhandle community was originally a company town founded during the 1920s oil boom. You’ll find housing here remarkably affordable compared to state averages, though historical data isn’t available to analyze market trends.
11. Mathis
- 2025 Home Value: $67,250
- 2020 Home Value: $82,539
- 2015 Home Value: $71,439
- 2010 Home Value: $70,488
- % Change 2010-2025: -4.59%
- % Change 2015-2025: -5.86%
- % Change 2020-2025: -18.52%
Situated in San Patricio County within the Corpus Christi metropolitan area, Mathis offers the most complete historical data of any town on our list, showing a clear downward trend over time. You’ll notice home values have fallen from $70,488 in 2010 to $67,250 in 2025, representing a 4.59% decline over 15 years. The most dramatic drop occurred recently, with an 18.52% decrease since 2020. Mathis’s location near Lake Corpus Christi gives you recreational opportunities that many other affordable towns lack, potentially offering good value despite the declining market. Its proximity to Corpus Christi also means you’d have access to urban amenities while enjoying significantly lower housing costs.
12. Floydada
- 2025 Home Value: $66,785
- 2020 Home Value: $79,607
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: -16.11%
Known as the “Pumpkin Capital of the US,” Floydada in Floyd County has seen home values decline substantially from $79,607 in 2020 to $66,785 in 2025—a 16.11% decrease. You’ll find this agricultural community has a distinct character, particularly during its famous pumpkin harvest festivals. Despite the declining property values, Floydada offers affordable housing options with more amenities than some smaller towns on this list. The town’s rich farming heritage and community pride remain strong even as housing prices have adjusted downward, potentially creating buying opportunities if you’re looking for affordable rural property.
13. Memphis
- 2025 Home Value: $65,005
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Not to be confused with its Tennessee namesake, Memphis, Texas in Hall County offers average home values of $65,005 in 2025. This panhandle town serves as the county seat and has a rich history dating back to its founding in 1889. You’ll find this community offers housing at remarkably accessible prices, though historical data isn’t available to track market trends. The town’s classic southwestern architecture and wide streets lined with historic buildings give Memphis character that belies its ultra-affordable home prices, providing good value if you’re looking for a quiet place with authentic Texas heritage.
14. Crowell
- 2025 Home Value: $64,264
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
The county seat of Foard County, Crowell sits just off Highway 70 with average home values of $64,264 in 2025. Historical comparison data isn’t available for this small town, but the current values represent a remarkable opportunity in today’s housing market. You’ll discover Crowell’s agricultural heritage reflected in its community character, with local events often centered around farming traditions. The town offers an authentic slice of rural Texas life combined with housing costs that are a fraction of what you’d expect to pay in more populous regions of the state.
15. Knox City
- 2025 Home Value: $64,121
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Located in Knox County in the northern part of central Texas, Knox City shows average home values of $64,121 in 2025. Without historical data points, trend analysis isn’t possible, but the current prices represent exceptional value in today’s market. You’ll find this small farming community offers a traditional rural Texas lifestyle, centered around agriculture and close-knit community connections. The affordable housing market here could make homeownership accessible if you’re working with a limited budget or looking for investment properties with minimal initial outlay.
16. Crosbyton
- 2025 Home Value: $62,462
- 2020 Home Value: $69,684
- 2015 Home Value: $57,734
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: 8.19%
- % Change 2020-2025: -10.36%
Serving as the Crosby County seat and sitting within the Lubbock metropolitan area, Crosbyton shows an interesting price pattern with homes valued at $62,462 in 2025. You’ll note that while values have increased 8.19% since 2015, they’ve actually dropped 10.36% since their 2020 peak of $69,684. This roller coaster trend reflects the economic challenges many rural Texas communities have faced in recent years. You might find Crosbyton appealing for its combination of affordability and proximity to Lubbock, offering rural living with access to urban amenities just 36 miles away.
