Rhode Island’s real estate market offers a diverse selection of stunning homes for $1 million, ranging from historic New England estates to modern waterfront retreats. Whether you’re looking for a charming colonial in a vibrant coastal town, a secluded countryside escape, or a contemporary home with ocean views, the Ocean State provides incredible value.
Many homes in this price range feature high-end finishes, spacious layouts, and access to some of the best beaches, marinas, and cultural attractions in New England. Let’s explore what $1 million can buy in Rhode Island, where history, luxury, and coastal beauty come together to create the perfect home.
1. Charlestown, RI – $1,000,000
All this for $1,000,000 in Charlestown. This 3-bedroom, 2-bathroom coastal retreat, rebuilt in 2012, offers 1,380 sq. ft. of modern comfort in the desirable “Arches” area off Charlestown Beach Rd. Just a short walk to Charlestown Beach, this home provides the perfect blend of relaxed summer living or year-round enjoyment, with optional private dock access on Charlestown Pond for boating, kayaking, and clamming.
Featuring an open floor plan, oil heat, A/C, a 3-bedroom denitrification septic system, garage, and shed, it offers both convenience and charm. Located between Watch Hill and Narragansett, with easy access to restaurants, boutiques, wildlife refuges, and major cities like Boston and New York, this home is an ideal seaside escape.
Where is Charlestown?
Charlestown, RI, is a coastal town in Washington County, located in southern Rhode Island, about 40 miles south of Providence and 20 miles west of Newport. Covering approximately 59 square miles, it is known for its beautiful beaches, nature preserves, and rich Native American heritage.
The town is home to Ninigret National Wildlife Refuge, Charlestown Town Beach, and the annual Charlestown Seafood Festival, offering plenty of outdoor recreation and cultural events. With its scenic coastline, relaxed atmosphere, and access to both nature and major New England destinations, Charlestown is a desirable spot for both residents and visitors.
Living Room
Warm-colored walls surround a spacious living room with a staircase leading to the upper floor. A brown couch sits against the wall, facing a mounted TV near the front door. Hardwood floors extend throughout the space, complemented by ceiling fans and natural light from large windows. The area connects directly to the dining room and kitchen.
Dining Area
A rectangular wooden table with six chairs is positioned near a bright window. The floor transitions from tile in the dining space to hardwood in the living area. Two ceiling lights provide illumination, along with natural light from the nearby entrance door. The open-concept layout connects this area to the adjacent living space and kitchen.
Kitchen
Light wood cabinetry lines the kitchen, offering storage and workspace. Black appliances, including a stove and dishwasher, contrast with the lighter wood tones. A large window above the sink allows natural light to brighten the space. Open shelving on the side holds various kitchen essentials.
Bedroom
A spacious bedroom features a vaulted ceiling with a ceiling fan and recessed window panel. A large bed sits against one wall, facing a wooden dresser with a mounted TV above. Natural light enters through two large windows, enhancing the neutral wall tones. An open doorway leads to an en-suite bathroom.
Source: Josiane Schieldrop @ Waterfront Properties via Coldwell Banker Realty
2. Little Compton, RI – $985,000
In Little Compton, $985,000 will get you this property. This charming 3-bedroom, 2-bathroom Cape Cod-style home, built in 1984, is nestled on over 2 acres in the serene Oak Forest neighborhood of Little Compton. Featuring exposed beams, wide plank flooring, and a cozy stone fireplace, the home blends classic coastal charm with modern updates, including a new roof, windows, and wood stove.
The spacious family room with a wood stove, stainless steel kitchen, and private backyard access make it ideal for both summer getaways and year-round living. Just minutes from South Shore Beach and the Town Commons, this tranquil retreat offers privacy, expansion potential, and a true New England country setting.
Where is Little Compton?
Little Compton, RI, is a small coastal town in Newport County, located in southeastern Rhode Island, about 30 miles southeast of Providence and across the Sakonnet River from Portsmouth. Covering approximately 29 square miles, it is known for its scenic farmland, quiet beaches, and historic charm.
The town is home to Sakonnet Point, Goosewing Beach Preserve, and Wilbor House Museum, preserving its rich colonial history. With its rural character, oceanfront beauty, and relaxed pace of life, Little Compton is a sought-after retreat for those looking to enjoy coastal New England in a peaceful setting.
