Waccabuc, New York is a small hamlet located in the town of Lewisboro in northern Westchester County. Tucked around a scenic lake of the same name, Waccabuc offers a peaceful, rural atmosphere about 50 miles north of Manhattan. Often dubbed “New York’s Secret Suburb” for its seclusion and well-heeled residents, this community is known for its winding country roads, historic homes, and strict land preservation. With a population under 1,000 people, Waccabuc provides an exclusive, tight-knit feel – a retreat where privacy and nature are highly valued. Prospective movers will find an idyllic setting with plenty of open space, a rich local history, and proximity to upscale suburban amenities, all while remaining within commuting reach of New York City.
Demographics and Community Character

College Friendliness: 63.87
Family Friendliness: 99.27
Young Singles Appeal: 52.82
Retirement Friendliness: 94.36
First-time Homebuyer Friendliness: 0.00
Vacation Home Appeal: 0.00
Waccabuc, NY, excels particularly in family and retirement friendliness, making it an ideal location for families and retirees. Its college friendliness is moderately strong, but the town notably lacks appeal for first-time homebuyers and vacation home seekers. Young singles might find the area somewhat appealing, though it isn’t specifically geared towards younger demographics.
Waccabuc’s demographics skew toward families and mature residents, reflecting its reputation as a family-oriented and affluent community. The hamlet’s population was roughly 1,000 residents as of the 2020 Census. Many households are families – Waccabuc scores an extremely high 99/100 for Family Friendliness and around 94/100 for Retirement Friendliness, indicating the area strongly appeals to families with children and to retirees. The median age in the community is around 46 years, significantly higher than the national median.
Demographically, the hamlet is small, wealthy, and homogeneous. The vast majority of residents are U.S.-born and the population is primarily white. Median household income is extremely high – around $190,000 per year – reflecting the many professionals and executives who live here. This is several times higher than state and national medians, placing Waccabuc among the most affluent communities in the region.
Lifestyle and Community Appeal

Luxury Living: 96.05
Hip & Trendy Factor: 57.87
Quietness: 87.33
Nautical/Boating Lifestyle: 0.00
Urban Sophistication: 98.83
Walkability: 48.49
Car Friendliness: 55.04
Cycling Friendliness: 0.00
Vibrancy/Liveliness: 35.98
Public Transit Friendliness: 25.61
Waccabuc’s lifestyle ratings highlight its strong appeal in luxury living, urban sophistication, and quietness, catering well to affluent individuals and those seeking peaceful living environments. However, the area shows limited liveliness, walkability, cycling, and boating opportunities, indicating a lifestyle more suited to those who prefer upscale, tranquil settings rather than vibrant, outdoor recreational activities or urban convenience.
In terms of lifestyle appeal, Waccabuc is ideal for those seeking a quiet, luxurious countryside life. The hamlet scores a 96/100 in Luxury Living, reflecting the high-end homes and refined quality of life in the area. The Quietness factor is also very high (around 87/100), which won’t surprise anyone who visits – there’s no loud traffic or commercial bustle here. In fact, nightlife and trendiness are limited: the Hip & Trendy score is only about 58/100, and Vibrancy/Liveliness is a low ~36/100.
The lifestyle is often described as “country club” living – relaxed, recreational, and upscale. Many locals belong to nearby country clubs, enjoy golfing, tennis, or boating on the lake. Waccabuc’s Nautical/Boating Lifestyle score is exceptionally high, thanks to the presence of Lake Waccabuc and two adjacent lakes that are popular for kayaking, fishing, and paddleboarding.
On the practical side, Waccabuc is car-dependent and somewhat isolated. The hamlet scores very low on Public Transit Friendliness (~26/100) and Walkability (~48/100). There are no sidewalks in most areas and no public transportation within Waccabuc itself. A car is essential for daily life.
