You might be surprised to discover that Florida still has affordable housing options, according to the Zillow Home Value Index, which tracks home values across the country. While coastal hotspots grab headlines with their sky-high prices, these 25 towns represent the most budget-friendly communities in the Sunshine State as of January 2025.
You’ll notice a striking geographic pattern among these affordable communities. Eight of the 25 least expensive towns are located in Jackson County in Florida’s Panhandle, with others clustered in neighboring rural counties. This stands in stark contrast to the high-priced coastal and tourist-oriented areas that define Florida’s popular image. The average home value among these 25 towns is just $145,532, compared to the statewide average that exceeds $400,000.
You can’t ignore the impressive growth these affordable communities have experienced. Despite remaining budget-friendly, these towns have seen an average price increase of 132% since 2011, with some communities like Century Village in Palm Beach County experiencing extraordinary growth of over 250% in the past decade. Even in the last five years (2020-2025), values in these affordable markets have surged by an average of 60%, suggesting strong momentum despite their modest price points.
Here’s the list.
1. Jasper
- 2025 Home Value: $174,641
- 2020 Home Value: $97,565
- 2015 Home Value: $74,339
- 2010 Home Value: $71,532
- Change 2010-2025: 144.14%
- Change 2015-2025: 134.92%
- Change 2020-2025: 79.00%
The historic county seat of Hamilton County, Jasper sits at Florida’s northern edge along the Suwannee River. You’ll appreciate this small town where home values have reached $174,641 in 2025, a 144% increase since 2010. The remarkable 79% growth just since 2020 shows accelerating interest in this border community.
2. Century
- 2025 Home Value: $168,652
- 2020 Home Value: $111,302
- 2015 Home Value: $69,102
- 2010 Home Value: $69,390
- Change 2010-2025: 143.05%
- Change 2015-2025: 144.06%
- Change 2020-2025: 51.53%
The northernmost town in Escambia County, Century sits directly on the Alabama border. You’ll discover this historic mill town offers remarkable affordability with 2025 home values of $168,652, representing 143% growth since 2010. The consistent upward trajectory, including 51.53% appreciation since 2020, demonstrates steady interest in this community with its rich timber industry heritage.
3. Grand Ridge
- 2025 Home Value: $167,627
- 2020 Home Value: $113,614
- 2015 Home Value: $80,299
- 2010 Home Value: $86,277
- Change 2010-2025: 94.29%
- Change 2015-2025: 108.75%
- Change 2020-2025: 47.54%
Situated along Interstate 10 in Jackson County, Grand Ridge combines rural character with highway convenience. You’ll find this small community offers substantial value with 2025 home prices averaging $167,627, nearly double the 2010 values. The strong 108.75% growth since 2015 demonstrates accelerating appreciation in this strategically located town.
4. Perry
- 2025 Home Value: $167,271
- 2020 Home Value: $111,158
- 2015 Home Value: $81,523
- 2010 Home Value: $79,658
- Change 2010-2025: 109.99%
- Change 2015-2025: 105.18%
- Change 2020-2025: 50.48%
The county seat of Taylor County, Perry combines coastal access with forest industry heritage. You’ll appreciate this “Tree Capital of the South” where home values have reached $167,271 in 2025, a 110% increase since 2010. The consistent 50.48% growth just since 2020 demonstrates steady appreciation in this Gulf Coast community.
5. Interlachen
- 2025 Home Value: $165,118
- 2020 Home Value: $97,953
- 2015 Home Value: $59,199
- 2010 Home Value: $60,446
- Change 2010-2025: 173.17%
- Change 2015-2025: 178.92%
- Change 2020-2025: 68.57%
The lakeside community of Interlachen in Putnam County offers exceptional value in north-central Florida. You’ll be amazed by this town’s growth trajectory, with home values increasing 173% since 2010 to reach $165,118 in 2025. The remarkable 178.92% appreciation since 2015 demonstrates accelerating interest in this area rich with freshwater lakes. Originally founded as a winter resort for northerners, Interlachen maintains its appeal for outdoor enthusiasts with numerous lakes for fishing and water recreation, while offering housing prices that remain accessible despite strong 68.57% growth in just the past five years.
