Florida’s luxury real estate market offers an enticing mix of sun-soaked living, breathtaking waterfront views, and world-class amenities. With a $10 million budget, buyers can choose from opulent beachfront estates, modern architectural masterpieces, and expansive retreats nestled in prestigious communities.
Whether you crave the vibrant energy of Miami, the elegance of Naples, or the charm of Sarasota, there’s a dream home waiting to match your lifestyle. Here’s a look at what $10 million can get you in the Sunshine State.
1. Naples, FL – $10,000,000
All this for $10,000,000 in Naples. This luxurious estate at 185 Tupelo Rd in Naples, FL offers 13,474 sq ft of living space with 6 bedrooms, 10 bathrooms, and was built in 2005 on a 1.17-acre lot. Highlights include a gourmet chef’s kitchen, separate guest quarters, home theater, resort-style pool, and a 4-car garage. Nestled in the exclusive Pine Ridge Estates, it combines privacy, elegance, and proximity to Naples’ top beaches, dining, and shopping.
Where is Naples?
Naples, FL, is an upscale coastal city in southwestern Florida, located in Collier County about 40 miles south of Fort Myers and 110 miles west of Miami. It’s known for its pristine white-sand beaches, luxury shopping and dining on Fifth Avenue South, and world-class golf courses. With access to the Gulf of Mexico, nearby nature preserves like the Everglades, and a relaxed, elegant atmosphere, Naples is a top destination for both vacationers and year-round residents seeking a high-quality coastal lifestyle.
Living Room
Matching white sofas and chairs are arranged on a large cream rug. Tall French doors open to a garden or patio, framed by an arched window. Tray ceiling with copper-toned inset adds visual interest overhead. Contemporary artwork and sleek black consoles line the walls.
Dining Room
Long rectangular table seats eight upholstered chairs on a woven rug. Crystal chandelier hangs beneath a tiered ceiling with geometric insets. Wall art and decorative accents maintain a cohesive beige and brown palette. Alcove at the rear holds a mirrored sideboard.
Bedroom
King-sized bed is centered between two wood nightstands and matching lamps. Neutral tones carry through the carpet, window valances, and bedding. Tray ceiling with ceiling fan mirrors the soft curves of the room. Seating area near the windows provides a quiet retreat.
Pool
Pool curves around a central rock waterfall under a screened enclosure. Lounge chairs and potted plants surround the patio. Arched openings and covered walkway connect back to the main home. Landscaping adds privacy and color to the tropical setting.
Source: Greg Gorman, Pa, David Burke @ John R Wood Properties via Coldwell Banker Realty
2. St Petersburg, FL – $10,000,000
In St Petersburg, $10,000,000 will get you this property. This unique $10 million offering includes two adjacent properties—one at 140 Brightwaters Blvd and another with a 3-bed, 3-bath, 2,598 sq ft home built in 1950—spanning a combined 0.77 acres.
The package offers the rare chance to build a single luxury estate or two separate homes, one with waterfront access and a dock that accommodates a 58′ boat and a 10,000 lb lift. Located minutes from downtown St. Pete and near three major airports, it’s an exceptional opportunity for a custom waterfront legacy.
Where is St. Petersburg?
St. Petersburg, FL, is a vibrant coastal city in Pinellas County, located on Florida’s Gulf Coast about 25 miles southwest of Tampa. Known for its award-winning beaches, thriving arts scene, and sunny weather—earning it the nickname “The Sunshine City”—St. Pete offers a mix of cultural attractions like the Salvador Dalí Museum, a lively downtown, and waterfront parks. With its blend of historic charm and modern development, it’s a popular destination for both visitors and residents seeking coastal living with urban flair.
Living Room
Eclectic space features a bold sunburst design embedded in the terrazzo floor. Blue built-in shelving spans one wall, filled with books and collectibles. Multiple seating areas include a sectional, lounge chair, and vintage bar. Neutral walls and recessed lighting balance the colorful decor.
Dining Room
Dining area centers around a wooden table with a mix of formal and casual chairs. Iron chandelier hangs above, adding a classic element to the space. Large bay window with plantation shutters allows in natural light. Warm wall tones and a patterned rug create a cozy setting.
Bedroom
Wooden four-poster bed sits on a red patterned rug with blue bedding. Corner workspace includes a desk and chair near shuttered windows. Hardwood floors and soft green walls give a calm, traditional look. Room includes vintage and modern furnishings in a balanced layout.
