When you’re looking at affordable housing options in New Hampshire, the Zillow Home Value Index provides valuable insights into property values across different towns. After analyzing this data, you’ll find that New Hampshire offers some surprisingly affordable communities, particularly in the northern regions of the state. Since 2010, these towns have seen dramatic value increases, with an average growth of over 150%, yet they remain the most budget-friendly options in the Granite State. Even the most affordable New Hampshire town has seen its home values more than double in the last fifteen years.
You might be surprised to discover that the most affordable towns are clustered in Coos County, the northernmost county in New Hampshire. This region, bordering Canada and Maine, features stunning natural landscapes but faces economic challenges that have kept home prices lower than in the southern regions closer to Boston. The affordability gap between northern and southern New Hampshire towns continues to widen, with the least expensive town (Groveton) having an average home value of just $150,689 compared to affluent southern communities where values exceed $1 million.
The COVID-19 pandemic appears to have significantly accelerated home value growth in these affordable communities. When you compare the 2020-2025 period to previous five-year intervals, you’ll notice a striking trend – property values nearly doubled in many of these towns during this short timeframe. This suggests a shifting interest toward more remote and affordable areas as remote work became more prevalent, though these towns still remain New Hampshire’s most budget-friendly options for homebuyers.
1. Dalton
- 2025 Home Value: $296,187
- 2020 Home Value: $150,644
- 2015 Home Value: $109,405
- 2010 Home Value: $87,677
- Change 2010-2025: 237.82%
- Change 2015-2025: 170.73%
- Change 2020-2025: 96.61%
With stunning views of the White Mountains and Connecticut River, Dalton stands as the most costly on our list of New Hampshire’s most affordable towns. Located in Coos County, this small community has seen one of the most dramatic increases in home values on our list, growing by an impressive 237.82% since 2010, from $87,677 to $296,187 by 2025. You’ll find strong growth across all time periods, with the decade between 2015 and 2025 showing a robust 170.73% increase, including a substantial 96.61% jump just in the past five years. Despite this remarkable appreciation, Dalton remains among the state’s 25 most affordable towns.
2. Pittsburg
- 2025 Home Value: $296,138
- 2020 Home Value: $152,886
- 2015 Home Value: $107,720
- 2010 Home Value: $113,421
- Change 2010-2025: 161.10%
- Change 2015-2025: 174.91%
- Change 2020-2025: 93.70%
At the northernmost tip of New Hampshire bordering Canada, Pittsburg offers you affordable living amid vast wilderness areas. This remote Coos County town, the largest in the state by area, has seen its property values more than double since 2010, increasing from $113,421 to $296,138 by 2025. You’ll notice a slight decrease in values between 2010 and 2015 before a strong growth phase began. The decade following 2015 showed particularly robust appreciation at 174.91%, with values nearly doubling again (93.70% increase) just in the past five years.
3. Whitefield
- 2025 Home Value: $294,353
- 2020 Home Value: $167,908
- 2015 Home Value: $130,771
- 2010 Home Value: $129,445
- Change 2010-2025: 127.40%
- Change 2015-2025: 125.09%
- Change 2020-2025: 75.31%
Known for its stunning mountain views, Whitefield provides you with affordable housing in a picturesque setting. Located in Coos County with panoramic vistas of the Presidential Range, this town has seen its home values more than double since 2010, rising from $129,445 to $294,353 by 2025. You’ll find that values remained relatively flat between 2010 and 2015 before beginning a strong upward trajectory. The past decade showed consistent growth of 125.09%, with a substantial 75.31% increase occurring just in the last five years.
4. Troy
- 2025 Home Value: $289,522
- 2020 Home Value: $171,280
- 2015 Home Value: $124,351
- 2010 Home Value: $132,936
- Change 2010-2025: 117.79%
- Change 2015-2025: 132.83%
- Change 2020-2025: 69.03%
In the Monadnock Region of southwestern New Hampshire, Troy gives you access to small-town living with proximity to larger communities. This Cheshire County town has seen its property values more than double since 2010, growing from $132,936 to $289,522 by 2025. You’ll notice an unusual pattern where values actually decreased between 2010 and 2015 before rebounding strongly. The past decade showed the most robust growth at 132.83%, though the most recent five-year period saw a somewhat more modest 69.03% increase compared to other towns on this list.
5. Lancaster
- 2025 Home Value: $289,096
- 2020 Home Value: $155,876
- 2015 Home Value: $126,032
- 2010 Home Value: $121,912
- Change 2010-2025: 137.13%
- Change 2015-2025: 129.38%
- Change 2020-2025: 85.47%
As the seat of Coos County, Lancaster offers you small-town charm with more services than many communities on this list. Situated in the beautiful Connecticut River Valley with views of the White Mountains, this town has seen its home values more than double since 2010, increasing from $121,912 to $289,096 by 2025. You’ll notice steady growth across all time periods, with the strongest appreciation occurring in the past five years at 85.47%.
