Home values across Tennessee have changed dramatically in recent years, with the Zillow Home Value Index showing sharp increases in many areas. But despite the surge, some towns have stayed well below the state average—offering a rare chance for buyers to find real value. From quiet corners in West Tennessee to small mountain towns in the east, these 15 places stand out for keeping housing costs low even as the rest of the market climbs.
15. Trezevant – 65.4% Home Price Increase Since 2010
- 2010: $77,982
- 2011: $75,564 (-$2,418, -3.10% from previous year)
- 2012: $76,624 (+$1,060, +1.40% from previous year)
- 2013: $73,741 (-$2,883, -3.76% from previous year)
- 2014: $81,203 (+$7,461, +10.12% from previous year)
- 2015: $81,274 (+$71, +0.09% from previous year)
- 2016: $80,099 (-$1,175, -1.45% from previous year)
- 2017: $78,596 (-$1,503, -1.88% from previous year)
- 2018: $76,907 (-$1,690, -2.15% from previous year)
- 2019: $89,848 (+$12,942, +16.83% from previous year)
- 2020: $98,421 (+$8,572, +9.54% from previous year)
- 2021: $101,415 (+$2,994, +3.04% from previous year)
- 2022: $131,732 (+$30,317, +29.89% from previous year)
- 2023: $139,783 (+$8,052, +6.11% from previous year)
- 2024: $140,700 (+$916, +0.66% from previous year)
- 2025: $129,016 (-$11,684, -8.30% from previous year)
Trezevant’s home values have risen 65.4% since 2010, but the trajectory has been anything but smooth. After peaking in 2023, home values declined by more than 8% in 2025 — one of the largest drops in the state this year. However, the long-term growth since 2010 remains notable for a town where prices stayed under $80,000 for most of the past decade.
Trezevant – West Tennessee’s Budget-Friendly Option
Located in Carroll County, Trezevant is a small, quiet town in northwest Tennessee. The 2025 median home price of just $129,016 keeps it accessible for buyers looking for low property taxes and manageable mortgages. The area’s affordability has long appealed to older residents and working-class families, although recent years have brought modest interest from remote workers and retirees looking to downsize.
Though the town saw price surges between 2019 and 2022, growth has tapered off. Trezevant lacks large employers or major infrastructure investments, which has helped keep speculation and large-scale development at bay. Still, its proximity to nearby towns like McKenzie and Huntingdon means basic amenities are within a short drive, offering a balance of affordability and access.
14. Gates – 64.3% Home Price Increase Since 2010
- 2010: $77,773
- 2011: $75,076 (-$2,698, -3.47% from previous year)
- 2012: $74,789 (-$287, -0.38% from previous year)
- 2013: $74,260 (-$528, -0.71% from previous year)
- 2014: $74,209 (-$51, -0.07% from previous year)
- 2015: $73,913 (-$297, -0.40% from previous year)
- 2016: $80,525 (+$6,613, +8.95% from previous year)
- 2017: $81,704 (+$1,179, +1.46% from previous year)
- 2018: $79,680 (-$2,024, -2.48% from previous year)
- 2019: $83,678 (+$3,998, +5.02% from previous year)
- 2020: $95,051 (+$11,373, +13.59% from previous year)
- 2021: $110,846 (+$15,796, +16.62% from previous year)
- 2022: $128,075 (+$17,228, +15.54% from previous year)
- 2023: $132,476 (+$4,401, +3.44% from previous year)
- 2024: $133,598 (+$1,122, +0.85% from previous year)
- 2025: $127,790 (-$5,808, -4.35% from previous year)
Home prices in Gates have increased over 64% since 2010, though the pace has cooled in the last two years. The town saw double-digit annual increases from 2020 through 2022, but values dipped slightly in 2025. Still, at under $130,000, Gates remains one of the most affordable housing markets in the state.