Patio
Back patio has a small deck area with wicker chairs and a ceiling fan overhead. Brick pavers extend into the garden, bordered by tropical landscaping. French doors lead inside from the covered area. Seating arrangement is anchored by a round outdoor rug.
Source: Tom O’Neill @ Charles Rutenberg Realty Inc via Coldwell Banker Realty
3. Sarasota, FL – $10,000,000
This home in Sarasota is listed at $10,000,000. This stunning 2021-built coastal contemporary home offers 5,064 sq ft of luxury living with 4 bedrooms, 5 bathrooms, and sits on 18,000 sq ft of prime bayfront on St. Armands Key.
Featuring panoramic Sarasota Bay views, a chef’s kitchen, multiple terraces, a saltwater pool, and a dock for a 15,000-lb boat, it blends elegant indoor spaces with lush outdoor living. Located just two blocks from St. Armands Circle and minutes from downtown Sarasota and Lido Beach, this property is a rare waterfront gem offering both serenity and sophistication.
Where is Sarasota?
Sarasota, FL, is a culturally rich city on Florida’s Gulf Coast, located in Sarasota County about 60 miles south of Tampa and 75 miles north of Fort Myers. It’s renowned for its white-sand beaches—especially Siesta Key Beach—along with a vibrant arts scene that includes the Ringling Museum of Art and multiple performing arts venues. With a mix of upscale living, historic charm, and access to outdoor recreation, Sarasota offers a sophisticated coastal lifestyle.
Living Room
Open-plan living room with full-height sliding glass doors overlooking a waterfront view. Neutral-toned sectional seating surrounds a central coffee table. Large-format beach artwork is mounted above a low media unit. Ceiling fan and recessed lighting provide air circulation and illumination.
Kitchen
Kitchen with white cabinetry, stone countertops, and stainless steel appliances. Large island with breakfast bar seating for four using woven rattan stools. Open sightlines connect to the adjacent living area and water-facing windows. Pendant lighting is suspended above the island.
Patio
Outdoor lounge with built-in ceiling fan and recessed lighting. Paved flooring extends to a modern fire table surrounded by cushioned seating. Palm trees and water views are visible through the open sides. Art is mounted on the exterior wall near the seating area.
Exterior
Two-story residence with a symmetrical design and multiple balconies. Elevated main terrace overlooks a rectangular pool and lower lawn. Palm trees and manicured landscaping border the perimeter. Glass doors and windows line the rear elevation, facing the water.
Source: Lynn Badessa McDonald @ Coldwell Banker Realty
4. Holmes Beach, FL – $10,000,000
For $10,000,000, here’s what you get in Holmes Beach. Built in 2022, this fully furnished coastal contemporary retreat features 9 ensuite bedrooms, 11 bathrooms, and 3,994 sq ft of luxury living just steps from the beach.
Designed for entertaining, it includes a chef’s kitchen, multiple balconies, a rooftop deck with Gulf views, a game room, and a resort-style outdoor oasis with a pool, spa, swim-up bar, and expansive lanai.
With its prime location, tropical design, and income-generating potential, this turnkey property is ideal as a vacation rental or private beach getaway.
Where is Holmes Beach?
Holmes Beach, FL, is a laid-back coastal city located on Anna Maria Island in Manatee County, about 20 miles west of Bradenton and 55 miles south of Tampa. Known for its beautiful white-sand beaches, clear Gulf waters, and relaxed island vibe, it’s a popular destination for both visitors and year-round residents. With charming vacation rentals, local shops, and easy access to outdoor activities like kayaking, fishing, and biking, Holmes Beach offers a quintessential Florida beach town experience.
Living Room
White-walled living room with light wood flooring has two sofas and two armchairs surrounding a wooden coffee table. A flat-screen TV is mounted above a wooden media console, and a ceiling fan is centered overhead. Large sliding glass doors open to a balcony with views of palm trees. Recessed lighting and minimal decor keep the space bright and open.
Kitchen
Modern kitchen has white cabinetry, light countertops, and a large island with wood paneling and four bar stools. Three gold pendant lights hang above the island, and open shelving flanks a white range hood. Built-in stainless steel appliances are positioned along the back wall. A glass door provides access to an outdoor space with tropical landscaping.
