New York state’s real estate market offers a fascinating variety of homes that cater to diverse lifestyles and preferences. For around $1 million, you can explore properties that showcase architectural elegance, modern conveniences, and breathtaking surroundings. From the historic Sherman Castle in Utica to the luxurious waterfront retreat in Plattsburgh, these homes represent the unique character of their regions. Whether it’s a spacious Colonial with mountain views, a contemporary home near Saratoga’s vibrant downtown, or a meticulously restored Georgian Revival in Rochester, each property highlights the distinct appeal of New York living. Let’s dive into what $1 million can buy across the Empire State, combining historical charm, modern amenities, and prime locations.
5. Syracuse, NY – $965,000

This home in Syracuse is listed at $965,000. This 5-bedroom, 5-bathroom custom-built home, spanning 4,866 square feet, was constructed in 2004. The main level features a two-story foyer, a formal dining room with a tray ceiling, a kitchen with an island, 6-burner range, built-in refrigerator, double oven, pantry, and wet bar, as well as a family room with a wall of windows and custom cabinetry. The upper level includes four bedrooms and three full baths, with the primary suite offering a tray ceiling, sitting area with a fireplace, walk-in closet, and a spa-like ensuite bathroom. The finished walkout lower level provides additional living space with radiant floors, a family room, kitchenette, workout room, and storage, with access to a stone patio and fire pit. The property also includes a private, tree-lined yard with lush landscaping.
Where is Syracuse?

Situated in Onondaga County, Syracuse, NY 13215 is located in the central region of New York State. Known for its rich history, vibrant culture, and educational institutions, it is home to Syracuse University and several renowned museums. With access to outdoor recreation at nearby parks and lakes, as well as a growing downtown area, Syracuse offers a balance of urban living and natural beauty.
Living Room

Elegant sitting area illuminated by natural light streaming through a large picture window. The intricately designed ceiling adds a luxurious flair, complemented by warm-toned furniture and richly patterned rugs. A classic leather armchair and matching sofa create a cozy, inviting ambiance perfect for relaxation.
Dining Room

Open dining area featuring a grand table surrounded by woven chairs, creating a warm, inviting ambiance. A stunning crystal chandelier adds elegance, while large windows and French doors allow natural light to flood the room. The built-in bar with glass cabinetry enhances the entertainment experience, seamlessly connecting to the living space.
Recreation Room

The recreation room showcases a modern, vibrant design with wood flooring and ample lighting. A central air hockey table invites fun and relaxation, while a cozy seating area adds a touch of comfort. Surrounding spaces with glass doors create a seamless connection to other parts of the home, perfect for gatherings or casual hangouts.
Outdoor Deck

Outdoor deck offers a cozy seating area surrounded by lush greenery, creating an ideal space for relaxation. Wicker furniture with comfortable cushions invites you to enjoy quiet moments or entertain guests in a serene setting. The elevated deck provides privacy while offering a beautiful view of the surrounding foliage.
Source: Matthew Ragan J.D. Ll.M. @ Howard Hanna Real Estate via Coldwell Banker Realty
4. Utica, NY – $995,000

This property in Utica is priced at $995,000. This 9-bedroom, 9-bathroom historic stone mansion, known as Sherman Castle, spans 10,650 square feet and was built in 1900. The property features 20 rooms and 18-inch stone walls, originally constructed for artist Lee Jeffreys. It is located on a 2-acre lot with an additional 1-acre wooded lot across the road for added privacy. The estate is situated within an exclusive enclave of large properties. This home is a notable example of historic architecture and craftsmanship.
Where is Utica?

