According to the Zillow Home Value Index, affordable housing hasn’t vanished in Vermont—it’s just hiding in plain sight. In 2025, these 15 towns stand out for offering more value in a state where real estate prices have climbed fast. Some have held steady, others have dipped, but all offer a way in without breaking the bank. Whether you’re planning a move or just dreaming of greener (and cheaper) pastures, these are the Vermont towns where your housing dollar still goes further.
15. Lemington – 5.58% Decrease Since 2024
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- 2024: $251,074
- 2025: $237,076 (-$13,998, -5.58% from previous year)
Lemington’s slight dip in housing value from 2024 to 2025 shows a cooling off after a high mark. With limited data available from previous years, this drop may reflect natural market fluctuation rather than a long-term trend. Still, at just over $237,000, Lemington remains one of the more affordable spots in the state this year.
Lemington – Remote Living With Mountain Views
Nestled in the far northeastern corner of Vermont, Lemington borders New Hampshire along the Connecticut River. Known for its proximity to Monadnock Mountain and unspoiled natural beauty, it offers a remote lifestyle away from urban centers. The town has fewer than 100 residents, making it one of the least populated places in the state, which can be appealing to buyers looking for solitude and land.
Without new development or commercial pressure, prices tend to stay relatively stable in Lemington. But the recent price drop could reflect a lack of demand for such secluded properties. Still, it’s an ideal location for those looking for a peaceful life surrounded by nature, and the current home values are a strong incentive for those considering a move north.
14. Bellows Falls – 65.96% Increase Since 2010
- 2010: $142,038
- 2011: $142,944 (+$906, +0.64% from previous year)
- 2012: $141,643 (-$1,301, -0.91% from previous year)
- 2013: $138,275 (-$3,368, -2.38% from previous year)
- 2014: $132,903 (-$5,372, -3.89% from previous year)
- 2015: $128,823 (-$4,080, -3.07% from previous year)
- 2016: $132,203 (+$3,380, +2.62% from previous year)
- 2017: $142,033 (+$9,830, +7.44% from previous year)
- 2018: $144,427 (+$2,394, +1.69% from previous year)
- 2019: $142,132 (-$2,295, -1.59% from previous year)
- 2020: N/A
- 2021: $170,499 (+$28,367, +19.96% from previous year)
- 2022: $204,973 (+$34,474, +20.22% from previous year)
- 2023: $208,798 (+$3,825, +1.87% from previous year)
- 2024: $233,820 (+$25,022, +11.98% from previous year)
- 2025: $235,733 (+$1,913, +0.82% from previous year)
Bellows Falls has seen a remarkable price increase of nearly 66% since 2010, with particularly sharp jumps after 2020. Despite that growth, home values remain under $240,000, putting it squarely in the affordable category for Vermont buyers.
Bellows Falls – Historic Mill Town With Modern Energy
Located along the Connecticut River in Windham County, Bellows Falls has roots as a mill town. Its downtown area retains much of its 19th-century charm, with brick storefronts and a historic train station. The town has worked to attract artists and small businesses in recent years, and its affordability is part of that appeal.
While prices have gone up significantly since 2010, the town is still more affordable than many parts of the state. The slight increase from 2024 to 2025 suggests stabilization after several years of steep gains. Access to services, local schools, and a close-knit community add to its draw for homebuyers looking to stretch their dollars in a town with both history and character.
13. Lyndonville – 75.9% Increase Since 2016
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- 2016: $130,566
- 2017: $135,520 (+$4,954, +3.79% from previous year)
- 2018: $145,299 (+$9,779, +7.22% from previous year)
- 2019: $144,180 (-$1,119, -0.77% from previous year)
- 2020: N/A
- 2021: $161,292 (+$17,112, +11.87% from previous year)
- 2022: $188,390 (+$27,098, +16.80% from previous year)
- 2023: $196,813 (+$8,423, +4.47% from previous year)
- 2024: $232,474 (+$35,661, +18.12% from previous year)
- 2025: $229,660 (-$2,814, -1.21% from previous year)
Home values in Lyndonville have climbed nearly 76% since 2016. Even with a slight dip in the last year, the trend shows steady long-term growth. At just under $230,000, the town still remains affordable by state standards.
