Nevada is an increasingly popular retirement destination, thanks to its warm, dry climate and no state income tax1.
In evaluating the best towns to retire in the Silver State, we considered seven key criteria: Cost of Buying a Home (housing affordability), Healthcare Access (availability of hospitals and medical services), Weather (year-round comfort and extreme conditions), Cultural Activities (museums, arts, dining, and entertainment), Outdoor Activities (parks, recreation, and natural scenery), Crime Rate (safety and security), and Airport Proximity (ease of travel for retirees and visiting family).
Each town is graded on these criteria from A+ (excellent) to D- (below average), relative to other communities in Nevada. These grades are subjective but grounded in state-level data and comparisons. Below, we present an alphabetical list of Nevada towns that excel as retirement spots, along with their criterion grades and highlights. This alphabetical ordering does not imply rank, but each selected town offers unique advantages for retirees.
1. Boulder City
- Cost of Buying a Home: B
- Healthcare Access: B+
- Weather: B+
- Cultural & Outdoor Activities: B+
- Crime Rate: A-
- Airport Proximity: A
Boulder City is a tranquil community famous for prohibiting gambling and maintaining a small-town feel2. With a median home price around $460,0002, housing is moderately priced for Nevada, offering decent mortgage affordability without the heavy crowds of Las Vegas.
Retirees appreciate the peaceful neighborhoods and slower pace, and while it’s not the cheapest town, Boulder City’s reasonable home prices make homeownership attainable without breaking the bank. The town’s low crime and friendly atmosphere provide a sense of security that is ideal for retirees seeking a safe haven.
Cultural and outdoor attractions abound in Boulder City. The community hosts art shows and local events like the annual “Art in the Park,” reflecting a thriving arts scene. Outdoor enthusiasts enjoy quick access to the Hoover Dam and Lake Mead. In fact, the iconic Hoover Dam is just minutes away for tours3, and Lake Mead National Recreation Area offers boating, fishing, and hiking opportunities3.
Healthcare is convenient with the 82-bed Boulder City Hospital in town3, and larger medical centers in Las Vegas are only about a 30-minute drive. Reaching Las Vegas’ McCarran International Airport takes roughly half an hour by car, making it easy for family visits or travel.
Key things to do:
- Exploring Hoover Dam’s engineering marvel and its museum3
- Boating and fishing on Lake Mead’s vast waters
- Enjoying picnics and bighorn sheep sightings at Hemenway Park
2. Carson City
- Cost of Buying a Home: C+
- Healthcare Access: A-
- Weather: B-
- Cultural & Outdoor Activities: A-
- Crime Rate: B
- Airport Proximity: A-
Carson City, Nevada’s capital, blends historical charm with modern convenience. The median home price is around $475,0002, which is mid-range for Nevada – not the cheapest, but also not as steep as lakefront communities. This means buying a home here requires a moderate budget, and getting a mortgage is manageable compared to Nevada’s priciest areas.
The city’s rich history and solid infrastructure are big draws for retirees, and its strong sense of community makes newcomers feel welcome. Crime rates are moderate, and neighborhoods tend to be peaceful, giving retirees comfort and safety.
Cultural life in Carson City is vibrant for a city of its size. The downtown area features museums (like the Nevada State Museum and Nevada State Railroad Museum), theaters, and art galleries2 that provide plenty of intellectual stimulation. There’s also a lively casino and dining scene for entertainment.
Outdoor activities are exceptional – Carson City is nestled at the base of the Sierra Nevada, so hiking and biking trails are close by, and beautiful Lake Tahoe is only a 30-minute drive for skiing or beach outings. Healthcare access is excellent: Carson City has its own full-service hospital (Carson Tahoe Health) and numerous clinics in town2. For travel, the Reno-Tahoe International Airport is about a 30-40 minute drive north, so catching a flight or picking up visiting grandkids is relatively easy.
