New Jersey’s luxury real estate market offers an impressive variety of homes, and with a $3 million budget, buyers can expect a blend of elegance, space, and top-tier amenities. From sprawling estates with resort-style backyards to oceanfront retreats with breathtaking views, these properties showcase the best of high-end living. Whether you’re drawn to historic mansions, modern architectural masterpieces, or private gated communities, there’s something for every lifestyle. Let’s take a closer look at what $3 million can get you in the Garden State.
1. Cape May Point, NJ – $3,100,000
All this for $3,100,000 in Cape May Point. This stunning 4-bed, 3-bath coastal home spans 1,869 sq. ft. and was built in 2007, offering breathtaking ocean and dune views from its prime location across from Coral Ave Beach in Cape May Point. Featuring a modern custom kitchen, spacious living areas, and two luxurious primary suites, the home is designed to maximize natural light and coastal scenery. High-end finishes, multiple decks, and convenient amenities like a Jack-and-Jill bath, laundry room, outdoor shower, and storage sheds make this an exceptional beachside retreat.
Where is Cape May Point?
Cape May Point, NJ, is a small coastal borough in Cape May County, located at the southernmost tip of New Jersey, about 45 miles south of Atlantic City. Covering approximately 0.3 square miles, it is known for its quiet beaches, birdwatching, and historic Cape May Lighthouse within Cape May Point State Park. The area is a major stop on the Atlantic Flyway, attracting bird enthusiasts from around the world. With its secluded atmosphere, scenic ocean views, and natural beauty, Cape May Point offers a peaceful retreat away from the busier tourist areas nearby.
Living Room
Red sectional sofa sits against a wall with large windows allowing natural light. Wooden coffee table with a unique tree-root base rests on a patterned area rug. Fireplace with a mounted flat-screen TV is on the adjacent wall. Lounge chair and small side table are positioned near a sliding glass door leading outside.
Kitchen
Dining table with six wooden chairs is placed on a blue-patterned rug. White kitchen cabinets and modern appliances line the far wall. Large windows and sliding doors allow sunlight to brighten the space. Staircase with a red accent cabinet is visible on the right side.
Bedroom
Bed with pastel-striped bedding sits against a wooden headboard with built-in nightstands. Decorative folding screen separates the sleeping area from the rest of the room. Two bedside lamps with textured bases provide lighting. Floor-to-ceiling windows offer a view of greenery outside.
Balcony
Glass-top patio table with four colorful chairs is placed on a wooden deck. Metal railing surrounds the balcony, overlooking a residential street and trees. Built-in storage bench is along the side. White overhang provides shade from the sun.
Source: Starr Taylor @ Long & Foster Real Estate, Inc Cm via Coldwell Banker Realty
2. Rumson, NJ – $2,999,999
In Rumson, this is an example of what you can buy for $2,999,999. This grand 6-bed, 5-bath Tudor Revival estate, spanning 5,020 sq. ft. on over 2 acres, was designed by Alfred Busselle in 1927 and remains one of Rumson’s most distinguished properties. Featuring high ceilings, rich hardwood floors, and four wood-burning fireplaces, the home seamlessly blends historic charm with potential for modern upgrades. Surrounded by mature sycamores and curated gardens, it offers a private English garden, a bluestone terrace, and a prime location near the Country Club, NYC ferry, and the beach.
Where is Rumson?
Rumson, NJ, is an affluent borough in Monmouth County, located along the Navesink and Shrewsbury Rivers, about 50 miles south of New York City. Covering approximately 5.2 square miles, it is known for its waterfront estates, highly rated schools, and small-town charm. The borough offers access to boating, beaches, and golf courses, with nearby ferry and train services providing convenient commutes to Manhattan. With its historic homes, scenic river views, and strong community atmosphere, Rumson is one of the most desirable places to live along the Jersey Shore.
Living Room
White armchairs and a glass coffee table sit on a large patterned rug. A black fireplace with a white mantel is against the far wall. An orange accent chair is placed near a wooden door leading to another room. Large windows allow natural light to fill the space.
Dining Room
Long wooden dining table with eight matching chairs is positioned in the center of the room. A white fireplace with decorative mantel sits against one wall. Large windows with multiple panes let in ample natural light. Wooden sideboards and sconces add a classic touch to the space.