Gates – Quiet Living Near the Mississippi Delta
Nestled in Lauderdale County, Gates sits just a short drive east of the Mississippi River. The town is small and mostly residential, offering a calm and rural lifestyle. With a 2025 home price of $127,790, Gates offers one of the lowest price points in West Tennessee, particularly attractive to residents escaping costlier neighboring counties like Tipton or Shelby.
Growth here has been steady but not explosive. That’s partly due to limited commercial development and a stable, low-income demographic base. But with nearby Ripley providing healthcare, grocery stores, and schools, Gates offers a blend of low costs and essential access — a rare combination in today’s housing market.
13. Duff – 19.7% Home Price Increase Since 2022
- 2022: $106,131
- 2023: $97,647 (-$8,484, -7.99% from previous year)
- 2024: $120,279 (+$22,631, +23.18% from previous year)
- 2025: $127,118 (+$6,839, +5.69% from previous year)
Duff’s prices have only been tracked since 2022, but they’ve jumped nearly 20% in that short window. After a dip in 2023, the town saw a strong rebound in 2024, followed by a more modest gain in 2025. With median values still under $130,000, Duff remains an affordable option for buyers interested in East Tennessee real estate.
Duff – Affordability in the Appalachian Foothills
Located in Campbell County near the Kentucky border, Duff is a remote community known more for its natural beauty than its amenities. This Appalachian town is surrounded by forested hills and is a short drive from Cove Lake State Park and Norris Lake. Outdoor recreation and privacy are the town’s biggest draws.
Price volatility over the past three years likely reflects the low inventory and limited sales volume, which can swing values sharply. But even after recent increases, Duff’s average home price of $127,118 in 2025 still makes it an attractive destination for those seeking solitude on a budget. Proximity to LaFollette and Interstate 75 adds a degree of convenience.
12. Enville – 74.9% Home Price Increase Since 2010
- 2010: $70,580
- 2011: $67,084 (-$3,495, -4.95% from previous year)
- 2012: $68,687 (+$1,603, +2.39% from previous year)
- 2013: $69,408 (+$721, +1.05% from previous year)
- 2014: $73,279 (+$3,871, +5.58% from previous year)
- 2015: $75,192 (+$1,913, +2.61% from previous year)
- 2016: $79,532 (+$4,341, +5.77% from previous year)
- 2017: $83,724 (+$4,192, +5.27% from previous year)
- 2018: $85,896 (+$2,171, +2.59% from previous year)
- 2019: $94,843 (+$8,947, +10.42% from previous year)
- 2020: $107,364 (+$12,521, +13.20% from previous year)
- 2021: $111,411 (+$4,047, +3.77% from previous year)
- 2022: $125,796 (+$14,385, +12.91% from previous year)
- 2023: $124,601 (-$1,195, -0.95% from previous year)
- 2024: $124,991 (+$390, +0.31% from previous year)
- 2025: $123,497 (-$1,494, -1.19% from previous year)
Enville has seen prices grow 74.9% since 2010 — one of the steadiest climbs in this roundup. Prices peaked in 2022 and have since flattened slightly, but the current home value of $123,497 still represents long-term appreciation in a rural market.
Enville – Rural Growth with Steady Value
Situated along the Chester and McNairy County line, Enville is a small, agriculturally rooted town in West Tennessee. With a modest population and little commercial activity, its housing market has remained affordable even as growth has crept in. The proximity to Henderson and Selmer means residents can access shopping and healthcare without giving up rural charm.
The town’s price growth has been consistent, driven in part by an influx of buyers seeking low-cost land and privacy. While prices have cooled slightly in recent years, Enville remains an attractive option for families and retirees who prefer a slower pace and scenic setting.
