Who doesn’t love a swim in a lake? Fresh water. Refreshing. I love it. Growing up we went to all kinds of lakes and I couldn’t get enough of them. Still can’t. So, given that, what could be better than living in a quaint lakeside town or if you can’t move to one, visiting one? Not much IMO. In fact, if you can’t move to one now because of your job, grab a pen and paper and note down some of these as fabulous options to move to when you retire because this is my dream list of lakeside towns to retire to.
24. Chelan, Washington
Nestled along the shores of Lake Chelan, this picturesque town is known for its crystal-clear waters and stunning mountain backdrop. Lake Chelan is one of the deepest lakes in the United States, offering ample opportunities for boating, kayaking, and fishing. The quaint downtown features historic buildings, boutique shops, and local wineries, giving it a unique blend of charm and sophistication. Visitors can take the Lady of the Lake ferry up the lake to the remote town of Stehekin or hike the nearby Echo Ridge trails for panoramic views. Chelan’s long sunny summers make it a prime destination for water sports and relaxation.
23. Lake Geneva, Wisconsin
Lake Geneva is a historic resort town known for its elegant mansions that line the shores of Geneva Lake. Originally a summer retreat for wealthy Chicago families in the 19th century, the town has maintained its quaint charm with Victorian architecture and a bustling downtown filled with local cafes and galleries. Visitors can enjoy boating, paddleboarding, or take a leisurely stroll along the Geneva Lake Shore Path, which offers views of historic estates. The town also hosts the U.S. National Snow Sculpting Competition in winter, making it a year-round destination. Lake Geneva’s crystal-clear waters and charming historic feel make it a top lake getaway in the Midwest.
22. Sandpoint, Idaho
Located on the shores of Lake Pend Oreille, Sandpoint is a hidden gem in northern Idaho. Lake Pend Oreille is the largest lake in Idaho, surrounded by forested mountains, making it a haven for outdoor enthusiasts. Visitors can swim, boat, and fish on the lake or explore the nearby Schweitzer Mountain Resort for skiing and hiking. Sandpoint’s downtown is quaint, with historic brick buildings housing galleries, shops, and farm-to-table restaurants. The town is also known for its vibrant arts scene, hosting events like the Festival at Sandpoint, a summer music festival on the lake.
21. Bigfork, Montana
Set on the northeastern shore of Flathead Lake, Bigfork is a charming lakeside town with a strong arts community and access to some of the best outdoor activities in Montana. Flathead Lake is the largest natural freshwater lake west of the Mississippi, offering boating, fishing, and paddleboarding opportunities. Bigfork’s quaint downtown is known for its art galleries, boutique shops, and the Bigfork Summer Playhouse, where visitors can catch live theater performances. The nearby Jewel Basin Hiking Area provides stunning views of the lake and surrounding mountains, making it a great destination for hikers and nature lovers.
20. Saugatuck, Michigan
I’ve spent many day sin Saugatuck and it’s truly as nice as people say it is. Located on the shores of Lake Michigan, Saugatuck is a vibrant small town known for its art galleries, charming downtown, and proximity to scenic sand dunes. The town’s historic downtown is filled with quaint inns, local cafes, and galleries showcasing works from local artists. Visitors can explore Oval Beach, consistently ranked as one of the best beaches in the country, or hike the Saugatuck Dunes State Park for incredible views of the lake and forest. Saugatuck also offers excellent boating and sailing opportunities on the lake. Its combination of natural beauty and artistic flair makes it a top lake town in the Midwest.
19. Greenville, Maine
Situated on the southern tip of Moosehead Lake, the largest lake in Maine, Greenville is a remote, scenic lake town perfect for outdoor enthusiasts. The pristine waters of Moosehead Lake offer excellent opportunities for kayaking, fishing, and wildlife viewing, including frequent sightings of moose. The town’s small downtown features rustic shops, cozy inns, and local outfitters offering guided wilderness adventures. Mount Kineo on the lake’s western shore offers one of the best hikes in the area, with stunning views from the summit. Greenville’s rugged beauty and peaceful atmosphere make it a perfect destination for those looking to connect with nature.
18. Lake Placid, New York
Nestled in the heart of the Adirondacks, Lake Placid is famous for hosting two Winter Olympics but is also a perfect lakeside getaway. Mirror Lake sits in the center of town, offering tranquil settings for canoeing, paddleboarding, and swimming. The quaint downtown features historic hotels, charming shops, and local restaurants, all with stunning views of the surrounding mountains. Visitors can also explore Lake Placid itself, which is larger and offers excellent boating and fishing. Hiking opportunities abound, with nearby trails leading to stunning views of the High Peaks region. Lake Placid’s combination of history, natural beauty, and outdoor adventure makes it a year-round destination.
17. Truckee, California
Truckee, located near the north shore of Lake Tahoe, is a historic town with roots in the 19th-century railroad industry. Downtown Truckee is quaint, with restored Old West buildings now housing galleries, cafes, and boutiques. Lake Tahoe, the second deepest lake in the U.S., offers crystal-clear waters perfect for boating, jet skiing, and swimming. Visitors can explore Donner Memorial State Park for hiking and learn about the famous Donner Party, or take part in winter activities like skiing at nearby Northstar California Resort. Truckee’s blend of history, lakeside beauty, and proximity to world-class outdoor recreation make it a must-visit.
