
If you’re shopping for a home in North Carolina with a $1 million budget, you’re in for a diverse range of options. From luxurious mountain retreats and serene lakeside escapes to upscale suburban residences and modern urban builds, the Tar Heel State offers something for every lifestyle. Whether you’re drawn to sweeping views, open land, or custom finishes, this price point opens the door to high-end features and premium locations.
In this roundup, we’ll take a closer look at 10 impressive properties across North Carolina that showcase just how far $1 million can go. Each home reflects the state’s unique blend of charm, elegance, and regional style—giving you a glimpse into the luxury real estate market from the mountains to the coast.
10. Cary, NC – $1,135,000

This 6-bedroom, 4-bathroom home offers 4,175 square feet of refined living space across three levels. The main floor features hardwood floors, a gas fireplace, a gourmet kitchen with quartz countertops, a guest suite with a full bath, and elegant crown molding throughout.
The upper levels include a luxurious primary suite, a Jack-and-Jill layout, a bonus room, and a third floor with an additional bedroom, full bath, recreation area, and walk-in attic. With a screened porch, patio, and fully fenced backyard for outdoor enjoyment, this exceptional home is valued at $1,135,000.
Where is Cary?

Cary is a town located in the central part of North Carolina, nestled between the cities of Raleigh and Durham. It’s part of the fast-growing Research Triangle region, known for its technology hubs, universities, and thriving job market. Cary is often recognized for its high quality of life, excellent schools, and family-friendly neighborhoods. With easy access to major highways and Raleigh-Durham International Airport, it’s a convenient and desirable place to live.
Dining Room

The dining room features hardwood floors, wainscoting, and large windows that let in natural light. A decorative chandelier hangs over a wooden dining table. The space is simple and functional for formal meals.
Living Room

The living room includes a fireplace with built-in shelving on both sides and a ceiling fan overhead. A white sofa is positioned facing the fireplace and television. Large windows line the wall, bringing in natural light.
Bedroom

The bedroom is spacious with neutral carpet and walls. There is a sitting area with two chairs near the window. The bedroom connects to an en suite bathroom.
Bathroom

The bathroom includes a double vanity, a soaking tub, and a glass-enclosed shower. Frosted decorative windows provide privacy and light. Fixtures and lighting are clean and modern.
Porch

The screened porch has a wood-paneled ceiling with a ceiling fan. The space includes outdoor seating and a small table. It opens to a view of the backyard and neighboring homes.
Source: Azita Wilson @ Keller Williams Legacy via Coldwell Banker Realty
9. Charlotte, NC – $1,250,000

This full brick colonial home offers 5 bedrooms, 4 bathrooms, and 3,822 square feet of living space. The updated kitchen features white quartz countertops, a new backsplash, double ovens, stainless steel appliances, a large island, and an eat-in area with bay windows overlooking a fully fenced backyard.
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Upstairs includes a renovated primary bathroom, dual walk-in closets with island counters, and four additional bedrooms with two full baths. Valued at $1,250,000, the home also includes a walk-up attic, central vacuum system, and a three-car garage with two EV charging plugs.
Where is Charlotte?

Charlotte is located in the southern part of North Carolina, near the border with South Carolina. It is the largest city in the state and a major financial and business hub, home to the headquarters of several major banks. Charlotte is known for its vibrant downtown area, professional sports teams, and cultural attractions. The city is easily accessible via major highways and Charlotte Douglas International Airport.
Entryway

The entryway includes hardwood floors, a staircase with white balusters and wood railings, and decorative glass around the front door. Arched openings connect to adjacent rooms. Natural light enters through tall front windows.
Living Room

The living room features a built-in entertainment wall with shelving, a fireplace, and a ceiling fan. A sectional sofa and armchairs provide seating. Large windows line the side wall for added light.
Kitchen

The kitchen has light blue cabinetry, a large island with seating, and stainless steel appliances. A modern light fixture hangs above the island. The space includes a double oven, gas range, and tiled backsplash.
Bedroom

The bedroom has a tray ceiling, ceiling fan, and carpeted flooring. A large bed is centered between two nightstands. There is access to a private bathroom and additional furniture for storage.
Patio

