Rhode Island’s luxury real estate market offers an impressive variety of high-end homes at the $3 million price point, combining breathtaking coastal views, historic charm, and modern amenities. Whether you’re drawn to the grandeur of Newport’s waterfront estates, the serenity of South County’s private retreats, or the sophisticated suburban living of Barrington and East Greenwich, these properties showcase the best of what the Ocean State has to offer. Many of these homes feature expansive layouts with custom architecture, chef’s kitchens, spa-like primary suites, and resort-style outdoor spaces, including private docks, infinity pools, and manicured gardens. With a mix of historic mansions, contemporary masterpieces, and beachfront getaways, these ten properties highlight the exceptional value and lifestyle that comes with luxury living in Rhode Island.
10. Middletown, RI – $2,800,000
The Hamilton Hoppin House, valued at $2,800,000, is a historic 9,735 sq. ft. Italianate-style estate built in 1856 on 0.65 acres. Designed by Richard Upjohn, this 10-bedroom, 10-full-bath, and 2-partial-bath residence is recognized as the first Italian Stick Style home in the United States. Extensively renovated, the property now serves as a charming inn with eight guest suites, an innkeeper’s quarters, and a staff apartment. Offering a blend of architectural significance and modern functionality, it provides an elegant setting for private events and hospitality.
Where is Middletown?
Middletown is located on Aquidneck Island, between Newport to the south and Portsmouth to the north. It is known for its scenic coastline, sandy beaches like Sachuest Beach (Second Beach), and preserved open spaces such as Norman Bird Sanctuary. The town offers a mix of suburban living and coastal charm, with easy access to Newport’s historic mansions, restaurants, and entertainment. Middletown is also home to a portion of Naval Station Newport, making it a key location for military personnel and those seeking a quieter alternative to Newport while still enjoying the island lifestyle.
Entryway
The entryway features a grand hallway with a patterned wood floor, white wainscoting, and high ceilings. Two archways lead into adjacent rooms with red walls and fireplaces. A central staircase with a runner extends toward the back of the hall, with chandeliers illuminating the space.
Dining Room
The dining room has a large wooden table surrounded by upholstered chairs on a patterned rug. A fireplace with a decorative mirror above it sits against one wall, and chandeliers hang from the high ceiling. Archways and white doors lead into other areas of the home.
Living Room
The living room features red walls, white trim, and a black fireplace with an ornate mantel. A seating arrangement with blue-striped chairs surrounds a small round table on a patterned rug. Large windows and glass doors bring in natural light and provide access to the outdoors.
Bedroom
The bedroom has yellow walls, a four-poster wooden bed, and a matching dresser. A set of glass doors leads to an outdoor balcony. A patterned rug and red velvet chairs add contrast to the room’s traditional design.
Porch
The covered porch has white columns with decorative capitals and overlooks a landscaped garden. Two white rocking chairs sit facing the greenery. The American flag is displayed in the background among the trees and shrubs.
Source: Edge Realty RI via Coldwell Banker Realty
9. Westerly, RI – $2,890,000
This 3,436 sq. ft. classic shingle-style cottage, originally built in the 1940s and expanded in the 1990s, offers 5 bedrooms and 5 bathrooms, including a primary suite with an en suite bath, a private deck, and a sitting room. Renovations include a gourmet kitchen, a baker’s pantry with a farmhouse sink, a beverage refrigerator, and a dishwasher. Two living rooms each have fireplaces, one made from local Weekapaug beach stone, while an additional bedroom features built-in bunk beds. Valued at $2,890,000, this home blends classic charm with modern updates for comfortable coastal living.
Where is Westerly?
Westerly is a coastal town located in the southwestern part of the state, bordering Connecticut. It sits along the Atlantic Ocean, with popular beaches like Misquamicut State Beach and Watch Hill attracting visitors. The town is known for its historic charm, vibrant downtown, and strong connections to tourism, fishing, and local arts. Positioned about 50 miles south of Providence and 120 miles northeast of New York City, Westerly offers easy access to major highways and Amtrak rail service.