Key things to do:
- Strolling the Kit Carson Historic Trail past landmark buildings
- Visiting the Nevada State Museum and other historical sites
- Taking day trips to Lake Tahoe for boating or skiing
3. Fernley
- Cost of Buying a Home: A
- Healthcare Access: C+
- Weather: B
- Cultural & Outdoor Activities: C+
- Crime Rate: B-
- Airport Proximity: A-
Fernley is an attractive option for budget-conscious retirees, combining small-town living with proximity to Reno. The median home price in Fernley is about $320,0003, offering excellent mortgage affordability for retirees who want to own a home without a heavy financial burden. This affordability, along with a peaceful community vibe, makes Fernley a top pick for those seeking value. The town has a low-key, friendly atmosphere. Crime is relatively low, in line with its small-town character, although like any growing area, it sees some minor incidents.
While Fernley is quieter than Nevada’s big cities, it still provides a fulfilling lifestyle. Outdoor recreation is a highlight: the town is surrounded by desert beauty and is near scenic spots like Pyramid Lake and Lahontan State Recreation Area, great for hiking, fishing, and birdwatching3.
Cultural activities within Fernley are modest – expect local festivals, community gatherings, and a small historical museum – but Reno’s theaters, museums, and restaurants are just 30 miles away for a dose of city entertainment. Healthcare access is one consideration; Fernley does not have a major hospital of its own, but residents can reach medical facilities in Fallon or Reno within about 30 minutes. For long-distance travel, Reno-Tahoe International Airport is roughly a half-hour drive, making flights fairly convenient.
Key things to do:
- Hiking and birdwatching at nearby Pyramid Lake and Lahontan Reservoir3
- Attending Fernley’s local community festivals and farmers markets
- Day trips to Reno for shopping, dining, and cultural events
4. Gardnerville
- Cost of Buying a Home: D
- Healthcare Access: B
- Weather: B-
- Cultural & Outdoor Activities: B
- Crime Rate: B+
- Airport Proximity: B+
Gardnerville is a charming small town in the Carson Valley known for its rustic feel and mountain vistas2. Homes here are on the expensive side – the average home costs around $580,0002, so getting a home loan could be costly for retirees on a tight budget. Despite the higher price tag, many find the town’s peaceful rural atmosphere and stunning natural surroundings worth the premium. Gardnerville has a very low crime rate and a tight-knit community, allowing retirees to feel secure and connected in their neighborhood.
The town offers a quiet lifestyle with plenty of outdoor activities at its doorstep. Gardnerville is just minutes from the Sierra Nevada mountains, so fishing in the Carson River, hiking alpine trails, and even skiing are part of the local lifestyle2. Cultural activities are more low-key: the town has a few local museums and historic sites (nearby Genoa, Nevada’s oldest settlement, is close by), along with seasonal community events that bring residents together.
For more extensive shopping or arts, residents often hop over to Carson City or Lake Tahoe, each about 30–45 minutes away. Healthcare needs are met by the Carson Valley Medical Center, a small hospital located right in Gardnerville3, and larger medical centers in Carson City are roughly a half-hour drive. The proximity to the Reno-Tahoe airport (about a 1-hour drive) is another plus for those who travel often.
Key things to do:
- Fishing and picnicking along the Carson River in Carson Valley
- Hiking and skiing in the nearby Sierra Nevada mountains2
- Exploring local history at the Genoa Courthouse Museum and Mormon Station State Park
5. Henderson
- Cost of Buying a Home: C
- Healthcare Access: A
- Weather: A-
- Cultural & Outdoor Activities: A
- Crime Rate: A
- Airport Proximity: A+
Henderson is Nevada’s second-largest city and a top retirement choice for those who want city amenities with a suburban feel. The average home costs about $484,0002, so purchasing here isn’t the cheapest in the state – getting a mortgage in Henderson means a slightly higher investment than in rural towns.
However, Henderson’s value comes with its high quality of life: it’s consistently ranked among the safest cities in the U.S.4, and it offers a wealth of services, shopping, and recreation. Retirees find that the cost is justified by the city’s well-kept neighborhoods and the peace of mind that comes from low crime rates5.