Bedroom
Bedroom features a queen-size bed with patterned bedding, positioned against a wood-accented wall with vertical paneling. Matching nightstands with lamps sit on either side of the bed, and framed artwork is mounted above the headboard. Light wood flooring and neutral tones create a calm atmosphere. A doorway leads to a bright en-suite bathroom.
Pool
Backyard contains a rectangular in-ground pool surrounded by light concrete decking and grass. Palm trees and tropical plants line the perimeter, offering privacy. A staircase leads down from the house’s elevated deck to the pool area. Two balconies overlook the yard and provide additional outdoor seating.
5. Ponte Vedra Beach, FL – $10,000,000
All this for $10,000,000 in Ponte Vedra Beach. This newly built 2023 estate in Marsh Landing offers 8,700 sq ft of ultra-modern luxury with 6 bedrooms, 8 bathrooms, and breathtaking views of the Marsh and Intracoastal Waterway.
Set on three-quarters of an acre with 220 feet of marsh frontage, the home features high-end finishes, a chef’s kitchen with Wolf and Sub-Zero appliances, a theater, gym, home office, elevator, and 6-car garage.
Blending sophistication and comfort, this gated sanctuary delivers unparalleled elegance, privacy, and resort-style living in one of Northeast Florida’s most exclusive communities.
Where is Ponte Vedra Beach?
Ponte Vedra Beach, FL, is an upscale coastal community in St. Johns County, located about 20 miles southeast of Jacksonville and 30 miles north of St. Augustine. It’s best known as the home of TPC Sawgrass, headquarters of the PGA Tour, and the iconic Players Championship golf tournament. With luxurious oceanfront homes, top-rated schools, and pristine beaches, Ponte Vedra Beach offers a refined lifestyle blending resort-style living with natural beauty and outdoor recreation.
Living Room
Double-height living room with a dramatic floor-to-ceiling stone accent wall and mounted TV. White sectional sofa surrounds a dark wood coffee table and gold accent pillows. Open railing upstairs provides a view of the lower level. Crystal chandelier hangs from above, adding a formal touch to the modern design.
Dining Room
Formal dining space with a long wood table and seating for eight in white upholstered chairs. A mirrored accent wall with mosaic tile backdrop reflects light from the pendant chandelier. Large shuttered windows line one side of the room. Polished tile flooring runs throughout the open-concept area.
Bedroom
Bright bedroom with a wooden bed frame and floral bedding facing full-length glass doors. Floor-to-ceiling curtains frame the view outside. Pendant lights hang above each nightstand on either side of the bed. Light floors and minimal decor create a clean and airy aesthetic.
Bathroom
Modern bathroom with dual sinks and under-vanity storage in a light gray finish. Walk-in glass shower sits opposite two black doors. White tile floors with dark veining add subtle contrast. A single plant and chrome fixtures finish the space.
Source: Stacey Burkins @ Coldwell Banker Vanguard Realty via Coldwell Banker Realty
6. Wellington, FL – $10,000,000
In Wellington, this is an example of what you can buy for $10,000,000. Set on 10 lush acres near Wellington’s equestrian venues, this 7,382 sq ft estate features 10 bedrooms, 9 bathrooms, and a tropical outdoor oasis with a pool, waterfall pond, tiki huts, and a full outdoor kitchen.
The property includes a guest house with two apartments, three climate-controlled garages for car collectors, and an FAA-registered heliport. With ample land and amenities, it offers endless possibilities for luxury living and equestrian dreams.
Where is Wellington?
Wellington, FL, is a prosperous village in Palm Beach County, located about 15 miles west of West Palm Beach and 70 miles north of Miami. It is internationally renowned for its equestrian community, hosting major events like the Winter Equestrian Festival and the Global Dressage Festival. With top-rated schools, beautiful parks, and upscale neighborhoods, Wellington offers a family-friendly, suburban lifestyle with a unique blend of luxury and rural charm.
Living Room
Open concept living room with a stone accent wall and double-sided fireplace. Built-in media center surrounds a large television. Neutral furnishings are arranged around a central wood coffee table. Ceiling fan and recessed lighting complete the space.
Kitchen
U-shaped kitchen with granite countertops and warm wood cabinetry. Center island holds an electric cooktop and additional prep space. Arched doorways and wall openings connect the space to the living room. Recessed lighting and a decorative ceiling fan are installed overhead.