Dining Room
The dining room has a rectangular wooden table surrounded by six wicker chairs. A chandelier with red lampshades hangs above, and a large window with a floral curtain allows natural light inside. The walls are covered in textured wallpaper, and a framed painting is hung on one side.
Kitchen
The kitchen has white cabinetry, a navy blue island with seating, and a tiled backsplash. Recessed lighting and skylights provide illumination, and a window over the sink overlooks greenery. A separate pantry area with additional storage and counter space is visible through an open doorway.
Living Room
The living room features a fireplace with a mounted television above it. A large L-shaped white sectional sofa provides seating, and a wooden coffee table sits in the center. Multiple windows allow for natural light, and a plant is placed in the corner.
Bedroom
The bedroom has deep blue walls, white trim, and hardwood floors. A bed with a white comforter is positioned against one wall, and sliding glass doors lead to a small outdoor balcony. Built-in storage and framed artwork decorate the space.
Deck
The outdoor deck features a fire pit surrounded by wicker chairs, a grill, and a patio dining table with an umbrella. The wooden deck is attached to a shingled structure with a blue door and an American flag hanging above it. A hedge provides privacy, and a lawn extends beyond the deck area.
Source: Ellen Dumouchel & Elizabeth Johnstone @ Coldwell Banker Realty
8. Lincoln, RI – $2,900,000
Set on over 12 acres at the end of a cul-de-sac, this newly built Colonial home spans 6,594 sq. ft. with 5 bedrooms and 6 bathrooms. Valued at $2,900,000, the home features a gourmet kitchen with copper accents, a family room with a fireplace, a formal dining room, a private office, and a main-level primary suite with a spa-like bath and dual walk-in closets. The second floor includes a second primary suite, two bedrooms with a Jack-and-Jill bath, and a game room with outdoor deck access. Additional highlights include a legal in-law suite, a four-car garage, and parking for over ten vehicles.
Where is Lincoln?
Lincoln is a town in Providence County, located in the northern part of the state. It is about 10 miles north of Providence and offers convenient access to major highways like Interstate 295 and Route 146. The town is known for its mix of suburban neighborhoods, historic mill villages, and outdoor recreation areas, including Lincoln Woods State Park. Lincoln is also home to Twin River Casino, a popular entertainment destination in the region.
Entryway
The entryway features a high ceiling, a grand chandelier, and polished tile flooring. A wooden double-door entrance is framed by a large arched window. A staircase with a decorative railing leads to the upper level.
Living Room
The living room has a fireplace with a white mantel and a recessed ceiling with a chandelier. Large glass doors provide access to the outdoors and allow natural light to enter. The open floor plan connects to the kitchen and dining area.
Kitchen
The kitchen includes a large island with a curved countertop, dark wood cabinetry, and stainless steel appliances. Pendant lights hang over the island, and a range hood is mounted above the stove. Multiple windows provide ample natural light.
Bathroom
The bathroom has dual sinks with a long vanity, dark wood cabinetry, and gold fixtures. A large mirror with decorative arches is mounted above the countertop. A walk-in closet with built-in shelving is visible through an open doorway.
Aerial View
An aerial view showcases the property with a large circular driveway leading to the front entrance. The home is surrounded by wooded land, providing privacy. The roof features multiple gables and a covered porch area.
Source: Roseann Halladay @ RE/MAX Preferred via Coldwell Banker Realty
7. Narragansett, RI – $2,850,000
This 3-bedroom, 3-bathroom home spans 3,409 sq. ft. on a picturesque 1-acre lot in Narragansett, Rhode Island. Thoughtfully designed for privacy and natural beauty, the property features mature plantings, a privet hedge along Ocean Road and Newton Avenue, and breathtaking sunrise views. Inside, the bright and breezy interior includes two spacious family rooms, two sitting areas, a study, and accommodations for up to 10 guests, making it perfect for both relaxation and entertaining. This exceptional coastal retreat, complete with an outdoor shower for post-beach refreshment, is valued at $2,850,000.
Where is Narragansett?
