In Kentucky, $5 million offers an opportunity to own more than just a home, it’s a gateway to a lifestyle defined by space, heritage, and timeless elegance. From sprawling equestrian estates set on rolling bluegrass pastures to luxurious retreats with modern amenities, these properties showcase the best of what the state has to offer. Whether you’re looking for a grand historic home, a private countryside sanctuary, or a lakeside escape, Kentucky’s luxury real estate market delivers a unique combination of comfort, privacy, and natural beauty. Join us as we explore seven remarkable properties that exemplify what $5 million can get you in the Bluegrass State.
7. Richmond, KY – $4,900,000
This 14,500 sq ft estate in Richmond, KY, valued at $4,900,000, sits on 10 acres and includes 7 bedrooms and 10 baths. The main residence offers 6 bedrooms, 7 full baths, and 3 fully equipped kitchens with high-end appliances, heated floor tiles, and a cabinet-level fireplace. A master suite features a spa-inspired bath, while the backyard presents a fire pit and a saline water pool with scenic lake views. The lower level expands the living space with a theater room and a 2,000 sq ft Nuclear Biological Chemical shelter, complete with a full kitchen, 3 extra bedrooms, and 3 baths. Built with a limestone exterior, the property also includes geothermal heating, 2 natural gas wells, 4 underground 1,000-gallon fuel tanks, an 8,000-gallon pressurized water tank, a reverse osmosis water system, and 3 generators for uninterrupted power.
Where is Richmond, KY?
Richmond, Kentucky, is located in the central part of the state, in Madison County, along the foothills of the Appalachian Mountains. It lies approximately 25 miles southeast of Lexington, 100 miles southwest of Cincinnati, Ohio, and about 110 miles southeast of Louisville. Positioned along Interstate 75 and U.S. Route 25, Richmond is known as the home of Eastern Kentucky University (EKU) and serves as a regional hub for education, healthcare, and commerce. The city offers a blend of historic charm and modern amenities, with attractions such as the Battle of Richmond Visitors Center, parks, and proximity to the scenic Bluegrass region, making it a key part of Kentucky’s cultural and economic landscape.
Living Room
The living room has high ceilings, large windows, and an open layout that connects to the outdoor area. A neutral color scheme and natural lighting highlight the spaciousness. This 7-bedroom, 10-bath home provides a central gathering space designed for comfort and accessibility.
Dining Room
The dining area features a long wooden table with seating for multiple guests, surrounded by floor-to-ceiling windows offering expansive views of the landscape. Positioned adjacent to the living space, it complements the open floor plan in this 7-bedroom, 10-bath home, creating a seamless flow for entertaining and everyday use.
Kitchen
The kitchen includes granite countertops, custom wood cabinetry, and high-end built-in appliances. A central island provides additional prep space and seating. Located within this 7-bedroom, 10-bath home, the kitchen is designed for both functionality and style with ample storage solutions.
Bedroom
The bedroom has large windows, a ceiling fan, and access to an outdoor balcony that overlooks the surrounding property. It offers a spacious layout with room for seating and storage. As part of the 7-bedroom, 10-bath home, the bedroom provides a relaxing private space with convenient access to the en-suite bathroom.
Bathroom
The bathroom features a large soaking tub, dual vanities with granite countertops, and a walk-in shower enclosed with glass. Elegant fixtures and spacious cabinetry provide storage and convenience. It is one of the 10 bathrooms in this 7-bedroom home, ensuring privacy and accessibility.
Pool Area
The outdoor area includes a swimming pool, covered patio, and seating arrangements designed for relaxation and entertainment. The space is accessible from multiple rooms in this 7-bedroom, 10-bath home and provides panoramic views of the landscape.
Source: Nasim Noorazar @ Lifstyl Real Estate Via Coldwell Banker Realty
6. Shelbyville, KY – $4,500,000
Located in Shelbyville, KY, this 11,456 sq. ft. estate, valued at $4,500,000, features 3 bedrooms and 5 bathrooms. Built in 1920, the property includes a 42-stall barn with automatic waterers, an indoor riding arena with tack rooms, bathrooms, an office, and a customer lounge with a viewing window. The 10,000 sq. ft. primary residence features a four-car garage and is surrounded by landscaped gardens. Additional amenities include a 3,600+ sq. ft. storage building with 16-ft double garage doors, a temperature-controlled equipment barn with a studio apartment, and a separate 3-bedroom brick home. The fully fenced property offers a gated entrance to the residence, a separate barn entrance, and a scenic lake.
