Retirement is the perfect time to embrace a new chapter of life, and what better way to do so than settling down by a serene lakeside in the Southeast? From quaint towns with rich histories to vibrant communities buzzing with activities, the Southeast offers a variety of lakeside havens ideal for retirees seeking relaxation, adventure, or a bit of both. Let’s count down the 20 best lakeside towns that could be the backdrop for your next great adventure.
20. Lake Barkley, Kentucky: Natural Beauty and Relaxed Lifestyle
Nestled in western Kentucky, Lake Barkley is a tranquil retreat surrounded by rolling hills and abundant wildlife. This area is a paradise for bird watchers and nature enthusiasts, with the Land Between the Lakes National Recreation Area nearby offering over 170,000 acres of outdoor activities. Retirees here enjoy a relaxed pace of life, fishing in the serene waters, and exploring hidden coves that most tourists overlook. A 3- to 4-bedroom home here averages between $400,000 and $600,000, offering a mix of modern comforts and stunning lakeside views.
19. Lake Anna, Virginia: A Hidden Gem for Peaceful Retirement
Lake Anna, one of Virginia’s largest freshwater lakes, offers a peaceful setting away from the hustle and bustle. With over 200 miles of shoreline, retirees can find secluded spots perfect for quiet reflection or casting a line. The nearby Lake Anna State Park not only provides beautiful hiking trails but also hides the remnants of old gold mines—a nod to the area’s rich history that many visitors might miss. Homes with 3-4 bedrooms are priced between $300,000 and $600,000, making it an attractive option for those seeking tranquility and value.
18. Clermont, Florida: Rolling Hills and Chain of Lakes
Breaking the stereotype of flat Floridian landscapes, Clermont surprises with its rolling hills and scenic vistas. Known as the “Choice of Champions” due to its international reputation for training athletes, it also offers retirees a wealth of outdoor activities. The Clermont Chain of Lakes provides excellent fishing and boating opportunities, while the historic downtown area, with its quaint shops and the iconic Citrus Tower, adds a touch of nostalgia that only locals truly appreciate. 3-4 bedroom homes here range from $342,000 to $497,963, providing plenty of choices in this idyllic community.
17. Mount Dora, Florida: Quaint Town on Lake Dora
Sitting on the shores of Lake Dora, Mount Dora is a charming town that feels like a step back in time. Its tree-lined streets are dotted with antique shops, art galleries, and delightful cafes. Retirees can enjoy annual festivals like the Mount Dora Arts Festival or explore hidden gems like the Modernism Museum, which houses an impressive collection of art that many visitors are surprised to find in a small town. The average price for a 3-4 bedroom home is between $330,000 and $400,000, offering an affordable gateway to this artistic haven.
16. Lake Keowee, South Carolina: Crystal Clear Waters and Mountain Views
Lake Keowee dazzles with its crystal-clear waters and panoramic views of the Blue Ridge Mountains. This man-made lake boasts over 300 miles of shoreline and is known for its excellent water quality, making it a haven for swimming and water sports. Retirees can discover waterfalls accessible only by boat and explore quiet coves that aren’t on the typical tourist maps, enjoying a peaceful lifestyle infused with natural beauty. 3-4 bedroom homes in this area range from $685,000 to $799,000, offering luxurious living in an unparalleled setting.
15. Lake Greenwood, South Carolina: Affordable Lakeside Retirement
For those seeking lakeside living without breaking the bank, Lake Greenwood offers affordable real estate coupled with Southern charm. The mild climate is ideal for gardening enthusiasts, and the community is known for its friendly neighbors and local events. Hidden among the pine forests, retirees might stumble upon the Ninety Six National Historic Site, a Revolutionary War battleground that adds a dose of history to leisurely walks. 3-4 bedroom homes average between $370,067 and $522,619, making it one of the more affordable lakeside options in the region.
14. Lake Eufaula, Alabama/Georgia: The Big Bass Capital
Straddling the Alabama-Georgia border, Lake Eufaula is renowned among fishing aficionados as the “Big Bass Capital of the World.” Beyond fishing, retirees can explore the Eufaula National Wildlife Refuge, home to migratory birds and other wildlife. The town of Eufaula itself charms with its antebellum architecture, and the lesser-known Shorter Mansion offers a peek into the area’s rich past that visitors often overlook. A 3-4 bedroom home here is surprisingly affordable, with prices ranging from $193,665 to $216,500.
13. Lake Martin, Alabama: Serene Waters and Southern Hospitality
Lake Martin’s 44,000 acres of pristine water and 750 miles of wooded shoreline make it a picturesque spot for retirement. Retirees can enjoy leisurely boat rides to Chimney Rock, a landmark popular among locals but less known to outsiders. The community’s warm Southern hospitality shines in local events like the Alexander City Jazz Fest, where music fills the air and neighbors become friends. Homes with 3-4 bedrooms are priced between $576,000 and $779,000, offering elegance in a serene lakeside environment.
12. Hendersonville, Tennessee: Music and Lake Life Combined
Just northeast of Nashville, Hendersonville offers retirees the best of both worlds: a peaceful lakeside setting with close proximity to vibrant city life. Old Hickory Lake provides ample opportunities for fishing and boating. Music lovers might be intrigued to know that Hendersonville was home to legends like Johnny Cash, and hidden gems like the Monthaven Arts and Cultural Center offer insights into the local arts scene. The average cost of a 3-4 bedroom home here is between $450,000 and $535,000, providing an appealing mix of luxury and location.
11. Dandridge, Tennessee: Charming Town on Douglas Lake
Dandridge, Tennessee’s second-oldest town, exudes historic charm with its preserved 19th-century buildings. Located on the shores of Douglas Lake, it’s a haven for fishing and boating enthusiasts. A unique feature is the underwater town of Old Dandridge, submerged when the reservoir was created—a piece of history that adds mystery to the lake’s depths and is a story cherished by locals. Homes with 3-4 bedrooms in this area range from $397,930 to $546,975, making it a charming and affordable option for lakeside retirement.