As a suburb of Las Vegas, Henderson provides easy access to world-class cultural and entertainment activities. Within the city, residents enjoy theaters, art galleries, casinos, and community events, as well as the perks of being near the Las Vegas Strip for endless shows, fine dining, and museums.
Outdoor activities are also abundant: Henderson boasts dozens of parks and walking trails, plus proximity to Lake Mead for boating and fishing. The weather is warm year-round (with very hot summers and mild winters), which many retirees find appealing for an active outdoor lifestyle. Healthcare access is excellent — the city has numerous hospitals and clinics, ensuring medical care is always nearby2. McCarran International Airport in Las Vegas is only about 15–20 minutes away, so flying out is quick and convenient for Henderson residents.
Key things to do:
- Walking and bird-watching at the Henderson Bird Viewing Preserve
- Shopping and dining at The District at Green Valley Ranch
- Taking in Las Vegas shows and entertainment just a short drive away
6. Incline Village
- Cost of Buying a Home: D-
- Healthcare Access: B-
- Weather: C
- Cultural & Outdoor Activities: B+
- Crime Rate: A
- Airport Proximity: B
Incline Village is an upscale community on the north shore of Lake Tahoe, offering a luxurious mountain lifestyle for retirees who can afford it. The median home price is approximately $1.4 million2 – among the highest in Nevada – so obtaining a mortgage here could be very costly. In return, residents enjoy a serene environment with stunning lake and mountain views at every turn. The village is known for its safety and cleanliness; crime is minimal, and the community is well-maintained. For those seeking a high-end retirement destination with a resort-like feel, Incline Village fits the bill.
Outdoor recreation is the centerpiece of life in Incline Village. Retirees can feel like they’re on perpetual vacation, with world-class skiing in the winter and hiking in the summer right outside their door2. Boating, kayaking, and beach days at Lake Tahoe are everyday activities during the warmer months. Cultural opportunities are quieter here than in a city, but the community does host seasonal festivals, farmers markets, and the nearby Lake Tahoe Shakespeare Festival each summer.
For shopping, dining, and arts, Incline has a selection of high-quality restaurants and boutiques, and the larger towns of Tahoe City and Reno are within an hour’s drive. Healthcare access is decent: there’s a local community hospital/clinic in Incline Village for basic needs, and for major medical services residents often drive about 45 minutes to hospitals in Reno or Carson City. Reno-Tahoe International Airport is roughly a 50-minute drive, providing access to flights when needed.
Key things to do:
- Skiing and snowboarding at Diamond Peak Ski Resort in winter
- Boating and beach outings on the shores of Lake Tahoe
- Hiking scenic trails, including segments of the Tahoe Rim Trail
7. Laughlin
- Cost of Buying a Home: A
- Healthcare Access: C+
- Weather: B
- Cultural & Outdoor Activities: B-
- Crime Rate: B
- Airport Proximity: C+
Laughlin is a small resort town on the Colorado River, offering an affordable riverfront retirement with a dash of casino excitement. The median home price is about $250,0006, which means excellent mortgage affordability for retirees looking to buy. This low cost of housing is a major draw; retirees on fixed incomes can comfortably purchase a home here without financial strain. Laughlin’s ambiance is unique – it’s slower and more laid-back than Las Vegas, but it still has the glitz of casinos along the river. The town is generally safe and quiet, with most crime statistics below national averages, and a strong presence of fellow retirees enjoying the sunshine.
When it comes to recreation, Laughlin offers a blend of entertainment and outdoor fun. The town’s riverside casinos provide dining, gaming, and live entertainment options, meaning you don’t have to travel for a good show or a nice dinner out. Outdoors, retirees take advantage of the beautiful Colorado River for boating, jet skiing, and fishing. A paved Riverwalk runs along the casino row, making for scenic strolls by the water.
For nature excursions, the nearby Grapevine Canyon features hikes to see ancient petroglyphs in the desert, and Lake Mohave is a short drive away for swimming and camping. While Laughlin doesn’t have its own major hospital, there is a medical center just across the river in Bullhead City, Arizona, only 10 minutes away, ensuring healthcare is accessible. The town has a small local airport primarily for charter flights; the nearest major airport is in Las Vegas, about 90 minutes by car, which is something to consider for frequent travelers.
