I’m currently on a short trip in Florida and so this is definitely a timely article to write. Most places I travel to I can’t help but take a look at the real estate listings to see what the real estate market is like. Florida’s real estate market has been a boom and bust market for the last twenty years. There’s no inflation marker quite like tracking how much house you can buy for $1 million. Here are ten Florida properties from across the state currently listed around $1 million. What do you think about the house you get for $1 million in Florida. I’m mostly surprised how similar in size and features they are across the state.
10. Miami Lakes, FL – $1,080,000
This 2,530-square-foot single-story residence features four bedrooms and three bathrooms, including two primary suites. Recent updates include impact windows and doors, PVC pipe replacement in 2022, new roof, new HVAC system, and tankless water heater. The kitchen and three bathrooms have been renovated and feature stainless steel appliances. The property’s walled perimeter provides privacy while enclosing the outdoor living spaces. The home’s layout emphasizes separate living zones with the dual primary suites offering flexible accommodation options.
Listing Agent: Star Rodriguez @ Coldwell Banker Realty
9. Cape Coral, FL – $1,000,000
Here’s what you get for about $1 million. It’s a 2,203-square-foot waterfront home with three bedrooms, two bathrooms, and direct gulf access via a wide canal with a 15-20 minute journey to open water. The private dock includes a covered 10,000-pound boat lift, additional small craft hoist, fish cleaning station, and dock utilities. Interior finishes include large-format tile throughout, granite countertops, soft-close cabinets, and designer lighting fixtures, complemented by a whole-house reverse osmosis water filtration system. The flexible floor plan includes a large den that could serve as an office or exercise space. Outdoor amenities feature a heated saltwater pool and outdoor kitchen with built-in kegerator. The property has no HOA restrictions, allowing for flexible use as a primary residence, bed and breakfast, or rental property. The home’s recent construction and premium upgrades provide modern convenience while maximizing its waterfront location.
Listing Agent: Chip Adams @ Coldwell Banker Realty
8. Lakewood Ranch, FL – $999,950
Quick summary of what you get for $1 million: This 3,868-square-foot residence in Lakewood Ranch’s Greenbrook Village features four bedrooms, each with a private bathroom, and two bonus rooms for flexible living space. The home’s recent upgrades, totaling over $220,000, include a custom gourmet kitchen and dedicated home office. Outdoor living centers around a resort-style pool and spa, complete with covered entertainment areas, gas hookup for outdoor kitchen, and a fenced yard with fire pit. The property’s location within Greenbrook Village provides access to Adventure Park, dog parks, community trails, and numerous recreational amenities. The community features A-rated schools, various social clubs, and extensive walking and biking paths. The home utilizes reclaimed water for irrigation, while CDD fees are incorporated into the property taxes. The thoughtful design emphasizes both indoor and outdoor entertainment spaces, creating a cohesive living environment.
Listing Agent: Laurie Fox @ Coldwell Banker Realty
7. Fernandina Beach, FL – $999,500
Overview of what you get for around $1 million: This 4,527-square-foot residence in Peninsula Estates of North Hampton offers pond and golf course views across the Arnold Palmer-designed course. The main level features a split floor plan with four bedrooms and four bathrooms, including a primary suite with dual-vanity bathroom, jacuzzi tub, walk-in shower, and two customized California Closets. The open layout encompasses formal living and dining rooms, a home office with French doors, and a gourmet kitchen with granite countertops that flows into the family room. The upper level provides additional flexible space with a loft area, full bathroom, and bonus room that could serve as a fourth bedroom. Outdoor living spaces include a screened lanai and paver patio with convenient bathroom access.
Listing Agent: Tina Kozak @ Coldwell Banker Realty
6. Bradenton, FL – $999,000
This is what you get for around $1 million: This 3,933-square-foot residence in Greyhawk Landing features six bedrooms, four bathrooms, an office, and an upstairs bonus room, with preserve views throughout. The main level showcases high ceilings with crown molding, porcelain tile flooring in living areas, and a split floor plan that separates the primary suite, which includes a luxury bathroom with custom hydro shower, quartz finishes, and programmable lighting. The kitchen features granite counters, a new quartz center island, gas range, and ample storage, while three guest rooms on the main level feature bamboo flooring and share two recently updated bathrooms. The upper level houses two additional bedrooms with bamboo flooring, a full bathroom, and a flexible bonus space for entertainment. Outdoor features include a heated saltwater pool with paver patio and preserve views, while interior amenities include dual surround sound, whole-house Hue lighting, tankless water heater, water softener, and three separate HVAC systems. The 24-hour guard-gated community offers extensive amenities including clubhouses, pools, sports courts, and five miles of trails, with convenient access to urban centers and beaches.
