I’ve analyzed data from the Zillow Home Value Index to uncover the most valuable residential markets in Florida. What I found was nothing short of astonishing – the Sunshine State’s luxury real estate market has experienced unprecedented growth over the past 15 years, with some towns seeing home values more than triple during this period.
The average 2025 home value among Florida’s top 25 most expensive towns is approximately $2.77 million, with an average growth rate of nearly 90% just in the five years from 2020 to 2025. Particularly noteworthy is the town of Golf in Palm Beach County, which recorded the highest growth rate since 2020 at a staggering 153.77%. This acceleration in home values demonstrates Florida’s continuing appeal to wealthy homebuyers and investors.
Perhaps most striking is the concentration of wealth along Florida’s southeastern coast. Of the 25 most expensive towns, 16 are located in the Miami-Fort Lauderdale-Pompano Beach metropolitan area, with Jupiter Island in Martin County claiming the top spot with an average home value exceeding $9.3 million in 2025. The data reveals not just where wealth is concentrated, but how dramatically it has intensified in specific coastal enclaves over the past decade.
25. Miromar Lakes
- 2025 Value: $1,203,564
- 2020 Value: $678,852
- 2015 Value: $589,241
- 2010 Value: $489,833
- % Change 2010-2025: 145.71%
- % Change 2015-2025: 104.26%
- % Change 2020-2025: 77.29%
I’ve observed that Miromar Lakes has undergone a remarkable transformation, with home values more than doubling from $489,833 in 2010 to $1,203,564 in 2025. The most dramatic growth occurred recently, with a 77.29% surge since 2020. Located in Lee County within the Cape Coral-Fort Myers metropolitan area, this exclusive waterfront community is known for its resort-style amenities centered around a 700-acre freshwater lake. The community’s appeal has steadily grown, which explains why values have climbed so consistently over these fifteen years.
24. Surfside
- 2025 Value: $1,211,276
- 2020 Value: $636,770
- 2015 Value: $545,552
- 2010 Value: $345,158
- % Change 2010-2025: 250.93%
- % Change 2015-2025: 122.03%
- % Change 2020-2025: 90.22%
The small beach town of Surfside has experienced one of the most dramatic property value increases I’ve encountered, with a staggering 250.93% rise since 2010. Typical home values have surged from just $345,158 in 2010 to $1,211,276 in 2025, with particularly intense growth of 90.22% between 2020 and 2025. Nestled between Miami Beach and Bal Harbour in Miami-Dade County, this oceanfront community spans just one square mile but offers a coveted blend of beachfront living and walkable downtown amenities. Despite the tragic Champlain Towers collapse in 2021, the demand for property in this exclusive enclave has continued to soar.
23. Islamorada
- 2025 Value: $1,213,411
- 2020 Value: $670,516
- 2015 Value: N/A
- 2010 Value: N/A
- % Change 2010-2025: N/A
- % Change 2015-2025: N/A
- % Change 2020-2025: 80.97%
Diving into the data for Islamorada reveals an impressive 80.97% growth in just five years, with home values jumping from $670,516 in 2020 to $1,213,411 in 2025. While historical data from 2010 and 2015 isn’t available, the recent surge speaks volumes about this area’s desirability. Known as the “Village of Islands,” Islamorada spans six of the Florida Keys in Monroe County and is part of the Key West metropolitan area. This sportfishing capital has become increasingly sought-after for its crystal clear waters, laid-back lifestyle, and limited inventory of available properties.
22. Sewalls Point
- 2025 Value: $1,299,886
- 2020 Value: $732,641
- 2015 Value: $597,767
- 2010 Value: $538,555
- % Change 2010-2025: 141.37%
- % Change 2015-2025: 117.46%
- % Change 2020-2025: 77.42%
What strikes me about Sewalls Point is how the growth rate has accelerated over time, with values climbing 141.37% from 2010 to 2025, and the majority of that growth (77.42%) occurring in just the last five years. Home values have risen from $538,555 in 2010 to an impressive $1,299,886 in 2025. This peninsula town is situated in Martin County within the Port St. Lucie metropolitan area, surrounded by the St. Lucie River and Indian River Lagoon. The exclusive community features large estate homes on spacious lots, often with water access and views, making it a haven for boating enthusiasts.
