Exploring the Zillow Home Value Index data reveals fascinating insights about Florida’s most affordable neighborhoods. You’re about to discover areas where homeownership might still be within reach despite Florida’s generally hot real estate market.
Jacksonville dominates the affordability landscape with 17 out of the 25 least expensive neighborhoods in the entire state. What’s particularly striking is the rapid appreciation many of these low-priced areas have experienced – the average growth from 2010 to 2025 across these neighborhoods is an astounding 180%, with some areas seeing price increases exceeding 300% during this period. Even more remarkable is the acceleration after the pandemic, with an average 70.88% increase in just five years from 2020 to 2025.
You might be surprised to find that geographic diversity still exists among affordable areas. While Jacksonville neighborhoods make up the majority, you’ll also find options in Tallahassee, Pensacola, Tampa, Delray Beach, Lake Worth Beach, and Wesley Chapel. This suggests that bargain-seeking homebuyers still have choices across different regions of the state.
1. Magnolia Gardens (Jacksonville)
- 2025 Home Value: $120,208
- 2020 Home Value: $65,017
- 2015 Home Value: $27,567
- 2010 Home Value: $33,132
- Change from 2010 to 2025: 262.82%
- Change from 2015 to 2025: 336.05%
- Change from 2020 to 2025: 84.89%
Starting our tour of Florida’s most affordable neighborhoods, Magnolia Gardens in Jacksonville’s northside top the list at position 1. This community exemplifies the dramatic turnaround seen in many Jacksonville neighborhoods, with values dropping to $27,567 in 2015 before surging an impressive 336.05% over the next decade to reach $120,208 by 2025. You’ll notice the strong 84.89% growth just since 2020, indicating continued momentum in this emerging area. Despite being the “most expensive” neighborhood among our 25 most affordable, Magnolia Gardens still offers exceptional value compared to Florida’s median home prices.
2. Seminole Heights East (Tampa)
- 2025 Home Value: $119,916
- 2020 Home Value: $92,536
- 2015 Home Value: $42,866
- 2010 Home Value: $44,023
- Change from 2010 to 2025: 172.39%
- Change from 2015 to 2025: 179.74%
- Change from 2020 to 2025: 29.59%
Tampa’s Seminole Heights East offers you an intriguing growth pattern among Florida’s affordable neighborhoods. Located in Hillsborough County, this area showed remarkable stability during the housing crisis, with values holding nearly steady between 2010-2015 when many neighborhoods saw steep declines. The most dramatic growth occurred between 2015-2020 with more modest 29.59% appreciation since – the second lowest five-year rate in this analysis. At $119,916 in 2025, Seminole Heights East provides a relatively affordable entry point to Tampa’s increasingly expensive housing market, particularly notable as the area has been experiencing significant gentrification and revitalization.
3. Kennel Club (Jacksonville)
- 2025 Home Value: $118,998
- 2020 Home Value: $74,966
- 2015 Home Value: $28,875
- 2010 Home Value: $49,131
- Change from 2010 to 2025: 142.21%
- Change from 2015 to 2025: 312.12%
- Change from 2020 to 2025: 58.74%
The Kennel Club neighborhood in Jacksonville’s northwest section gives you another example of dramatic post-recession recovery. After declining to $28,875 in 2015, values have surged by an impressive 312.12% over the next decade to reach $118,998 by 2025. You’ll find the growth curve particularly steep between 2015-2020, with a more moderate 58.74% increase in the most recent five-year period. The neighborhood takes its name from the former Jacksonville Kennel Club dog racing facility, which closed following Florida’s 2018 ban on greyhound racing, potentially creating redevelopment opportunities in the area.