Living Room
Sloped ceilings and skylights allow natural light into the living area. A wood stove sits in the corner, providing warmth. Pink and floral furniture adds a vintage aesthetic. Hardwood flooring contrasts with white walls.
Dining Area
A long dining table sits in an open space with high ceilings. Ceiling fans provide air circulation. Large windows and a glass door lead to an outdoor space. White walls and wooden floors contribute to a bright atmosphere.
Kitchen
Dark cabinetry contrasts with light granite countertops. Stainless steel appliances and a gas range are installed. Exposed wooden beams create a rustic feel. A tile floor adds a practical surface for food preparation.
Deck
A wooden deck provides space for outdoor dining. A blue patio umbrella shades the table. Sliding glass doors lead inside. Trees surround the backyard, offering privacy.
Source: Renee Welchman @ Compass / Lila Delman Compass via Coldwell Banker Realty
3. Narragansett, RI – $990,000
I’d say you get the most modest home for nearly a million dollars in Narragansett. This 3-bedroom, 2.5-bathroom home, built in 1970, offers 1,932 sq. ft. of beautifully maintained living space just moments from Narragansett Beach. Lovingly cared for by one owner, this home features hardwood floors throughout, an upgraded granite kitchen, and fully tiled bathrooms, blending timeless charm with modern updates.
The finished lower level boasts a fireplace, spacious living area, half bath, and French-door access to the backyard, perfect for entertaining. With new central heat and AC, Andersen windows, and fresh paint, this turnkey beach retreat is ready to become your ultimate coastal getaway.
Where is Narragansett?
Narragansett, RI, is a coastal town in Washington County, located in southern Rhode Island, about 30 miles south of Providence. Covering approximately 37.8 square miles, it is known for its beautiful beaches, historic seaside charm, and vibrant summer tourism.
The town features popular attractions like Narragansett Town Beach, Point Judith Lighthouse, and Fishermen’s Memorial State Park, offering plenty of opportunities for surfing, fishing, and boating. With its scenic coastline, thriving seafood scene, and access to Block Island ferries, Narragansett is a beloved destination for both residents and visitors seeking classic New England coastal living.
Living Room
Blue sofas and matching armchairs are arranged around a wooden coffee table. Large windows with white plantation shutters allow natural light to enter. A traditional area rug covers the hardwood floor. Side tables with lamps provide additional lighting.
Kitchen
Wooden cabinetry and granite countertops provide storage and workspace. White appliances, including a refrigerator, microwave, oven, and dishwasher, line the walls. A small rug is placed near the sink. The backsplash has a subtle tile design.
Home Office
A wooden desk with a rolling chair is set against one wall. A ceiling fan with a light fixture provides overhead illumination. A vintage movie poster hangs on the wall. Double wooden doors lead to another space.
Bedroom
Large bed with a floral bedspread is centered in the room. Wooden dressers and nightstands provide storage. Two windows with sheer curtains allow for natural light. A ceiling fan with a light fixture is mounted above the bed.
Source: J. Christopher Real Estate Grp @ Coldwell Banker Realty
4. Barrington, RI – $985,000
This home in Barrington is listed at $985,000. This charming 3-bedroom, 2-bathroom home, built in 1928 and completely renovated in 2015/2016, offers 1,597 sq. ft. of stylish, sun-filled living just steps from Barrington Beach. Featuring high ceilings, an open floor plan, a gourmet kitchen with quartz countertops and stainless steel appliances, and a cozy stone fireplace, this home is both elegant and inviting.
The stone patio is perfect for summer entertaining, while the renovated 2-car garage (2017) provides ample storage. With access to Blue Ribbon Schools, the East Bay Bike Path, and a vibrant town center, this turnkey seaside retreat is an opportunity not to be missed!
Where is Barrington?
Barrington, RI, is a suburban coastal town in Bristol County, located in southeastern Rhode Island, about 10 miles southeast of Providence. Covering approximately 15.4 square miles, it is known for its highly rated schools, scenic waterfront, and strong sense of community.