17. Paducah
- 2025 Home Value: $61,060
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
The county seat of Cottle County, Paducah offers homes averaging $61,060 in 2025, placing it ninth on our affordability list. This quiet town in the rolling plains region provides exceptional value for homebuyers, though historical data isn’t available to track market trends. You’ll find Paducah’s location along Highway 70 gives it better accessibility than some other ultra-affordable communities on this list. The town’s rich cotton-farming heritage and historic downtown provide character that complements its remarkably low housing costs.
18. Spur
- 2025 Home Value: $60,541
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
With the unique distinction of being the first town in America to officially welcome tiny houses, Spur in Dickens County offers average home values of $60,541 in 2025. Part of the Lubbock metropolitan area, this innovative small community has embraced alternative housing solutions while maintaining remarkably affordable real estate prices. You’ll appreciate that Spur combines rural affordability with progressive housing policies, making it particularly attractive if you’re interested in minimalist living or seeking an affordable first home.
19. Falfurrias
- 2025 Home Value: $59,486
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Unlike most towns on this list which are concentrated in the Panhandle, Falfurrias brings South Texas representation with average home values of $59,486 in 2025. Located in Brooks County, this town is known for its dairy industry history and unique position as a border checkpoint area. You’ll find the housing market here offers exceptional value despite lacking historical data for trend analysis. Falfurrias provides an affordable option if you’re looking to settle in the warmer climate of South Texas while keeping housing costs at a minimum.
20. Rotan
- 2025 Home Value: $57,674
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
In the rolling plains of Fisher County sits Rotan, where home values average just $57,674 in 2025. Without historical data for comparison, growth trends can’t be analyzed, but you’ll be hard-pressed to find more affordable housing elsewhere in Texas. The town provides an opportunity to purchase property at prices that seem like a throwback to decades past. You might appreciate Rotan’s small-town atmosphere and the financial breathing room that comes with such affordable real estate.
21. Shamrock
- 2025 Home Value: $57,556
- 2020 Home Value: $70,268
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: -18.09%
Famous for its U-Drop Inn on historic Route 66, Shamrock in Wheeler County has seen a significant decline in home values, dropping 18.09% from $70,268 in 2020 to $57,556 in 2025. Despite the declining property values, Shamrock offers an affordable entry point to homeownership with properties selling for a fraction of what you’d pay in larger Texas cities.
22. Rochester
- 2025 Home Value: $56,637
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Just a stone’s throw from Rule in Haskell County, Rochester comes in as the fourth most affordable town with average home values of $56,637 in 2025. Historical data isn’t available for comparison, but you’ll find the current prices remarkably accessible in today’s housing market. The town’s location in North Central Texas provides a rural atmosphere while still being within reasonable driving distance of larger communities. You might find Rochester appealing if you’re seeking affordable homeownership in a quiet setting.
23. Morton
- 2025 Home Value: $55,772
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
The small town of Morton in Cochran County ranks third on our list for affordability with average home values of $55,772 in 2025. Without historical data points for comparison, it’s difficult to assess growth patterns, but the remarkably low current prices make it worth your consideration if affordability is your primary concern. You’ll find Morton situated in the South Plains region of Texas, offering a quiet rural lifestyle that comes with an exceptionally low cost of entry into homeownership.
24. Rule
- 2025 Home Value: $54,868
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Nestled in Haskell County, Rule offers the second-lowest home values in Texas at just $54,868 in 2025. While historical comparison data isn’t available for this small town, the current prices represent an exceptional value in today’s market. You’ll appreciate the affordability factor here, especially when compared to the state’s average home value that exceeds $300,000. Rule provides a potential opportunity for budget-conscious homebuyers seeking to establish roots in a small Texas community.
25. Whiteface
- 2025 Home Value: $47,240
- 2020 Home Value: No data available
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- % Change 2010-2025: No data available
- % Change 2015-2025: No data available
- % Change 2020-2025: No data available
Located in Cochran County in the Texas Panhandle, Whiteface stands as the most affordable town in the entire state with 2025 home values averaging just $47,240. Unfortunately, historical data for 2010, 2015, and 2020 isn’t available to track growth trends, but the current pricing makes it an extraordinarily affordable option if you’re looking for a quiet rural community. You’ll find this small town offers a stark contrast to the skyrocketing prices seen in Texas’s major metropolitan areas.