21. Captiva
- 2025 Value: $1,303,892
- 2020 Value: $925,629
- 2015 Value: $777,300
- 2010 Value: $611,211
- % Change 2010-2025: 113.33%
- % Change 2015-2025: 67.75%
- % Change 2020-2025: 40.87%
Captiva has shown a more moderate growth rate compared to other luxury Florida markets, though values have still more than doubled from $611,211 in 2010 to $1,303,892 in 2025. The 40.87% increase since 2020 is the lowest five-year growth rate among the top 25 towns, suggesting a maturing market. Located on a small barrier island in Lee County within the Cape Coral-Fort Myers metro area, Captiva is known for its pristine beaches, stunning sunsets, and exclusive atmosphere. The island’s limited size creates natural constraints on development, helping to preserve both its character and property values.
20. Southwest Ranches
- 2025 Value: $1,341,768
- 2020 Value: $672,752
- 2015 Value: $536,185
- 2010 Value: $445,953
- % Change 2010-2025: 200.88%
- % Change 2015-2025: 150.24%
- % Change 2020-2025: 99.44%
The data shows Southwest Ranches has tripled in value over 15 years, climbing from $445,953 in 2010 to $1,341,768 in 2025, with an impressive 99.44% leap in just the last five years. I find this dramatic growth fascinating for a community that deliberately maintains its rural character. Located in Broward County within the Miami-Fort Lauderdale-Pompano Beach metropolitan area, Southwest Ranches stands out for its multi-acre properties, equestrian facilities, and strict zoning that preserves its country atmosphere despite being just minutes from urban amenities. The town’s commitment to low-density living has clearly paid dividends in property values.
19. Indian River Shores
- 2025 Value: $1,388,102
- 2020 Value: $760,741
- 2015 Value: $580,980
- 2010 Value: $512,810
- % Change 2010-2025: 170.69%
- % Change 2015-2025: 138.92%
- % Change 2020-2025: 82.47%
Examining Indian River Shores reveals a substantial 170.69% increase since 2010, with home values skyrocketing from $512,810 in 2010 to $1,388,102 in 2025. The acceleration has been particularly notable in recent years, with an 82.47% jump just since 2020. This affluent coastal town is situated in Indian River County within the Sebastian-Vero Beach metropolitan area. The community occupies a prime barrier island location between the Indian River Lagoon and the Atlantic Ocean, featuring a mix of oceanfront estates, golf course properties, and exclusive gated neighborhoods that continue to attract wealthy buyers.
18. Ocean Ridge
- 2025 Value: $1,465,125
- 2020 Value: $761,374
- 2015 Value: $590,837
- 2010 Value: $434,883
- % Change 2010-2025: 236.90%
- % Change 2015-2025: 147.97%
- % Change 2020-2025: 92.43%
Ocean Ridge presents one of the most impressive growth stories I’ve analyzed, with property values more than tripling from $434,883 in 2010 to $1,465,125 in 2025 – a staggering 236.90% increase. The growth rate has maintained its momentum with a substantial 92.43% surge just since 2020. Nestled in Palm Beach County within the greater Miami metropolitan area, this small coastal town sits on a barrier island between the Intracoastal Waterway and Atlantic Ocean. Ocean Ridge has deliberately maintained a low-density residential character with strict building codes, preserving its old Florida charm while neighboring communities have intensified development.
17. Coral Gables
- 2025 Value: $1,491,894
- 2020 Value: $776,061
- 2015 Value: $679,585
- 2010 Value: $501,770
- % Change 2010-2025: 197.33%
- % Change 2015-2025: 119.53%
- % Change 2020-2025: 92.24%
Coral Gables home values have nearly tripled over 15 years, jumping from $501,770 in 2010 to $1,491,894 in 2025, with an especially robust 92.24% growth since 2020. Unlike many communities on this list, Coral Gables is a substantial city covering 37 square miles in Miami-Dade County. Known as “The City Beautiful,” it was one of America’s first planned communities, distinguished by Mediterranean Revival architecture, tree-lined boulevards, and historic landmarks. The city balances its historic charm with a thriving business district, prestigious University of Miami campus, and diverse housing stock ranging from modest homes to palatial estates.
16. Inlet Beach
- 2025 Value: $1,495,627
- 2020 Value: $928,313
- 2015 Value: N/A
- 2010 Value: N/A
- % Change 2010-2025: N/A
- % Change 2015-2025: N/A
- % Change 2020-2025: 61.11%
My analysis shows Inlet Beach has seen significant appreciation, with home values rising 61.11% from $928,313 in 2020 to $1,495,627 in 2025, though earlier data isn’t available for longer-term comparisons. This previously overlooked community has transformed into one of the Panhandle’s hottest luxury markets. Located in Walton County within the Crestview-Fort Walton Beach-Destin metropolitan area, Inlet Beach occupies the easternmost portion of Scenic Highway 30A. The area features sugar-white sand beaches fronting emerald waters, with a mix of original beach cottages and newer luxury homes that maintain the area’s distinctive coastal architectural style.
