Retirement is the perfect time to explore new horizons and settle in a place that offers both tranquility and adventure. The American Southwest, with its stunning landscapes and serene lakes, presents an inviting backdrop for those seeking a fulfilling retirement by the water’s edge. From picturesque mountain retreats to sun-soaked desert oases, we’ve compiled a countdown of the 20 best lakeside towns that offer retirees a perfect blend of relaxation, community, and natural beauty.
20. Prescott, Arizona: Lakeside Living Amidst Ponderosa Pines
Nestled among the towering ponderosa pines of Northern Arizona, Prescott offers retirees a charming blend of small-town allure and natural beauty. While known for its historic Whiskey Row and Victorian architecture, Prescott is also home to picturesque lakes like Watson Lake and Lynx Lake. These serene bodies of water, surrounded by granite boulders and forest trails, provide ample opportunities for fishing, kayaking, and peaceful lakeside picnics. The mild climate and friendly community make it an inviting place to enjoy the golden years. With average home prices ranging from $400,000 to $750,000, a 3-4 bedroom house offers a perfect balance of comfort and investment for lakeside living amidst the pines.
19. Show Low, Arizona: Mountain Lake Living in the White Mountains
Perched in the cool elevations of the White Mountains, Show Low is a haven for retirees seeking a refreshing escape from the desert heat. The town boasts access to Fool Hollow Lake, a hidden gem ideal for fishing, boating, and bird watching. Surrounded by lush forests, Show Low offers miles of hiking and biking trails. The community’s welcoming spirit and seasonal events like the local farmers’ market make it a delightful place to call home. With home prices ranging from $300,000 to $495,000, retirees can enjoy the comfort of a 3-4 bedroom residence in a serene, nature-rich setting.
18. Cedar City, Utah: Gateway to Iron County’s Lakes and Outdoor Adventures
Cedar City combines small-town charm with access to some of Utah’s most stunning natural attractions. Retirees here can enjoy day trips to nearby lakes like Navajo Lake and the unique formations of Cedar Breaks National Monument. The city’s vibrant arts scene, including the annual Utah Shakespeare Festival, offers cultural enrichment amidst the natural beauty. It’s a perfect spot for those who appreciate both the arts and the outdoors. With 3-4 bedroom homes priced between $350,000 and $404,128, Cedar City offers an affordable yet enriching lifestyle close to nature and culture.
17. Sand Hollow, Utah: Retirement Near Red-Sand Beaches
Sand Hollow, with its striking contrast of red sandstone and blue waters, provides a picturesque setting for a laid-back retirement. The Sand Hollow Reservoir is not just a place for swimming and boating but also features unique red-sand beaches reminiscent of a desert paradise. Off-road enthusiasts can explore the adjacent Sand Mountain dunes, and anglers will find the reservoir teeming with bass. It’s a Southwestern retreat unlike any other. Homes with 3-4 bedrooms are available for $500,000 to $700,000, offering a comfortable base for retirees in this scenic oasis.
16. Lake Isabella, California: Affordable Lakeside Living in Kern County
For retirees seeking tranquil lakeside living without the hefty price tag, Lake Isabella is a hidden treasure. Nestled in the southern Sierra Nevada, this community offers excellent fishing and boating on one of California’s largest reservoirs. The nearby Kern River is a favorite for white-water rafting and fly fishing. With its stunning mountain backdrop and relaxed pace, Lake Isabella is ideal for those who appreciate nature’s quieter side. Affordable 3-4 bedroom homes range from $250,000 to $394,300, making it a budget-friendly choice for lakeside retirement.
15. Big Bear Lake, California: Alpine Retreat in the San Bernardino Mountains
Big Bear Lake offers retirees the charm of a mountain village with the added benefit of lakeside living. Situated at 6,750 feet, it’s a four-season destination with mild summers and snowy winters. The town provides a wealth of recreational activities, from hiking and fishing to skiing at nearby resorts. Cozy lakeside cabins and a quaint downtown with local eateries and shops make Big Bear Lake a delightful place to enjoy an active retirement. With 3-4 bedroom homes priced between $500,000 and $800,000, retirees can find their alpine haven amidst stunning natural beauty.