11. Jellico – 160.3% Home Price Increase Since 2010
- 2010: $46,893
- 2011: $46,246 (-$647, -1.38% from previous year)
- 2012: $45,859 (-$387, -0.84% from previous year)
- 2013: $44,568 (-$1,291, -2.81% from previous year)
- 2014: $48,724 (+$4,156, +9.33% from previous year)
- 2015: $49,914 (+$1,190, +2.44% from previous year)
- 2016: $53,478 (+$3,564, +7.14% from previous year)
- 2017: $54,338 (+$860, +1.61% from previous year)
- 2018: $58,710 (+$4,372, +8.05% from previous year)
- 2019: $65,373 (+$6,662, +11.35% from previous year)
- 2020: $70,623 (+$5,250, +8.03% from previous year)
- 2021: $77,553 (+$6,930, +9.81% from previous year)
- 2022: $97,416 (+$19,863, +25.61% from previous year)
- 2023: $101,015 (+$3,599, +3.69% from previous year)
- 2024: $127,770 (+$26,754, +26.49% from previous year)
- 2025: $122,052 (-$5,718, -4.48% from previous year)
Jellico stands out for its remarkable 160% increase in home values since 2010. Despite a recent dip, prices remain far above their historic lows. It’s a town that’s experienced genuine growth — especially post-2020 — but still holds some of the lowest property values in the state.
Jellico – Mountain Town on the Rise
Jellico is tucked against the Kentucky border in Campbell County, surrounded by the Cumberland Mountains. Known historically for its coal mining roots, the town has reinvented itself as a quiet residential area with proximity to state parks, trails, and I-75.
The town’s housing prices surged after 2020, likely due to increased remote work opportunities and interest in rural living. With a 2025 median price of $122,052, it’s still affordable compared to urban areas, despite the substantial gains. Jellico offers scenic surroundings, basic infrastructure, and a growing reputation as a peaceful mountain community.
10. Saltillo – 15.4% Home Price Increase Since 2022
- 2022: $105,222
- 2023: $108,795 (+$3,574, +3.40% from previous year)
- 2024: $121,418 (+$12,622, +11.60% from previous year)
- 2025: $121,386 (-$32, -0.03% from previous year)
Saltillo’s home prices have increased 15.4% since 2022, reflecting a moderate but meaningful uptick in value over three years. After peaking in 2024, prices stabilized in 2025, holding steady at just over $121,000. This affordability keeps Saltillo attractive to buyers looking for river views and small-town living.
Saltillo – Riverside Affordability in West Tennessee
Saltillo is perched on the banks of the Tennessee River in Hardin County, making it a favorite for anglers and boaters. With its scenic views and tranquil setting, the town offers an idyllic lifestyle that remains surprisingly accessible. At just over $121,000 in 2025, homes here are far less expensive than riverfront properties elsewhere in the state.
The town has seen a gradual rise in home values, driven partly by vacation-home interest and retirees looking for water access without the price tag. Yet Saltillo remains quiet and largely unchanged, with little commercial buildup and few large developments. This helps keep prices in check while preserving its appeal as a laid-back, riverside community.
9. Briceville – 2.0% Home Price Increase Since 2022
- 2022: $118,216
- 2023: $114,020 (-$4,195, -3.55% from previous year)
- 2024: $128,964 (+$14,944, +13.11% from previous year)
- 2025: $120,573 (-$8,391, -6.51% from previous year)
Briceville’s home prices have fluctuated since 2022, resulting in a net increase of just 2%. A significant jump in 2024 was followed by a notable drop in 2025, bringing values back near their earlier levels. Still, a median price of $120,573 remains a bargain in East Tennessee.
Briceville – A Historic Coal Town with Low Prices
Briceville, located in Anderson County, is steeped in coal mining history and nestled in a narrow Appalachian valley. Once a booming coal town, it’s now a quiet, close-knit community surrounded by mountains and forestland. While mining has faded, Briceville’s small-town appeal endures, especially for those seeking solitude and low cost of living.