The backyard includes a brick patio with a dining area and access to a screened porch. A playset with a slide sits in the fenced yard. The area is surrounded by a brick privacy wall.
Source: Drew Luna @ Northgroup Real Estate LLC. via Coldwell Banker Realty
8. Durham, NC – $1,125,000

This modern 4-bedroom, 3-bathroom home offers 2,528 square feet of thoughtfully designed living space and is valued at $1,125,000. Built in 2020 by JW Builders and designed by architect Nick Hammer, the home features an open-concept layout, high ceilings, custom cabinetry, hardwood floors, and energy-efficient construction.
The kitchen connects seamlessly to the living and dining areas, while additional highlights include a first-floor office, second-floor laundry, and $25,000 in smart window treatments. Outdoor spaces include a large front porch, private balcony, shaded deck, covered patio, a fenced backyard with fruit bushes, and a carport with storage that could support a future ADU.
Where is Durham?

Durham is located in the central region of North Carolina and is part of the Research Triangle, along with Raleigh and Chapel Hill. It is home to Duke University and a major center for healthcare, education, and research. The city has a growing downtown area with restaurants, tech startups, and cultural venues. Durham is easily accessible via major highways and is near Raleigh-Durham International Airport.
Living Room

The living room has a neutral color scheme with a sofa, chairs, and a rug. Large black-framed sliding glass doors open to the outdoor patio. Hardwood floors and recessed lighting complete the space.
Kitchen

The kitchen features a large island with seating for four and white countertops. Cabinets are two-toned with white uppers and wood-tone lowers. The layout includes stainless steel appliances, open shelving, and modern lighting.
Bedroom

The bedroom has wood floors, a ceiling fan, and high windows for natural light. A bed is centered between two nightstands. Additional furniture includes a dresser and mirror.
Bathroom

The bathroom has a walk-in glass shower and a freestanding tub. Horizontal windows bring in natural light. Finishes include gray floor tile and white wall tile.
Deck

The outdoor area has a wood deck with seating and a dining table. The home’s rear façade features large windows with black frames. Brick and wood siding surround the space.
Source: Adam J Dickinson @ Nest Realty Of The Triangle via Coldwell Banker Realty
7. Frisco, NC – $1,099,000

This 7-bedroom, 8-bathroom home with a bonus room offers 3,912 square feet of living space and is valued at $1,099,000. Located just one row back from the ocean, it features an open-concept main level with a spacious kitchen, dining area, and multiple seating areas for enjoying ocean and sound views.
The layout includes master suites with private balconies, four additional ensuite bedrooms, and two lower-level bedrooms with a shared bath. Outdoor amenities include expansive decks, a private pool, and a billiard room with a bar for indoor entertainment.
Where is Frisco?

Frisco is a small village located on Hatteras Island along North Carolina’s Outer Banks. It lies within Dare County and is part of Cape Hatteras National Seashore. Frisco is known for its quiet beaches, water activities, and relaxed coastal lifestyle. It sits between the villages of Buxton and Hatteras, making it a peaceful spot for visitors and residents looking for a more secluded setting.
Living Room

The living room features vaulted ceilings, multiple seating areas, and a wall-mounted TV above a fireplace. Large windows and sliding doors open to a deck with views of nearby homes and the water. The room connects directly to the kitchen and dining areas.
Kitchen

The kitchen includes white cabinetry, black appliances, and extended counter space. There is an exterior door leading to the outside and a large window over the sink. Flooring is consistent with the adjacent open living space.
Bedroom

The bedroom features a king-sized bed, ceiling fan, and light green walls. A wall-mounted TV sits above a dresser with a mirror. The room connects to an ensuite bathroom through a door near the bed.
Billiard Room

A billiard room includes a full-size pool table, bar seating, and a high-top table. Multiple windows provide natural light, and sliding doors open to an exterior space. The walls are dark green, and the floor is laminate wood-style.
Deck

The upper deck offers a clear view of nearby homes and the ocean. Two Adirondack chairs are placed facing the water. The space is enclosed with a white railing and wood deck boards.
Source: Sarah Collier @ Nc 12 Realty via Coldwell Banker Realty
6. Wilmington, NC – $1,150,000