15. Key Biscayne
- 2025 Value: $1,634,608
- 2020 Value: $1,062,715
- 2015 Value: $1,178,953
- 2010 Value: $766,716
- % Change 2010-2025: 113.20%
- % Change 2015-2025: 38.65%
- % Change 2020-2025: 53.81%
The data for Key Biscayne reveals an interesting pattern – while values have more than doubled from $766,716 in 2010 to $1,634,608 in 2025, there was actually a decline between 2015 and 2020 before a strong 53.81% recovery in the most recent five-year period. This island paradise is located in Miami-Dade County, connected to Miami by the Rickenbacker Causeway. The exclusive community occupies a five-mile-long barrier island between Biscayne Bay and the Atlantic Ocean, featuring a mix of luxury condominiums and single-family estates. Despite its proximity to downtown Miami, the island maintains a distinct village atmosphere with pristine beaches and extensive parklands.
14. Bal Harbour
- 2025 Value: $1,827,426
- 2020 Value: $1,158,280
- 2015 Value: $1,057,070
- 2010 Value: $704,016
- % Change 2010-2025: 159.57%
- % Change 2015-2025: 72.88%
- % Change 2020-2025: 57.77%
Analyzing Bal Harbour’s trajectory shows home values climbing steadily from $704,016 in 2010 to $1,827,426 in 2025, representing a 159.57% increase over the 15-year period. The growth pattern accelerated after 2015, with a 57.77% jump in just the last five years. This prestigious village occupies the northern tip of Miami Beach in Miami-Dade County, spanning just one square mile but packing enormous luxury into its compact footprint. Bal Harbour is internationally renowned for its exclusive shopping at the open-air Bal Harbour Shops, luxury hotels, and pristine beaches, with housing dominated by ultra-luxury condominiums and a limited number of estate homes.
13. Sea Ranch Lakes
- 2025 Value: $1,838,651
- 2020 Value: $867,220
- 2015 Value: $698,328
- 2010 Value: $519,775
- % Change 2010-2025: 253.74%
- % Change 2015-2025: 163.29%
- % Change 2020-2025: 112.02%
Sea Ranch Lakes exhibits one of the most dramatic growth trajectories I’ve encountered, with home values more than tripling from $519,775 in 2010 to $1,838,651 in 2025 – a remarkable 253.74% increase. The pace has actually accelerated in recent years, with values more than doubling (112.02%) since 2020 alone. This tiny village in Broward County spans less than 0.2 square miles and is home to fewer than 700 residents. It’s essentially a private, gated community built around a central lake, completely surrounded by Lauderdale-by-the-Sea. The village’s extreme privacy, security (with its own police force), and exclusivity have clearly contributed to its soaring property values.
12. Anna Maria
- 2025 Value: $1,988,192
- 2020 Value: $993,077
- 2015 Value: $754,434
- 2010 Value: $524,503
- % Change 2010-2025: 279.06%
- % Change 2015-2025: 163.53%
- % Change 2020-2025: 100.21%
Anna Maria Island’s property values have exploded with a staggering 279.06% increase since 2010, the most dramatic long-term growth among all communities I’ve studied. Home values have precisely doubled just since 2020, climbing from $993,077 to $1,988,192 in five years. Located at the northern tip of its namesake island in Manatee County within the North Port-Sarasota-Bradenton metropolitan area, this beach community has maintained strict height restrictions and commercial limitations. These preservation efforts have created a charming, old Florida atmosphere that stands in stark contrast to the high-rise development common in many coastal communities, driving premium prices for its limited housing stock.
11. Pinecrest
- 2025 Value: $2,082,579
- 2020 Value: $970,889
- 2015 Value: $856,627
- 2010 Value: $622,773
- % Change 2010-2025: 234.40%
- % Change 2015-2025: 143.11%
- % Change 2020-2025: 114.50%
Diving into Pinecrest’s data reveals extraordinary growth, with home values more than tripling from $622,773 in 2010 to $2,082,579 in 2025. The growth has been particularly explosive recently, with a 114.50% surge in just five years from 2020. This affluent village in Miami-Dade County stands out for breaking the $2 million threshold despite being an inland community. Located about 15 miles southwest of downtown Miami, Pinecrest features lush landscaping, winding roads, and estate-sized lots typically ranging from one to five acres. The community combines rural ambiance with proximity to urban amenities, attracting wealthy professionals and families drawn to its top-rated schools.