14. Possum Kingdom Lake, Texas: Scenic Cliffs and Clear Waters for the Perfect Getaway
Possum Kingdom Lake, often called “PK” by locals, is renowned for its deep, clear waters and the striking Hell’s Gate rock formation. Retirees who settle here can enjoy boating, fishing, and stunning sunsets over the lake’s rugged cliffs. The area offers a serene environment with a tight-knit community, making it a perfect spot for those seeking peace and natural beauty in their retirement years. Homes with 3-4 bedrooms are available for $405,489 to $634,715, blending comfort and scenic tranquility.
13. Kingsland, Texas: Where the Llano and Colorado Rivers Meet
Kingsland is uniquely situated at the confluence of the Llano and Colorado Rivers, forming the beginning of Lake LBJ. This provides abundant opportunities for fishing, kayaking, and leisurely boat rides. The town is also home to the historic Antlers Hotel and the charming railway district. With its relaxed atmosphere and scenic river views, Kingsland offers a tranquil setting for retirees looking to unwind. Affordable 3-4 bedroom homes range from $250,000 to $450,000, making this riverside community an attractive choice.
12. Lakeway, Texas: Active Adult Living on the Shores of Lake Travis
Located on the south shore of Lake Travis, Lakeway is a resort-style community known for its golf courses, marinas, and lush green spaces. Retirees will find plenty to do, from sailing and fishing to joining social clubs. The Lakeway Resort and Spa offers a touch of luxury, while the nearby Lakeway City Park provides peaceful walking trails. It’s an ideal spot for those who want to stay active and engaged. Premium 3-4 bedroom homes in Lakeway are priced between $925,000 and $993,883, offering luxurious living near the shores of Lake Travis.
11. Lake Las Vegas, Nevada: Resort-Style Retirement Near the Strip
Just a short drive from the excitement of Las Vegas, Lake Las Vegas offers a tranquil retreat with Mediterranean-inspired architecture and upscale amenities. The area features luxury homes, golf courses designed by renowned architects, and a village with boutique shops and restaurants. The 320-acre man-made lake is perfect for electric boats and paddleboarding, providing a serene backdrop for a leisurely lifestyle. With 3-4 bedroom homes priced between $500,000 and $700,000, Lake Las Vegas combines resort-style comfort with an ideal location.
10. Boulder City, Nevada: A Quiet Retreat Near Lake Mead
Boulder City stands out in Nevada for its prohibition of gambling, offering a peaceful atmosphere just minutes from Lake Mead. Retirees here can enjoy boating, fishing, and stunning views of the Hoover Dam. The historic downtown hosts art festivals and car shows, fostering a strong sense of community. With its small-town charm and outdoor activities, Boulder City is a hidden gem in the desert. The average cost of a 3-4 bedroom home ranges from $425,000 to $570,700, making it an appealing option for those seeking comfort near the lake.
9. Elephant Butte, New Mexico: Sun-Soaked Days on New Mexico’s Largest Lake
Elephant Butte is home to the largest lake in New Mexico, a haven for water enthusiasts who enjoy fishing, sailing, and swimming. The town offers affordable living and a relaxed pace, with desert landscapes that paint a beautiful backdrop at sunrise and sunset. Nearby hot springs in Truth or Consequences provide a unique way to unwind, making Elephant Butte a delightful spot for retirees seeking warmth and tranquility. With 3-4 bedroom homes priced between $230,000 and $450,000, Elephant Butte offers a budget-friendly lakeside lifestyle.
8. Canyon Lake, Texas: The Jewel of the Texas Hill Country
Canyon Lake’s crystal-clear waters and rolling hill country scenery make it a picturesque location for retirement. The lake is surrounded by parks perfect for picnicking and wildlife observation, and it’s known for excellent fishing. The community is active and friendly, with local wineries and small-town festivals adding to its charm. It’s a serene environment for those looking to enjoy nature’s beauty every day. Homes with 3-4 bedrooms range from $350,000 to $500,000, making this scenic retreat both accessible and inviting.
