According to the Zillow Home Value Index, Idaho’s housing market has been experiencing significant fluctuations over the past 15 years. While the state has generally seen substantial appreciation with average home values reaching $451,357 in 2025, these 20 towns offer the most affordable options at just 56.37% of the state average, perfect for homebuyers looking to establish roots in the Gem State.
What’s particularly fascinating is the pattern of growth among these communities. Even the most affordable towns have seen an average 55.37% increase in home values since 2020, compared to the state average of 66.70%. For investors seeking the strongest returns, Pierce stands out with an impressive 14.34% annual growth rate since 2020, while still maintaining the lowest price point ($171,513) of all towns analyzed. The mining communities in Idaho’s Silver Valley region (Pierce, Smelterville, Mullan) consistently rank among the most affordable, highlighting how historical economic foundations continue to shape present-day affordability.
Perhaps most striking is the contrast between these communities and Idaho’s most expensive town, Ketchum, where homes average $1,456,865 – over 8 times the price of Pierce’s modest $171,513. For long-term investors, Glenns Ferry demonstrates the most consistent growth across all time periods analyzed, with a remarkable 254.58% total increase since 2010, suggesting that even Idaho’s most affordable towns are experiencing the ripple effects of the state’s broader housing boom, offering potential investment opportunities for those willing to look beyond the popular metropolitan areas.
20. Osburn Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $286,519
- 2020 Home Value: Data unavailable
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: Data unavailable
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Osburn
Nestled in the picturesque Silver Valley of Idaho’s northern panhandle, Osburn offers you an authentic small-town experience surrounded by the stunning Bitterroot Mountains. This former mining community retains its rich heritage while providing an affordable entry point into Idaho’s housing market at $286,519. Though historical data is limited, Osburn’s current pricing reflects its growing appeal as remote workers and outdoor enthusiasts discover this hidden gem.
19. American Falls Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $286,255
- 2020 Home Value: $166,779
- 2015 Home Value: $127,157
- 2010 Home Value: $120,474
- % Change from 2020 to 2025: 71.64%
- % Change from 2015 to 2025: 125.12%
- % Change from 2010 to 2025: 137.61%
About American Falls
Situated along the Snake River, American Falls gives you access to abundant outdoor recreation while maintaining remarkably affordable housing options. The community has seen steady appreciation over 15 years, with home values more than doubling since 2010 to reach $286,255 in 2025. Despite this impressive 137.61% growth, American Falls remains one of Idaho’s best-kept secrets, offering waterfront living possibilities at a fraction of the cost found in more well-known destinations.
18. Craigmont Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $285,638
- 2020 Home Value: $165,592
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 72.50%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Craigmont
Perched on the rolling Camas Prairie, Craigmont welcomes you with its agricultural heritage and tight-knit community atmosphere. Since 2020, home values have climbed an impressive 72.50% to reach $285,638, demonstrating the town’s emerging appeal. Your dollar stretches further here while still providing access to the natural beauty of North Central Idaho, with the spectacular Clearwater River and Hells Canyon just a short drive away.
17. Montpelier Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $283,114
- 2020 Home Value: $162,011
- 2015 Home Value: $113,787
- 2010 Home Value: $103,787
- % Change from 2020 to 2025: 74.75%
- % Change from 2015 to 2025: 148.81%
- % Change from 2010 to 2025: 172.78%
About Montpelier
Discover a slice of history in Montpelier, where the Oregon Trail legacy meets modern affordability. Your investment potential here is compelling, with home values having increased by an impressive 172.78% since 2010. Positioned near the Wyoming border and just an hour from the recreational paradise of Bear Lake, Montpelier gives you the perfect blend of historical charm and outdoor adventure opportunities at a remarkable value of $283,114.
16. Challis Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $281,927
- 2020 Home Value: $170,891
- 2015 Home Value: $123,433
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 64.97%
- % Change from 2015 to 2025: 128.40%
- % Change from 2010 to 2025: Data unavailable
About Challis
Gateway to the stunning Salmon-Challis National Forest, this small town offers you immediate access to some of Idaho’s most pristine wilderness areas. Home values have more than doubled since 2015, rising 128.40% to reach $281,927, yet Challis remains delightfully affordable. Your adventure-seeking spirit will find endless satisfaction here, with world-class fishing on the Salmon River, hiking in the Sawtooth Mountains, and natural hot springs all within easy reach.