This all-brick 1.5-story ranch features 3 bedrooms, 3 bathrooms, and spans 2,700 square feet with 9-foot ceilings and hardwood floors throughout the main living areas. The home includes a formal dining room, a gas fireplace in the living room, and a fully renovated kitchen with quartz countertops, updated appliances, and a vaulted ceiling.
The primary suite offers a vaulted ceiling, a spacious bathroom with a separate tub and shower, and a sunroom overlooking the backyard. Valued at $1,150,000, the property also includes a large bonus room, a custom-finished two-car garage, a new rear deck with a hot tub and pergola, and a private backyard with seating and outdoor dining space.
Where is Wilmington?

Wilmington is a coastal city located in the southeastern part of the state along the Atlantic Ocean. It sits on the Cape Fear River, just a short drive inland from popular beach destinations like Wrightsville Beach and Carolina Beach. Wilmington is known for its historic downtown, riverfront boardwalk, and thriving arts and film scene. It serves as a key port city and a popular destination for both tourists and residents seeking a blend of city life and coastal living.
Dining Room

The dining room features arched windows, hardwood floors, and a crystal chandelier. A round table sits at the center with upholstered chairs and decorative accents around the room. Arched doorways connect the space to adjacent rooms.
Living Room

The living room includes a fireplace with a white mantle and seating arranged around it. A grand piano and tall wood cabinet are placed near the back wall. A chandelier and hardwood floors complete the layout.
Bedroom

The bedroom has vaulted ceilings and three windows that bring in natural light. A large chandelier hangs above the bed, and stained glass panels are built into two of the windows. Furniture includes a dresser, nightstands, and an armchair.
Office

The office space is located under a sloped ceiling with a window at the far end. It includes a desk, office chair, filing cabinets, and a sofa. Additional storage and decor items are placed along the walls.
Deck

The outdoor deck area features lounge chairs and a dining table. A grill is placed near the sliding doors. The space is surrounded by trees and shrubs with a pergola visible in the background.
Source: Felicia Earl @ ERA Live Moore via Coldwell Banker Realty
5. Huntersville, NC – $1,200,000

This full-brick home features 7 bedrooms, 5 bathrooms, and two bonus rooms, offering plenty of space for both living and entertaining. The open floor plan connects the living, dining, and chef’s kitchen areas, which include stainless steel appliances, ample cabinetry, and a large island.
Additional highlights include a screened porch, a three-car garage, and access to community amenities such as a pool, playground, tennis courts, and fitness center. The home is valued at $1,200,000 and located in a desirable neighborhood.
Where is Huntersville?

Huntersville is a suburban town located in northern Mecklenburg County, North Carolina. It sits just north of Charlotte, making it part of the Charlotte metropolitan area. The town is situated near Lake Norman, offering access to waterfront activities and parks. Huntersville is known for its residential communities, shopping centers, and proximity to major highways like I-77.
Eat-in Kitchen

The kitchen has white cabinetry, a large center island, granite countertops, and stainless steel appliances. There is a breakfast nook and bar seating. Recessed lighting and tile backsplash complete the space.
Living Room

The living room features a fireplace, built-in shelves, and multiple windows that bring in natural light. The space includes a large sectional sofa and two accent chairs. Neutral walls and white trim frame the area.
Bedroom

The bedroom has a tray ceiling, carpet flooring, and multiple windows for natural light. It includes a wooden four-poster bed and matching nightstands. A loveseat sits at the foot of the bed.
Media Room

The media room has a large projector screen and surround sound speakers. A sectional sofa is positioned for viewing, and additional furniture is placed along the walls. Hardwood floors and recessed lighting finish the room.
Screened Porch

The screened porch features a vaulted wood ceiling, seating area, and planters along the railing. The space looks out to a grassy backyard. It offers a relaxing space sheltered from the elements.
Source: RE/MAX Metro Realty via Coldwell Banker Realty
4. Louisburg, NC – $1,199,900

Valued at $1,199,900, this 4-bedroom, 5-bathroom home spans 3,869 square feet and is nestled on 7.22 acres of private land. The main level includes a double-story foyer, office, chef’s kitchen with premium appliances, spacious living room with gas fireplace, and a primary suite with a walk-in closet and spa-style bath.
Additional features include a bonus room, flex space, walk-in attic storage, a screened porch, and a large back deck. The property also includes a 3-car garage, a fenced backyard, a 12’ x 14’ concrete pad for future outdoor upgrades, and a scenic creek at the rear of the lot.
Where is Louisburg?