6. Haverhill
- 2025 Home Value: $288,384
- 2020 Home Value: $149,619
- 2015 Home Value: $119,477
- 2010 Home Value: $107,175
- Change 2010-2025: 169.08%
- Change 2015-2025: 141.37%
- Change 2020-2025: 92.75%
Bordering Vermont along the Connecticut River, Haverhill encompasses several historic villages that offer you affordable living options. This Grafton County town has seen its property values more than double since 2010, increasing from $107,175 to $288,384 by 2025. You’ll notice steady growth throughout all periods, with the strongest increases in the past decade at 141.37%, including a robust 92.75% jump just in the past five years.
7. Winchester
- 2025 Home Value: $284,241
- 2020 Home Value: $154,789
- 2015 Home Value: $121,208
- 2010 Home Value: $121,314
- Change 2010-2025: 134.30%
- Change 2015-2025: 134.51%
- Change 2020-2025: 83.63%
In the southwestern corner of New Hampshire near the Massachusetts and Vermont borders, Winchester gives you affordable housing with multi-state accessibility. This Cheshire County town has seen its home values more than double since 2010, growing from $121,314 to $284,241 by 2025. You’ll find that values remained essentially flat between 2010 and 2015 before beginning a strong upward climb. The past decade showed very consistent growth of 134.51%, with much of that increase (83.63%) happening just in the last five years.
8. Charlestown
- 2025 Home Value: $279,576
- 2020 Home Value: $152,191
- 2015 Home Value: $122,304
- 2010 Home Value: $125,657
- Change 2010-2025: 122.49%
- Change 2015-2025: 128.59%
- Change 2020-2025: 83.70%
Along the Connecticut River in Sullivan County, Charlestown offers you affordable living in a historic setting. This charming town has seen its property values more than double since 2010, increasing from $125,657 to $279,576 by 2025. You’ll notice a slight decline between 2010 and 2015 before values began a strong upward trajectory. The decade following 2015 showed robust growth of 128.59%, with a significant 83.70% of that increase occurring just in the past five years.
9. Errol
- 2025 Home Value: $274,154
- 2020 Home Value: $143,361
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change 2010-2025: N/A
- Change 2015-2025: N/A
- Change 2020-2025: 91.23%
At the gateway to the Great North Woods region, Errol provides you with affordable housing amidst exceptional outdoor recreation opportunities. This remote Coos County town has seen substantial growth in home values over the past five years, increasing by 91.23% from $143,361 in 2020 to $274,154 by 2025. Despite limited historical data before 2020, the recent strong growth suggests increasing interest in this area while still maintaining relatively affordable housing prices compared to much of New Hampshire.
10. Milan
- 2025 Home Value: $272,649
- 2020 Home Value: $145,581
- 2015 Home Value: $101,016
- 2010 Home Value: $75,092
- Change 2010-2025: 263.08%
- Change 2015-2025: 169.91%
- Change 2020-2025: 87.28%
Just north of Berlin in Coos County, Milan boasts the highest percentage increase in home values on our list. This small town has seen property values skyrocket by an impressive 263.08% since 2010, climbing from $75,092 to $272,649 by 2025. You’ll find substantial growth across all time periods, with a particularly strong 169.91% increase between 2015 and 2025. Even the most recent five years showed robust appreciation of 87.28%. Despite these dramatic increases, Milan remains among New Hampshire’s most affordable communities.
11. Hinsdale
- 2025 Home Value: $271,875
- 2020 Home Value: $149,759
- 2015 Home Value: $120,845
- 2010 Home Value: $119,349
- Change 2010-2025: 127.80%
- Change 2015-2025: 124.98%
- Change 2020-2025: 81.54%
Situated in the southwest corner of New Hampshire where the state meets Vermont and Massachusetts, Hinsdale gives you affordable housing with tri-state access. This Cheshire County town has seen its home values more than double since 2010, growing from $119,349 to $271,875 by 2025. You’ll find relatively stable values between 2010 and 2015 before a strong upward trend began. The past decade showed consistent growth of nearly 125%, with much of that increase (81.54%) occurring just in the last five years.
12. Lisbon
- 2025 Home Value: $261,706
- 2020 Home Value: $145,117
- 2015 Home Value: $109,196
- 2010 Home Value: $114,628
- Change 2010-2025: 128.31%
- Change 2015-2025: 139.67%
- Change 2020-2025: 80.34%
In the scenic Ammonoosuc River valley of Grafton County, Lisbon offers you affordable living with easy access to the White Mountains. This small town has seen its property values more than double since 2010, increasing from $114,628 to $261,706 by 2025. You’ll notice a slight decline between 2010 and 2015 before values began climbing steadily. The strongest growth occurred in the decade following 2015, with a 139.67% increase, including a robust 80.34% appreciation just in the past five years.