Lyndonville – A College Town With Year-Round Appeal
Lyndonville sits in the scenic Northeast Kingdom region and is home to Vermont State University’s Lyndon campus. The town blends college-town energy with rural charm, offering both student-driven amenities and natural surroundings. Residents enjoy access to Burke Mountain and multiple outdoor recreation opportunities throughout the year.
The presence of the university likely contributes to a consistent level of housing demand, which explains the strong rise in values since 2016. The minor pullback in 2025 doesn’t significantly affect affordability, and buyers may see this as a chance to get in before prices rise again. Its walkable downtown, cafes, and access to nature make it a desirable spot for full-time residents and seasonal visitors alike.
12. Derby Line – 57.7% Increase Since 2014
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- 2014: $145,288
- 2015: $145,330 (+$42, +0.03% from previous year)
- 2016: $149,780 (+$4,450, +3.06% from previous year)
- 2017: $160,726 (+$10,946, +7.31% from previous year)
- 2018: $163,721 (+$2,995, +1.86% from previous year)
- 2019: $165,284 (+$1,563, +0.95% from previous year)
- 2020: N/A
- 2021: $188,506 (+$23,222, +14.05% from previous year)
- 2022: $213,635 (+$25,129, +13.33% from previous year)
- 2023: $220,490 (+$6,855, +3.21% from previous year)
- 2024: $239,740 (+$19,250, +8.73% from previous year)
- 2025: $229,143 (-$10,597, -4.42% from previous year)
Derby Line has seen consistent growth over the last decade, with a nearly 58% increase since 2014. Even with a slight retreat in 2025, current home prices remain under $230,000, making it one of Vermont’s more budget-friendly border towns.
Derby Line – An International Border Town With Character
Derby Line is famous for straddling the U.S.-Canada border, with buildings like the Haskell Free Library and Opera House literally split between the two countries. This unique feature gives the town cultural cachet and brings in visitors year-round.
Its proximity to Interstate 91 and the Canadian border provides both convenience and opportunity. Price increases have likely been driven by this strategic location and its steady local economy. Despite the recent downturn, the town offers attractive value and a rare international flair that helps it stand out in rural Vermont.
11. Lowell – 77.3% Increase Since 2012
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- 2012: $129,140
- 2013: $135,234 (+$6,094, +4.72% from previous year)
- 2014: $137,575 (+$2,341, +1.73% from previous year)
- 2015: $137,732 (+$157, +0.11% from previous year)
- 2016: $138,410 (+$678, +0.49% from previous year)
- 2017: $147,448 (+$9,038, +6.53% from previous year)
- 2018: $156,976 (+$9,528, +6.46% from previous year)
- 2019: $156,382 (-$594, -0.38% from previous year)
- 2020: N/A
- 2021: $188,138 (+$31,756, +20.31% from previous year)
- 2022: $213,984 (+$25,846, +13.74% from previous year)
- 2023: $221,364 (+$7,380, +3.45% from previous year)
- 2024: $226,830 (+$5,466, +2.47% from previous year)
- 2025: $228,949 (+$2,119, +0.93% from previous year)
Since 2012, home prices in Lowell have climbed by over 77%. Unlike other towns on this list, Lowell continues to experience modest annual increases, making it a reliable and steadily growing market for buyers interested in long-term value.
Lowell – Affordable Living With Green Mountain Views
Located in Orleans County, Lowell sits at the western edge of Vermont’s Northeast Kingdom and is surrounded by stunning scenery. Residents enjoy access to Lowell Mountain, hiking trails, and a quiet pace of life. It’s a small town with a tight-knit feel, perfect for buyers looking to escape city prices.
The steady rise in prices reflects a town that’s gradually gaining attention without overheating. At under $230,000, Lowell remains a relative bargain, especially for those looking for land and privacy. Its continued affordability combined with consistent price growth makes it a strong contender for buyers focused on long-term investment.