Louisburg is a small town located in Franklin County in the northeastern part of North Carolina. It sits about 30 miles northeast of Raleigh, making it part of the broader Research Triangle region. The town is home to Louisburg College, a private two-year institution that contributes to its local charm. Surrounded by rural landscapes and farmland, Louisburg offers a quiet, small-town atmosphere with convenient access to larger cities nearby.
Living Room

The living room has vaulted ceilings, a gas fireplace, and a large sectional sofa. A glass door leads to a screened porch overlooking the wooded backyard. Light wood floors and gray walls create a neutral setting.
Kitchen

The kitchen includes white cabinetry, stainless steel appliances, and a large island with seating for four. Pendant lights hang above the island. The layout is open to the adjacent living and dining areas.
Office

This room is set up as an office with a desk, accent chair, and floor-length mirror. A ceiling fan and window provide natural light. The neutral decor makes the space flexible for other uses.
Bedroom

The bedroom features a coral accent wall, carpeted floors, and large windows. A ceiling fan is installed overhead. Furnishings include a bed, nightstand, and dresser.
Porch

The wide covered porch is lined with white rocking chairs and black railings. It offers a view of the front yard and driveway. The space is shaded and runs the full length of the house.
Source: Marti Hampton & Desiree White @ eXp Realty LLC. via Coldwell Banker Realty
3. Yadkinville, NC – $1,275,000

This 5,000 sq ft estate includes 4 bedrooms, 4.5 bathrooms, and sits on 7.7 acres in a private, peaceful community. The main level features Brazilian cherry hardwood floors, a gourmet kitchen, and a spacious primary suite, while the basement offers a guest suite, two recreation rooms, a theater room, and ample storage.
Outside, the property includes a heated saltwater pool, hot tub, sun deck, outdoor firepit, grilling area, and a pool house with a half bath and wet bar. The home is valued at $1,275,000 and includes a 3-car garage and additional storage under the pool house.
Where is Yadkinville?

Yadkinville is a small town located in northwestern North Carolina, serving as the county seat of Yadkin County. It sits about 25 miles west of Winston-Salem, offering a quiet, rural lifestyle with easy access to a larger city. The area is known for its rolling hills, farmland, and its presence in the Yadkin Valley wine region. Yadkinville provides a slower pace of life while remaining connected to the Piedmont Triad region.
Entryway

The entryway features a large double door with wrought iron detailing and a tall arched window. A staircase with dark iron balusters and wood treads leads to the upper level. Hardwood flooring extends throughout the foyer.
Living Room

The living room includes a tall fireplace, built-in shelving, and large windows providing natural light and backyard views. There’s a seating area with leather couches and a central coffee table. The room has high ceilings and crown molding.
Bedroom

The bedroom has a tray ceiling, ceiling fan, and large windows. The space includes a wooden bed frame, dressers, and carpeted floors. Multiple windows bring in light from the exterior.
Theater

The home theater features a large screen, surround sound speakers, and dark walls. Hardwood floors and a plush bean bag seating add comfort. Movie posters are mounted on the walls for decoration.
Aerial View

This aerial view shows a 7.7-acre estate with a large house, heated saltwater pool, hot tub, and a spacious sun deck. The pool area includes a pool house with a half bath and wet bar. The property is surrounded by trees, offering a secluded and private setting.
Source: Allen Tate Winston Salem via Coldwell Banker Realty
2. Concord, NC – $1,300,000

This 4-bedroom, 4-bath, 4,186 sq ft estate sits on 5 acres in a quiet equestrian neighborhood within the Harrisburg school district. The home includes soaring ceilings, floor-to-ceiling stone fireplace, a walk-in pantry, 2 living rooms, a piano room, loft, office, and a main-level primary suite.
Outdoor amenities feature a basketball/pickleball court, go-kart trail, soccer field, garden area, chicken coop, multiple decks, RV parking, and an 8-car carport with potential for a workshop. This property, valued at $1,300,000, also offers a spacious walk-in attic for ample storage and comfortable hosting.
Where is Concord?