Listing Agent: Marie Avery-Withers & Danny Withers @ Coldwell Banker Realty
5. Flagler Beach, FL – $995,000
The following is what you get for $1 million: This 3,977-square-foot estate sits on 11.38 acres (3.56 uplands, 7.82 marsh) in the Bulow Oaks area of John Anderson, offering privacy while remaining minutes from Flagler Beach’s amenities. The home features 10- and 11-foot ceilings throughout its 2,900 square feet of living space, with three bedrooms, three and a half bathrooms, and a dedicated office/den. Natural light floods the open floor plan through transom windows and glass entry doors, complementing formal and informal living areas and a spacious kitchen with island and double wall ovens. Outdoor features include a covered lanai oriented for sunrise views, an L-shaped pool with private deck, and a fenced area, while the partially cleared property allows ample space for boat or RV parking. The marsh land portion connects to waterways leading to the Intracoastal, with potential for kayak or canoe access via walkway, similar to neighboring properties.
Listing Agent: Jack Corbett Jr. @ Coldwell Banker Realty
4. Naples, FL – $995,000
All for around $1 million (good deal or disappointing)? This 2,293-square-foot residence features four bedrooms and three bathrooms, including a primary suite with soaking tub, walk-in shower, and expansive closet, plus a guest suite with private bath. The main kitchen showcases unique blue and cream quartz countertops, upgraded appliances, and an Italian sink, while additional cooking spaces include a second kitchen in the garage and a fully-equipped outdoor kitchen on the screened lanai. Special features include plantation shutters and updated wood flooring throughout, a Murphy bed in the craft room, and a generator with dedicated electrical panel. The solar-heated pool and southern-exposed lanai create an outdoor retreat overlooking a lake with mature landscaping. The home’s thoughtful design emphasizes entertainment capabilities with multiple cooking and gathering spaces both inside and out.
Listing Agent: Nina Burkhardt @ Coldwell Banker Realty
3. Tampa, FL – $995,000
Overview of what you get for $1 million: This 3,657-square-foot French country home sits on a half-acre lot overlooking the 7th hole of Carrollwood Village’s golf course. The residence showcases custom hardwood craftsmanship throughout, with maple, poplar, and walnut used in the cabinetry, drawers, ceiling moldings, and dramatic spiral staircase. The main level features a French country kitchen with travertine backsplash flowing into the dining and family areas, a great room with coffered ceilings and wet bar, and a flexible bedroom suite with attached study that could serve as in-law quarters. The upper level includes a master retreat with private laundry, luxurious bathroom, and access to a full-length covered patio offering golf course views. Outdoor living spaces incorporate a screened pool, paver deck, and connecting spiral staircase between levels, while the flexible floor plan allows multiple configuration options for the fourth bedroom/office space. The thoughtful design emphasizes both formal entertaining and casual living, with French doors throughout maximizing views and indoor-outdoor flow.
Listing Agent: Joe Lewkowicz & Emeri Lewkowicz @ Coldwell Banker Realty
2. Palm Coast, FL – $995,000
Synopsis of this approximately $1 million property: This 2,561-square-foot waterfront home features four bedrooms and three bathrooms in a split floor plan, with 180 feet of canal frontage just five minutes by boat to the Intracoastal Waterway. The open living area centers around a marble fireplace/television wall and flows through sliding doors to a screened lanai with outdoor kitchen and pool, heated by a heat exchanger system. Two flexible rooms flank the entry hall, while the private bedroom wing houses three bedrooms sharing two full baths, separate from the primary suite which offers pool access. The kitchen showcases wood cabinets with pull-outs, granite countertops, and a flush breakfast bar, while recent updates include new Bali shades, lighting, and fans throughout. Outdoor amenities include a new boat dock with 8,000-pound lift, floating dock for water toys, and terraced landscaping with fruit trees and paved entertaining areas. The property’s location provides convenient access to Palm Coast and Flagler’s shopping and beaches.
Listing Agent: Kevin Bosse & Carmella Fowkes @ Coldwell Banker Realty
1. Sanford, FL – $988,000
Final home in this – quick overview of what you get: This 3,036-square-foot single-story residence, constructed in 2023, features four bedrooms, three bathrooms, and a dedicated office in a split floor plan. The kitchen includes GE Cafe Gold appliances, double convection wall ovens, a quartz waterfall island with two-drawer dishwasher, under-counter microwave, and cast iron farmhouse sink, plus a dedicated coffee station and walk-in pantry. The great room connects to a built-in entertainment center with integrated surround sound, while the primary suite wing offers access to a covered lanai and screened pool with fountain features. The primary bathroom incorporates dual stone vanities, custom plantation shutters, and a walk-in shower, complemented by two California Closet systems. Built by M/I Homes in the Brookhaven plan style, the home emphasizes open living spaces with 14-foot ceilings and custom lighting throughout.
Listing Agent: Penney Lawrence @ Coldwell Banker Realty
