Home Equity Calculator
How Much Can You Borrow Against Your Home?
Most homeowners can access more than they think. Two numbers, ten seconds.
$
A recent estimate or what similar homes nearby have sold for.
$
Your current payoff balance. Enter 0 if it's paid off.
Enter both numbers to see your result.
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Your saved result
You could potentially borrow up to
$0
Conservative lender (80% CLTV)$0
Typical HELOC (85% CLTV)$0
Aggressive lender (90% CLTV)$0
About 2 minutes · No obligation · Your mortgage rate stays untouched
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This number is an estimate. The real one takes two minutes.
Get My Real NumberEstimate only. Lenders size a line of credit on a current appraisal, your credit profile, income and debt-to-income ratio, and their own combined loan-to-value limits, which vary by lender and by state. Your actual offer may be higher or lower.