Bathroom
Light blue countertop with a built-in sink spans across a white vanity with multiple drawers. Large mirror extends across the wall, reflecting a patterned blue and white wallpaper. A window with decorative valances allows natural light to enter. White tile and traditional radiator give the space a vintage charm.
Courtyard
Round metal table with two chairs is placed on a gravel patio. Green hedges and mature trees surround the outdoor space. A brick home with black-framed windows stands in the background. A turquoise bench adds a pop of color near the entrance.
Source: Kelly Zaccaro @ Heritage House Sotheby’S International Realty via Coldwell Banker Realty
3. Cherry Hill, NJ – $2,999,000
For $2,999,000, here’s what you get in Cherry Hill. This extraordinary 6-bed, 8-bath, 9,784 sq. ft. estate in Cherry Hill, NJ, was masterfully designed by OSK Designs and built by the Corso Brothers in 2006, blending timeless elegance with modern luxury. Featuring a grand foyer, chef’s kitchen with Wolf and Sub-Zero appliances, a theater, spa, wine cellar, gym, and a principal suite with private HVAC zones, custom closets, and a spa-inspired bath, this home is an entertainer’s dream. The outdoor oasis boasts a saltwater pool, hot tub, fire pit, limestone patio, and a covered cabana, all within a prime location near elite sports facilities.
Where is Cherry Hill?
Cherry Hill, NJ, is a large suburban township in Camden County, located about 8 miles east of Philadelphia. Covering approximately 24 square miles, it is known for its family-friendly neighborhoods, strong school system, and major shopping centers, including the Cherry Hill Mall, one of the first enclosed malls in the U.S. The township offers parks, trails, and cultural attractions, as well as convenient access to major highways (I-295 and NJ Turnpike) and public transit for commuting to Philadelphia. With its blend of suburban comfort, economic growth, and proximity to a major city, Cherry Hill is one of the most desirable places to live in South Jersey.
Living Room
High ceilings and expansive windows allow natural light to fill the space. Dark leather sofas and a matching ottoman are arranged around a modern stone fireplace. A sleek staircase with a glass railing leads to the upper level. Hardwood floors contrast with the light-colored area rug and neutral-toned walls.
Dining Room
Long black dining table is surrounded by twelve high-backed chairs with circular designs. Brown walls with gold accents create a sophisticated atmosphere. Large windows with draped curtains let in natural light. Two chandeliers hang from a tray ceiling with recessed lighting.
Home Office
Wood-paneled bookshelves span the entire wall behind a large executive desk. Blue walls contrast with warm hardwood floors. Bay windows provide natural light and a view of the outdoors. Two patterned armchairs sit near the window for additional seating.
Pool
Rectangular swimming pool is surrounded by a stone deck and artificial grass. Tall evergreen trees provide privacy along the property’s edge. Outdoor lounge chairs and umbrellas offer shaded seating areas. A poolside structure with a bar and seating is visible in the background.
Source: Melissa S Young, Brian Best @ Compass New Jersey, LLC. – Moorestown via Coldwell Banker Realty
4. Avalon, NJ – $2,999,000
I’d say you get the most modest home for nearly three million dollars in Avalon. This charming 3-bed, 1-bath, 1,326 sq. ft. home, built in 1954, is a rare find in Avalon, located just 1.5 blocks from a guarded beach. Lovingly maintained, the property offers potential for renovation or expansion, with a lot size allowing for a new 4,000 sq. ft. home. Its prime location near restaurants, mini golf, and the town center makes it a perfect spot for enjoying Avalon’s coastal lifestyle.
Where is Avalon?
Avalon, NJ, is a coastal borough in Cape May County, located on Seven Mile Island along the Jersey Shore, about 35 miles south of Atlantic City. Covering approximately 4.9 square miles, it is known for its pristine beaches, upscale vacation homes, and quiet, family-friendly atmosphere. The borough offers access to boating, fishing, and watersports, as well as a charming downtown with boutique shops and fine dining. With its exclusive waterfront properties, relaxed coastal vibe, and reputation as a premier Jersey Shore destination, Avalon is a sought-after location for both seasonal visitors and year-round residents.