The town offers outdoor recreation at Haines Memorial State Park, Barrington Beach, and the East Bay Bike Path, making it a desirable spot for nature lovers. With its historic charm, family-friendly atmosphere, and convenient access to Providence, Barrington is one of Rhode Island’s most sought-after places to live.
Living Room
Large windows allow natural light to brighten the space. Exposed wooden beams contrast with white walls and a colorful area rug. A mix of seating options includes armchairs, a sofa, and a dining table. Framed artwork decorates the walls.
Kitchen
White cabinetry is paired with open shelving and a subway tile backsplash. A large window above the sink provides an outdoor view. Dark wooden beams run across the ceiling. A red sliding barn door adds color to the space.
Bedroom
Two large windows provide natural light and an outdoor view. A wooden bed frame and dresser complement the neutral color palette. A large abstract painting hangs above the dresser. White walls contrast with dark wood accents.
Bathroom
A marble countertop extends across a white vanity. A glass shower door separates the bathtub from the rest of the space. A large window provides natural light. Blue walls contrast with white trim and fixtures.
Source: Compass / Lila Delman Compass @ Coldwell Banker Realty
5. Westerly, RI – $984,900
In Westerly, this is an example of what you can buy for $984,900. This brand-new 3-bedroom, 3-bathroom modern farmhouse, set to be completed in 2025, offers 2,491 sq. ft. of bright, open-concept living in a prime location near Watch Hill and area beaches. Designed for both style and low maintenance, the home features oak floors, a contemporary kitchen with quartz countertops, stainless steel appliances, a double wall oven, and a 5-burner gas cooktop, plus a luxurious primary bath with a free-standing tub and walk-in shower.
Additional highlights include a bonus office/den, composite decking, vinyl siding, central AC, gas heat, and a tankless water heater. With a full walk-out basement leading to nearly an acre of land, this stunning home is move-in ready and perfect for modern coastal living.
Where is Westerly?
Westerly, RI, is a coastal town in Washington County, located in southwestern Rhode Island, about 50 miles southwest of Providence and bordering Connecticut. Covering approximately 74 square miles, it is known for its beautiful beaches, vibrant arts scene, and historic seaside charm.
The town features popular destinations like Watch Hill, Misquamicut State Beach, and Napatree Point, offering boating, fishing, and summer tourism. With its scenic coastline, strong community atmosphere, and proximity to both New England attractions and Long Island Sound, Westerly is a popular spot for both residents and seasonal visitors.
Living Room
Neutral-colored walls and dark hardwood floors define this open-concept living area. White sofa set with a glass coffee table is centered on a striped area rug. Space flows seamlessly into the kitchen, which has white cabinetry and stainless-steel appliances. Large windows bring in natural light.
Dining Room
Round wooden dining table is surrounded by four white upholstered chairs. Gold-accented chandelier hangs above the table, complementing the modern aesthetic. Open layout connects the dining area with the kitchen and living space. White walls and recessed lighting create a bright atmosphere.
Bedroom
King-sized bed with a tufted headboard is placed against a neutral-colored wall. Large windows with sheer white curtains allow ample sunlight into the room. Dark hardwood floors contrast with the light-colored furniture and walls. Navy-blue painting hangs above the bed.
Backyard
Sloped backyard extends from the rear of the house. Elevated deck with white railings provides outdoor seating space. Lawn is well-maintained, bordered by trees and shrubs. Walkout basement entrance is visible below the deck.
Source: Larry Burns @ Compass / Lila Delman Compass via Coldwell Banker Realty
6. Scituate, RI – $974,900
All this for $974,900 in Scituate. This 3-bedroom, 4-bathroom home, built in 1997, offers 3,282 sq. ft. of elegant living with classic European charm and modern updates. Architectural highlights include a grand round staircase, intricate moldings, a stunning brick fireplace in the dining room, and a custom kitchen with an oversized island and granite countertops.
The second floor features a charming library/office with built-ins and a cozy window seat, while the primary suite boasts a walk-in closet and updated en-suite bath. Situated on a private corner lot with lush gardens, this home provides a tranquil retreat while being conveniently located near shopping, dining, and parks.
Where is Scituate?
