If you’re considering investing $1 million in a home in Indiana, you’re in for an exciting variety of options. From expansive modern estates with state-of-the-art finishes to charming custom builds nestled on serene, private lots, the Hoosier State offers a blend of luxury and practicality. Whether you’re looking for breathtaking waterfront views, homes designed with entertaining in mind, or spacious properties featuring unique amenities like finished basements, outdoor living areas, or access to scenic wooded backyards, Indiana provides an impressive array of possibilities. For families, professionals, or anyone seeking a blend of tranquility and upscale living, Indiana delivers on all fronts. Let’s explore what $1 million can buy you in the heartland.
10. Indianapolis, IN – $900,000
This property in Indianapolis is priced at $900,000. This 5-bedroom, 4.5-bathroom home spans 6,372 square feet and is situated on a 1-acre wooded lot in a cul-de-sac. The main level features a gourmet kitchen with a large walk-in pantry and a dual fireplace shared with the great room. The primary suite on the main floor includes a sitting area, a spacious bathroom, and walk-in closets. The fully finished basement includes a bedroom, bathroom, recreation room, and exercise space. Additional features include multiple decks, a fully fenced backyard, a 3-car garage, and location in the Lawrence Township Schools district with no HOA restrictions.
Listing Agent: Jennifer Turner @ Carpenter, Realtors Via Coldwell Banker Realty
9. Fort Wayne, IN – $949,900
Here’s what you get in Fort Wayne for $949,900. This 5-bedroom, 4-bathroom home spans 5,234 square feet and is situated on nearly an acre with waterfront views. The main level features hickory hardwood flooring, and the primary suite includes a double-sided fireplace, sitting room with water views, and a remodeled spa-style bathroom. The lower level includes a custom-built bar, an entertainment room, a fifth bedroom, a full bathroom, and a gym/basketball court with a working scoreboard and dedicated HVAC system. Outdoor amenities include a 1,600 sq ft stamped concrete patio with two pergolas, a fire pit, and a low-maintenance deck with Trex decking. Additional features include California shutters throughout and a 2-tier theater room in the basement.
Listing Agent: Chad Davis & Amy Davis @ Headwaters Realty Advisors LLC. Via Coldwell Banker Realty
8. Bloomington, IN – $1,100,000
All this in Bloomington for $1,100,000. This 4-bedroom, 3-bathroom custom home, built in 2020, spans 3,911 sq ft and sits atop a 10-acre lot. The main level features wide plank dark wood flooring, high ceilings, a floor-to-ceiling stone fireplace, and large windows that provide abundant natural light. The kitchen includes a large island, granite countertops, custom cabinetry, and a 10×5 pantry, with access to a covered back porch for outdoor enjoyment. The main-level primary bedroom features an ensuite bathroom and walk-in closet, and an office with built-ins adds functionality. Upstairs includes a loft sitting area, three bedrooms with large closets, and a second full bathroom.
Listing Agent: Tonya Clark @ Choice Realty & Management Via Coldwell Banker Realty
7. South Bend, IN – $1,024,999
Here’s an example of a 1,024,999 home in South Bend. This newly constructed 3,745 sq ft home features four bedrooms and five bathrooms, located minutes from the University of Notre Dame. The main level includes engineered hardwood floors, a den with a herringbone pattern, and an 11’ tray ceiling in the dining area. The chef’s kitchen offers a pot filler, under-cabinet lighting, a raised-bar island, a 45-bottle wine cooler, and a pantry with a glass door. The fully finished lookout basement includes a rec room with a wet bar, a beverage center, two additional bedrooms (one en suite), and a full bath. The home also has a 27×10 heated patio, an oversized 3-car garage with an electric car charging station, and a landscaped, irrigated yard.
Listing Agent: Tim Murray @ Coldwell Banker Realty
6. Carmel, IN – $950,000
All this for $950,000 in Carmel. This custom-built 5,902 sq ft ranch-style home features five bedrooms, 3.5 bathrooms, and a fully finished basement. The main level includes engineered hardwood floors, a coffered ceiling in the great room, and a gas fireplace with built-in bookcases. The kitchen offers white cabinets, granite countertops, and a large island, while the owner’s suite includes dual walk-in closets, a soaking tub, and a walk-in shower with dual heads. The basement includes a second full kitchen, a media room, a bedroom, an exercise room, and a full bath, with separate garage access for potential in-law use. The backyard features a fenced yard, a paver patio, and a stone wall set up for an outdoor TV, alongside a four-car garage.