15. Kellogg Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $273,914
- 2020 Home Value: $155,946
- 2015 Home Value: $99,256
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 75.65%
- % Change from 2015 to 2025: 175.97%
- % Change from 2010 to 2025: Data unavailable
About Kellogg
Reinventing itself from a mining past to a recreational haven, Kellogg invites you to experience affordable mountain living at its finest. The town has seen remarkable growth with home values increasing 175.97% since 2015 to reach $273,914. Your investment here comes with the perks of four-season recreation, including the renowned Silver Mountain Resort where you can ski in winter and mountain bike in summer, all while enjoying the authentic character of this evolving community.
14. Mackay Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $273,669
- 2020 Home Value: $185,785
- 2015 Home Value: $121,283
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 47.30%
- % Change from 2015 to 2025: 125.64%
- % Change from 2010 to 2025: Data unavailable
About Mackay
Tucked beneath the towering Lost River Range, Mackay provides you with breathtaking mountain views and a peaceful rural lifestyle. Despite seeing a more modest 47.30% growth since 2020, home values have still more than doubled since 2015, reaching $273,669. Your outdoor pursuits will find no better basecamp, with immediate access to hiking, fishing, and climbing, including Mount Borah, Idaho’s highest peak—all while enjoying the affordability and authentic charm of this agricultural community.
13. Winchester Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $267,952
- 2020 Home Value: $169,932
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 57.68%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Winchester
Imagine waking up to panoramic views of rolling prairies from your affordable home in Winchester. Set atop the picturesque Camas Prairie, this small community has appreciated 57.68% since 2020, with homes now valued at $267,952. Your dollar goes further here while still providing easy access to Winchester Lake State Park, where fishing, boating, and hiking opportunities abound throughout the changing seasons.
12. Saint Anthony Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $267,382
- 2020 Home Value: $164,610
- 2015 Home Value: $99,049
- 2010 Home Value: $103,699
- % Change from 2020 to 2025: 62.43%
- % Change from 2015 to 2025: 169.95%
- % Change from 2010 to 2025: 157.84%
About Saint Anthony
Just a stone’s throw from Yellowstone and Grand Teton National Parks, Saint Anthony offers you affordable living with premium access to world-class natural attractions. Home values have seen substantial growth of 157.84% since 2010, reaching $267,382 in 2025. Your adventure-seeking side will appreciate the proximity to the renowned St. Anthony Sand Dunes, while your practical side will value the small-town atmosphere and reasonable cost of living in this eastern Idaho gem.
11. Glenns Ferry Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $263,975
- 2020 Home Value: $148,761
- 2015 Home Value: $72,691
- 2010 Home Value: $74,447
- % Change from 2020 to 2025: 77.45%
- % Change from 2015 to 2025: 263.15%
- % Change from 2010 to 2025: 254.58%
About Glenns Ferry
Boasting the most impressive growth story on our list, Glenns Ferry has seen home values skyrocket an astounding 254.58% since 2010. This Snake River community offers you historical significance—it was once an important Oregon Trail crossing point—combined with modern investment potential at $263,975. Your weekends can be spent exploring nearby attractions like Thousand Springs State Park or enjoying water recreation on the river, all while benefiting from the remarkable appreciation this hidden gem continues to experience.
10. Ashton Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $262,750
- 2020 Home Value: $156,332
- 2015 Home Value: $95,076
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 68.07%
- % Change from 2015 to 2025: 176.36%
- % Change from 2010 to 2025: Data unavailable
About Ashton
Crowned the “Seed Potato Capital of the World,” Ashton delivers small-town charm with proximity to world-class attractions. Your home here, valued at $262,750 in 2025, represents a substantial 176.36% increase since 2015. Just 30 minutes from Yellowstone’s west entrance and surrounded by fly fishing paradises like the Henry’s Fork River, Ashton gives you an affordable basecamp for exploring some of America’s most magnificent landscapes while maintaining a genuine Idaho lifestyle.
9. Rockland Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $260,614
- 2020 Home Value: $166,540
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 56.49%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Rockland
Hidden in a picturesque valley in southeastern Idaho, Rockland offers you rural tranquility at its finest. Since 2020, home values have increased by 56.49% to reach $260,614, showing steady appreciation while remaining accessible. Your lifestyle here revolves around the agricultural rhythms and community connections that define small-town Idaho, with dramatic mountain views serving as the backdrop to daily life in this peaceful enclave.