Home Prices


The median home values for Waccabuc, NY, show notable fluctuations between 2019 and 2025. Initially, the market experienced a moderate decline from 2019 to 2020 (-4.62%), followed by steady growth from 2021 to 2023, peaking with significant increases in 2022 (+9.43%) and 2023 (+6.62%). However, a sharp decline occurred in 2024 (-14.66%), followed by a slight drop in 2025 (-0.50%), indicating a market correction or decreased demand.
The lifestyle and demographics data support these housing trends. Waccabuc’s high scores in luxury living, urban sophistication, and family friendliness suggest the area attracts affluent buyers who value upscale amenities and quiet living. The substantial price volatility may reflect sensitivity to broader economic conditions affecting luxury markets, with sharp changes potentially influenced by economic uncertainty or shifts in buyer sentiment.
Overall, the area’s premium appeal and exclusivity might sustain long-term value, though short-term fluctuations could be significant and should be carefully monitored by potential buyers or investors.
Housing in Waccabuc is distinctive and exclusive. If you’re considering moving here, you’ll find almost entirely single-family homes, each on a generous parcel of land. The hamlet’s zoning laws require all properties to be on a minimum of 2 acres of land, and on many streets the minimum lot size is 4 acres.
Housing styles in Waccabuc range from historic to contemporary. There are a number of antique homes – colonial farmhouses and estates dating back to the 18th and 19th centuries, some of which have been immaculately maintained or restored. Waccabuc is proud of its history: the entire hamlet is a designated historic district listed on the National Register of Historic Places.
A common thread for Waccabuc houses is space: both indoors and outdoors. It’s not unusual to find homes with 4+ bedrooms, large master suites, great rooms with vaulted ceilings, and lots of windows to enjoy the views. Many properties include swimming pools, given the large lots and affluent owners.
When it comes to real estate market conditions, Waccabuc consistently has high property values. Homes here tend to sell at premium prices – often well into seven figures. The median home value is over triple the U.S. median.
For those not looking to buy, renting in Waccabuc can be challenging. There is no apartment stock, so rentals are usually single-family homes, often rented privately. Some homeowners might rent out their house for a year or two, but such opportunities are rare and also expensive.
Community Profile and Heritage
Though tiny in size, Waccabuc is part of the larger Town of Lewisboro community and benefits from shared services and a collective identity with neighboring hamlets. Lewisboro’s total population is about 12,000 spread across six hamlets (Waccabuc being the smallest).
Waccabuc itself feels more like a close-knit neighborhood than a town – there’s a strong sense of community among residents. Locals often know each other through the Waccabuc Landowners Association (the homeowner’s association that all residents belong to) and through community initiatives. For example, Waccabuc residents jointly purchased a 100-acre parcel of land to preserve it from development and create shared hiking trails. This speaks to the community’s values: conservation, cooperation, and maintaining the hamlet’s character.
Culturally, Waccabuc has an understated vibe. Despite being home to many wealthy and notable individuals, it is not ostentatious. There are no gaudy mansions visible from the road; homes are set back on large lots behind stone walls and trees. This privacy-loving ethos defines the community – people come to Waccabuc to enjoy solitude or family time, not to be seen.
Safety and Crime
One of Waccabuc’s biggest draws is its exceptional safety. Crime is virtually non-existent in this hamlet. Being part of the Town of Lewisboro, Waccabuc benefits from the town’s consistently low crime rates. In fact, Lewisboro has been recognized multiple times as one of the safest communities in America. For example, in 2017 Lewisboro was named the “Safest City in America” by SafeWise after an analysis of FBI crime data – that year only two crimes were reported in the entire town, and none were violent.
There is no police precinct within Waccabuc; Lewisboro does not have its own municipal police force but is served by the New York State Police and the Westchester County police when needed. Law enforcement presence is low-key, but response times are quick given the low volume of incidents.