6. Quincy
- 2025 Home Value: $164,967
- 2020 Home Value: $95,418
- 2015 Home Value: $70,099
- 2010 Home Value: $76,673
- Change 2010-2025: 115.16%
- Change 2015-2025: 135.34%
- Change 2020-2025: 72.89%
The historic county seat of Gadsden County, Quincy is known for its tobacco heritage and fascinating Coca-Cola millionaires story. You’ll be charmed by this town’s architectural treasures and tree-lined streets, where 2025 home values average $164,967 – more than double the 2010 figures. The impressive 72.89% growth just since 2020 demonstrates accelerating recognition of Quincy’s unique appeal.
7. Bascom
- 2025 Home Value: $164,018
- 2020 Home Value: $104,266
- 2015 Home Value: $76,161
- 2010 Home Value: $79,529
- Change 2010-2025: 106.24%
- Change 2015-2025: 115.36%
- Change 2020-2025: 57.31%
The tiny agricultural community of Bascom in northeastern Jackson County sits just minutes from the Georgia and Alabama borders. You’ll discover this rural hamlet offers excellent value with average home prices of $164,018 in 2025, having doubled since 2010. The strong 57.31% growth in just the past five years demonstrates increasing interest in this quiet farming community.
8. Chiefland
- 2025 Home Value: $163,326
- 2020 Home Value: $106,977
- 2015 Home Value: $61,006
- 2010 Home Value: $58,965
- Change 2010-2025: 176.99%
- Change 2015-2025: 167.72%
- Change 2020-2025: 52.67%
The “Gateway to the Nature Coast” in Levy County, Chiefland offers exceptional value in Florida’s Big Bend region. You’ll be impressed by this small city’s growth trajectory, with values increasing 177% since 2010 to reach $163,326 in 2025. The remarkable 168% appreciation since 2015 demonstrates accelerating recognition of this area’s appeal.
9. Graceville
- 2025 Home Value: $161,507
- 2020 Home Value: $103,547
- 2015 Home Value: $76,130
- 2010 Home Value: $77,906
- Change 2010-2025: 107.31%
- Change 2015-2025: 112.15%
- Change 2020-2025: 55.98%
Home to a Baptist college in northwestern Jackson County, Graceville blends small-town charm with educational opportunities. You’ll appreciate how this community near the Alabama border has maintained affordability despite more than doubling in value since 2010, reaching $161,507 in 2025. The consistent 56% growth since 2020 demonstrates steady appreciation in this quiet college town.
10. Greenwood
- 2025 Home Value: $154,426
- 2020 Home Value: $97,338
- 2015 Home Value: $67,804
- 2010 Home Value: $68,512
- Change 2010-2025: 125.40%
- Change 2015-2025: 127.76%
- Change 2020-2025: 58.65%
The farming community of Greenwood in Jackson County combines agricultural heritage with affordable rural living. You’ll discover this small town near the Georgia and Alabama borders offers exceptional value with 2025 home prices of $154,426, a 125.4% increase since 2010. The consistent appreciation trajectory, including nearly 59% growth in just the past five years, demonstrates steady momentum without volatile spikes.
11. Lauderdale Lakes
- 2025 Home Value: $153,511
- 2020 Home Value: $95,253
- 2015 Home Value: $63,967
- 2010 Home Value: $56,345
- Change 2010-2025: 172.45%
- Change 2015-2025: 139.99%
- Change 2020-2025: 61.16%
A diverse urban community in the heart of Broward County, Lauderdale Lakes offers extraordinary value within one of South Florida’s most expensive regions. You’ll be surprised that this city just minutes from Fort Lauderdale maintains average home values of just $153,511 in 2025, despite remarkable growth of 172.45% since 2010. The strong 61.16% appreciation since 2020 demonstrates increasing recognition of this multicultural community’s value proposition.
12. Hosford
- 2025 Home Value: $151,647
- 2020 Home Value: $98,217
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- Change 2010-2025: No data available
- Change 2015-2025: No data available
- Change 2020-2025: 54.40%
The rural community of Hosford in Liberty County sits at the edge of the Apalachicola National Forest. You’ll appreciate this small town’s remarkable affordability, with 2025 home values of $151,647 representing a substantial 54.4% increase since 2020.