Recent volatility in home prices may reflect limited inventory and sporadic demand, but the overall cost remains low. With median values hovering around $120,000 in 2025, Briceville continues to attract buyers priced out of Knoxville or Oak Ridge. Its rural charm and historical character add to its appeal for those looking to own a piece of Tennessee heritage.
8. Trimble – -2.8% Home Price Decrease Since 2022
- 2022: $123,066
- 2023: $125,356 (+$2,290, +1.86% from previous year)
- 2024: $141,708 (+$16,352, +13.04% from previous year)
- 2025: $119,669 (-$22,039, -15.55% from previous year)
Trimble has experienced a small net loss in home values since 2022, with prices falling below their 2022 level after a steep drop in 2025. While the market soared in 2024, it quickly corrected the following year. Even so, homes here remain affordable, with 2025 values sitting below $120,000.
Trimble – Small-Town Life in Dyer County
Situated in Dyer County in northwest Tennessee, Trimble is a rural community with agricultural roots and a population under 1,000. Known for its peaceful atmosphere and friendly residents, it’s a place where people tend to stay put — and that stability is reflected in its housing market.
The sharp decline in 2025 may be an overcorrection after a big 2024 spike. Local experts suggest a lack of new construction and limited home sales can amplify short-term price swings. Despite this, Trimble remains one of the most affordable options in the region, especially for those looking for a tight-knit community away from urban pressures.
7. Ridgely – 55.5% Home Price Increase Since 2010
- 2010: $76,694
- 2011: $74,707 (-$1,986, -2.59% from previous year)
- 2012: $76,242 (+$1,535, +2.05% from previous year)
- 2013: $70,838 (-$5,404, -7.09% from previous year)
- 2014: $72,621 (+$1,783, +2.52% from previous year)
- 2015: $75,630 (+$3,009, +4.14% from previous year)
- 2016: $81,932 (+$6,302, +8.33% from previous year)
- 2017: $82,150 (+$218, +0.27% from previous year)
- 2018: $80,843 (-$1,306, -1.59% from previous year)
- 2019: $85,338 (+$4,495, +5.56% from previous year)
- 2020: $85,808 (+$470, +0.55% from previous year)
- 2021: $96,589 (+$10,780, +12.56% from previous year)
- 2022: $117,023 (+$20,435, +21.16% from previous year)
- 2023: $117,040 (+$16, +0.01% from previous year)
- 2024: $120,980 (+$3,940, +3.37% from previous year)
- 2025: $119,296 (-$1,684, -1.39% from previous year)
Since 2010, home values in Ridgely have risen 55.5%, though the past two years show signs of plateauing. The current median home price of $119,296 remains among the lowest in the state, offering good value for buyers interested in Lake County’s scenic settings.
Ridgely – Affordable Living in the Reelfoot Lake Region
Ridgely lies in the northwest corner of Tennessee in Lake County, just east of Reelfoot Lake. Known for its natural beauty, the town has a rich agricultural history and is a popular spot for birdwatching, fishing, and waterfowl hunting. Reelfoot Lake State Park draws tourists, but Ridgely itself remains largely untouched by development.
With its modest home prices and small-town character, Ridgely appeals to those seeking a simple, affordable lifestyle. While property values surged between 2020 and 2022, recent stability suggests the town has settled into a sustainable price range. Its remote location has likely insulated it from the sharp price hikes seen elsewhere in the state.
6. Samburg – 9.2% Home Price Increase Since 2022
- 2022: $108,263
- 2023: $108,047 (-$216, -0.20% from previous year)
- 2024: $113,412 (+$5,365, +4.97% from previous year)
- 2025: $118,238 (+$4,826, +4.26% from previous year)
Home prices in Samburg have climbed 9.2% since 2022. After a nearly flat year in 2023, prices have risen steadily over the last two years, reaching $118,238 in 2025. This growth remains modest compared to state averages, keeping the town among the more affordable locations in northwest Tennessee.