13. Claremont
- 2025 Home Value: $258,132
- 2020 Home Value: $132,420
- 2015 Home Value: $111,721
- 2010 Home Value: $119,168
- Change 2010-2025: 116.61%
- Change 2015-2025: 131.05%
- Change 2020-2025: 94.93%
Along the Connecticut River in Sullivan County, Claremont provides you with the amenities of a small city while maintaining affordable housing costs. With a population over 13,000, this is the largest municipality on our list, offering more services, shopping, and cultural activities than most other affordable towns. Claremont has seen its home values more than double since 2010, rising from $119,168 to $258,132 by 2025. You’ll notice a slight dip in values between 2010 and 2015 before a strong growth trend began, with a 131.05% increase over the next decade. Recent years have shown particularly robust appreciation, with values climbing nearly 95% just between 2020 and 2025.
14. Warren
- 2025 Home Value: $254,814
- 2020 Home Value: $130,795
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change 2010-2025: N/A
- Change 2015-2025: N/A
- Change 2020-2025: 94.82%
Nestled in Grafton County at the edge of the White Mountain National Forest, Warren offers you affordable housing with easy access to outdoor recreation. While historical data before 2020 is unavailable, the town has seen remarkable growth in just five years, with home values nearly doubling from $130,795 to $254,814, representing a 94.82% increase.
15. Columbia
- 2025 Home Value: $251,088
- 2020 Home Value: $133,493
- 2015 Home Value: $96,703
- 2010 Home Value: $100,866
- Change 2010-2025: 148.93%
- Change 2015-2025: 159.65%
- Change 2020-2025: 88.09%
Bordering Vermont along the Connecticut River, Columbia provides you with rural tranquility and affordable housing options. This Coos County town has seen its property values increase by nearly 149% since 2010, growing from $100,866 to $251,088 by 2025. You’ll notice a slight decrease in values between 2010 and 2015 before a strong recovery and growth phase began. The decade between 2015 and 2025 showed particularly robust appreciation at 159.65%, with much of that growth (88.09%) occurring in just the past five years.
16. Gorham
- 2025 Home Value: $246,073
- 2020 Home Value: $128,158
- 2015 Home Value: $101,952
- 2010 Home Value: $104,562
- Change 2010-2025: 135.34%
- Change 2015-2025: 141.36%
- Change 2020-2025: 92.01%
At the base of Mt. Washington and the greater White Mountains, Gorham offers you affordable housing with exceptional access to outdoor recreation. This Coos County town has seen its home values more than double since 2010, increasing from $104,562 to $246,073 by 2025. You’ll notice a period of relative stagnation between 2010 and 2015 before values began climbing steadily. The strongest growth came in the most recent decade, with a 141.36% increase since 2015, including a robust 92.01% jump in just the past five years.
17. Stark
- 2025 Home Value: $240,888
- 2020 Home Value: $126,579
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change 2010-2025: N/A
- Change 2015-2025: N/A
- Change 2020-2025: 90.31%
Named after Revolutionary War General John Stark, this picturesque small town offers you affordable living in a historic setting. Located in Coos County, Stark has seen substantial growth in home values over the past five years, increasing by 90.31% from $126,579 in 2020 to $240,888 by 2025. You’ll find this town particularly charming for its covered bridge and scenic mountain views. With a population under 600, Stark provides a close-knit community feel while remaining one of New Hampshire’s most affordable places to buy a home. Despite the limited historical data before 2020, the recent growth pattern suggests strong appreciation in property values while still maintaining relative affordability.
18. Northumberland
- 2025 Home Value: $234,022
- 2020 Home Value: $110,588
- 2015 Home Value: $80,630
- 2010 Home Value: $93,269
- Change 2010-2025: 150.91%
- Change 2015-2025: 190.24%
- Change 2020-2025: 111.62%
Situated along the Connecticut River in Coos County, Northumberland gives you affordable housing options with impressive growth potential. This town has seen its home values more than double since 2010, increasing from $93,269 to $234,022 by 2025. You’ll notice that between 2010 and 2015, the town actually experienced a temporary decline in values before rebounding strongly. The most robust growth occurred in the decade following 2015, with values climbing 190.24%. Recent years have been particularly strong, with a 111.62% increase from 2020 to 2025.
19. Dummer
- 2025 Home Value: $230,430
- 2020 Home Value: $121,516
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change 2010-2025: N/A
- Change 2015-2025: N/A
- Change 2020-2025: 89.63%
The tiny township of Dummer offers you a secluded and affordable living option in Coos County. With limited historical data available, we can see that home values have increased significantly by 89.63% in just five years, rising from $121,516 in 2020 to $230,430 by 2025. You’ll find this small community provides a peaceful rural lifestyle surrounded by mountains and forests. Despite having fewer than 400 residents, Dummer has experienced substantial property value growth, though it remains among New Hampshire’s most affordable places to purchase a home.