Where is Shelbyville, KY?
Shelbyville, Kentucky, is located in the north-central part of the state, in Shelby County. It lies approximately 30 miles east of Louisville, 50 miles west of Lexington, and about 15 miles south of La Grange. Positioned along Interstate 64 and U.S. Route 60, Shelbyville is known as the “Saddlebred Horse Capital of the World,” reflecting its rich equestrian heritage. The city offers a blend of small-town charm and modern amenities, with attractions such as horse farms, historic downtown buildings, and nearby parks. Shelbyville is also home to a growing business community and provides easy access to the cultural and economic opportunities of the Louisville metropolitan area.
Living Area
The living area features soaring ceilings, an elegant chandelier, and large arched openings that connect to surrounding spaces in this 3-bedroom, 5-bath home. Expansive windows allow natural light to highlight the detailed millwork and hardwood floors.
Formal Dining Area
The formal dining room showcases intricate crown molding, a crystal chandelier, and French doors that open to outdoor views in this 3-bedroom, 5-bath residence. The room’s spacious layout provides an inviting setting for gatherings.
Kitchen
The kitchen offers custom-built cabinetry, high-end appliances, and a decorative ceiling with hand-painted details in this 3-bedroom, 5-bath home. The large island includes seating and ample counter space for meal preparation and entertaining.
Stall Barn
The covered porch features stone columns, a painted ceiling, and ample space for seating in this 3-bedroom, 5-bath property. It offers a shaded retreat with views of the landscaped surroundings, ideal for outdoor relaxation.
Source: Teresa K Barnes @ Abbot Realty & Auction Via Coldwell Banker Realty
5. Taylorsville, KY – $4,250,000
Spanning 443.15 acres of rolling countryside in Taylorsville, KY, this 2,727 sq. ft. home, built in 2019, is valued at $4,250,000 and offers 4 bedrooms and 4 bathrooms. Designed with an open floor plan, the home features a seamless flow between the great room and the kitchen, which includes a 36″ Bertazzoni gas stove. The main level offers a guest ensuite, while the primary suite boasts expansive views, a spacious bathroom, and a walk-in closet. The second floor includes two bedrooms, a shared bath, and a loft area ideal for relaxation. A third-floor bonus room provides additional flexible space, perfect for entertainment or quiet retreats.
Where is Taylorsville, KY?
Taylorsville, Kentucky, is located in the north-central part of the state, in Spencer County. It lies approximately 30 miles southeast of Louisville, 50 miles west of Lexington, and about 20 miles northeast of Bardstown. Positioned near Kentucky Route 44 and U.S. Route 31E, Taylorsville is known for its small-town charm and scenic surroundings. The city serves as the gateway to Taylorsville Lake State Park, a popular destination for boating, fishing, camping, and hiking. Taylorsville offers a mix of rural tranquility and convenient access to the larger metropolitan areas of Louisville and Lexington.
Living Room
The living room features a high ceiling with large windows allowing natural light to flow in. A stone fireplace serves as the focal point, complementing the hardwood floors. This 4-bedroom, 4-bath home offers a functional layout with an open-concept design.
Dining Area
Positioned by large windows, the dining area provides views of the landscape. The space connects seamlessly to the living room, enhancing the flow of the home. This 4-bedroom, 4-bath home offers ample room for dining and entertaining.
Kitchen
The kitchen includes a large central island with seating, stainless steel appliances, and white cabinetry with glass-front accents. A staircase leads to the upper level, adding to the open layout of this 4-bedroom, 4-bath home.
Bedroom
A spacious bedroom features hardwood flooring and large windows framing outdoor views. The neutral color scheme enhances the room’s openness. This 4-bedroom, 4-bath home includes multiple bedrooms with natural light.
Bathroom
The bathroom offers a dual vanity with a marble countertop, a glass-enclosed shower, and wood accents. A large window brings in outdoor views. This 4-bedroom, 4-bath home includes well-designed bathrooms with modern finishes.