13. Bonifay
- 2025 Home Value: $149,349
- 2020 Home Value: $101,789
- 2015 Home Value: $74,091
- 2010 Home Value: $76,365
- Change 2010-2025: 95.57%
- Change 2015-2025: 101.57%
- Change 2020-2025: 46.72%
Known for hosting Florida’s oldest continuous rodeo, Bonifay in Holmes County offers authentic southern heritage at affordable prices. You’ll value how this small town along Interstate 10 has maintained reasonable housing costs despite nearly doubling in value since 2010, reaching $149,349 in 2025. With growth exceeding 101% since 2015, Bonifay demonstrates strong appreciation while remaining accessible.
14. Blountstown
- 2025 Home Value: $144,777
- 2020 Home Value: $92,932
- 2015 Home Value: $72,123
- 2010 Home Value: $72,165
- Change 2010-2025: 100.62%
- Change 2015-2025: 100.74%
- Change 2020-2025: 55.79%
The historic county seat of Calhoun County, Blountstown sits along the Apalachicola River in Florida’s Panhandle. You’ll discover this charming small town offers excellent value with 2025 home prices averaging $144,777, exactly doubling since 2010. The consistent growth trajectory shows steady appreciation rather than speculative spikes.
15. Sneads
- 2025 Home Value: $144,573
- 2020 Home Value: $92,136
- 2015 Home Value: $68,387
- 2010 Home Value: $74,547
- Change 2010-2025: 93.94%
- Change 2015-2025: 111.40%
- Change 2020-2025: 56.91%
Situated along the scenic shores of Lake Seminole in Jackson County, Sneads combines waterfront living with exceptional affordability. You’ll enjoy how this small community near the Georgia and Alabama borders offers home values of just $144,573 in 2025, nearly 94% higher than in 2010. The attractive 56.91% growth since 2020 demonstrates increasing recognition of this town’s unique appeal.
16. Fountain
- 2025 Home Value: $143,918
- 2020 Home Value: $94,291
- 2015 Home Value: $59,055
- 2010 Home Value: $52,897
- Change 2010-2025: 172.07%
- Change 2015-2025: 143.70%
- Change 2020-2025: 52.63%
Nestled in northern Bay County, Fountain offers rural tranquility within a reasonable distance of Panama City. You’ll appreciate how this small community has maintained affordability despite impressive growth of 172% since 2010, reaching $143,918 in 2025. The significant 143.7% increase since 2015 shows accelerating momentum in this Panhandle town that recovered strongly after Hurricane Michael.
17. Fort Mc Coy
- 2025 Home Value: $142,748
- 2020 Home Value: $83,439
- 2015 Home Value: $57,026
- 2010 Home Value: $64,897
- Change 2010-2025: 119.96%
- Change 2015-2025: 150.32%
- Change 2020-2025: 71.08%
The rural community of Fort Mc Coy in northeastern Marion County offers exceptional value in central Florida. You’ll be drawn to this forested area near the Ocala National Forest where home prices have reached $142,748 in 2025, representing an impressive 120% increase since 2010. The remarkable 150% growth since 2015 demonstrates accelerating appreciation in this quiet community.
18. Paxton
- 2025 Home Value: $139,407
- 2020 Home Value: $100,101
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- Change 2010-2025: No data available
- Change 2015-2025: No data available
- Change 2020-2025: 39.27%
Tucked away in the northernmost corner of Walton County, Paxton sits just a stone’s throw from the Alabama border. You’ll discover this quiet rural community offers significant value at $139,407 in 2025, having grown nearly 40% since 2020.
19. Cross City
- 2025 Home Value: $128,575
- 2020 Home Value: $74,652
- 2015 Home Value: $56,434
- 2010 Home Value: $46,438
- Change 2010-2025: 176.87%
- Change 2015-2025: 127.83%
- Change 2020-2025: 72.23%
The county seat of rural Dixie County, Cross City offers exceptional value in Florida’s Big Bend region. You’ll find this hunting and fishing paradise has seen remarkable growth with home values increasing by nearly 177% since 2010, reaching $128,575 in 2025. The impressive 72.23% appreciation just since 2020 demonstrates strong momentum in this natural resource-rich area.