Narragansett is a coastal town in southern Rhode Island, located in Washington County. It sits along the eastern shore of Narragansett Bay and the Atlantic Ocean, about 30 miles south of Providence. The town is known for its beautiful beaches, including Narragansett Town Beach and Scarborough State Beach, making it a popular summer destination. It also has a rich maritime history and is home to the famous Point Judith Lighthouse, which marks the entrance to Narragansett Bay.
Dining Room
The dining room features a wooden table with upholstered chairs, a chandelier overhead, and a sideboard with decorative accents. It connects seamlessly to the kitchen, which has white cabinetry, stainless steel appliances, and recessed lighting. Hardwood floors run throughout the space, creating a cohesive look.
Kitchen
The kitchen includes white cabinetry, granite countertops, and a stainless steel double-door refrigerator. A built-in oven, microwave, and additional appliances are integrated into the design. A breakfast bar with wooden chairs and two structural columns define the space.
Living Room
The living room has a stone fireplace, wooden ceiling beams, and a chandelier as focal points. The furniture includes a green sofa, two patterned armchairs, and a round coffee table. A large framed painting above the fireplace complements the decor.
Bedroom
The bedroom has sloped ceilings, white walls, and a ceiling fan. It includes a large bed, a small wooden nightstand, and a built-in desk with a white chair. Glass doors lead to a balcony with outdoor seating.
Deck
The outdoor deck features wicker furniture and overlooks a lawn with trees. A white railing surrounds the deck, and distant water views can be seen. The setting is open and well-maintained under a clear sky.
Source: Keri-Ann Mcalice @ Coastal Properties Group via Coldwell Banker Realty
6. Charlestown, RI – $2,900,000
This 3-bedroom, 5-bathroom home spans 3,036 sq. ft. and is valued at $2,900,000, set on 20 private acres between Westerly and Charlestown, Rhode Island. Designed by architect Soheil Tavakoli with influences from Frank Lloyd Wright, the residence seamlessly blends organic architecture with Persian-inspired elements. The estate features manicured gardens, a waterfall entrance, multiple fountains, fire pits, a yoga deck, an outdoor kitchen, and a covered alfresco dining space. With its secluded yet elegant setting, this home offers both modern luxury and timeless design.
Where is Charlestown?
Charlestown is a coastal town in southern Rhode Island, located in Washington County. It sits between the towns of South Kingstown and Westerly, with the Atlantic Ocean to the south. Known for its beaches, nature preserves, and Ninigret Pond, Charlestown offers outdoor recreation and scenic landscapes. The town is also home to the Charlestown Seafood Festival and a portion of the Narragansett Indian Tribe’s land.
Dining Room
The dining room has a wooden table with high-backed chairs, a skylight overhead, and tile flooring. A decorative blue arch with intricate detailing is built into the wall. Large windows and a glass door provide natural light and views of the greenery outside.
Kitchen
The kitchen features wooden ceilings, stone walls, and a center island with barstool seating. Stainless steel appliances, white cabinetry, and large windows complement the rustic-modern design. A fireplace with a large mirror above it sits adjacent to the cooking space.
Living Room
The living room has a vaulted ceiling, arched windows, and a mix of modern and traditional furnishings. A large area rug covers the wooden floors, and multiple seating options surround the space. Glass doors lead to an outdoor deck with views of the surrounding landscape.
Bedroom
The bedroom has a wooden vaulted ceiling, large glass doors, and an open floor plan. A bed sits against one wall, accompanied by a sofa and an armchair. The doors open to an outdoor pool area with lounge seating.
Outdoor Space
The outdoor area includes a star-shaped swimming pool, wooden decking, and lush landscaping. Multiple buildings with sloped roofs surround the space. A covered patio and large windows integrate the indoor and outdoor living areas.