Samburg – Lakeside Access Without the Price Tag
Samburg is a small town located on the banks of Reelfoot Lake, Tennessee’s only natural lake. It’s part of Obion County and is best known for its access to outdoor recreation, particularly birdwatching, boating, and fishing. Despite its location by one of the state’s most scenic lakes, prices remain low and stable.
The housing market here has shown quiet but reliable appreciation since 2022. With few large-scale developments and a small population, Samburg’s affordability is maintained through its slower pace of change. Residents enjoy tranquil lake views and an easy-going lifestyle that remains within financial reach for most buyers.
5. Maury City – 2.0% Home Price Increase Since 2022
- 2022: $114,559
- 2023: $110,243 (-$4,316, -3.77% from previous year)
- 2024: $120,560 (+$10,317, +9.36% from previous year)
- 2025: $116,791 (-$3,769, -3.13% from previous year)
Home prices in Maury City have seen a slight net gain of 2% since 2022. A strong rise in 2024 was countered by a pullback in 2025, bringing values to $116,791. This mild fluctuation still places the town firmly in the affordable bracket for the state.
Maury City – Small-Town Values in Crockett County
Located in West Tennessee’s Crockett County, Maury City is a close-knit rural town surrounded by farmland. With a population of under 700, it retains a deep sense of community and calm. It lies along U.S. Highway 412, offering access to larger towns like Dyersburg and Jackson while remaining quiet and budget-friendly.
The modest home prices and steady demand reflect both the town’s low profile and its practical appeal. There’s little in the way of flashy development here, but for those seeking affordability and a peaceful setting, Maury City offers a solid option with room for future appreciation.
4. Tiptonville – 56.2% Home Price Increase Since 2010
- 2010: $71,917
- 2011: $70,264 (-$1,653, -2.30% from previous year)
- 2012: $69,203 (-$1,061, -1.51% from previous year)
- 2013: $66,754 (-$2,448, -3.54% from previous year)
- 2014: $70,999 (+$4,245, +6.36% from previous year)
- 2015: $70,729 (-$271, -0.38% from previous year)
- 2016: $73,250 (+$2,522, +3.57% from previous year)
- 2017: $78,361 (+$5,111, +6.98% from previous year)
- 2018: $80,785 (+$2,423, +3.09% from previous year)
- 2019: $84,682 (+$3,897, +4.82% from previous year)
- 2020: $90,039 (+$5,357, +6.33% from previous year)
- 2021: $97,443 (+$7,404, +8.22% from previous year)
- 2022: $107,728 (+$10,285, +10.55% from previous year)
- 2023: $113,157 (+$5,429, +5.04% from previous year)
- 2024: $117,676 (+$4,519, +3.99% from previous year)
- 2025: $112,318 (-$5,358, -4.55% from previous year)
Tiptonville has seen a 56.2% increase in home prices since 2010. The market climbed steadily through 2024 before softening slightly in 2025. Still, homes are priced around $112,000, making Tiptonville one of the state’s most affordable options near a major lake.
Tiptonville – Home to Reelfoot Lake and Low Prices
Tiptonville sits on the northwestern edge of Tennessee in Lake County and serves as the gateway to Reelfoot Lake. The lake, formed by a series of earthquakes in the early 1800s, is now one of the most distinctive ecological sites in the state. Tiptonville has built its identity around the lake, offering fishing, camping, and birdwatching opportunities.
Despite the lake’s appeal, Tiptonville’s housing market has remained affordable. The steady price gains from 2010 to 2024 reflect a healthy, modest rise — not the sort of speculative boom that leads to unaffordability. With values dipping in 2025, the town may present new opportunities for budget-conscious buyers eyeing lakeside living.