4. Griffin Heights (Tallahassee)
- 2025 Home Value: $118,821
- 2020 Home Value: $88,135
- 2015 Home Value: $60,088
- 2010 Home Value: $79,144
- Change from 2010 to 2025: 50.13%
- Change from 2015 to 2025: 97.74%
- Change from 2020 to 2025: 34.82%
Griffin Heights in Tallahassee presents you with a unique value profile that differs markedly from other neighborhoods in this analysis. Starting from a much higher baseline of $79,144 in 2010, this area experienced a substantial drop during the housing crisis before recovering. The overall growth rate of 50.13% from 2010 to 2025 is the lowest among all 25 neighborhoods, suggesting a more stable market with less dramatic fluctuations. Located near Florida State University, this area’s $118,821 value in 2025 likely reflects its desirability as a college-adjacent neighborhood while still remaining relatively affordable.
5. Kings Point (Delray Beach)
- 2025 Home Value: $113,479
- 2020 Home Value: $81,039
- 2015 Home Value: $50,275
- 2010 Home Value: $35,467
- Change from 2010 to 2025: 219.95%
- Change from 2015 to 2025: 125.72%
- Change from 2020 to 2025: 40.03%
Kings Point in Delray Beach offers you a rare South Florida opportunity at a relatively affordable price point. Unlike most neighborhoods in this analysis, Kings Point shows an unusual pattern of appreciation during the housing crisis recovery, with values actually increasing from 2010 to 2015 rather than declining. Located in Palm Beach County within the Miami metropolitan area, this community has seen steady but less explosive recent growth at 40.03% since 2020 – the lowest five-year rate among the 25 neighborhoods. At $113,479 in 2025, Kings Point stands as an outlier of affordability in one of Florida’s most expensive regions.
6. Lackawanna (Jacksonville)
- 2025 Home Value: $111,467
- 2020 Home Value: $69,724
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: N/A
- Change from 2020 to 2025: 59.87%
Located on Jacksonville’s westside, Lackawanna gives you a moderate growth profile compared to some of its neighboring communities. While historical data before 2020 isn’t available, you can track a solid 59.87% appreciation over five years to reach $111,467 by 2025. This more measured growth rate might indicate a neighborhood in the earlier stages of revitalization or one with different development patterns than the explosive growth areas elsewhere in the city. Nevertheless, the sub-$112,000 price point remains extremely competitive in Florida’s challenging housing market.
7. East Jacksonville (Jacksonville)
- 2025 Home Value: $109,617
- 2020 Home Value: $51,488
- 2015 Home Value: $25,536
- 2010 Home Value: $40,718
- Change from 2010 to 2025: 169.21%
- Change from 2015 to 2025: 329.26%
- Change from 2020 to 2025: 112.90%
East Jacksonville, situated just east of the urban core, showcases one of the most dramatic recent growth stories you’ll find in Florida real estate. After bottoming out at $25,536 in 2015, the neighborhood has experienced an extraordinary 329.26% increase over the next decade. What’s particularly notable is the explosive 112.90% growth just since 2020 – the second highest five-year growth rate among all 25 neighborhoods analyzed. At $109,617 in 2025, the area remains affordable while demonstrating strong momentum that might attract investors looking for emerging opportunities.
8. Providence (Tallahassee)
- 2025 Home Value: $109,172
- 2020 Home Value: $61,857
- 2015 Home Value: $36,925
- 2010 Home Value: $48,337
- Change from 2010 to 2025: 125.85%
- Change from 2015 to 2025: 195.65%
- Change from 2020 to 2025: 76.49%
In Florida’s capital city, Providence gives you an affordable entry point to the Tallahassee market. Located in Leon County, this neighborhood experienced less dramatic value fluctuations than many Jacksonville areas, with a more moderate decline to $36,925 in 2015 followed by steady recovery. The 195.65% growth since 2015 brings values to $109,172 by 2025, with a solid 76.49% increase just since 2020. The presence of government institutions and universities in Tallahassee may contribute to the area’s relatively stable growth pattern.