Source: Linda Green @ Covenant Realty LLC. Via Coldwell Banker Realty
4. Versailles, KY – $4,500,000
Situated on 109 acres in Versailles, KY, this 4-bedroom, 5-bathroom estate, valued at $4,500,000, features a stately Federal-style home built in 1810. The main residence has been thoughtfully maintained and expanded, with the most recent addition being a fully independent owner’s suite. Equestrian facilities include an 8-stall barn, a 196 x 65 sand dressage arena, plank fencing, and five run-in sheds across the surrounding fields. Additional structures on the property include a carriage house and a caretaker’s cottage, providing functional living and storage spaces. This historic estate offers a blend of classic architecture and modern equestrian amenities within a sprawling landscape.
Where is Versailles, KY?
Versailles, Kentucky, is located in the central part of the state, in Woodford County. It lies approximately 12 miles west of Lexington, 60 miles east of Louisville, and about 20 miles southeast of Frankfort, the state capital. Positioned along U.S. Route 60 and near the Martha Layne Collins Bluegrass Parkway, Versailles is known for its rolling horse farms, historic charm, and scenic landscapes in the heart of Kentucky’s Bluegrass region. The city is home to renowned bourbon distilleries such as Woodford Reserve, and attractions like the Kentucky Castle and picturesque countryside. Versailles offers a blend of small-town living with easy access to the amenities and cultural opportunities of nearby Lexington.
Living Room
The living room features intricate crown molding, a statement chandelier, and a fireplace with a detailed mantel in this 4-bedroom, 5-bath home. Expansive windows frame the room, bringing in natural light that highlights the elegant design.
Dining Room
The dining area includes a fireplace, built-in shelving, and a classic chandelier that enhances the space in this 4-bedroom, 5-bath home. Large windows provide ample light, accentuating the detailed trim and hardwood floors.
Kitchen
The kitchen offers white cabinetry, stainless steel appliances, and a central island with a butcher block top in this 4-bedroom, 5-bath home. Patterned wallpaper and tiled flooring complete the space with a blend of function and style.
Bedroom
The bedroom provides a spacious layout, featuring hardwood flooring, a seating area, and large windows in this 4-bedroom, 5-bath home. The neutral palette enhances the room’s inviting ambiance.
Source: Tess Utterback @ RE/MAX Creative Realty Via Coldwell Banker Realty
3. Stamping Ground, KY – $5,100,000
Spanning 300 acres in Stamping Ground, KY, this estate, valued at $5,100,000, includes a 2,967 sq. ft. home with 3 bedrooms and 2 bathrooms. The property consists of two tracts: an 86-acre tract with road frontage on Duvall Station Rd and a 214-acre tract with frontage on Stamping Ground Rd. Equestrian and agricultural amenities include seven barns, a large metal building with electric and a roll-up door, hay and feed barns, and automatic waterers throughout. Additional features include a three-car detached garage, a tenant mobile home, and well-maintained gravel roads providing easy access across the property.
Where is Stamping Ground, KY?
Stamping Ground, Kentucky, is located in the north-central part of the state, in Scott County. It lies approximately 12 miles northwest of Georgetown, 30 miles north of Lexington, and about 60 miles east of Louisville. Positioned along Kentucky Route 227, Stamping Ground is a small rural community with a rich history dating back to early settlers and its connection to buffalo migration paths, which inspired the town’s name. Known for its quiet, small-town charm and agricultural surroundings, Stamping Ground offers a peaceful atmosphere while being within convenient driving distance to the larger cities of Lexington and Frankfort.
Living Room
The living room features a fireplace framed by two large windows that bring in natural light. This residence offers 3 bedrooms and 2 bathrooms, with vintage light fixtures and classic trim details complementing the neutral tones.
Kitchen
The kitchen provides white cabinetry and dark countertops that offer ample storage and workspace. This 3-bedroom, 2-bath property connects the kitchen to the main living area through an adjacent doorway, enhancing accessibility.
Bedroom
The bedroom showcases floral wallpaper and two large windows that offer scenic views. Within this 3-bedroom, 2-bath layout, the space includes a wooden door and light-toned carpeting that adds warmth to the room.
Source: Tonya Morrow @ Ky Local Via Coldwell Banker Realty
2. Springfield, KY – $5,800,000
Covering 278 acres in Springfield, KY, this estate, valued at $5,800,000, features a 4,769 sq. ft. historic manor built in 1901 with 4 bedrooms and 2 bathrooms. The home retains its original 1700s kitchen, two finely crafted wood staircases, and intricate woodwork that reflects its historical significance. While some repairs are needed, the property’s charm and character remain intact. A second home on the estate is listed on the historical registry, further adding to its heritage value. This expansive property offers a unique opportunity to preserve and enjoy a piece of history amid scenic surroundings.