Source: Michaela Jenkins @ Compass via Coldwell Banker Realty
5. Block Island, RI – $3,220,000
Valued at $3,220,000, this 8-bedroom, 8-bathroom home spans 6,184 sq. ft. and is surrounded by conserved land on three sides, offering exceptional privacy. The main level features a grand living room with cathedral ceilings and a fireplace, a first-floor primary suite with a sitting room, a compact kitchen with an AGA range, and a formal dining area. Additional spaces include a study with built-ins, a guest wing, and an upper level with three bedrooms and two bathrooms overlooking the main living areas. A separate wing provides three more bedrooms, a cozy living space with a woodstove, and the lower level includes a pool room, a historic bar, storage rooms, and two attached garages.
Where is Block Island?
Block Island is a small island located about 13 miles south of mainland Rhode Island in the Atlantic Ocean. It is part of Washington County and is accessible by ferry from Narragansett, Rhode Island, or by small aircraft. The island is known for its sandy beaches, scenic bluffs, and preserved natural landscapes, including the Mohegan Bluffs and Block Island National Wildlife Refuge. It is a popular summer destination with historic lighthouses, biking trails, and a quaint New England atmosphere.
Living Room
The living room features a brick fireplace with a wooden mantel, a floral-patterned sofa set, and a wooden coffee table. A grand piano sits against the wall, and framed artwork decorates the staircase and upper walls. The open layout connects the space to multiple levels of the home.
Dining Room
The dining room has a long wooden table surrounded by eight woven-back chairs, set on a large area rug. A window provides natural light and views of the surrounding landscape. The walls are adorned with framed artwork and a large, distressed mirror.
Bedroom
The bedroom features a vaulted ceiling, a large arched window, and a wooden floor. A king-sized bed with a purple quilt is positioned between two nightstands. The room includes multiple chairs and a small writing desk.
Game Room
The game room has wood-paneled walls, built-in shelving, and a pool table in the center. A single window allows light into the space. A dartboard hangs on one of the walls, adding to the entertainment options.
Exterior View
The exterior of the home sits on a snow-covered landscape with rolling hills and scattered trees. The multi-story structure has a gray shingled exterior, large windows, and a chimney. A lower-level garage is visible beneath the main living area.
Source: Jennifer Phillips @ Phillips Real Estate via Coldwell Banker Realty
4. North Kingstown, RI – $3,250,000
This Tudor-inspired estate spans 5,652 sq. ft. and features 6 bedrooms and 4 bathrooms, set on 25 secluded acres. The grand two-story foyer leads to 12 elegant rooms, including a refined office, a formal living room, a regal dining room, a sunlit library, and a serene sunroom. The primary wing provides a private retreat, while the cupola offers panoramic views of the surrounding landscape. Valued at $3,250,000, the property includes a horse stable, a six-car garage, a greenhouse, and a bluestone patio, with a striking stone turret adding to its architectural charm.
Where is North Kingstown?
North Kingstown is a town in Washington County, Rhode Island, located along the western shore of Narragansett Bay. It is about 20 miles south of Providence and is known for its waterfront access, historic sites, and suburban character. The town is home to Wickford Village, a historic district with colonial-era buildings, and Quonset Point, a former naval air station now serving as an industrial and business park. North Kingstown also features several parks, marinas, and beaches, making it a desirable place for both residents and visitors.
Foyer
The foyer features a curved staircase with a patterned carpet runner, a wrought-iron railing, and a large arched window. The space has slate flooring, white walls, and dark wood accents. A small arched doorway leads to another section of the house.
Living Room
The living room has exposed wooden ceiling beams, a large stone fireplace, and multiple windows allowing natural light. A mix of floral and leather seating surrounds a glass coffee table. The space is decorated with classic furnishings and overlooks the outdoor landscape.
Kitchen
The kitchen features wood-paneled cabinetry, a built-in oven, and a small central island. The backsplash is covered in square tiles, and the floor has a patterned tile design. Open shelving and recessed lighting add to the kitchen’s functionality.
Bedroom
The bedroom has a high ceiling, multiple windows, and floral-patterned curtains. A large bed with a pink and floral quilt sits in the center, with seating areas on either side. The walls are painted white, and the floor is covered with a decorative rug.