Listing Agent: Laura Turner & David Perez @ F.C. Tucker Company Via Coldwell Banker Realty
5. Terre Haute, IN – $950,000
In Terre Haute, this is an example of what you can buy for $950,000. This 9,087 sq ft home, built in 1900, features eight bedrooms and seven bathrooms on a two-acre estate lot. Original details include Beech and terra cotta floors, Rookwood tile, coffered and beamed ceilings, and built-ins. Updates include a 2,000 sq ft primary suite with dual dressing rooms and two new bathrooms, an updated kitchen with marble countertops, a British AGA cooker, a separate canning kitchen, and abundant storage. The rear section of the home includes four bedrooms, two updated bathrooms, and a large third-floor conditioned sleeping loft. The property also features multiple porches and well-maintained landscaping overlooking the surrounding treetops.
Listing Agent: Joe Everhart @ Everhart Studio Via Coldwell Banker Realty
4. Fishers, IN – $1,100,000
For $1,100,000, here’s what you get in Fishers. This 9,087 sq ft home, built in 1900, features eight bedrooms and seven bathrooms on a two-acre estate lot. Original details include Beech and terra cotta floors, Rookwood tile, coffered and beamed ceilings, and built-ins. Updates include a 2,000 sq ft primary suite with dual dressing rooms and two new bathrooms, an updated kitchen with marble countertops, a British AGA cooker, a separate canning kitchen, and abundant storage. The rear section of the home includes four bedrooms, two updated bathrooms, and a large third-floor conditioned sleeping loft. The property also features multiple porches and well-maintained landscaping overlooking the surrounding treetops.
Listing Agent: Michael Lauck @ eXp Realty, LLC. Via Coldwell Banker Realty
3. Valparaiso, IN – $1,100,000
This spacious home in Valparaiso is all yours for $1,100,000. This newly constructed ranch-style home in the Sagamore subdivision spans 4,565 square feet with four bedrooms and four bathrooms. The main level features natural wood flooring, three bedrooms, and 2.5 baths. The fully finished walk-out basement includes a custom-built wet bar, an additional bedroom, a full bath, a large recreation room, and ample storage space. The screened deck overlooks a wooded, private backyard. The property includes a full landscaping package with an irrigation system.
Listing Agent: Thomas Grossman @ Mccolly Real Estate Via Coldwell Banker Realty
2. Michigan City, IN – $930,000
In Michigan City, $930,000 will get you this property. This 3,218-square-foot single-family home, built in 2004, offers four bedrooms and three full bathrooms. The property features an open living, dining, and kitchen area with new stainless-steel appliances, a three-season sunroom, and a finished walk-out basement suitable for various uses, including a game room or home theater. Recent upgrades include new lighting, flooring, closet systems, and tiling, as well as a central vacuum system. The landscaping has also been recently updated. Located between New Buffalo and Michigan City, the home provides convenient access to Lake Michigan and nearby attractions.
Listing Agent: Michael Jefvert @ Properties/Christie’S Intl Re Via Coldwell Banker Realty
1. Noblesville, IN – $989,000
I’d say you get the most modest home for nearly a million dollars in Noblesville. This 5,931-square-foot single-family home, built in 2018, features six bedrooms and 6.5 bathrooms on a 1.01-acre lot backing up to a private lake. The main level includes a two-story great room with large windows, a gourmet kitchen with quartz countertops, double ovens, a gas cooktop, and soft-close cabinetry, along with a private office and sunroom overlooking the lake. The upper level offers spacious bedrooms with walk-in closets, a Jack-and-Jill bathroom, and a luxurious primary suite with a sitting area and en-suite bath. The finished walkout basement includes a wet bar, a unique bathroom with a walk-through shower and jacuzzi tub, and additional space for a home theater or gym. Additional features include new flooring (2023), a pre-wired sound system, a tankless water heater, and a three-car garage with epoxy flooring and high ceilings.
Listing Agent: Karey Bredemeyer @ F.C. Tucker Company Via Coldwell Banker Realty