20. Stewartstown
- 2025 Home Value: $228,401
- 2020 Home Value: $112,734
- 2015 Home Value: N/A
- 2010 Home Value: N/A
- Change 2010-2025: N/A
- Change 2015-2025: N/A
- Change 2020-2025: 102.60%
Bordering Quebec and nestled in the northernmost region of New Hampshire, Stewartstown provides you with affordable rural living surrounded by natural beauty. While historical data before 2020 is unavailable, the town has seen remarkable growth in just five years, with home values increasing by 102.60% from $112,734 to $228,401. You’ll appreciate this small community’s access to outdoor recreation, including fishing, hunting, and snowmobiling. Despite the substantial recent growth in property values, Stewartstown remains among the most affordable towns in New Hampshire, offering you a budget-friendly option in a picturesque setting.
21. Colebrook
- 2025 Home Value: $217,071
- 2020 Home Value: $117,378
- 2015 Home Value: $84,098
- 2010 Home Value: $88,258
- Change 2010-2025: 145.95%
- Change 2015-2025: 158.12%
- Change 2020-2025: 84.93%
On the northern border with both Vermont and Quebec, Colebrook gives you access to international amenities while maintaining affordable housing costs. This charming town has seen its home values increase by nearly 146% since 2010, climbing from $88,258 to $217,071 by 2025. You’ll find the strongest growth period was between 2015 and 2025, with values appreciating by 158.12%. The most recent five-year span showed continued strong growth at 84.93%.
22. Clarksville
- 2025 Home Value: $207,273
- 2020 Home Value: $106,643
- 2015 Home Value: $75,529
- 2010 Home Value: $81,856
- Change 2010-2025: 153.22%
- Change 2015-2025: 174.43%
- Change 2020-2025: 94.36%
Tucked away in the northern reaches of Coos County, Clarksville offers you rural tranquility with relatively affordable housing prices. This small town has seen its property values increase by 153.22% since 2010, growing from $81,856 to $207,273 in 2025. You’ll notice that Clarksville had slightly higher starting values in 2010 compared to the top three towns, yet it has maintained slower but steady growth. The period between 2015 and 2025 showed the strongest appreciation at 174.43%, while the most recent five-year period saw a more modest but still substantial 94.36% increase.
23. Berlin
- 2025 Home Value: $185,000
- 2020 Home Value: $81,757
- 2015 Home Value: $59,602
- 2010 Home Value: $59,763
- Change 2010-2025: 209.56%
- Change 2015-2025: 210.39%
- Change 2020-2025: 126.28%
The historic paper mill city of Berlin gives you access to affordable housing with impressive growth potential. Situated in Coos County and serving as the economic hub of the area, Berlin has seen its home values more than triple since 2010, rising from $59,763 to $185,000 by 2025. You’ll find that much of this growth is recent, with values soaring 126.28% between 2020 and 2025. The town experienced remarkably consistent growth patterns over both the 2010-2025 and 2015-2025 periods, with increases of approximately 210%.
24. Stratford
- 2025 Home Value: $172,236
- 2020 Home Value: $79,157
- 2015 Home Value: $55,135
- 2010 Home Value: $58,793
- Change 2010-2025: 192.95%
- Change 2015-2025: 212.39%
- Change 2020-2025: 117.59%
Stratford presents you with an appealing blend of affordability and value growth in northern New Hampshire. Nestled in Coos County, this town has experienced nearly a tripling in home values since 2010, climbing from $58,793 to $172,236 in 2025. You’ll notice the most substantial growth occurred in the decade following 2015, with values increasing by 212.39%. The past five years alone contributed significantly to this rise, with a 117.59% increase since 2020. Despite this remarkable appreciation, Stratford maintains its position as the second most affordable town in the state.
25. Groveton
- 2025 Home Value: $150,689
- 2020 Home Value: $66,663
- 2015 Home Value: $47,364
- 2010 Home Value: $59,337
- Change 2010-2025: 153.95%
- Change 2015-2025: 218.15%
- Change 2020-2025: 126.05%
Located in the northernmost county of New Hampshire, Groveton offers you the most affordable housing in the entire state. This small community in Coos County has seen its property values more than double since 2010, growing from $59,337 to $150,689 by 2025. You’ll find the most dramatic growth occurred between 2015 and 2025, with an impressive 218.15% increase. Even more remarkable is the recent surge in values, with a 126.05% jump just from 2020 to 2025. Despite this growth, Groveton remains the most budget-friendly town for homebuyers in New Hampshire.