16. Wolfeboro, New Hampshire
It hardly gets more picturesque than this. Known as “The Oldest Summer Resort in America,” Wolfeboro sits on the shores of Lake Winnipesaukee and is a quintessential New England lake town. The lake is perfect for sailing, kayaking, and swimming, while the surrounding mountains provide ample hiking opportunities. Wolfeboro’s historic downtown is filled with cozy bed-and-breakfasts, ice cream shops, and charming storefronts. Visitors can explore local museums like the Wright Museum of WWII, or take a scenic boat tour of the lake. With its charming colonial architecture and serene lakeside setting, Wolfeboro is a perfect summer retreat.
15. Rangeley, Maine
Rangeley sits on the shores of Rangeley Lake and is surrounded by the pristine wilderness of western Maine. The town’s rich history is tied to the logging industry, but today it’s known for its outdoor recreation and stunning lake views. Rangeley Lake offers opportunities for fishing, boating, and wildlife viewing, especially moose and loons. The small downtown is charming, with local cafes, outfitters, and artisan shops. In winter, visitors can enjoy skiing at nearby Saddleback Mountain or snowshoeing through the scenic trails. Rangeley’s mix of small-town charm and outdoor adventure make it a top spot for nature lovers.
14. Grand Lake, Colorado
Grand Lake, located at the edge of Rocky Mountain National Park, is the largest and deepest natural lake in Colorado. The town is a popular destination for those looking to explore the Rockies, with excellent boating, fishing, and kayaking on the lake. Grand Lake’s quaint downtown features wooden boardwalks, old-fashioned general stores, and a historic theater, offering visitors a nostalgic, rustic charm. The nearby park offers hiking and wildlife watching, with views of alpine lakes and towering peaks. Grand Lake is a perfect blend of mountain adventure and lakeside relaxation.
13. Cooperstown, New York
Famous for the National Baseball Hall of Fame, Cooperstown sits on the shores of Otsego Lake, known as “Glimmerglass” in James Fenimore Cooper’s novels. Otsego Lake is ideal for fishing, kayaking, and swimming, and visitors can take boat tours to admire the surrounding scenery. The town’s quaint downtown is filled with historic inns, museums, and local shops. Visitors can also explore The Farmers’ Museum, which offers a glimpse into 19th-century rural life. Cooperstown’s lakeside beauty and rich cultural history make it a unique and scenic lake town.
12. Polson, Montana
Located at the southern end of Flathead Lake, Polson is a small town surrounded by the majestic Rocky Mountains. Flathead Lake is the largest natural freshwater lake west of the Mississippi and is perfect for boating, fishing, and paddleboarding. The town’s charming downtown offers local restaurants, art galleries, and antique shops. Polson is also home to the Miracle of America Museum, showcasing quirky historical artifacts. The town’s serene lake views, combined with its historic charm, make it an ideal destination for a peaceful lake retreat.
11. South Haven, Michigan
I’ve also had the good fortune of spending days in South Haven and it too is one of my favorite Great Lakes towns. It’s a charming beach town on the shores of Lake Michigan, is known for its sandy beaches, historic lighthouse, and quaint downtown. The lake provides ample opportunities for boating, sailing, and fishing, while visitors can stroll the South Haven Pier to watch the sunset. The town’s downtown is bustling with art galleries, boutique shops, and locally owned cafes. Visitors can also explore the Michigan Maritime Museum to learn about the area’s rich maritime history. South Haven’s combination of lakefront beauty and small-town charm makes it a top destination for a relaxing summer getaway.
10. Lake Lure, North Carolina
Famous for being the filming location of Dirty Dancing, Lake Lure in North Carolina is a picturesque small town nestled in the foothills of the Blue Ridge Mountains. The lake itself is ideal for boating, swimming, and fishing, with its calm waters surrounded by towering cliffs and lush greenery. Visitors can explore Chimney Rock State Park, just a short drive away, where hiking trails lead to breathtaking views of the lake and the surrounding mountains. Lake Lure’s quaint downtown features a variety of local restaurants, boutique shops, and cozy inns, making it a charming and scenic escape for outdoor enthusiasts and fans of lakeside relaxation.
9. Bayfield, Wisconsin
Located on the shores of Lake Superior, Bayfield is a charming lake town known for its access to the stunning Apostle Islands National Lakeshore. The town is filled with Victorian-style buildings, quaint shops, and local eateries. Visitors can explore the lake by kayaking to the Apostle Islands’ sea caves or take a boat tour to see the historic lighthouses scattered across the islands. In the summer, Bayfield hosts the Bayfield Apple Festival, adding to the town’s charm. Outdoor enthusiasts can also enjoy hiking or sailing, while winter visitors flock to the frozen sea caves for an extraordinary adventure.