Key things to do:
- Enjoying live entertainment and gaming at Laughlin’s casino resorts
- Cruising or fishing on the Colorado River under the desert sun
- Walking the Laughlin Riverwalk with views of the river and casinos
8. Mesquite
- Cost of Buying a Home: B+
- Healthcare Access: B-
- Weather: A-
- Cultural & Outdoor Activities: B
- Crime Rate: A-
- Airport Proximity: C+
Mesquite is a warm, golf-loving community near the Arizona border that has become one of Nevada’s most popular retirement enclaves. Homes are relatively affordable here, with a median around $380,0002 – a level of pricing that offers good mortgage affordability compared to Nevada’s larger cities. Mesquite’s low cost of living and abundance of new retirement communities (including 55+ neighborhoods) make it welcoming for retirees looking for value. The town is extremely safe, boasting one of the lowest crime rates in the state5, and about 41% of the population is 65 or older7, so there’s a strong sense of community among seniors.
Culturally, Mesquite is quieter than the big cities but still offers plenty to do. It’s known for several championship golf courses, including the famous Wolf Creek Golf Club set amid stunning desert vistas3. The city has the Virgin Valley Heritage Museum and a growing arts scene highlighted by the Mesquite Fine Arts Center, which hosts exhibits and art classes3. There are also casinos and resorts in town that feature dining, gaming, and live music entertainment on a smaller scale than Las Vegas.
Outdoor activities are a major highlight – aside from golf, residents enjoy hiking in the surrounding desert and day trips to spectacular natural areas (Mesquite is about an hour from Valley of Fire State Park and a couple of hours from national parks in Utah). Mesquite has its own hospital (Mesa View Regional Hospital) and medical clinics in town7, providing convenient healthcare for residents. For long-distance travel, McCarran International Airport in Las Vegas is roughly 80 miles (about a 1.5-hour drive) to the southwest, which is something to plan around, as Mesquite’s local airport is for private aviation only.
Key things to do:
- Teeing off at scenic golf courses like Wolf Creek Golf Club3
- Learning local history at the Virgin Valley Heritage Museum
- Exploring nearby natural wonders like Valley of Fire State Park
9. Pahrump
- Cost of Buying a Home: A-
- Healthcare Access: B-
- Weather: A-
- Cultural & Outdoor Activities: C+
- Crime Rate: C
- Airport Proximity: B
Pahrump is a rural town west of Las Vegas known for open spaces, affordability, and a slower pace of life2. The median home price is roughly $343,0002, making Pahrump quite affordable and giving retirees strong mortgage affordability if they choose to buy here. Many homes come on large lots, offering privacy and panoramic desert views. The cost of living is lower than the national average2, and retirees are drawn to the area’s quiet, unhurried atmosphere. Crime rates in Pahrump are a bit higher than in some smaller Nevada towns due to its size and rural nature, but overall violent crime remains relatively low and the community is close-knit.
Outdoor and leisure activities define much of the lifestyle in Pahrump. The town is home to a couple of wineries, giving residents a taste of local Nevada wine and frequent wine-tasting events. Golf is another pastime, with courses like the lakeside track at Lake View Golf Club. For the adventurous, Pahrump is an off-roading haven, and it’s also a gateway to stunning natural areas – Death Valley National Park is about an hour’s drive west, making for an easy day trip to see sand dunes and salt flats.
Cultural activities and nightlife in Pahrump are relatively limited (think small casinos, local restaurants, and community concerts), but Las Vegas is about 60 miles away for big shows and shopping when desired. Healthcare is served by the Desert View Hospital in Pahrump, a small hospital that covers basic needs. For specialized care or flights, retirees can drive approximately one hour to Las Vegas, where top-tier hospitals and McCarran International Airport are readily accessible.