7. Granbury, Texas: Historic Living on Lake Granbury
Granbury combines rich history with lakeside leisure, offering retirees a unique blend of culture and recreation. The historic square features boutiques, eateries, and the Granbury Opera House. Lake Granbury provides opportunities for boating and fishing, while the community hosts events like the Harvest Moon Festival. With its welcoming atmosphere and lively arts scene, Granbury is a charming place to settle down. The cost of a 3-4 bedroom home falls between $300,000 and $450,000, making it an affordable and culturally rich destination.
6. Bullhead City, Arizona: Riverfront Tranquility on the Colorado River
Situated along the banks of the Colorado River, Bullhead City enjoys over 300 days of sunshine a year. Retirees can indulge in leisurely river cruises, fishing, and riverside casinos in nearby Laughlin, Nevada. The Heritage Greenway Park and Trails offer scenic walks along the river. With its warm climate and laid-back lifestyle, Bullhead City is ideal for those looking to bask in the sun. Affordable 3-4 bedroom homes are available for $250,000 to $400,000, making riverside living accessible for retirees.
5. Lago Vista, Texas: Hill Country Views Overlooking Lake Travis
Lago Vista, perched on the north shore of Lake Travis, offers breathtaking panoramic views and a peaceful environment. The community is known for its active lifestyle, with golf courses, marinas, and numerous parks. Retirees can participate in local clubs and enjoy performances at the Lago Vista Players theater group. With its combination of natural beauty and community spirit, it’s a wonderful place to enjoy retirement. Homes with 3-4 bedrooms are priced between $400,000 and $523,400, offering comfort and stunning views in the heart of the Hill Country.
4. Marble Falls, Texas: Small-Town Charm Amidst the Highland Lakes
Marble Falls sits in the heart of the Texas Hill Country, offering easy access to Lake Marble Falls and nearby Lake LBJ. The town’s Main Street is lined with art galleries, cafes, and antique shops. Retirees can explore the scenic Bluebonnet trails in the spring or enjoy a leisurely round of golf. The friendly community and serene surroundings make Marble Falls a delightful haven. 3-4 bedroom homes here are available for $350,000 to $430,000, combining small-town charm with affordability.
3. Horseshoe Bay, Texas: Luxury Lakeside Living on Lake LBJ
Horseshoe Bay is an upscale community situated on the shores of the constant-level Lake LBJ, ensuring year-round boating and water activities. Retirees can enjoy world-class golf courses, a yacht club, and a variety of dining options. The resort-like atmosphere, coupled with the tranquility of the lake, offers a luxurious yet relaxed retirement experience. Luxury homes with 3-4 bedrooms are priced between $550,000 and $700,000, making Horseshoe Bay a premier destination for upscale lakeside living.
2. Page, Arizona: Gateway to Lake Powell’s Majestic Canyons
Page is a unique destination situated near the staggering red-rock canyons of Lake Powell. Retirees here can embark on daily adventures, from exploring the intricate formations of Antelope Canyon to boating through the lake’s winding waterways. The Glen Canyon Dam overlook provides breathtaking views, and the town’s friendly vibe makes it a welcoming place to settle. It’s perfect for those who crave stunning landscapes and outdoor exploration. Homes with 3-4 bedrooms range from $350,000 to $550,000, offering a balance of comfort and access to natural wonders.
1. Lake Havasu City, Arizona: A Desert Oasis with Canal-Front Living
At the top of our list is Lake Havasu City, a vibrant community known for its sunny skies and waterfront lifestyle. Home to the historic London Bridge, relocated from England, the city offers unique canal-front homes reminiscent of a desert Venice. Retirees can enjoy boating, fishing, and a lively social scene with year-round events like hot air balloon festivals and classic car shows. With its combination of outdoor recreation and community amenities, Lake Havasu City is the ultimate lakeside retirement destination in the Southwest. 3-4 bedroom homes here are priced between $450,000 and $500,000, offering an ideal blend of affordability and waterfront living.