Scituate, RI, is a rural town in Providence County, located in northwestern Rhode Island, about 15 miles west of Providence. Covering approximately 54 square miles, it is known for its scenic landscapes, reservoirs, and historic villages.
The town is home to Scituate Reservoir, the largest freshwater body in Rhode Island, which supplies drinking water to much of the state. With its small-town charm, historic sites, and abundant outdoor recreation opportunities, Scituate offers a peaceful, countryside setting while remaining close to urban amenities in Providence.
Living Room
High ceilings and recessed lighting brighten the space. Dark leather furniture contrasts with warm hardwood flooring. A stone fireplace with a mounted television serves as the focal point. French doors provide access to an outdoor area.
Dining Room
Large windows bring in natural light. A brick fireplace with a wooden mantel adds warmth. Traditional wooden dining furniture sits on a patterned area rug. Hardwood flooring extends throughout the room.
Bedroom
A four-poster wooden bed with light blue bedding sits against a neutral-colored wall. Hardwood flooring and a matching wooden dresser complement the space. A chandelier adds a classic touch to the ceiling. Natural light streams in through a large window.
Garage
Curved asphalt driveway leads to a detached two-car garage. A picket fence encloses part of the property. Bare trees indicate a late fall or winter season. A small arched entryway adds charm to the setting.
Source: Terry Cipolla @ First Choice Real Estate Group via Coldwell Banker Realty
7. Cranston, RI – $949,000
I’d say you get the most modest home for nearly a million dollars in Cranston. This 3-bedroom, 3-bathroom Contemporary Cape, built in 1985, offers 4,042 sq. ft. of stylish living, set on a private tree-lined driveway. The home features a chef’s kitchen with Bosch stainless appliances, granite countertops, a large island, and a dining area with a fireplace, leading to a sunroom and expansive stamped concrete patio.
The grand two-story foyer opens to a sunken fireplaced living room, formal dining room with a wet bar, home office, and a convenient laundry room on the main level. Recent upgrades include a new septic system, roof, furnace, water heater, generator, A/C compressors, and fresh interior paint, making this home a move-in-ready retreat with ample space, modern amenities, and timeless charm.
Where is Cranston?
Cranston, RI, is a suburban city in Providence County, located in central Rhode Island, about 5 miles south of downtown Providence. Covering approximately 30 square miles, it is known for its historic neighborhoods, strong local economy, and family-friendly communities.
The city features attractions like Garden City Center, Roger Williams Park, and Pawtuxet Village, offering a mix of shopping, dining, and outdoor recreation. With its highly rated schools, convenient access to major highways (I-95 and I-295), and proximity to Providence, Cranston is one of Rhode Island’s most desirable places to live.
Living Room
Large sectional sofa sits in front of a fireplace with a mounted television. Floor-to-ceiling windows allow natural light to enter the space. Hardwood floors extend throughout, complemented by a blue area rug. Open floor plan connects the living room to the dining area.
Dining Area
Rectangular dining table with six chairs is positioned beneath a chandelier. Large arched window and multiple side windows provide views of the surrounding landscape. Hardwood floors contrast with the blue accent wall. Open shelving and a cabinet provide storage and display space.
Bedroom
King-size bed with a gray frame is positioned against a sloped ceiling with an arched window. Matching dresser and nightstands provide storage. A red area rug contrasts with the light gray flooring. Ceiling fan with a light fixture is mounted above the bed.
Patio
Paved outdoor patio extends from the back of the house with seating areas. Large arched windows and glass doors connect the indoor and outdoor spaces. Leafless trees surround the area, suggesting a late fall or winter setting. Sunlight casts long shadows across the patio floor.
Source: Richard Perelman @ RE/MAX 1st Choice via Coldwell Banker Realty
8. East Greenwich, RI – $949,000
For $949,000, here’s what you get in East Greenwich. This 5-bedroom, 3-bathroom historic home, built in 1890 by Daniel Burdick, offers 3,180 sq. ft. of timeless charm in the heart of the Historic Hill and Harbor District. Featuring high ceilings, intricate woodwork, crown moldings, and a grand foyer staircase, this residence has been lovingly maintained by the same family for over 60 years.