9. Brentwood (Jacksonville)
- 2025 Home Value: $108,714
- 2020 Home Value: $64,451
- 2015 Home Value: $25,771
- 2010 Home Value: $34,876
- Change from 2010 to 2025: 211.72%
- Change from 2015 to 2025: 321.85%
- Change from 2020 to 2025: 68.68%
Returning to Jacksonville, Brentwood offers you another neighborhood with dramatic appreciation potential. Nestled in the north-central part of the city, the area saw values decline to $25,771 in 2015 before staging a remarkable recovery. With a 321.85% increase over the subsequent decade, reaching $108,714 by 2025, Brentwood exemplifies the renaissance occurring in many formerly overlooked Jacksonville neighborhoods. The 68.68% growth since 2020 shows continued strong momentum while still maintaining affordability relative to state and national averages.
10. Saddlebrook (Wesley Chapel)
- 2025 Home Value: $108,635
- 2020 Home Value: N/A
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: N/A
- Change from 2020 to 2025: N/A
Saddlebrook in Wesley Chapel stands as something of a mystery among Florida’s affordable neighborhoods. Located in Pasco County within the Tampa metro area, this community appears in the data only for 2025 with a value of $108,635. Without historical data, you can’t track its growth trajectory, but its current pricing places it firmly among the state’s most affordable options.
11. Brownsville (Pensacola)
- 2025 Home Value: $108,109
- 2020 Home Value: $62,309
- 2015 Home Value: $33,855
- 2010 Home Value: $44,625
- Change from 2010 to 2025: 142.26%
- Change from 2015 to 2025: 219.33%
- Change from 2020 to 2025: 73.50%
The second Pensacola neighborhood on our list, Brownsville offers you similar value to nearby Englewood with average home prices at $108,109 in 2025. Located in Escambia County, this community has seen values more than triple from the 2015 low point, with a 219.33% increase over the decade. You’ll appreciate the strong but not frenzied 73.50% growth since 2020, suggesting sustainable development rather than speculative inflation. This western Florida location provides an affordable entry point to the state’s panhandle region.
12. Englewood (Pensacola)
- 2025 Home Value: $106,617
- 2020 Home Value: $66,329
- 2015 Home Value: $34,316
- 2010 Home Value: $46,621
- Change from 2010 to 2025: 128.69%
- Change from 2015 to 2025: 210.69%
- Change from 2020 to 2025: 60.74%
Venturing to Florida’s western panhandle, Englewood in Pensacola presents you with an affordable coastal living option. This neighborhood follows a familiar pattern of post-recession value decline followed by strong recovery, with prices more than doubling from their 2015 low of $34,316 to reach $106,617 by 2025. You’ll find the 60.74% growth since 2020 significant but less explosive than Jacksonville areas, potentially indicating a more measured pace of development in Pensacola while still delivering solid appreciation for homeowners.
13. Robinson’s Addition (Jacksonville)
- 2025 Home Value: $106,543
- 2020 Home Value: $60,549
- 2015 Home Value: $24,856
- 2010 Home Value: $35,107
- Change from 2010 to 2025: 203.48%
- Change from 2015 to 2025: 328.63%
- Change from 2020 to 2025: 75.96%
Situated near downtown Jacksonville, Robinson’s Addition demonstrates the powerful recovery potential of urban neighborhoods. You can track a classic V-shaped recovery here, with values dropping from $35,107 in 2010 to $24,856 in 2015, then surging upward to reach $106,543 by 2025. This represents a remarkable 328.63% increase in just a decade. The neighborhood’s proximity to Jacksonville’s core likely contributes to its strong 75.96% growth since 2020, as urban living has regained popularity in many Florida cities.
14. College Gardens (Jacksonville)
- 2025 Home Value: $106,368
- 2020 Home Value: $57,902
- 2015 Home Value: $30,397
- 2010 Home Value: $28,148
- Change from 2010 to 2025: 277.89%
- Change from 2015 to 2025: 249.93%
- Change from 2020 to 2025: 83.70%
College Gardens, tucked away in Jacksonville’s northwest section, offers you an unusual pattern of stability during the housing crisis years. Unlike many neighborhoods that saw steep declines, values here actually increased slightly between 2010-2015, then launched into significant growth. You’re looking at a neighborhood that has nearly tripled in value since 2010, reaching $106,368 by 2025. The steady appreciation trajectory might indicate lower volatility, potentially making this a more stable investment opportunity while still remaining among Florida’s most affordable areas.