Exterior View
The exterior of the home showcases a Tudor-style brick and stone facade with a turret. The sloped roof is covered in slate tiles, and multiple chimneys rise above the structure. The landscape includes rocky terrain, manicured shrubs, and mature trees surrounding the property.
Source: The Local Group & Nicole Maine @ Compass / Lila Delman Compass via Coldwell Banker Realty
3. Newport, RI – $3,100,000
This two-family duplex spans 3,902 sq. ft. and is valued at $3,100,000, offering a rare opportunity in a prime location near yacht clubs, beaches, and downtown Newport. The property features a total of 6 bedrooms and 6 ensuite bathrooms, with each spacious unit providing just under 2,000 sq. ft., 3 bedrooms, and 3 ensuite bathrooms. One unit has been fully renovated, while the other retains its original charm with fresh paint, vaulted ceilings, central air, and private garages. Situated on a landscaped 20,000 sq. ft. corner lot with multiple lounging areas, this duplex combines natural beauty with modern convenience.
Where is Newport?
Newport is a coastal city located on Aquidneck Island in Newport County, Rhode Island. It sits about 30 miles south of Providence and is known for its historic mansions, sailing culture, and waterfront attractions. Newport is home to the famous Gilded Age mansions along Bellevue Avenue, as well as the scenic Cliff Walk and Fort Adams State Park. The city is a major tourist destination, hosting events like the Newport Jazz Festival and the America’s Cup sailing races.
Living Room
The living room has light wood flooring, a white fireplace, and multiple windows allowing natural light. A neutral-colored sofa and armchair provide seating, with a small console table placed behind the couch. The space flows into the dining area and features vaulted ceilings.
Kitchen
The kitchen features two-tone cabinetry with navy lower cabinets and white upper cabinets, along with stainless steel appliances. A large island with barstools provides additional seating. Open shelving, recessed lighting, and a subway tile backsplash complete the modern design.
Dining Area
The dining area has a long wooden table surrounded by six chairs, positioned beneath a modern chandelier. A sliding glass door leads to an outdoor patio. The space is connected to the kitchen and offers additional barstool seating at the counter.
Bedroom
The bedroom features a white bed with a paneled headboard, a small wooden desk, and a mounted television. A large window lets in natural light and offers a view of the surrounding area. Neutral-colored decor and carpeting give the room a clean and modern look.
Outdoor Space
The exterior of the home features a shingled facade, a brick patio, and a landscaped garden. Outdoor seating with red cushions is arranged near the entrance. The house has multiple windows, a chimney, and a covered entryway.
Source: V. Cynthia Moretti & Shari Dailey @ Compass / Lila Delman Compass via Coldwell Banker Realty
2. Providence, RI – $3,395,000
This 1931 brick Colonial spans 6,067 sq. ft. and is valued at $3,395,000, offering 6 bedrooms and 5 bathrooms with a blend of historic charm and modern elegance. The grand foyer leads to a front-to-back living room with oversized windows, a carved mantle, and French doors, while the formal dining room connects to a bright family room. The newly renovated chef’s kitchen features quartzite countertops, Thermador appliances, and custom cabinetry, along with a breakfast nook overlooking the landscaped backyard with stone pathways and water features. The upper levels include a luxurious primary suite with a marble spa bath, additional bedrooms with custom built-ins, and a finished basement with a rec room, laundry, and storage.
Where is Providence?
Providence is the capital and largest city of Rhode Island, located in the northeastern part of the state. It sits at the head of Narragansett Bay, about 50 miles south of Boston, Massachusetts. Known for its rich history, vibrant arts scene, and renowned universities like Brown University and the Rhode Island School of Design (RISD), Providence is a cultural and educational hub. The city features historic Federal Hill, WaterFire events along the rivers, and a mix of colonial architecture and modern development.
Foyer
The foyer features a grand staircase with a wooden banister, wainscoted walls, and an arched doorway leading to other rooms. A large glass lantern-style chandelier hangs from the ceiling. The hardwood flooring complements the neutral-colored walls and classic trim detailing.