8. Laconia, New Hampshire
Laconia sits on the banks of Lake Winnipesaukee, New Hampshire’s largest lake, and offers a mix of outdoor recreation and quaint small-town charm. The lake is perfect for boating, jet skiing, and fishing, while nearby Gunstock Mountain Resort offers hiking and zip-lining in the summer and skiing in the winter. Laconia’s historic downtown features local diners, boutiques, and cafes. The town is also famous for hosting Laconia Motorcycle Week, one of the oldest motorcycle rallies in the country. Its combination of lakeside beauty and year-round activities makes Laconia a top destination for outdoor lovers.
7. Hood River, Oregon
Okay, technically on a river and not a lake but I included it because at this point along the river it’s a very, very wide and is pretty much like living on a lake. I’ve been and it definitely resembles lake and not river. Located along the Columbia River Gorge, Hood River is a quaint town with stunning views of Mount Hood and the Columbia River. Known as one of the best windsurfing and kiteboarding spots in the world, the town also offers a variety of outdoor activities like kayaking, paddleboarding, and hiking along the gorge. The downtown area is charming, with historic buildings housing farm-to-table restaurants, boutique shops, and art galleries. Visitors can also tour the nearby Fruit Loop, a scenic drive through local orchards and vineyards. Hood River’s scenic beauty and vibrant community make it a must-visit lakeside destination.
6. Geneva, New York
Situated on the northern shore of Seneca Lake, Geneva is a historic town in the heart of New York’s Finger Lakes region. Seneca Lake is known for its deep, clear waters and excellent boating and fishing. Geneva’s quaint downtown features 19th-century buildings, local shops, and charming bed-and-breakfasts. The town is also home to Belhurst Castle, a historic mansion turned hotel and winery, offering guests a luxurious lakeside experience. Wine enthusiasts will love the proximity to the Seneca Lake Wine Trail, which features dozens of wineries with stunning lake views. Geneva’s blend of history, wine, and lakeside beauty makes it a top destination.
5. Charlevoix, Michigan
Yup, Michigan is certainly well represented on this list for good reason. Located between Lake Michigan and Lake Charlevoix, this small town is a perfect lakeside retreat with a rich history and natural beauty. Lake Charlevoix offers excellent opportunities for boating, fishing, and swimming, while nearby Fisherman’s Island State Park provides hiking trails and serene beaches. Charlevoix’s historic downtown is filled with unique shops, cafes, and the iconic Earl Young Mushroom Houses, whimsical stone homes that add a fairy-tale charm to the town. Visitors can also enjoy a scenic boat ride along the Round Lake Channel, which connects Lake Charlevoix to Lake Michigan. Charlevoix’s blend of quaint charm and outdoor adventure makes it a top spot for lake lovers.
4. Hendersonville, North Carolina
Set near the stunning Lake Lure and Lake Summit, Hendersonville is a quaint town that blends small-town charm with lakeside beauty. The town’s historic downtown features brick-lined streets filled with antique shops, farm-to-table restaurants, and charming cafes. Outdoor enthusiasts can enjoy paddleboarding and kayaking on the nearby lakes or hike the trails in DuPont State Forest, known for its picturesque waterfalls. In the fall, Hendersonville hosts the North Carolina Apple Festival, celebrating the region’s apple orchards. The town’s scenic lake views and vibrant local culture make it a perfect getaway for lake lovers.
3. Tahoe City, California
Located on the north shore of Lake Tahoe, Tahoe City is a quaint town with stunning lake views and a laid-back atmosphere. Lake Tahoe, one of the largest alpine lakes in North America, offers crystal-clear waters perfect for boating, paddleboarding, and swimming. The town’s downtown area features local boutiques, cafes, and historic landmarks like the Gatekeeper’s Museum. In the summer, visitors can hike or bike the nearby Tahoe Rim Trail, while winter brings skiing and snowboarding at the nearby Squaw Valley Resort. Tahoe City’s blend of lakeside beauty and year-round outdoor activities makes it a popular destination.
2. Blowing Rock, North Carolina
Blowing Rock sits near the beautiful Price Lake and Bass Lake, offering visitors a peaceful retreat in the Blue Ridge Mountains. The lakes are perfect for canoeing, kayaking, and fishing, with scenic views of the surrounding mountains. Blowing Rock’s downtown is known for its historic charm, with local boutiques, art galleries, and cozy bed-and-breakfasts. The town is also home to The Blowing Rock, a famous rock formation with stunning views of the Blue Ridge Mountains. Blowing Rock’s serene lakes and quaint atmosphere make it a perfect destination for those seeking a peaceful lakeside escape.
1. Lake George, New York
Known as the “Queen of American Lakes,” Lake George is a scenic gem in the Adirondacks, offering a perfect blend of natural beauty and small-town charm. The lake is famous for its crystal-clear waters, ideal for boating, swimming, and fishing. Lake George Village has a quaint, walkable downtown with local shops, cafes, and historic inns. Visitors can take a steamboat cruise on the lake or hike to nearby Prospect Mountain for panoramic views. With its rich history, stunning lake views, and charming downtown, Lake George remains one of the most popular and scenic lake towns in America.