Bedroom
Bedroom with hardwood flooring and white-painted walls. Posters hang above the bed with black and white bedding. Corner windows allow natural light into the room. Ceiling fan and recessed lighting are installed.
Pool
Large backyard with in-ground pool and elevated spa. Tiki hut covers an outdoor lounge and kitchen area. Palm trees line the perimeter of the property. Surrounding lawn extends toward stables and open land.
Source: Ana Torres @ Laer Realty Partners Bowen/Wellington via Coldwell Banker Realty
7. Miami Beach, FL – $9,999,999
This home in Miami Beach is listed at $9,999,999. Built in 2020, this 6,491 sq ft modern estate on Hibiscus Island offers 7 bedrooms, 8 bathrooms, and sits on a spacious corner lot in a prestigious guard-gated community.
The home features soaring ceilings, floor-to-ceiling glass, a chef’s kitchen, luxurious primary suite, and a private guest house. Outdoor living is elevated with a resort-style pool, expansive lounge areas, and access to exclusive community amenities like parks, courts, and playgrounds.
Where is Miami Beach?
Miami Beach, FL, is a vibrant coastal city in Miami-Dade County, located on a barrier island about 5 miles east of downtown Miami. It’s famous for its iconic Art Deco Historic District, lively nightlife, luxury hotels, and world-renowned beaches—especially South Beach. With a mix of cultural attractions, oceanfront living, and international flair, Miami Beach is a global destination for tourism, fashion, and entertainment.
Foyer
Spacious entry hall features large format gray tile floors and full-height windows on two sides. White walls and minimalistic decor provide a clean, modern aesthetic. A round pedestal table with tall vases sits at the center of the room. Seating area and access to the backyard pool are visible through open spaces beyond.
Living Room
Living room showcases a green wall installation backed by vertical wood slats. Full-height sliding glass doors lead to a private poolside patio. Two white sofas and contemporary beige chairs form a central conversation area. A large gold chandelier hangs over the seating, adding contrast to the sleek decor.
Kitchen
Kitchen uses black-and-white cabinetry in a clean, linear design. A large center island with waterfall-edge countertop serves as a prep space and breakfast bar with seating for five. Integrated appliances and a stainless steel range hood maintain the sleek, uninterrupted lines. Open layout flows into adjacent living areas.
Bedroom
Primary bedroom is surrounded by floor-to-ceiling glass on two sides, offering views of lush landscaping. A neutral platform bed with layered pillows is paired with a small seating area and writing desk. Furnishings reflect a streamlined, modern style. Balcony access is visible through sliding glass doors.
Source: Isaac Malagon Pa @ One Sotheby’S International Re via Coldwell Banker Realty
8. Redington Beach, FL – $9,999,999
For $9,999,999, here’s what you get in Redington Beach. This exceptional 2014-built beachfront estate offers 5 bedrooms, 6 bathrooms, and 6,528 sq ft of luxurious living on 80 feet of pristine white sand in Tampa Bay.
Designed in Tuscan coastal style, it features a gourmet kitchen, soaring 21-ft ceilings, a guest house, multiple balconies with panoramic Gulf views, and over 3,000 sq ft of additional multipurpose space.
Complete with a saltwater pool, spa, private beach patio, and parking for 10, this property is a rare blend of elegance, comfort, and oceanfront serenity.
Where is Redington Beach?
Redington Beach, FL, is a quiet coastal town in Pinellas County, located on Florida’s Gulf Coast about 15 miles west of St. Petersburg and 30 miles southwest of Tampa. Nestled on a barrier island, it offers beautiful sandy beaches, residential charm, and a relaxed, small-town atmosphere. With limited commercial development, Redington Beach is ideal for those seeking peaceful waterfront living while still being close to the amenities of nearby beach communities like Madeira Beach and Treasure Island.
Living Room
Two-story living area features tall arched windows facing the ocean. Light stone flooring runs throughout with a built-in fireplace along the main wall. Decorative ceiling medallions and a chandelier add character to the space. A black grand piano sits near the window wall.
Kitchen
Kitchen has an oversized island with carved wooden barstools and granite countertops. Arched beams separate the kitchen visually from the rest of the open floor plan. Pendant lights hang from a recessed ceiling above the island. Stainless steel appliances and white cabinetry line the back wall.