Located in Oneida County in central New York, Utica, NY 13413 is part of the Mohawk Valley region. Known for its diverse cultural heritage, historic architecture, and vibrant food scene, Utica has become a hub for both locals and visitors. The city offers easy access to nearby outdoor destinations, including the Adirondack Mountains and Erie Canal trails, making it a great spot for recreation and exploration.
Living Room

A grand living room exudes warmth with its rich tones, elegant molding, and a glowing fireplace as the focal point. Plush leather seating and ornate rugs enhance the space, creating an inviting atmosphere for relaxation or hosting guests. The room’s large windows and classic décor provide both charm and sophistication.
Dining Room

A formal dining room exudes elegance with its intricately carved wood paneling, glowing chandelier, and a cozy fireplace framed in marble. Large leaded glass windows bring in natural light while offering a picturesque view of the outdoors. The rich tones and luxurious details create an ideal setting for intimate dinners or grand gatherings.
Bedroom

Bedroom showcases an intricately carved four-poster bed as the centerpiece, surrounded by warm-toned walls and luxurious drapery. Rich hardwood flooring complements the antique-style armoire and matching nightstands. Ample space and soft lighting create an inviting, serene atmosphere for rest and relaxation.
Scenic Archway

A scenic view framed by a rustic stone archway captures the essence of the serene countryside. Rolling hills and lush greenery stretch into the horizon, creating a timeless, picturesque landscape. This unique architectural feature enhances the charm of the estate, offering a perfect spot to take in the beauty of nature.
Source: Michael Derosa and Kelli Ide @ Michael Derosa Exchange via Coldwell Banker Realty
3. Poughkeepsie, NY – $1,060,000

This property in Poughkeepsie is offered at $1,060,000. This 4,064-square-foot, 4-bedroom, 4-bathroom Colonial-style home, built in 2024, features 9-foot ceilings on the first floor and a great room with a vaulted ceiling. The open-concept layout includes a kitchen and family room, a conservatory, and an office/den, with a 36-inch gas fireplace and both front and rear staircases. The primary bedroom has a wet bar, a viewing balcony, a tray ceiling, and access to a second-floor laundry room. The home includes a walk-up basement with rough-in plumbing for an additional full bath and kitchen, a rear patio, a blacktop driveway, and a three-car garage. It also features red oak hardwood floors throughout, except in the bedrooms, baths, and laundry room, and uses energy-efficient infrastructure with municipal water, sewer, and natural gas heat.
Where is Poughkeepsie?

Positioned in the heart of Dutchess County, Poughkeepsie, NY 12603 lies in the scenic Hudson Valley, offering a mix of urban amenities and natural charm. It’s known for its historic landmarks, such as the Bardavon Opera House, and prominent institutions like Vassar College. With its proximity to the Walkway Over the Hudson and various parks, it provides ample opportunities for recreation and cultural exploration.
Great Room

A stunning great room with soaring ceilings, expansive windows, and a statement brick fireplace exudes elegance and warmth. Abundant natural light fills the space, highlighting the rich hardwood floors and contemporary furnishings. The neutral color palette with deep blue accent chairs creates a sophisticated yet inviting ambiance.
Bedroom

Grand and airy bedroom with vaulted ceilings, rich hardwood floors, and an abundance of natural light pouring in through multiple windows and glass doors. The neutral-toned decor enhances the serene ambiance, while modern touches like abstract artwork and stylish furnishings add sophistication. French doors lead to a private balcony, offering a perfect retreat for relaxation.
Bathroom

Bathroom featuring a freestanding soaking tub positioned beneath a large window for natural light. Neutral tones, modern fixtures, and framed botanical art create a calming atmosphere. Clean lines and a minimalist design elevate the luxurious feel of this space.
Home Office

Home office with warm wooden furniture and large windows offering abundant natural light. Comfortable seating and tasteful décor create a serene workspace. Hardwood floors and a classic area rug add a touch of elegance.
Source: John Gabriel @ Keller Williams Realty Partner via Coldwell Banker Realty
2. White Plains, NY – $999,000

In White Plains, this home is listed at $999,000. This 2,600-square-foot home, built in 1994, has 3 bedrooms and 3 bathrooms. It features hardwood floors throughout and abundant natural light. The lower level provides an additional 600 square feet of finished recreation or storage space, not included in the listed square footage. Monthly association fees cover exterior siding, roof maintenance, exterior painting, snow removal, landscaping, and access to amenities such as a pool, tennis/pickleball courts, and a playground. This property offers maintenance-free living with a range of community facilities.
Where is White Plains?