10. Natchitoches, Louisiana: Historic Lakeside Living
Situated along the scenic Cane River Lake, Natchitoches is the oldest settlement in the Louisiana Purchase territory. Retirees can immerse themselves in the city’s rich Creole heritage, strolling through the National Historic Landmark District. A hidden delight is the Kaffie-Frederick General Mercantile, the state’s oldest general store, where one can find everything from hardware to nostalgic toys—a treasure trove that reflects the town’s timeless appeal. With 3- to 4-bedroom homes priced between $130,000 and $330,000, this historic lakeside town is both charming and affordable.
9. Lake Sinclair, Georgia: Quiet Lakeside Community
Lake Sinclair offers a peaceful retreat with over 400 miles of shoreline unmarred by heavy commercialization. Retirees here enjoy fishing, boating, and the simple pleasure of watching stunning sunsets from their docks. Nearby, the town of Milledgeville, once the capital of Georgia, boasts historical sites and the Andalusia Farm, home of famed author Flannery O’Connor—a literary gem tucked away in the countryside. Homes with 3-4 bedrooms are priced between $239,999 and $326,617, making it an ideal location for quiet lakeside living.
8. Lake Hartwell, Georgia/South Carolina: Nature Lover’s Retreat
Spanning the border of Georgia and South Carolina, Lake Hartwell is a vast reservoir nestled amidst forests and state parks. Retirees who love the outdoors can explore the lesser-known trails of the Lake Hartwell State Park or discover unique local crafts at the Hartwell Dam and Lake Visitor Center. With its abundant wildlife, it’s not uncommon to spot deer grazing near the water’s edge, a serene experience that epitomizes lakeside living. 3-4 bedroom homes in this area are available between $273,831 and $488,174, offering a range of options for nature lovers.
7. Smith Mountain Lake, Virginia: Boater’s Paradise
With over 500 miles of shoreline, Smith Mountain Lake is a dream destination for boating enthusiasts. Retirees can dock at one of the quaint lakeside villages or enjoy a game of golf with lake views. An interesting tidbit: parts of the movie What About Bob? were filmed here, and the lake continues to charm visitors with its cinematic scenery and the welcoming communities that line its shores. The average price of a 3-4 bedroom home is between $299,900 and $449,000, perfect for those seeking an active waterfront lifestyle.
6. Lake Norman, North Carolina: Active Lifestyle Near the City
As the largest man-made body of fresh water in North Carolina, Lake Norman offers ample recreational activities. Retirees can sail, fish, or kayak while enjoying the convenience of nearby Charlotte’s healthcare and cultural amenities. Hidden within its 520 miles of shoreline are quiet coves and the historic Latta Plantation, offering a glimpse into the area’s past that history buffs will appreciate. For those seeking upscale living, 3-4 bedroom homes average between $975,000 and $1,010,000, combining luxury with lakeside charm.
5. Lake Murray, South Carolina: The Jewel of South Carolina
Known as the “Jewel of South Carolina,” Lake Murray dazzles with over 600 miles of shoreline. Retirees can engage in a variety of water sports or simply relax by the water’s edge. A fascinating sight occurs each summer when thousands of purple martins gather at Bomb Island—the largest roosting site in North America—a natural spectacle that remains a well-kept secret among locals. Homes with 3-4 bedrooms range from $274,900 to $495,000, offering accessible options for those looking to enjoy this gem.
4. Lake Oconee, Georgia: Luxury Lakeside Living
Lake Oconee is synonymous with upscale living, offering championship golf courses and luxury resorts. Retirees seeking an active lifestyle will appreciate the Ritz-Carlton Reynolds, a lakeside resort that offers spa services and fine dining. Beyond the amenities, vestiges of Native American history linger around the lake, with ancient rock mounds accessible by boat—a hidden piece of heritage that enriches the experience. With 3-4 bedroom homes averaging between $1,300,000 and $1,600,000, this location redefines lakeside luxury.
3. Guntersville, Alabama: Wildlife and Waterfront Living
Located on the southernmost point of the Tennessee River, Guntersville is surrounded by Lake Guntersville, Alabama’s largest lake. Retirees here enjoy bird watching, especially the annual migration of bald eagles celebrated during Eagle Awareness events. The Guntersville Museum, housed in a historic armory, showcases local history and art—a surprising cultural find in this nature-focused community. The average price for 3-4 bedroom homes is $274,900 to $493,900, offering both affordability and a connection to nature.
2. Hot Springs, Arkansas: Healing Waters and Historic Charm
Famed for its natural thermal baths, Hot Springs offers retirees a blend of wellness and recreation. Bathe in the historic Bathhouse Row or explore the lush Ouachita National Forest surrounding the city. A little-known fact is the Gangster Museum of America, which delves into the town’s notorious past with figures like Al Capone—a quirky attraction that adds to the town’s unique character. 3-4 bedroom homes are priced between $200,000 and $350,000, making this historic town an affordable retreat.
1. Lake Lure, North Carolina: A Picturesque Mountain Retreat
At the top of our list is Lake Lure, renowned for its breathtaking mountain views and tranquil lake setting. Retirees can stroll across the Flowering Bridge, a former highway bridge transformed into a lush garden pathway by local volunteers—a hidden gem blooming with native plants. Movie buffs may recognize the lake’s pristine beach from classic films like Dirty Dancing, but it’s the welcoming community and peaceful atmosphere that makes it an idyllic spot for retirement. Homes with 3-4 bedrooms range from $500,000 to $800,000, combining scenic beauty with comfortable living.