Key things to do:
- Sipping wines and touring the vineyards at Pahrump Valley Winery
- Golfing with mountain backdrops at the local courses
- Off-roading and exploring desert landscapes towards Death Valley
10. Reno
- Cost of Buying a Home: D+
- Healthcare Access: A
- Weather: C+
- Cultural & Outdoor Activities: A
- Crime Rate: C
- Airport Proximity: A+
Reno, known as “The Biggest Little City in the World,” offers an active urban retirement with a small-city vibe. The median home price is about $550,0002, which is on the high side for Nevada – buying a house in Reno often means a larger mortgage and higher monthly payments than in the state’s rural areas. However, Reno compensates with an exciting mix of amenities.
It has a lively arts scene, multiple casinos, and a variety of dining and shopping options2. Crime in Reno is higher than in Nevada’s smaller towns (as expected in any city), but it still ranks as one of the safer mid-sized cities in the state. Many neighborhoods in the outskirts and suburbs are quite safe, giving retirees options to live in quieter areas while enjoying city conveniences.
Cultural activities in Reno are plentiful. The city hosts numerous events and festivals, from classic car shows to hot-air balloon races. There are museums such as the Nevada Museum of Art and the National Automobile Museum, and the University of Nevada adds a touch of college-town energy with concerts and sports.
For nightlife and entertainment, Reno’s casinos offer Broadway-style shows, concerts, and dining. Outdoors, Reno is hard to beat: it’s located minutes from the Sierra Nevada mountains, providing easy access to ski resorts and hiking trails. The Truckee River runs right through downtown with a scenic riverwalk and parks. Lake Tahoe is only a 45-minute drive away, so retirees can spend a day at the lake or on the slopes and be back home by evening. Healthcare in Reno is excellent, with several large hospitals (including a regional medical center) and a wide range of specialists available2.
The city also has the advantage of its own airport – Reno-Tahoe International Airport – making travel extremely convenient for residents, often just a 10-15 minute drive from home.
Key things to do:
- Trying your luck or enjoying a show at Reno’s many casino resorts
- Visiting the Reno Riverwalk District for restaurants, galleries, and parks
- Taking a short drive to Lake Tahoe for skiing, hiking, or beach relaxation
11. Sparks
- Cost of Buying a Home: D
- Healthcare Access: A-
- Weather: C+
- Cultural & Outdoor Activities: B+
- Crime Rate: C+
- Airport Proximity: A
Sparks lies adjacent to Reno and offers a slightly quieter, family-friendly environment while still benefiting from all the Reno metro area amenities. The average home price in Sparks is around $511,0002, nearly as high as Reno, so getting a mortgage here will be similarly costly for retirees. Many choose Sparks for its suburban charm – you can find newer housing developments and planned communities that appeal to retirees seeking a modern home. Sparks has a somewhat lower crime rate than Reno proper, and its neighborhoods have a close-knit feel, making retirees feel comfortable and secure.
When it comes to activities, Sparks holds its own. The city hosts popular annual events like the Nugget Rib Cook-Off and Hot August Nights (a classic car festival), providing fun cultural experiences for all ages. It also features the Sparks Marina Park, a large lakefront park in the heart of the city where retirees can walk, paddle-board, or picnic by the water.
Being right next to Reno, all of Reno’s cultural attractions – theaters, casinos, concerts, and restaurants – are just minutes away for Sparks residents. Outdoor recreation is easily accessible: from Sparks, it’s a quick drive to the Tahoe area for skiing or to Pyramid Lake for fishing. Within town, there are plenty of community parks and walking paths. Healthcare access is excellent as well; Sparks is home to its own hospital (Northern Nevada Medical Center) and is only 5-15 minutes from the major hospitals in Reno. Reno’s international airport is about a 15-minute drive, so traveling is straightforward for Sparks retirees.