15. Murry Hills (Lake Worth Beach)
- 2025 Home Value: $103,670
- 2020 Home Value: $64,489
- 2015 Home Value: $43,583
- 2010 Home Value: $45,370
- Change from 2010 to 2025: 128.50%
- Change from 2015 to 2025: 137.87%
- Change from 2020 to 2025: 60.76%
Breaking the Jacksonville pattern, Murry Hills in Lake Worth Beach gives you a rare affordable option in South Florida. Situated in Palm Beach County within the Miami metro area, this neighborhood offers exceptional value at $103,670 in 2025. You’ll notice a more stable historical pattern here, with values holding relatively steady through 2015 before accelerating upward. The 60.76% growth since 2020 is substantial but less dramatic than Jacksonville neighborhoods, possibly reflecting different market dynamics in South Florida where even “affordable” areas command premium prices.
16. 29th and Chase (Jacksonville)
- 2025 Home Value: $102,850
- 2020 Home Value: $59,400
- 2015 Home Value: $22,816
- 2010 Home Value: $39,975
- Change from 2010 to 2025: 157.29%
- Change from 2015 to 2025: 350.79%
- Change from 2020 to 2025: 73.15%
The 29th and Chase neighborhood, located in Jacksonville’s northwest quadrant, presents you with a compelling recovery narrative. After dropping to a low of $22,816 in 2015, the area has staged a remarkable comeback with a 350.79% increase bringing values to $102,850 by 2025. You’ll notice the strongest growth occurred between 2015-2020, with a somewhat moderated but still robust 73.15% growth since 2020. This neighborhood exemplifies the broader trend of once-overlooked areas seeing substantial revitalization while remaining relatively affordable.
17. Hogan’s Creek (Jacksonville)
- 2025 Home Value: $102,365
- 2020 Home Value: $54,778
- 2015 Home Value: $21,865
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: 368.16%
- Change from 2020 to 2025: 86.87%
Adjacent to downtown Jacksonville, Hogan’s Creek showcases one of the most dramatic turnaround stories you’ll find in Florida real estate. Starting from extremely modest values of just $21,865 in 2015, the neighborhood has experienced a staggering 368.16% appreciation over the decade to reach $102,365 by 2025. This growth rate – among the highest in our analysis – suggests significant reinvestment and revitalization efforts that you might find appealing, especially as the area’s proximity to downtown could drive continued demand.
18. Grand Park (Jacksonville)
- 2025 Home Value: $101,788
- 2020 Home Value: $58,965
- 2015 Home Value: $25,592
- 2010 Home Value: $29,736
- Change from 2010 to 2025: 242.31%
- Change from 2015 to 2025: 297.73%
- Change from 2020 to 2025: 72.62%
Grand Park, located in Jacksonville’s northwest section, crosses the $100,000 threshold by 2025 but still offers you tremendous value compared to state averages. The neighborhood weathered the post-recession years better than many others, then launched into significant growth with nearly 300% appreciation since 2015. You’ll notice a slightly more modest but still impressive 72.62% growth since 2020, suggesting the area continues to develop while maintaining relative affordability at $101,788 for the average home.
19. New Town (Jacksonville)
- 2025 Home Value: $99,396
- 2020 Home Value: $51,866
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: N/A
- Change from 2020 to 2025: 91.64%
New Town, sitting just west of downtown Jacksonville, delivers impressive growth for you as a potential investor or homebuyer. Though historical data prior to 2020 isn’t available, you can see the neighborhood has experienced robust appreciation, with values climbing 91.64% in just five years. At $99,396 in 2025, New Town remains under the psychological $100,000 threshold, making it one of the last neighborhoods in Florida where you might find a home for under six figures.