Where is Springfield, KY?
Springfield, Kentucky, is located in the central part of the state, in Washington County. It lies approximately 50 miles southeast of Louisville, 40 miles southwest of Lexington, and about 15 miles east of Bardstown. Positioned along U.S. Route 150 and Kentucky Route 55, Springfield is known for its rich history and connection to the early life of President Abraham Lincoln, with the Lincoln Homestead State Park nearby. The city offers a charming small-town atmosphere with historic buildings, local shops, and outdoor recreational opportunities. Springfield serves as the county seat of Washington County and provides a blend of rural charm and modern conveniences, making it a hub for the surrounding agricultural communities.
Entryway
The entryway in this 4-bedroom, 2-bath home features hardwood floors and intricate wood trim, with glass-paneled doors allowing natural light to brighten the space. The high ceiling and period lighting fixture contribute to the overall character of the home.
Living Room
The entryway in this 4-bedroom, 2-bath home features hardwood floors and intricate wood trim, with glass-paneled doors allowing natural light to brighten the space. The high ceiling and period lighting fixture contribute to the overall character of the home.
Dining Room
The dining room features built-in cabinetry with glass doors and decorative molding, offering both storage and display options in this 4-bedroom, 2-bath home. A bay window frames scenic views, and the hardwood flooring enhances the space.
Bedroom
This bedroom in the 4-bedroom, 2-bath home has wood-framed windows that offer views of the landscape, with patterned wallpaper adding character to the space. The hardwood flooring and high ceilings complete the layout.
Source: Kathleen Campbell @ Heart Of Ky Real Estate Via Coldwell Banker Realty
1. Louisville, KY – $4,350,000
This 9,116 sq. ft. home in Louisville, KY, is valued at $4,350,000 and features 5 bedrooms and 6 bathrooms. Tailored millwork throughout, including wainscoting, custom cabinetry, and intricate ceiling details, adds to the home’s timeless appeal. The gourmet kitchen is equipped with high-end appliances, marble countertops, and a butler’s pantry, flowing seamlessly into the great room with a limestone fireplace. The first-floor primary suite offers a private retreat with a luxurious en-suite bathroom and spacious closets, while the second floor includes three bedrooms, two bathrooms, a sitting area, and a loft. Additional amenities include a finished lower level with a golf simulator, media room, and outdoor features such as an in-ground pool, fireplace, and landscaped surroundings.
Where is Louisville, KY?
Louisville, Kentucky, is located in the north-central part of the state, along the southern banks of the Ohio River, in Jefferson County. It lies approximately 80 miles southwest of Lexington, 115 miles south of Cincinnati, Ohio, and about 150 miles north of Nashville, Tennessee. Positioned at the intersection of Interstates 64, 65, and 71, Louisville serves as Kentucky’s largest city and a major economic and cultural hub. Louisville is widely known for hosting the Kentucky Derby at Churchill Downs, as well as for its thriving bourbon industry, with numerous distilleries and the famous Urban Bourbon Trail. The city boasts a rich history, a vibrant arts scene, and diverse culinary offerings.
Living Room
This living room in a 5-bedroom, 6-bath home showcases exposed wood beams across the ceiling, a fireplace with a surrounding built-in shelving unit, and large glass doors that lead to an adjacent space. The light hardwood flooring and natural light streaming through the windows enhance the room’s openness.
Kitchen
The kitchen in this 5-bedroom, 6-bath residence features an open layout with a large island, pendant lighting, and custom cabinetry. Expansive windows and an arched accent provide a bright atmosphere, complementing the elegant finishes.
Bedroom
This bedroom in a 5-bedroom, 6-bath home features vaulted ceilings with exposed beams, a statement chandelier, and large windows that bring in natural light. The carefully designed wall treatments and spacious layout provide a comfortable retreat.
Covered Porch
The spacious covered porch of this 5-bedroom, 6-bath property offers scenic views of the surrounding greenery with decorative railings and a ceiling fan. The ample space is ideal for enjoying the outdoors in a private setting.
Source: Jennifer Jorgensen @ Homepage Realty Via Coldwell Banker Realty