Living Room
Wood-paneled walls and a ceiling fan give the room a warm feel. Two sofas and a loveseat are arranged around a wooden coffee table on a patterned rug. Multiple windows allow natural light to brighten the space. An open doorway leads to an adjacent sitting area.
Kitchen
White cabinetry with louvered doors provides storage above a marble countertop. Stainless steel appliances include a stove, microwave, and dishwasher. Gray tile flooring contrasts with light-colored walls. A doorway leads to the adjacent living area with wood-paneled walls.
Bedroom
Metal-framed bed sits against a soft pink wall with framed artwork. A wooden desk with a chair is positioned near a window with patterned valances. A ceiling fan provides lighting and airflow. A black dresser with a mirror is placed on the opposite wall.
Backyard
Small grassy backyard is enclosed by neighboring houses. A screened porch with wooden steps leads to the back entrance. A clothesline stretches across the yard. A patio area with a plastic chair and table is placed near the house.
Source: John “Jack” Vizzard @ Berkshire Hathaway Hs Fox & Roach – Av via Coldwell Banker Realty
5. Long Branch, NJ – $2,999,000
This home in Long Branch is listed at $2,999,000. This stunning 7-bed, 6-bath custom home, built in 1988 by Supreme Builders, offers 2,458 sq. ft. of thoughtfully designed living space in a prime location off Hollywood Avenue. Featuring a modern kitchen, expansive entertaining areas, a fully finished basement, and large bright windows, this home blends elegance with functionality. Situated on a massive 100×250 lot, the outdoor oasis includes a brand-new Gunite heated pool (ready for Summer ’25), a premium basketball court, batting cage, and pickleball court, making it a rare find in the Deal area.
Where is Long Branch?
Long Branch, NJ, is a coastal city in Monmouth County, located along the Jersey Shore, about 55 miles south of New York City. Covering approximately 6.3 square miles, it is known for its beaches, oceanfront boardwalk, and vibrant Pier Village entertainment district. The city has a rich history as a former Gilded Age resort town, once visited by U.S. presidents, and has undergone significant revitalization with new luxury developments. With its mix of beachfront living, cultural attractions, and easy access to NYC via NJ Transit trains and ferries, Long Branch is a popular destination for both tourists and residents.
Living Room
Gray sectional sofa with a matching ottoman is placed against a neutral-colored wall. Large windows and sliding glass doors provide natural light and a view of the backyard. A small chandelier hangs from the ceiling, adding elegance to the space. Light gray tiled flooring enhances the modern aesthetic.
Kitchen
White cabinetry and stainless steel appliances create a sleek and functional kitchen. A large wooden island with a white countertop offers additional workspace and seating. Gold pendant lights hang above the island, complementing the gold fixtures. Recessed lighting and neutral flooring maintain a bright and open feel.
Bathroom
Walk-in shower with gold fixtures and a built-in bench is enclosed by a glass door. White floating shelves provide storage above the vanity. Large beige tiles cover the walls, adding a clean and modern touch. A towel rack with neatly folded white towels is mounted beside the shower.
Deck
Spacious wooden deck features a seating area with cushioned wicker chairs and a coffee table. A separate dining table with chairs provides space for outdoor meals. White siding and multiple windows connect the deck to the house. A privacy fence encloses the area, creating a cozy outdoor retreat.
Source: Alex Saka @ Avenue Realty Nj via Coldwell Banker Realty
6. Allenhurst, NJ – $2,999,000
All this for $2,999,000 in Allenhurst. This exquisite 4-bed, 4 full-bath, 2 half-bath estate spans 5,240 sq. ft. and is located in the exclusive gated community of Milwin Farms in West Allenhurst, just minutes from Jersey Shore beaches. Built in 1990, the home features a grand two-story foyer, a custom eat-in kitchen with vaulted ceilings and a brick fireplace, a luxurious first-floor primary suite with dual walk-in closets and an adjacent office/den, and an expansive backyard oasis with an inground pool, pool house, and lush landscaping. With a heated 3-car garage, elegant entertaining spaces, and access to community tennis courts, this rare offering is perfectly situated near top-rated schools, dining, shopping, and major commuter routes.
Where is Allenhurst?