20. Mid-Westside (Jacksonville)
- 2025 Home Value: $94,601
- 2020 Home Value: $44,394
- 2015 Home Value: $20,763
- 2010 Home Value: $22,599
- Change from 2010 to 2025: 318.61%
- Change from 2015 to 2025: 355.63%
- Change from 2020 to 2025: 113.09%
Mid-Westside represents the greatest success story among Florida’s affordable neighborhoods if you’re measuring by long-term appreciation. Positioned in Jacksonville’s urban core, this area has experienced a phenomenal 318.61% growth since 2010 – the highest among all 25 neighborhoods analyzed. You’ll be amazed that values have more than doubled just since 2020, with a 113.09% increase bringing the average home to $94,601 by 2025. Despite this remarkable growth trajectory, Mid-Westside remains the sixth most affordable neighborhood statewide.
21. Mixon Town (Jacksonville)
- 2025 Home Value: $90,568
- 2020 Home Value: $47,974
- 2015 Home Value: $23,072
- 2010 Home Value: $24,541
- Change from 2010 to 2025: 269.05%
- Change from 2015 to 2025: 292.55%
- Change from 2020 to 2025: 88.78%
Mixon Town, located just west of downtown Jacksonville, offers you a compelling growth story with relatively stable low values through the mid-2010s followed by explosive growth. You’re looking at nearly tripled property values since 2015, with a 292.55% increase bringing the average home value to $90,568 by 2025. The neighborhood has maintained strong momentum even in recent years with an 88.78% jump since 2020, suggesting continued revitalization efforts might be taking hold in this historically affordable area.
22. Moncrief Park (Jacksonville)
- 2025 Home Value: $89,929
- 2020 Home Value: $46,890
- 2015 Home Value: $18,481
- 2010 Home Value: $41,008
- Change from 2010 to 2025: 119.29%
- Change from 2015 to 2025: 386.61%
- Change from 2020 to 2025: 91.78%
Nestled in Jacksonville’s northwest side, Moncrief Park shows a dramatic recovery story that you might find appealing as an investor. After hitting rock bottom during the post-recession years with values falling to just $18,481 in 2015, the neighborhood has staged an astonishing comeback with a 386.61% increase over the next decade. At $89,929 in 2025, properties here have nearly doubled in value since 2020 alone, yet remain among the most affordable in the entire state.
23. Phoenix (Jacksonville)
- 2025 Home Value: $88,975
- 2020 Home Value: $60,696
- 2015 Home Value: $23,864
- 2010 Home Value: $47,445
- Change from 2010 to 2025: 87.53%
- Change from 2015 to 2025: 272.84%
- Change from 2020 to 2025: 46.59%
Phoenix neighborhood in Jacksonville displays one of the most interesting value trajectories you’ll encounter. Located in the northwest part of the city, this area experienced a significant drop in home values after 2010, bottoming out in 2015 at just $23,864. Since then, you’ve witnessed a phenomenal recovery with an extraordinary 272.84% growth from 2015 to 2025. Even with this remarkable appreciation, Phoenix remains the third most affordable neighborhood in Florida, suggesting potential for continued growth.
24. Fairfield (Jacksonville)
- 2025 Home Value: $87,142
- 2020 Home Value: $42,125
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: N/A
- Change from 2020 to 2025: 106.87%
Fairfield sits just north of downtown Jacksonville, giving you access to city amenities while maintaining extremely affordable housing prices. You’ll find that property values here have more than doubled since 2020, showing a remarkable 106.87% increase in just five years. Despite this rapid growth, Fairfield remains the second most affordable neighborhood in Florida with average home values at $87,142, potentially offering significant investment opportunities as Jacksonville continues to develop.
25. Longbranch (Jacksonville)
- 2025 Home Value: $85,849
- 2020 Home Value: $44,704
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change from 2010 to 2025: N/A
- Change from 2015 to 2025: N/A
- Change from 2020 to 2025: 92.04%
Located in Jacksonville’s urban core, Longbranch offers you the most affordable neighborhood in all of Florida as of 2025. While historical data before 2020 isn’t available, you can see the neighborhood has experienced significant growth with prices nearly doubling in just five years. At $85,849, the average home value here is still remarkably affordable compared to state averages, making it potentially attractive for first-time homebuyers or investors looking for properties with appreciation potential.