10. Fair Haven – 51.27% Increase Since 2010
- 2010: $150,061
- 2011: $151,290 (+$1,229, +0.82% from previous year)
- 2012: $153,366 (+$2,076, +1.37% from previous year)
- 2013: $153,240 (-$126, -0.08% from previous year)
- 2014: $154,199 (+$959, +0.63% from previous year)
- 2015: $149,117 (-$5,082, -3.30% from previous year)
- 2016: $153,666 (+$4,549, +3.05% from previous year)
- 2017: $156,615 (+$2,949, +1.92% from previous year)
- 2018: $167,769 (+$11,154, +7.12% from previous year)
- 2019: $166,571 (-$1,198, -0.71% from previous year)
- 2020: N/A
- 2021: $179,149 (+$12,578, +7.55% from previous year)
- 2022: $212,373 (+$33,224, +18.55% from previous year)
- 2023: $221,865 (+$9,492, +4.47% from previous year)
- 2024: $232,192 (+$10,327, +4.65% from previous year)
- 2025: $227,028 (-$5,164, -2.22% from previous year)
With a 51% increase since 2010, Fair Haven’s home values have shown long-term upward momentum, despite a recent dip. The current average of just under $230,000 places it among Vermont’s most accessible towns for buyers.
Fair Haven – Small-Town Charm Near the New York Border
Fair Haven lies near the western border of Vermont, just a short drive from New York State. The town is known for its traditional New England architecture, welcoming village green, and vibrant local events. It offers a sense of community that’s hard to replicate in more urbanized areas.
The growth in home values, particularly in the early 2020s, suggests that Fair Haven has benefited from renewed interest in small-town living. Its position as a border town adds appeal for commuters and travelers alike. The recent price drop could reflect normal fluctuations or increased inventory, but it doesn’t change the fact that this remains an affordable and desirable town.
9. Island Pond – 1.88% Decrease Since 2024
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- 2024: $229,232
- 2025: $224,927 (-$4,305, -1.88% from previous year)
Home prices in Island Pond have dipped slightly since 2024, falling just under $225,000. With limited historical data, it’s difficult to assess long-term trends, but current prices still make it an attractive option for affordability-minded buyers.
Island Pond – Lakeside Living in Vermont’s Northeast
Located in the town of Brighton, Island Pond is both the name of the lake and the community that surrounds it. It’s a popular destination for outdoor recreation, offering access to fishing, snowmobiling, and ATV trails throughout the year. The town has been a longtime draw for seasonal visitors and second-home buyers.
Its natural setting contributes to its value, though the lack of dramatic recent growth suggests it remains relatively under the radar. The small decline in prices this year may provide opportunities for buyers to purchase property in a lakefront area that hasn’t yet seen runaway pricing. That balance of beauty and affordability is rare in resort-style towns.
8. Wells River – 2.34% Decrease Since 2024
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- 2024: $227,228
- 2025: $221,921 (-$5,307, -2.34% from previous year)
Wells River saw a modest 2.34% price decline over the past year. While there’s no earlier data available to track its longer-term trajectory, prices remain well within the affordable range, suggesting the town hasn’t been affected by the surges seen elsewhere.
Wells River – Gateway Village With Quiet Appeal
Situated in the village of Newbury near the Connecticut River, Wells River is a small, historically significant community that once served as a transportation hub. Today, it offers quiet living with easy access to I-91 and Route 302, connecting it to larger towns and nearby New Hampshire.
Although home prices have declined slightly this year, they remain accessible, and the area’s lack of recent development may help keep prices low. With limited commercial expansion, Wells River holds onto its charm, making it appealing to buyers seeking quiet neighborhoods and scenic river views.
7. Concord – 78.7% Increase Since 2012
- 2010: N/A
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- 2012: $123,768
- 2013: $123,736 (-$32, -0.03% from previous year)
- 2014: $130,912 (+$7,176, +5.80% from previous year)
- 2015: $134,780 (+$3,868, +2.95% from previous year)
- 2016: $139,677 (+$4,897, +3.63% from previous year)
- 2017: $154,016 (+$14,339, +10.27% from previous year)
- 2018: $160,067 (+$6,051, +3.93% from previous year)
- 2019: $162,014 (+$1,947, +1.22% from previous year)
- 2020: N/A
- 2021: $185,736 (+$23,722, +14.64% from previous year)
- 2022: $216,204 (+$30,468, +16.40% from previous year)
- 2023: $221,788 (+$5,584, +2.58% from previous year)
- 2024: $231,267 (+$9,479, +4.27% from previous year)
- 2025: $221,170 (-$10,097, -4.37% from previous year)
Concord’s home values have jumped nearly 79% since 2012, thanks to steady year-over-year gains. The most recent dip brings prices back down to just above $221,000, still well below the state average and firmly in affordable territory.