Education Excellence
For families with children, Waccabuc provides access to top-tier public schools. The hamlet is part of the Katonah-Lewisboro Union Free School District, which is widely regarded as one of the best school districts in New York State. In Niche’s 2025 rankings, Katonah-Lewisboro was rated #39 out of 598 school districts in NY and earned an overall grade of A+.
Students from Waccabuc typically attend Meadow Pond Elementary School (in a neighboring hamlet), John Jay Middle School, and John Jay High School – the latter two schools share a campus in Cross River, just a short drive from Waccabuc. These schools are high-performing: at John Jay High School, about 74% of students are proficient in math and 76% in reading according to state test data, comfortably above state averages.
Parents moving to Waccabuc can expect a rigorous, well-rounded education for their kids. The district’s curriculum is comprehensive, with robust programs in STEM, humanities, arts, and athletics. Katonah-Lewisboro schools also benefit from active parent involvement and ample resources due to the district’s strong tax base.
Natural Environment and Green Space
Waccabuc’s environment is one of its crown jewels. The hamlet offers an exceptionally clean, green, and healthy setting. Surrounded by woods, lakes, and wetlands, Waccabuc has an abundance of natural beauty and very little pollution. Westchester County as a whole has made strides in environmental quality – for instance, 88% of days in 2023 had “Good” air quality in Westchester, according to EPA monitoring. In Waccabuc, far from any industrial areas or highways, air quality is typically even better than the county average.
Water quality is generally high in this region. Many homes in Waccabuc draw water from private wells tapping into deep aquifers; these wells are subject to testing and oversight by the county health department to ensure safety. The hamlet’s defining water bodies – Lake Waccabuc and its sister lakes Oscaleta and Rippowam – are clean freshwater lakes used for recreation.
Green space is everywhere you look in Waccabuc. The hamlet is nestled amidst forests, with many properties containing acres of woodlands. There are several nature preserves and trails in and around Waccabuc, including the conserved 100-acre parcel owned collectively by residents for hiking. Just to the east, the 4,000-acre Ward Pound Ridge Reservation (Westchester’s largest park) is a short drive away, offering extensive hiking and horseback riding opportunities.
Cost Considerations

It likely comes as no surprise that the cost of living in Waccabuc is well above average. This upscale hamlet is one of the most expensive places in the Hudson Valley region. According to a cost-of-living index by BestPlaces, Waccabuc’s overall cost of living score is about 157, meaning it’s roughly 57% higher than the U.S. average.
Nearly all categories of expenses are higher here than nationally, due to the combination of New York’s general costliness and Waccabuc’s affluent nature. The cost of housing is the most significant factor – home prices in Waccabuc are several times the national median. But even aside from housing, everyday costs run high. Groceries, for example, cost around 15% more than the U.S. average in this area.
Tax Landscape
New York is known for its taxes, and Westchester County in particular has some of the highest property taxes in the United States. Property taxes in Waccabuc (Town of Lewisboro) are substantial. Westchester County’s median effective property tax rate is about 2.3% of a home’s value – more than double the national average (~1.1%).
In practical terms, because home values in Waccabuc are very high, annual property tax bills often reach tens of thousands of dollars. Property taxes are divided among several taxing authorities: the Town of Lewisboro, Westchester County, the Katonah-Lewisboro School District, and smaller special districts. The school district tax is typically the largest portion (often around two-thirds of the total property tax bill) – this funds the excellent local schools.
New York State has a progressive income tax with brackets ranging from 4% up to 10.9% at the highest incomes. Most middle-class to upper-middle-class households will fall in the 6–6.85% range of state tax. Importantly, there is no additional local income tax in Lewisboro.
The sales tax rate in Westchester County (including Lewisboro/Waccabuc) is 8.375% on purchases.
Transportation and Connectivity
Living in Waccabuc offers a bucolic escape, but it also means transportation is largely self-driven. The hamlet has no public transportation stops within it – no train station, no bus line, not even a commuter park-and-ride. The primary mode of transportation is by car, and most households have multiple vehicles.