Concord is located in the south-central part of the state, northeast of Charlotte. It is the county seat of Cabarrus County and is part of the Charlotte metropolitan area. The city is best known for being home to the Charlotte Motor Speedway and Concord Mills, one of the largest shopping malls in the region. Concord blends suburban living with access to city amenities, offering both residential communities and commercial development.
Living Room

The living room features a floor-to-ceiling stone fireplace, large windows, and neutral furnishings. Natural light fills the space from high transom windows. A woven rug and white coffee table center the layout.
Dining Room

The dining area is surrounded by tall windows on three sides. A rectangular wood table is paired with eight black metal chairs. A modern chandelier hangs above the table.
Bathroom

The bathroom includes a freestanding soaking tub placed by a large window. A full-length mirror leans against the wall. A small potted plant and wooden stool sit beside the tub.
Bonus Room

The bonus room contains a ping pong table in the center. A desk and chair sit on a raised platform in the back. The room has hardwood floors and white walls.
Porch

The back porch has a covered seating area with a ceiling fan. The flooring is dark wood with stone pavers extending into the yard. The view overlooks a fenced, tree-lined lawn.
Source: Nichole Gubler @ United Real Estate-Queen City via Coldwell Banker Realty
1. Matthews, NC – $1,300,000

This 6-bedroom, 5-bathroom custom Tudor home spans 4,736 sq ft and is situated on a level fenced lot with outdoor features including a covered terrace, fire pit, irrigation system, and a future pool house with new 2024 HVAC. The interior highlights include a two-story great room with a floor-to-ceiling stone fireplace, a chef’s kitchen with granite counters, double wall oven, gas cooktop, and a coffered-ceiling dining room.
The main level includes a primary suite with a spa-like bath and walk-in closet, plus a guest suite for added convenience. Valued at $1,300,000, the upper level includes three en-suite bedrooms, an office, attic storage, and a bonus/nanny suite with a kitchenette.
Where is Matthews?

Matthews is a suburban town located in southeastern Mecklenburg County, just outside of Charlotte. It sits about 12 miles from Uptown Charlotte, offering convenient access to the city while maintaining a more residential, small-town atmosphere. Matthews is known for its walkable downtown area, local shops, parks, and community events. The town has grown steadily while preserving its historic charm and is a popular area for families and commuters.
Dining Room

The dining room features a long wooden table with seating for eight. It has a coffered ceiling, white wainscoting, and soft green upper walls. A chandelier and sideboard with lamps are the main decorative pieces.
Living Room

The living room has a large stone fireplace with a mounted TV and built-in shelving on both sides. There’s a seating area with neutral furniture and a view of the front door entryway. The ceiling is two stories high with a second-floor balcony overlook.
Bedroom

The bedroom includes a king-sized bed with a tufted headboard and matching bench. Blue walls contrast with light carpet and large windows bring in natural light. A sofa sits beneath the windows, and there are dark wood nightstands and a dresser.
Bathroom

The bathroom has dual vanities with granite counters and a central soaking tub. A glass-enclosed shower is positioned next to the tub. The walls are painted light blue, and there’s a wall-mounted TV above the tub.
Backyard

The backyard includes a fire pit surrounded by Adirondack chairs on a gravel area. A brick patio and covered seating area are connected to the house. There is a large lawn and tree line at the property’s edge.
Source: Jane Cross @ Ivester Jackson Distinctive Properties via Coldwell Banker Realty
This Wilmington home sounds incredible! North Carolina has such an awesome variety of properties!
It’s great that you think it sounds incredible, but have you really considered the upkeep that comes with a home like that? How do you plan to maintain such a property while juggling all the other expenses? Sometimes, bigger isn’t always better, you know?