3. Henning – 75.7% Home Price Increase Since 2010
- 2010: $56,453
- 2011: $56,123 (-$329, -0.58% from previous year)
- 2012: $55,314 (-$809, -1.44% from previous year)
- 2013: $57,025 (+$1,711, +3.09% from previous year)
- 2014: $59,137 (+$2,112, +3.70% from previous year)
- 2015: $59,937 (+$801, +1.35% from previous year)
- 2016: $64,367 (+$4,430, +7.39% from previous year)
- 2017: $67,469 (+$3,102, +4.82% from previous year)
- 2018: $71,327 (+$3,858, +5.72% from previous year)
- 2019: $75,611 (+$4,284, +6.01% from previous year)
- 2020: $81,830 (+$6,219, +8.22% from previous year)
- 2021: $97,227 (+$15,397, +18.82% from previous year)
- 2022: $116,589 (+$19,361, +19.91% from previous year)
- 2023: $114,188 (-$2,401, -2.06% from previous year)
- 2024: $118,119 (+$3,932, +3.44% from previous year)
- 2025: $99,169 (-$18,951, -16.04% from previous year)
Henning has posted a 75.7% rise in home values since 2010. The market peaked in 2022 but experienced a sharp drop in 2025. Even with the decline, home prices remain well above their 2010 level, closing out at $99,169.
Henning – Historic Roots and Affordable Homes
Henning is located in Lauderdale County and is famously the childhood home of Alex Haley, author of “Roots.” A small town with deep cultural ties, it’s also one of Tennessee’s most historically significant communities. Beyond its legacy, Henning maintains a low cost of living and a quiet, residential atmosphere.
After steady price gains for over a decade, 2025 saw a steep drop in home values. This might create a window of opportunity for buyers who want to own property in a town rich with heritage. With a median home value under $100,000, Henning continues to offer one of the most affordable entries into West Tennessee real estate.
2. Clairfield – 17.4% Home Price Decrease Since 2022
- 2022: $81,265
- 2023: $71,459 (-$9,806, -12.07% from previous year)
- 2024: $74,054 (+$2,595, +3.63% from previous year)
- 2025: $67,082 (-$6,972, -9.41% from previous year)
Home prices in Clairfield have fallen by 17.4% since 2022, making it one of the few Tennessee towns to see a multi-year decline in this period. After a slight rebound in 2024, values slipped again in 2025 to just over $67,000 — the second-lowest figure on this list.
Clairfield – Appalachian Living on a Budget
Clairfield is a remote Appalachian community located in Claiborne County, near the Kentucky border. Surrounded by forested hills and steep ridgelines, the town has long been a quiet, out-of-the-way destination. Its isolation contributes to its appeal for those seeking privacy and escape from urban noise — and its low home prices reflect that remoteness.
Limited job opportunities and long distances to amenities likely play a role in suppressing home prices. Still, for buyers looking for a deep rural lifestyle with minimal costs, Clairfield may be a top contender. With values trending down in recent years, it could offer an appealing entry point for homesteaders or investors focused on long-term hold strategies in secluded areas.
1. Nunnelly – 25.0% Home Price Decrease Since 2024
- 2024: $60,897
- 2025: $45,627 (-$15,270, -25.08% from previous year)
With a single-year drop of more than 25%, Nunnelly ranks as Tennessee’s most affordable town in 2025. At just $45,627, it has the lowest home price on this list by a significant margin — and possibly one of the lowest statewide.
Nunnelly – Tennessee’s Cheapest Market in 2025
Nunnelly is a tiny community in Hickman County, located about an hour west of Nashville. While the town has no formal government and minimal infrastructure, it’s part of the broader Centerville area. It’s mostly residential and agricultural land, with vast stretches of forest and rolling hills.
The steep drop in home values over the past year may be tied to a handful of distressed sales or a particularly small housing inventory. Because of its size, a few lower-value transactions can heavily skew median price figures. Still, even adjusting for variability, the sub-$50,000 price point in 2025 positions Nunnelly as one of the most budget-friendly places in all of Tennessee. It’s a rare pocket of ultra-low-cost housing that may appeal to buyers who prioritize price above all else.