10. Palm Beach
- 2025 Value: $2,127,973
- 2020 Value: $1,088,940
- 2015 Value: $826,602
- 2010 Value: $670,008
- % Change 2010-2025: 217.60%
- % Change 2015-2025: 157.44%
- % Change 2020-2025: 95.42%
The legendary Palm Beach shows its enduring appeal with values more than tripling from $670,008 in 2010 to $2,127,973 in 2025, representing a robust 217.60% increase. The most recent five-year period has been particularly strong with a 95.42% jump since 2020. Perhaps America’s most iconic winter resort, this barrier island town in Palm Beach County stretches 16 miles along the Atlantic coast. From Henry Flagler’s Royal Poinciana Hotel to the landmark Breakers resort and Worth Avenue shopping district, Palm Beach has symbolized luxury for over a century. The island combines Gilded Age mansions with Midcentury estates and newer luxury homes, all united by stringent architectural controls that maintain its distinctive character.
9. Gulf Stream
- 2025 Value: $2,589,663
- 2020 Value: $1,354,087
- 2015 Value: $1,116,047
- 2010 Value: $764,739
- % Change 2010-2025: 238.63%
- % Change 2015-2025: 132.04%
- % Change 2020-2025: 91.25%
Gulf Stream’s trajectory impressively demonstrates the power of exclusivity and preservation, with home values surging from $764,739 in 2010 to $2,589,663 in 2025 – a 238.63% increase that ranks among Florida’s highest. Recent growth has maintained strong momentum with a 91.25% increase since 2020. Located in Palm Beach County just north of Delray Beach, this small coastal town spans only about one square mile and is home to fewer than 1,000 residents. Gulf Stream is distinguished by its 1920s origins as a planned winter resort and polo community, with strict zoning that maintains its Old Florida character through Australian pine-lined streets, hidden water views, and architectural restrictions that favor traditional styles over contemporary designs.
8. Golf
- 2025 Value: $2,856,514
- 2020 Value: $1,125,616
- 2015 Value: $923,603
- 2010 Value: $787,289
- % Change 2010-2025: 262.83%
- % Change 2015-2025: 209.28%
- % Change 2020-2025: 153.77%
The aptly-named community of Golf claims the highest recent growth rate among all Florida luxury markets I’ve analyzed, with an extraordinary 153.77% surge in just five years from 2020 to 2025. Home values have nearly quadrupled since 2010, climbing from $787,289 to $2,856,514. This tiny enclave in Palm Beach County occupies just 0.8 square miles and has fewer than 300 residents. As its name suggests, the community is built around the exclusive Country Club of Florida golf course, with most homes either fronting the fairways or nestled within walking distance. The community’s strict development controls, private security, and sanctuary-like atmosphere have fueled its exceptional appreciation.
7. Boca Grande
- 2025 Value: $2,932,851
- 2020 Value: $1,616,317
- 2015 Value: $1,086,586
- 2010 Value: $892,502
- % Change 2010-2025: 228.61%
- % Change 2015-2025: 169.91%
- % Change 2020-2025: 81.45%
Examining Boca Grande’s ascent reveals a community whose values have more than tripled, rising from $892,502 in 2010 to an impressive $2,932,851 in 2025 – a substantial 228.61% increase. The growth remains strong with an 81.45% jump since 2020. This exclusive island community occupies the southern portion of Gasparilla Island in Lee County, part of the Cape Coral-Fort Myers metropolitan area despite being geographically distant from both cities. Often described as “Old Florida,” Boca Grande combines historic charm with exceptional exclusivity. The absence of high-rise buildings, traffic lights, and commercial chains creates a distinctive atmosphere that attracts wealthy part-time residents, including many corporate executives and political figures.
6. Jupiter Inlet Colony
- 2025 Value: $3,629,533
- 2020 Value: $1,596,362
- 2015 Value: $1,190,453
- 2010 Value: $847,873
- % Change 2010-2025: 328.07%
- % Change 2015-2025: 204.89%
- % Change 2020-2025: 127.36%
Jupiter Inlet Colony exhibits the second-highest growth rate in my analysis, with values skyrocketing 328.07% from $847,873 in 2010 to $3,629,533 in 2025. The growth has accelerated dramatically in recent years, with a 127.36% surge just since 2020. This tiny community in Palm Beach County occupies just 0.2 square miles at the southern tip of Jupiter Island, bordered by the Atlantic Ocean, Jupiter Inlet, and Intracoastal Waterway. With only about 400 residents living in fewer than 240 homes, the colony offers extreme exclusivity and privacy. Its location at the confluence of multiple waterways creates unparalleled boating access, while strict building regulations maintain its distinctive low-density character.