For commuters to Manhattan, a common strategy is to drive to the Metro-North Railroad. The closest station is Golden’s Bridge on the Metro-North Harlem Line, roughly a 10-minute drive from Waccabuc. From Golden’s Bridge, the train ride to Grand Central Terminal in New York City takes about 1 hour 20–30 minutes.
The fastest option to NYC is driving: assuming light traffic, Waccabuc is about 48 miles from Midtown Manhattan, which equates to roughly a 1-hour drive via car. Of course, during rush hour, that drive can extend to 1.5 hours or more with congestion.
Healthcare Access
Despite its small size and remote ambiance, Waccabuc has relatively convenient access to quality healthcare. While there are no medical facilities located within the hamlet itself, several excellent hospitals and medical centers are a short drive away.
The closest full-service hospital is Northern Westchester Hospital (NWH) in Mount Kisco, NY, located about 12 miles west of Waccabuc. NWH is part of the Northwell Health system and is a highly rated community hospital offering a broad range of services.
Another nearby option is Danbury Hospital in Danbury, Connecticut, roughly 15 miles to the northeast (about a 30-minute drive). To the south, Stamford Hospital in Stamford, CT is about 16–17 miles from Waccabuc and reachable in around 30 minutes.
Modern Infrastructure
Broadband internet access in Waccabuc is quite good, especially given the low-density setting. Most residents access the internet via cable or fiber-optic service from Optimum (Altice USA), which is the primary Internet Service Provider in the area. Optimum has invested in fiber-to-the-home in Waccabuc, covering about 91% of the hamlet with fiber-optic lines capable of gigabit speeds.
Regarding utilities, Waccabuc’s infrastructure is in line with rural suburban standards. Electricity is provided by NYSEG (New York State Electric & Gas) in this part of Westchester. Heating fuel is typically delivered – either fuel oil or propane – since natural gas lines are not widespread in Waccabuc. Water and sewer services are private: nearly every home has its own well for water and a septic system for wastewater.
In summary, Waccabuc’s infrastructure might look rustic (with no streetlights and well water), but it quietly meets 21st-century needs. The blend of advanced internet and basic rural utilities defines Waccabuc’s charm: you’re living in the country, but not left behind by technology.
References
- How we score each town – Home Stratosphere
- Waccabuc, New York – Wikipedia
- The Zip Code, Map And Demographics Of Waccabuc, Ny
- ZIP Code 10597 Map, Demographics, More for Waccabuc, NY
- Demographics | Lewisboro, NY
- Lewisboro Named Safest City In America For 2017 | Bedford, NY Patch
- Lewisboro Crime Rates and Statistics – Niche
- Katonah-Lewisboro Union Free School District – New York – Niche
- Westchester Index
- Westchester County Ranks in Top 5 Statewide for Health Outcomes
- 2020 New York County Health Rankings
- Cost of Living Calculator Zip 10597 (Waccabuc, NY)
- New York State Taxes: What You’ll Pay in 2025
- What is the unemployment rate in Westchester County, NY right now? | USAFacts
- Lewisboro Sales Tax Calculator 2025: Lookup New York Tax Rates
- Westchester County, New York Property Taxes – Ownwell
- 2024 final STAR credit and exemption savings amounts
- Book tickets for Waccabuc to New York – train, bus, and car
- Waccabuc to Manhattan – 3 ways to travel via train, car, and taxi
- 10597 Zip Code (New York) Profile
- Stamford to Waccabuc – 4 ways to travel via train, line 336 bus, taxi
- Dr. Carol Rayner, MD – Waccabuc, NY | Internal Medicine – Doximity
- Update on Verizon FIOS Cable Television – 2018 | Lewisboro, NY
- Best Internet Providers in South salem, New York | Internet Services
- Top 5 Internet Providers in Waccabuc, NY – BroadbandNow
- Top 5 Internet Providers in Waccabuc, NY | HighSpeedInternet.com