Bedroom
Bedroom has hardwood flooring and a tray ceiling with decorative finish. A king-sized bed sits against a light accent wall with matching nightstands. The room connects to a long hallway with arched entrances. Windows bring in natural light from multiple sides.
Pool Area
Backyard has a custom-shaped pool with integrated spa. Light stone pavers surround the pool and extend toward the beachfront. Palm trees border the pool area for partial shade. Direct access to the sandy beach is just beyond the pool deck.
Source: Dania Perry @ Century 21 Jim White & Assoc via Coldwell Banker Realty
9. Pinecrest, FL – $9,999,000
All this for $9,999,000 in Pinecrest. Built in 2012 and fully renovated, this 8,551 sq ft Pinecrest estate offers 9 bedrooms, 8.5 bathrooms, and a sleek, modern design ideal for luxury living. The home features a chef’s kitchen with a marble island, a spacious primary suite, and resort-style amenities including a saltwater pool, sauna, gym, pickleball/basketball court, and cold plunge. With smart home tech, a 3-car garage, and a summer kitchen, this turnkey property delivers elegance, comfort, and convenience in one of South Florida’s most desirable communities.
Where is Pinecrest?
Pinecrest, FL, is an affluent suburban village in Miami-Dade County, located about 10 miles south of downtown Miami. Known for its spacious estates, lush landscaping, and top-rated public and private schools, Pinecrest offers a peaceful, family-friendly environment. The village is also home to Pinecrest Gardens, a popular botanical park and cultural venue, and provides easy access to major highways, shopping, and the greater Miami area.
Living Room
Tall ceilings frame a tiled fireplace with a second-floor overlook above. Light-toned curved furniture surrounds a central table. Built-in lighting and accent walls define the open space.
Dining Room
Black upholstered chairs surround a rectangular table beneath a circular chandelier. Floor-to-ceiling glass doors and mirrors reflect natural light. Built-in shelving and neutral tones complete the modern design.
Bedroom
Tufted headboard bed sits between two windows with a bench at its foot. Neutral tones and sleek finishes add warmth. French doors open to the backyard.
Bathroom
Freestanding tub is centered in front of a bay window. Twin vanities and walk-in showers sit on either side. Floor-to-ceiling marble adds a uniform, polished finish.
Source: Menachem Fellig, Levi Meyer @ Compass Florida, LLC. via Coldwell Banker Realty
10. Fort Lauderdale, FL – $9,999,000
In Fort Lauderdale, this is an example of what you can buy for $9,999,000. Built in 2015, this 6,138 sq ft British West Indies-style estate offers 7 bedrooms, 6 bathrooms, and is nestled in the prestigious Seven Isles community.
Designed for upscale waterfront living, it features soaring ceilings, a gourmet kitchen, a wine bar, a luxurious primary suite, and a waterfront pool and spa. With 100 feet of water frontage and proximity to Las Olas Boulevard, beaches, and fine dining, this home is both a boater’s dream and a refined tropical retreat.
Where is Fort Lauderdale?
Fort Lauderdale, FL, is a major city on Florida’s southeastern coast in Broward County, located about 25 miles north of Miami and 45 miles south of West Palm Beach. Known for its boating canals, stunning beaches, and vibrant nightlife, it’s often referred to as the “Venice of America.” Fort Lauderdale features a lively downtown, upscale shopping on Las Olas Boulevard, and a strong tourism and cruise industry centered around Port Everglades.
Living Room
Double-height ceiling and full-length windows open to the backyard and pool. A sectional sofa wraps around a round wood table in the center. Kitchen and second floor balcony are visible from the living area.
Dining Room
Rectangular wood table is surrounded by six white upholstered chairs. A sculptural light fixture hangs above, and a tall wooden cabinet sits at the far end. Neutral walls are accented by crown molding and framed artwork.
Kitchen
White cabinetry contrasts with a dark wood center island topped with light marble. Stainless steel appliances line the back wall, including double refrigerators and a gas range. Pendant lighting hangs over the island beneath a coffered ceiling.
Home Office
Office space has a large desk, leather chairs, and bookshelves on both sides. Framed certificates and art decorate the walls. French doors lead to an outdoor balcony with a view of the yard.
Source: Tim Elmes @ Compass Florida, LLC. via Coldwell Banker Realty