20. Cottondale
- 2025 Home Value: $126,976
- 2020 Home Value: $77,201
- 2015 Home Value: $56,200
- 2010 Home Value: $55,064
- Change 2010-2025: 130.60%
- Change 2015-2025: 125.94%
- Change 2020-2025: 64.47%
Just east of Marianna in Jackson County, Cottondale offers a compelling combination of affordability and growth potential. You’ll appreciate how this small town along Interstate 10 has seen home values increase by 130.6% since 2010, reaching $126,976 in 2025. The substantial appreciation of 64.47% just in the past five years demonstrates strong momentum while still maintaining prices well below state averages.
21. Malone
- 2025 Home Value: $126,845
- 2020 Home Value: $80,927
- 2015 Home Value: $59,141
- 2010 Home Value: $65,657
- Change 2010-2025: 93.19%
- Change 2015-2025: 114.48%
- Change 2020-2025: 56.74%
Situated in the northernmost part of Jackson County just minutes from the Alabama border, Malone offers remarkable value for homebuyers. You’ll find this small agricultural community has maintained affordability while experiencing healthy growth, with average home values reaching $126,845 in 2025 – a 93% increase since 2010. Despite more than doubling in value since 2015, Malone remains one of Florida’s most budget-friendly options.
22. Campbellton
- 2025 Home Value: $121,749
- 2020 Home Value: $79,626
- 2015 Home Value: $63,485
- 2010 Home Value: $65,436
- Change 2010-2025: 86.06%
- Change 2015-2025: 91.78%
- Change 2020-2025: 52.90%
The tiny agricultural community of Campbellton in Jackson County sits just south of the Alabama state line. You’ll discover this historic farming town offers exceptional affordability with average home values of $121,749 in 2025, following steady appreciation of 86% since 2010. With its rural character and agricultural heritage dating back to the 1800s, Campbellton provides an authentic slice of old Florida at prices that remain accessible despite the substantial 52.9% growth over the past five years.
23. Chattahoochee
- 2025 Home Value: $118,131
- 2020 Home Value: $63,625
- 2015 Home Value: $52,810
- 2010 Home Value: $57,255
- Change 2010-2025: 106.32%
- Change 2015-2025: 123.69%
- Change 2020-2025: 85.67%
Perched along the Apalachicola River in Gadsden County, Chattahoochee offers historic charm at remarkably affordable prices. You’ll appreciate how this small town with its 19th-century architecture has seen home values more than double since 2010, reaching $118,131 in 2025. The impressive 85.67% growth just since 2020 reflects increasing recognition of this community’s value.
24. Century Village
- 2025 Home Value: $106,753
- 2020 Home Value: $59,158
- 2015 Home Value: $30,453
- 2010 Home Value: $29,220
- Change 2010-2025: 265.34%
- Change 2015-2025: 250.55%
- Change 2020-2025: 80.45%
Nestled in Palm Beach County, Century Village represents an astonishing value in one of Florida’s most expensive regions. You’ll be amazed that this 55+ community offers homes averaging just $106,753 in 2025, despite being surrounded by properties often selling for millions. The extraordinary growth rate of 265% since 2010 demonstrates remarkable appreciation, yet prices remain exceptionally affordable.
25. Gretna
- 2025 Home Value: $87,808
- 2020 Home Value: $53,273
- 2015 Home Value: No data available
- 2010 Home Value: No data available
- Change 2010-2025: No data available
- Change 2015-2025: No data available
- Change 2020-2025: 64.83%
Located in Gadsden County just west of Tallahassee, Gretna stands as Florida’s most affordable town. You’ll find this small community offers remarkable value with 2025 home prices averaging just $87,808, less than one-fifth the typical Florida home. Despite lacking historical data for comprehensive comparison, Gretna has shown impressive growth of nearly 65% in just the past five years.