Living Room
The living room has green patterned wallpaper, built-in bookshelves, and a fireplace with a matching green mantel. Two white modern chairs sit on a rug in front of the fireplace. A large window with shutters allows natural light into the space.
Dining Room
The dining room features a round wooden table with six matching chairs, positioned under a crystal chandelier. French doors open to a sunroom, bringing in additional light. The arched doorway provides a view of the staircase in the background.
Bedroom
The bedroom has striped wallpaper, a large white bed with a tufted headboard, and hardwood flooring. A single window with white shutters provides a view of the neighborhood. A black chandelier hangs from the ceiling, adding a classic touch.
Backyard
The backyard is landscaped with a stone pathway leading through flower beds and manicured greenery. A patio area with outdoor seating is surrounded by trees with fall foliage. The home’s exterior features large windows and a sunroom overlooking the garden.
Source: Kira Greene @ Compass / Lila Delman Compass via Coldwell Banker Realty
1. Barrington, RI – $3,495,000
This Nantucket-style custom Colonial, built in 2012, spans 4,998 sq. ft. and is valued at $3,495,000, offering 5 bedrooms and 6 bathrooms with stunning bay views. The open-concept first floor features a sun-filled living area, a chef’s kitchen with a granite island, a dining space, a large sun porch, and a first-floor primary suite with an adjacent office. The second level includes a second primary bedroom with a private balcony, three additional bedrooms, a shared en-suite bath, and a bonus room for a gym or recreation space. The property also includes a spacious third floor for additional living space, a landscaped backyard, and deeded access to a walking beach with granite steps leading to the shore.
Where is Barrington?
Barrington is a coastal town in Bristol County, Rhode Island, located about 10 miles southeast of Providence. It sits along the shores of Narragansett Bay and is known for its scenic waterfront, highly rated schools, and suburban charm. The town features several parks, marinas, and beaches, including the popular Barrington Town Beach. With a mix of historic homes and modern residences, Barrington is a desirable community for families and those seeking a peaceful coastal lifestyle.
Living Room
The living room features a fireplace with a white mantel, a red leather armchair, and a beige upholstered sofa. Large windows and glass doors provide a view of the waterfront and allow natural light to fill the space. A patterned area rug covers the hardwood floor, adding warmth to the room.
Dining Room
The kitchen and dining area are open-concept, with white cabinetry, glass-paneled doors, and a central island. A dining table with ornate wooden chairs sits on a large red-patterned rug. Multiple windows surround the space, offering natural light and garden views.
Bedroom
The bedroom has a four-poster bed, a leather armchair, and a wooden dresser. Large windows and a set of French doors open to a balcony with views of the water. The neutral color scheme and carpeted floor add a cozy feel.
Bathroom
The bathroom features a soaking tub, dual vanity sinks, and a large window with a water view. White cabinetry and mosaic tile accents complement the neutral design. Natural light fills the space, enhancing the relaxing atmosphere.
Patio
The outdoor seating area includes Adirondack chairs on a stone patio overlooking the water. A white railing and red-trimmed windows frame the house’s exterior. Lush greenery and a manicured lawn complete the waterfront setting.
Source: Kirk Schryver Team @ Compass / Lila Delman Compass via Coldwell Banker Realty
Rhode Island has some seriously stunning properties for $3 million! Those kitchens and views sound dreamy. And if you want a waterfront spot, the private docks are a real bonus!
Isn’t it incredible how $3 million can get you such beautiful homes in Rhode Island? The mix of classic charm and modern touches is just perfect! Plus, I love that Westerly has gorgeous beaches and a lively culture. The unique architecture really tells the story of the area, and the arts scene is thriving! It truly feels like a vibrant place to call home.
It’s fascinating to see the stunning properties you can find with that kind of budget. The charm really shines through! Which one would you choose to call home? 😍
I can’t help but imagine myself in that stunning waterfront property with panoramic views. The idea of waking up to the sound of waves and having my morning coffee on a spacious deck sounds like a dream! Rhode Island’s coastal charm has always attracted dreamers and seekers alike.