Allenhurst, NJ, is a small, affluent borough in Monmouth County, located along the Jersey Shore, about 60 miles south of New York City. Covering approximately 0.3 square miles, it is known for its historic beachfront homes, quiet residential atmosphere, and close-knit community. The borough offers access to Allenhurst Beach Club, as well as nearby dining and shopping in neighboring coastal towns like Asbury Park. With its Victorian-era architecture, seaside charm, and convenient NJ Transit train access to Manhattan, Allenhurst is a desirable location for both year-round residents and summer visitors.
Living Room
Soft-colored sofas and armchairs are arranged around a glass coffee table on a large area rug. Arched windows with French doors allow natural light and views of the greenery outside. High ceilings and white walls create an open and airy feel. Hardwood flooring adds warmth to the space.
Bedroom
Large bed with white bedding is placed against a blue accent wall. Built-in shelves and a cream-colored cabinet provide storage. French doors and windows with floral drapes let in natural light. A ceiling fan adds comfort to the bright and inviting room.
Bathroom
Large built-in bathtub is surrounded by beige tile steps. Green striped wallpaper contrasts with white window frames and towels. Multiple windows provide natural light and a view of the outdoors. A separate room houses the toilet for added privacy.
Pool
Curved swimming pool is surrounded by a concrete deck with blue lounge chairs. Tall trees and a black metal fence enclose the outdoor space. A small poolside cabana provides shaded seating. A hammock is stretched between two trees for relaxation.
Source: Eric Bosniak @ Coldwell Banker Realty
7. Montville Twp., NJ – $2,999,000
For $2,999,000, here’s what you get in Montville Twp.. This magnificent 5-bed, 10-bath, 8,400 sq. ft. custom brick estate, built in 1993, sits on over 3 private acres in an exclusive double cul-de-sac neighborhood. Featuring four levels of luxury, the home boasts Swarovski chandeliers, marble and wood flooring, a chef’s kitchen with top-tier appliances, a grand primary suite with a private veranda, and a fully finished walk-out basement with a bar, gym, and wine cellar. Outdoor amenities include a heated 25×50 pool, spa, cabana with a full kitchen, sports court, and a heated driveway, making this an unparalleled estate of timeless elegance and comfort.
Where is Montville Township?
Montville Township, NJ, is a suburban community in Morris County, located about 30 miles west of New York City. Covering approximately 19 square miles, it is known for its highly rated schools, scenic parks, and strong community amenities. The township includes several neighborhoods, such as Towaco and Pine Brook, and offers access to outdoor recreation at Pyramid Mountain Natural Historic Area. With its family-friendly atmosphere, convenient access to major highways (I-287, Route 46, and Route 80), and proximity to NYC, Montville is a sought-after place to live in northern New Jersey.
Living Room
Antique-style cream-colored sofas and armchairs are arranged around a wooden coffee table. A grand piano sits near a window with elegant drapes. A crystal chandelier hangs from the ceiling, adding sophistication. A white fireplace with built-in cabinets provides a focal point for the room.
Dining Room
Long black dining table with matching chairs is set beneath a crystal chandelier. Red walls contrast with white crown molding and a coffered ceiling. Arched doorways lead to adjoining rooms, including the formal living area. Large windows and glass doors bring in natural light.
Kitchen
Warm wooden cabinets and granite countertops create a spacious cooking area. A large island with a built-in wine cooler provides additional storage and seating. Stainless steel appliances and a ceiling fan add functionality and comfort. A built-in desk area is situated in the corner for convenience.
Pool
A long rectangular swimming pool with a diving board sits among lush greenery. Poolside lounge chairs and shaded cabanas provide relaxation areas. A pool house with outdoor seating is visible in the background. Tall trees and manicured landscaping create a private retreat.
Source: Danielle Fiorina, Francine Elmo Deming @ C-21 Crest Real Estate, Inc. via Coldwell Banker Realty
8. Harvey Cedars, NJ – $2,999,000
In Harvey Cedars, $2,999,000 will get you this property. This stunning 3-bed, 3-bath, 2,066 sq. ft. oceanfront home in Harvey Cedars, built in 1988 and redesigned by architect Jay Madden, offers breathtaking Atlantic views from nearly every room. Featuring an open layout, refinished hardwood floors, Anderson Storm Watch windows, new quartz countertops, and updated HVAC (2021), this turn-key property is designed for effortless coastal living. With spacious decks, a rooftop terrace, a luxurious primary suite, and easy beach access, it’s the perfect retreat just steps from top restaurants, markets, and entertainment.