With three spacious levels, a double parlor, multiple staircases, a widow’s peak, and a picturesque lot with a front porch and back deck, this home exudes classic elegance. Ideally located just minutes from Main Street, marinas, South County beaches, Providence, and the airport, this historic gem is ready to begin its next chapter.
Where is East Greenwich?
East Greenwich, RI, is a historic coastal town in Kent County, located in central Rhode Island, about 15 miles south of Providence. Covering approximately 16.7 square miles, it is known for its highly rated schools, scenic waterfront, and vibrant Main Street filled with shops, restaurants, and historic buildings.
The town offers outdoor recreation at Goddard Memorial State Park and features a picturesque marina along Greenwich Bay, making it popular for boating and waterfront dining. With its rich colonial history, strong sense of community, and convenient access to major highways, East Greenwich is one of Rhode Island’s most desirable places to live.
Living Room
Soft white sofas and armchairs surround a wooden coffee table with a decorative floral centerpiece. Large windows with sheer curtains allow natural light to brighten the room. Framed artwork and a display cabinet enhance the traditional decor. A mirror on the adjacent wall reflects the opposite room, creating a spacious feel.
Kitchen
White cabinetry with scalloped trim pairs with a floral wallpaper backsplash. A classic white stove with a brick-style surround adds a nostalgic touch. A wooden dining table with cushioned chairs sits in the center of the space. A doorway leads to a dining room with wood-paneled walls.
Bedroom
A floral bedspread covers a wooden-framed bed, complemented by matching dressers and a mirror. A ceiling fan with a light fixture hangs above. Two windows with lace curtains provide soft natural light. A small keyboard sits in the corner, adding a personal touch.
Aerial View
Two-story house sits among mature trees with a manicured front yard. A paved driveway leads to the entrance. Neighboring homes and backyards with gardens are visible. The area is surrounded by lush greenery and well-maintained streets.
Source: RI Real Estate Services @ Coldwell Banker Realty
9. Providence, RI – $925,000
All this for $925,000 in Providence. This 5-bedroom, 5-bathroom home, built in 1925, offers 4,234 sq. ft. of timeless elegance on Providence’s East Side. Behind its modest exterior lies oversized sunlit rooms, including an expansive living room with built-in bookcases and a fireplace, a formal dining room with a coffered ceiling and original china closet, and an open-concept kitchen with a dinette area for 12.
The primary suite boasts four closets and a private bath, while a finished attic with a full bath and walk-in closet adds versatility. With a spacious finished basement, a second kitchen, a slate roof, central air, and a 3-year-old Trex deck, this hidden gem blends historic charm with modern convenience.
Where is Providence?
Providence, RI, is the capital and largest city of Rhode Island, located in Providence County, at the head of Narragansett Bay. Covering approximately 20.5 square miles, it is known for its historic architecture, vibrant arts scene, and world-class universities, including Brown University, Rhode Island School of Design (RISD), and Providence College.
The city features attractions like WaterFire, Federal Hill (known for its Italian dining), and the Roger Williams Park Zoo, offering a mix of culture, history, and entertainment. With its rich colonial heritage, thriving food scene, and walkable downtown, Providence is a dynamic hub for education, business, and tourism in New England.
Living Room
Large living room with built-in bookshelves and a neutral color scheme. Two sofas and a coffee table sit on a textured area rug. Natural light streams in through multiple windows with white shutters. Recessed lighting and soft décor create a clean, inviting space.
Dining Room
Formal dining room with a rectangular wooden table and upholstered chairs. Coffered ceiling with recessed lighting and a chandelier adds architectural detail. Large windows allow natural light to brighten the space. Neutral walls and a patterned rug provide contrast against the dark wood flooring.
Kitchen
Small galley kitchen with white cabinetry and a tiled backsplash. Built-in double ovens and a white refrigerator line one side. A long countertop provides workspace under a window. Ceiling panels and retro tile design contribute to a mid-century aesthetic.
Deck
Outdoor deck with white railings extends from the back of the house. Green lawn surrounds the structure, providing space for outdoor activities. A neighboring house is visible in the background. Sliding glass doors lead from the deck into the home’s interior.
Source: Martin Saklad, Valerie Berroa @ Samson Realty, Ltd. via Coldwell Banker Realty