Concord – Consistent Growth in Vermont’s Northeast
Located in Essex County, Concord is a rural town with proximity to the Connecticut River and the New Hampshire border. Its economy is rooted in agriculture and forestry, and its residents value space, quiet, and natural surroundings.
The sustained rise in prices reflects gradual improvements in demand and infrastructure, but the town hasn’t experienced the volatility seen in more tourist-centric areas. The small drop in 2025 is likely a correction rather than a reversal. Buyers looking for steady value and a traditional Vermont lifestyle will find Concord to be an excellent fit.
6. East Haven – 7.86% Increase Since 2024
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- 2024: $198,951
- 2025: $214,583 (+$15,632, +7.86% from previous year)
Unlike many others on this list, East Haven’s home prices actually rose this past year, increasing by nearly 8%. At just over $214,000, it stands as one of the most affordable Vermont towns to show positive growth in 2025.
East Haven – Affordable Real Estate With Upward Momentum
East Haven is a quiet town in Essex County, tucked into Vermont’s Northeast Kingdom. With a population under 300, it’s among the smallest towns in the region, but what it lacks in size it makes up for in appeal to outdoor enthusiasts. Proximity to Kingdom Trails and Burke Mountain makes it attractive to mountain bikers and skiers alike.
The uptick in prices may reflect increased interest from second-home buyers and remote workers looking for rural getaways. Still, its home values remain far below state averages. East Haven’s combination of affordability, outdoor access, and modest growth suggests it’s on the radar for a new wave of buyers.
5. West Rutland – 77.1% Increase Since 2010
- 2010: $115,733
- 2011: $114,302 (-$1,431, -1.24% from previous year)
- 2012: $115,709 (+$1,407, +1.23% from previous year)
- 2013: $116,342 (+$633, +0.55% from previous year)
- 2014: $117,670 (+$1,328, +1.14% from previous year)
- 2015: $112,012 (-$5,658, -4.81% from previous year)
- 2016: $111,183 (-$829, -0.74% from previous year)
- 2017: $118,959 (+$7,776, +6.99% from previous year)
- 2018: $125,981 (+$7,022, +5.90% from previous year)
- 2019: $126,238 (+$257, +0.20% from previous year)
- 2020: N/A
- 2021: $150,660 (+$24,422, +19.35% from previous year)
- 2022: $174,362 (+$23,702, +15.73% from previous year)
- 2023: $184,360 (+$9,998, +5.73% from previous year)
- 2024: $203,255 (+$18,895, +10.25% from previous year)
- 2025: $204,910 (+$1,655, +0.81% from previous year)
West Rutland has seen home prices climb by over 77% since 2010, thanks to consistent growth across more than a decade. At just over $204,000, prices remain affordable, especially given the upward trend and recent stability.
West Rutland – Affordable Homes With Small-Town Stability
Located in Rutland County, West Rutland is a small town with a strong sense of place and history. Once a center for marble quarrying, the town has transitioned into a quiet residential community with easy access to the city of Rutland and nearby Green Mountain trails.
The steady increase in prices since 2010 suggests a town that’s been gaining quiet momentum. It benefits from its central location and modest cost of living, and its affordability continues to draw both longtime residents and new buyers. The latest year’s modest gain suggests a healthy, stable market.
4. Canaan – 78.2% Increase Since 2012
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- 2012: $112,052
- 2013: $109,307 (-$2,745, -2.45% from previous year)
- 2014: $111,757 (+$2,450, +2.24% from previous year)
- 2015: $108,308 (-$3,449, -3.09% from previous year)
- 2016: $113,542 (+$5,234, +4.83% from previous year)
- 2017: $115,485 (+$1,943, +1.71% from previous year)
- 2018: $122,423 (+$6,938, +6.01% from previous year)
- 2019: $125,724 (+$3,301, +2.70% from previous year)
- 2020: N/A
- 2021: $142,495 (+$16,771, +13.34% from previous year)
- 2022: $177,213 (+$34,718, +24.36% from previous year)
- 2023: $181,258 (+$4,045, +2.28% from previous year)
- 2024: $196,747 (+$15,489, +8.55% from previous year)
- 2025: $199,658 (+$2,911, +1.48% from previous year)
Since 2012, Canaan’s home values have grown by over 78%, but the current price remains under $200,000. This balance of affordability and appreciation makes it one of Vermont’s most compelling small towns for cost-conscious buyers.