Key things to do:
- Walking or kayaking at Sparks Marina Park on a sunny day
- Joining the crowd at the annual Best in the West Nugget Rib Cook-Off
- Catching a concert or baseball game in downtown Reno next door
12. Yerington
- Cost of Buying a Home: A
- Healthcare Access: C
- Weather: C+
- Cultural & Outdoor Activities: C
- Crime Rate: A-
- Airport Proximity: C
Yerington is a small agricultural town in western Nevada that offers retirees an affordable and community-focused lifestyle. The average home in Yerington costs around $296,0002, making it one of the most affordable markets in the state. High mortgage affordability means retirees can purchase property here with minimal financial stress. The town is quiet and friendly – with just over 3,000 residents, it has a true small-town feel. Neighbors know each other, and local crime is low, so seniors often feel very safe. Yerington’s slower pace and low cost of living are a big part of its appeal for those looking to stretch their retirement savings.
Life in Yerington revolves around community and the outdoors. The town hosts local events like the annual Night in the Country music festival and seasonal fairs that bring everyone together2. Cultural attractions are modest – think small museums, an art center, and community theater productions – but they are heartfelt and locally supported. Outdoor activities include fishing on the Walker River, exploring nearby wildlife refuges, and enjoying expansive high-desert scenery.
Yerington’s location in Mason Valley means the weather includes hot summers and cool winters, with relatively little snow. Healthcare access is perhaps the biggest trade-off; the town has a small hospital (South Lyon Medical Center) for basic care, but for major medical needs, residents typically drive about an hour to Carson City or Reno. The Reno-Tahoe International Airport is roughly 90 minutes away by car, so travel requires a bit of planning. However, many retirees in Yerington find that the close-knit community and affordable living make these trade-offs worthwhile.
Key things to do:
- Fishing or relaxing by the Walker River in the peaceful Mason Valley
- Enjoying community gatherings like Yerington’s annual country music festival2
- Exploring local history at the Lyon County Museum and historic Main Street
References
- District Lending – “10 States That Are Retirement Friendly in 2024.” https://districtlending.com/10-states-that-are-retirement-friendly-in-2024/
- Asset Preservation Wealth & Tax – “The Best Places to Retire in Nevada.” https://www.apsitaxes.com/blog/best-places-to-retire-in-nevada
- WorldAtlas – “6 Budget-Friendly Towns in Nevada for Retirees.” https://www.worldatlas.com/cities/6-budget-friendly-towns-in-nevada-for-retirees.html
- Las Vegas Real Estate – “#1 Safest City in America to Raise a Family.” https://www.lasvegasrealestate.org/blog/1-safest-city-in-america-to-raise-a-family/
- SafeWise – “Nevada’s Safest Cities of 2024.” https://www.safewise.com/blog/safest-cities-nevada/
- Rocket Homes – “Laughlin, Nevada Housing Market Report February 2025.” https://rocket.com/homes/market-reports/nv/laughlin
- Retirable – “10 Best Cities To Retire In Nevada In 2025.” https://retirable.com/advice/lifestyle/10-best-cities-to-retire-in-nevada
Have you ever thought about Fernley? It seems like such a cozy spot for retirees! With affordable homes and a chill vibe, plus outdoor fun at Pyramid Lake, it’s hard to resist. The community feels tight-knit, and those desert views are just stunning. What do you think about living there?
Fernley offers a welcoming community and beautiful scenery that can make retirement truly enjoyable. You’ll create lasting memories here! What do you think?
I had no idea Reno was such a great spot for retirees! The arts scene and outdoor activities sound awesome, plus a lower cost of living is a huge bonus!
I hope Reno’s growth doesn’t mean rising costs for folks like us. I’d hate to think the charm could fade. Remember, affordability is key for retirement! It’s like searching for hidden gems!
You know, it’s like finding a hidden gem when you discover Carson City. The rich history, friendly vibes, and all those fun activities really make it a top choice for retirement. Plus, if you’re into golf or outdoor adventures, Mesquite and Boulder City are worth considering too!
Carson City’s charm is undeniable, but don’t overlook places like Reno for vibrant nightlife.
Have you thought about retiring in Nevada? Carson City and Fernley are great options, but don’t overlook Mesquite for its warmth and golf, or Boulder City for its outdoor fun!
Isn’t it great how Laughlin combines a laid-back vibe with fun activities? Plus, those annual events really create a sense of community! It sounds like a perfect retirement spot to explore!