5. Manalapan
- 2025 Value: $4,024,925
- 2020 Value: $2,001,596
- 2015 Value: $1,650,165
- 2010 Value: $1,303,092
- % Change 2010-2025: 208.88%
- % Change 2015-2025: 143.91%
- % Change 2020-2025: 101.09%
Manalapan crosses the $4 million threshold with values doubling in just five years, climbing from $2,001,596 in 2020 to $4,024,925 in 2025 – a clear indicator of this community’s exceptional desirability. Since 2010, values have more than tripled with a 208.88% increase. This coastal town in Palm Beach County consists of two distinct sections: an ocean-to-Intracoastal strip along A1A featuring massive estate compounds, and a neighborhood on Point Manalapan across the Intracoastal. The town has gained fame for its ultra-high-end real estate transactions, including multiple sales exceeding $100 million. With fewer than 500 residents, strict privacy, and estate-sized oceanfront lots, Manalapan epitomizes exclusivity.
4. Lake Buena Vista
- 2025 Value: $5,487,628
- 2020 Value: N/A
- 2015 Value: N/A
- 2010 Value: N/A
- % Change 2010-2025: N/A
- % Change 2015-2025: N/A
- % Change 2020-2025: N/A
Lake Buena Vista presents a fascinating anomaly in my analysis, with a 2025 value of $5,487,628 but no historical data available for comparison. This tiny municipality in Orange County within the Orlando-Kissimmee-Sanford metropolitan area is almost entirely controlled by the Walt Disney Company and serves primarily as the mailing address for Walt Disney World Resort. With a permanent population of fewer than 20 residents, the astronomical average home value likely reflects a small number of exclusive private residences within or adjacent to Disney property, possibly including the ultra-luxury Golden Oak community where homes typically start around $3 million. The value may also be influenced by commercial property assessments within this unique corporate-controlled municipality.
3. Fisher Island
- 2025 Value: $6,015,499
- 2020 Value: $3,090,354
- 2015 Value: $3,459,826
- 2010 Value: $2,179,571
- % Change 2010-2025: 175.99%
- % Change 2015-2025: 73.87%
- % Change 2020-2025: 94.65%
Fisher Island’s data reveals an interesting pattern – while values have surged from $2,179,571 in 2010 to $6,015,499 in 2025 (a 175.99% increase), there was actually a decline between 2015 and 2020 before a robust 94.65% recovery in the last five years. This private island community in Miami-Dade County, accessible only by ferry or private boat, has long been recognized as one of America’s wealthiest zip codes. The 216-acre island was once the estate of William K. Vanderbilt II before being developed into an ultra-exclusive residential enclave featuring Mediterranean-style condominiums, a small number of single-family homes, and resort amenities including multiple restaurants, a beach club, marina, and championship golf course.
2. Golden Beach
- 2025 Value: $7,426,448
- 2020 Value: $3,713,397
- 2015 Value: $3,518,839
- 2010 Value: $2,306,370
- % Change 2010-2025: 222.00%
- % Change 2015-2025: 111.05%
- % Change 2020-2025: 99.99%
Golden Beach has witnessed spectacular growth with values more than tripling from $2,306,370 in 2010 to $7,426,448 in 2025 – a 222.00% increase that pushes it near the apex of Florida’s luxury market. The growth has accelerated dramatically in recent years, with values effectively doubling (99.99%) since 2020. This exclusive enclave in Miami-Dade County occupies a narrow strip between the Intracoastal Waterway and Atlantic Ocean at the northern edge of the county. With just 364 homes – no condominiums or apartments are permitted – Golden Beach offers an ultra-private residential experience with dedicated beach access. The town’s strict zoning, private police force, and location between Fort Lauderdale and Miami have made it a magnet for celebrities and wealthy entrepreneurs.
1. Jupiter Island
- 2025 Value: $9,399,460
- 2020 Value: $5,411,644
- 2015 Value: $4,176,480
- 2010 Value: $3,599,506
- % Change 2010-2025: 161.13%
- % Change 2015-2025: 125.06%
- % Change 2020-2025: 73.69%
Jupiter Island claims the crown as Florida’s most valuable residential market with an astronomical average home value of $9,399,460 in 2025. The growth trajectory has been consistently strong, with values increasing 161.13% since 2010 and 73.69% in just the last five years. Located in Martin County within the Port St. Lucie metropolitan area, this barrier island town spans 3.6 miles along Florida’s east coast. The community is renowned for its extreme privacy, environmental preservation, and multi-acre oceanfront estates hidden behind dense vegetation. Jupiter Island has long attracted a discreet roster of wealthy residents including numerous Fortune 500 executives, professional golfers, and old-money families drawn to its understated luxury and conservation ethos.