Canaan – Northernmost Affordability With Long-Term Growth
Bordering New Hampshire and Quebec, Canaan is Vermont’s northeastern tip. It’s a remote town with a rich logging and farming history, offering a gateway to cross-border commerce and recreation. Residents appreciate the quiet pace and the vast natural surroundings, including access to the Connecticut River.
The growth in home values over the past decade likely reflects improved connectivity and a wider search radius among remote workers and seasonal residents. Yet, Canaan remains among the most affordable towns in the state, with steady year-over-year increases rather than volatility. Its location may be off the beaten path, but its housing market shows real promise.
3. Lunenburg – 104% Increase Since 2012
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- 2011: N/A
- 2012: $90,820
- 2013: $104,145 (+$13,325, +14.67% from previous year)
- 2014: $105,646 (+$1,501, +1.44% from previous year)
- 2015: $103,328 (-$2,318, -2.19% from previous year)
- 2016: $104,591 (+$1,263, +1.22% from previous year)
- 2017: $112,710 (+$8,119, +7.76% from previous year)
- 2018: $118,348 (+$5,638, +5.00% from previous year)
- 2019: $120,820 (+$2,472, +2.09% from previous year)
- 2020: N/A
- 2021: $141,725 (+$20,905, +17.30% from previous year)
- 2022: $170,998 (+$29,273, +20.65% from previous year)
- 2023: $177,123 (+$6,125, +3.58% from previous year)
- 2024: $185,570 (+$8,447, +4.77% from previous year)
- 2025: $185,301 (-$269, -0.14% from previous year)
Home values in Lunenburg have more than doubled since 2012. Though prices remained nearly flat in 2025, the long-term trajectory signals strong demand in a town that still offers prices well below the statewide average.
Lunenburg – Big Growth in a Quiet Corner of Vermont
Located in Essex County, Lunenburg is a rural town with picturesque views of the White Mountains. With its small population and traditional New England charm, the town offers privacy, space, and a strong sense of community. It’s become increasingly attractive to remote workers and retirees in search of affordable housing.
Despite a small year-over-year decline, the town’s consistent rise in values reflects broader trends of buyers moving to less dense areas with access to natural amenities. At under $190,000, Lunenburg represents long-term growth without pricing out new residents.
2. North Troy – 75.9% Increase Since 2017
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- 2017: $96,576
- 2018: $103,937 (+$7,361, +7.62% from previous year)
- 2019: $103,909 (-$28, -0.03% from previous year)
- 2020: N/A
- 2021: $116,371 (+$12,462, +11.99% from previous year)
- 2022: $136,177 (+$19,806, +17.02% from previous year)
- 2023: $144,263 (+$8,086, +5.94% from previous year)
- 2024: $170,376 (+$26,113, +18.10% from previous year)
- 2025: $169,841 (-$535, -0.31% from previous year)
Home prices in North Troy have surged by nearly 76% since 2017, though they saw a tiny decrease in 2025. Still, at under $170,000, it’s one of the most affordable towns on this list—and one of the most dynamic.
North Troy – Border Proximity With Budget-Friendly Prices
North Troy sits in the town of Troy, just a stone’s throw from the Canadian border. This village is part of the broader Orleans County area and offers easy access to both Jay Peak Resort and northern Vermont’s scenic byways. It’s a popular area for vacationers and nature lovers alike.
The price growth over the past few years may be tied to proximity to Jay Peak and a rising interest in seasonal or investment properties. Despite the brief price correction this year, the overall trend remains strong. Buyers can find excellent value without giving up access to recreation and cross-border travel.
1. Orleans – 9.28% Decrease Since 2024
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- 2024: $174,810
- 2025: $158,580 (-$16,230, -9.28% from previous year)
Orleans is the only town in this list to post a price drop of more than 9% from the prior year. That drop brings the average home price below $160,000—making it the most affordable Vermont town in 2025 by a wide margin.
Orleans – The Most Affordable Housing in Vermont Right Now
Located in the heart of Orleans County, the village of Orleans offers essential amenities and a tight-knit community. It’s surrounded by farmland and forests and benefits from proximity to the county’s larger towns without the price tag.
The significant price dip may reflect supply outpacing demand or temporary market adjustments. But for buyers seeking entry-level homes in Vermont, Orleans is unmatched in terms of price. With basic services, a walkable village center, and access to surrounding recreation, it’s a strong contender for those who prioritize affordability above all else.