8. Aberdeen Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $257,328
- 2020 Home Value: $158,931
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 61.91%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Aberdeen
Set amidst the fertile farmlands of southeastern Idaho, Aberdeen welcomes you with its agricultural heritage and close-knit community feel. Home values have climbed 61.91% since 2020 to reach $257,328, indicating growing recognition of this affordable gem. Your investment here places you in the heart of Idaho’s potato country, where fertile soil supports not just the local economy but also a lifestyle centered around honest work and community connection.
7. Wallace Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $247,108
- 2020 Home Value: $144,392
- 2015 Home Value: $87,477
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 71.14%
- % Change from 2015 to 2025: 182.48%
- % Change from 2010 to 2025: Data unavailable
About Wallace
Step back in time when you enter Wallace, where the entire downtown is listed on the National Register of Historic Places. This Silver Valley town has seen impressive growth, with home values increasing 182.48% since 2015 to reach $247,108. Your investment here buys not just a home but a piece of authentic Americana, with charming Victorian architecture, a walkable downtown, and easy access to outdoor recreation at nearby ski resorts and the Trail of the Coeur d’Alenes.
6. Georgetown Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $246,410
- 2020 Home Value: Data unavailable
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: Data unavailable
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Georgetown
Tucked away in the scenic Bear Lake Valley, Georgetown offers you a peaceful rural lifestyle with immediate access to outdoor adventures. While historical data is limited, the current home value of $246,410 represents an excellent value proposition in Idaho’s growing market. Your quality of life here is enhanced by the stunning mountain backdrops, friendly community atmosphere, and proximity to recreational destinations like Bear Lake and the Caribou-Targhee National Forest.
5. Weippe Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $237,448
- 2020 Home Value: $140,032
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 69.57%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Weippe
Rich in Lewis and Clark expedition history, Weippe prairie offers you an affordable entry point into Idaho living with homes valued at $237,448. Since 2020, values have climbed 69.57%, indicating growing interest in this historical community. Your outdoor lifestyle thrives here with easy access to hunting, fishing, and hiking in the surrounding Clearwater National Forest, while the sense of historical significance adds a unique dimension to everyday life in this charming prairie town.
4. Dubois Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $234,586
- 2020 Home Value: $129,958
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 80.51%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Dubois
Experience authentic western living in Dubois, where wide-open spaces and ranching traditions define the community character. This small town has seen impressive growth of 80.51% since 2020, with home values reaching $234,586. Your investment here places you in the heart of Idaho’s cattle country, with spectacular mountain views, abundant wildlife viewing opportunities, and a lifestyle that harks back to America’s frontier days—all at a price point that remains accessible compared to more well-known destinations.
3. Mullan Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $201,786
- 2020 Home Value: Data unavailable
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: Data unavailable
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Mullan
Claiming the title of Idaho’s easternmost town, Mullan welcomes you with its mining heritage and surrounding natural beauty. At just $201,786, homes here represent some of the most accessible entry points into Idaho’s real estate market. Your weekends can be filled with exploring the nearby Route of the Hiawatha bike trail, hitting the slopes at Lookout Pass, or simply enjoying the authentic mountain town atmosphere that comes with a community situated at the foot of the Bitterroot Mountains.
2. Smelterville Home Prices Chart
Historic home prices and percent change over time:
- 2025 Home Value: $198,628
- 2020 Home Value: Data unavailable
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: Data unavailable
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Smelterville
Named for its industrial past, Smelterville offers you one of Idaho’s most affordable housing opportunities at just $198,628. Another Silver Valley community, this small town provides a central location for exploring northern Idaho’s recreational opportunities, from the Trail of the Coeur d’Alenes to multiple ski resorts within easy driving distance. Your dollar stretches remarkably far here, making it an intriguing option for first-time homebuyers or investors looking for value in Idaho’s generally appreciating market.
1. Pierce Home Prices Chart
Here are the historical home prices and percentage change over time:
- 2025 Home Value: $171,513
- 2020 Home Value: $87,775
- 2015 Home Value: Data unavailable
- 2010 Home Value: Data unavailable
- % Change from 2020 to 2025: 95.40%
- % Change from 2015 to 2025: Data unavailable
- % Change from 2010 to 2025: Data unavailable
About Pierce
Holding the distinction as Idaho’s most affordable town on our list, Pierce invites you to be part of its rich gold rush history. Despite its budget-friendly price point of $171,513, home values have nearly doubled since 2020 with an impressive 95.40% growth rate. Your lifestyle here combines historical significance—Pierce was the site of Idaho’s first gold discovery—with modern outdoor recreation in the surrounding Clearwater National Forest, all while enjoying the investment potential of Idaho’s appreciating yet still accessible real estate market.