Located in Westchester County, White Plains, NY 10605 is a bustling suburban city just 25 miles north of New York City. Known for its thriving downtown, excellent schools, and diverse shopping and dining options, it serves as a major hub in the region. With convenient access to parks, public transportation, and corporate offices, White Plains offers a balance of suburban comfort and urban convenience.
Kitchen

Rich wooden cabinetry pairs beautifully with granite countertops in this classic kitchen. Stainless steel appliances and tile backsplash enhance the functionality and style. Recessed lighting illuminates the workspace, highlighting the warm tones and refined finishes.
Bedroom

Bedroom with tray ceiling and large windows inviting ample natural light. Warm hardwood flooring adds elegance and character, while the ceiling fan provides comfort. Neutral wall tones create a blank canvas ready for personal design touches.
Bathroom

Bright master bathroom featuring dual vanities with ample counter space, complemented by elegant gold accents. Luxurious soaking tub sits by the large window, offering serene views and abundant natural light. Glass-enclosed walk-in shower and polished marble flooring complete this sophisticated space.
Basement

Expansive finished basement offering versatile open space with recessed lighting and neutral tones. Durable wood-style flooring adds warmth, while the clean, minimalist design allows for endless customization. Ideal for creating a recreational area, home gym, or additional living quarters.
1. Plattsburgh, NY – $975,000

This home in Plattsburgh is listed at $975,000. This 2,790-square-foot home, built in 2007, offers 3 bedrooms, 3 bathrooms, and 347 feet of lakefront on Lake Champlain with mountain views. The property features a 206-foot stone seawall, a garden with a waterfall, a turf patio, Uni-Stone pavers with built-in waterlines, and steps leading to a private beach. The interior includes open living spaces with cathedral ceilings, skylights, and natural woodwork, with a sunken family room featuring a wet bar and an extra fridge. The main floor has a primary bedroom with a handicap-accessible ensuite, a second bedroom, a full bathroom, and laundry. The loft area provides additional living space or a third bedroom, along with a full bathroom and attic access for storage, while the two-car garage includes an unfinished upper level for storage or potential additional living space.
Where is Plattsburgh?

Situated in Clinton County, Plattsburgh, NY 12901 lies along the western shore of Lake Champlain in northeastern New York. Known for its rich history, it played a significant role in the War of 1812 and offers several historic sites and museums. Its location near the Adirondack Mountains and proximity to Canada make it ideal for outdoor recreation, tourism, and cross-border commerce.
Living Space

Large picture windows fill the room with natural light and offer beautiful outdoor views, creating a warm, inviting atmosphere. The open layout includes a comfortable seating area, a small dining nook, and a central entertainment center. Wood-paneled accents and hardwood floors enhance the cozy charm of this bright living space, making it perfect for relaxing or entertaining.
Dining Area

Dining area features rich hardwood flooring with a decorative inlay that adds a touch of sophistication. The ornate tiled fireplace serves as a focal point, creating a cozy ambiance for gatherings. Archways and built-in shelving enhance the room’s architectural character, while the ceiling fan adds functionality and charm to this inviting space.
Bedroom

A comfortable bedroom featuring built-in cabinets and nightstands, offering ample storage and functionality. Mirrored sliding doors on the closet enhance the room’s sense of space and reflect natural light. Soft carpeting and a ceiling fan complete the cozy and inviting atmosphere, making it a relaxing retreat.
Lakeside Patio

Spacious lakeside patio offers breathtaking views of the water, creating a perfect setting for outdoor relaxation and entertainment. Comfortable seating areas, shaded by mature trees, are ideal for dining or lounging. With a well-maintained lawn and beautifully designed hardscape, this serene space provides an ideal spot for enjoying the natural beauty of the surroundings.
Source: Nicholas Buccellato @ RE/MAX North Country via Coldwell Banker Realty