Where is Harvey Cedars?
Harvey Cedars, NJ, is a small coastal borough in Ocean County, located on Long Beach Island (LBI) along the Jersey Shore, about 55 miles east of Philadelphia. Covering approximately 0.6 square miles, it is known for its quiet beaches, bayfront homes, and family-friendly atmosphere. The borough offers access to boating, fishing, and watersports, with stunning views of both the Atlantic Ocean and Barnegat Bay. With its relaxed coastal vibe, small-town charm, and proximity to other LBI attractions, Harvey Cedars is a sought-after destination for vacationers and year-round residents alike.
Living Room
Gray sectional sofa and matching armchairs are arranged around a patterned area rug. Large windows provide ample natural light and a view of neighboring homes. A ceiling fan with a light fixture adds comfort to the space. Light hardwood floors contrast with the soft-colored walls and furniture.
Kitchen
White cabinetry with decorative molding and stainless steel appliances create a stylish kitchen. A large island with a white countertop offers seating with four wooden barstools. Pendant lights hang above the island, complementing the neutral backsplash. Light hardwood floors extend throughout the open-concept layout.
Bedroom
A wooden bed with neutral bedding sits against a soft beige wall. Matching nightstands with lamps provide symmetry and warmth. Open shelving and framed artwork add character to the room. A doorway leads to an en-suite bathroom for convenience.
Bathroom
Glass-enclosed shower with beige tile walls sits in the corner. White vanity with a single sink provides counter space and storage. Built-in open shelves hold neatly folded towels and decorative accents. Two small windows allow natural light while maintaining privacy.
Source: Lieben Luedtke @ Joy Luedtke Real Estate, LLC. via Coldwell Banker Realty
9. Livingston Twp., NJ – $2,995,000
This home in Livingston Twp. is listed at $2,995,000. This breathtaking 5-bed, 8-bath, 10,000 sq. ft. architectural masterpiece in Bel Air, built in 1994, sits on 1.08 acres of lushly landscaped grounds with a multi-sport court. Featuring an elevator, a 3-car garage, and expansive living spaces, the home boasts a gourmet kitchen, formal dining room, library, and a luxurious primary suite with dual walk-in closets and spa-like baths. The walkout ground level offers a second kitchen, rec room with wet bar, game room, craft room, and additional bedrooms, making this estate perfect for both grand entertaining and everyday elegance.
Where is Livingston Township?
Livingston Township, NJ, is a suburban community in Essex County, located about 20 miles west of New York City. Covering approximately 14 square miles, it is known for its highly rated schools, upscale neighborhoods, and strong community amenities. The township features parks, shopping centers, and cultural attractions, including the Livingston Mall and Riker Hill Art Park. With its family-friendly atmosphere, convenient access to major highways (I-280 and Route 10), and proximity to NYC, Livingston is a desirable place to live in northern New Jersey.
Living Room
Open-concept living area features a large sectional sofa on a plush area rug. Towering windows and vaulted ceilings allow natural light to brighten the space. Built-in bookshelves and modern railings enhance the contemporary design. A sleek staircase leads to the upper level.
Kitchen
Bright kitchen with white cabinetry and black countertops offers ample storage. A central island with seating provides additional workspace. Large windows overlook greenery, and a skylight adds extra natural light. Stainless steel appliances, including a large refrigerator, complete the sleek design.
Bedroom
King-sized bed with a dark wooden frame is complemented by a matching headboard. A sitting area with a couch and coffee table adds comfort and functionality. Recessed ceiling lights provide illumination throughout the room. Neutral-toned walls and carpet create a cozy atmosphere.
Deck
Expansive deck features a seating area with cushioned chairs and a glass-top table. A separate dining table with an umbrella provides outdoor dining space. Stainless steel grill is positioned against the railing for easy outdoor cooking. Lush trees surround the deck, creating a private retreat.
Source: Elaine Pruzon, Suzanne L. Polow @ Prominent Properties Sir via Coldwell Banker Realty
