Maryland may be best known for its scenic coastline, iconic crab shacks, and close proximity to Washington, D.C., but this mid-Atlantic gem also boasts an impressive lineup of luxury homes. For buyers with a $10 million budget, the state presents a range of remarkable properties—from sprawling waterfront estates to historic mansions steeped in local heritage.
To give you a sense of the opulence and variety Maryland has to offer, here’s a look at four standout listings that showcase just how far (and how high) $10 million can take you in the Old Line State.
4. Saint Michaels, MD – $9,950,000
Set on 8.6 private acres along Harris Creek with over 400 feet of water frontage, this 17,402-square-foot estate includes 6 bedrooms, 11 bathrooms, and three distinct structures: a 12,000-square-foot main residence, a guest cottage, and a party barn. The main home features a three-story foyer, gourmet kitchen with Lacanche range, two-story cherrywood library, wine room, elevator, and multiple entertaining spaces, all oriented to maximize water views.
Outdoor highlights include a waterside pool, a private pier with 4’ MLW, a putting green, a pine grove, and extensive landscaping. Valued at $9,950,000, the property also includes a full-house generator, a dog run with a kennel, and garage space for 10+ vehicles across the various buildings.
Where is St. Michaels?
St. Michaels is a small waterfront town located on Maryland’s Eastern Shore in Talbot County. It sits along the Miles River, just off the Chesapeake Bay, and is about a 90-minute drive from both Baltimore and Washington, D.C. The town is known for its maritime history, charming downtown, and the Chesapeake Bay Maritime Museum. With its scenic views and relaxed atmosphere, St. Michaels is a popular destination for boating, dining, and weekend getaways.
Foyer
The foyer features a dual staircase with white railings and dark wood handrails. A large floral arrangement sits on a central table atop a patterned area rug. The space includes high ceilings, wood floors, and a second-floor balcony overlook.
Kitchen
This kitchen includes a large central island with a marble countertop and dark wood cabinetry. The space has coffered ceilings, built-in white cabinetry, and stainless steel appliances. Sliding doors open to water views and an adjacent dining area.
Bedroom
The bedroom features a four-poster bed, two armchairs with a matching ottoman, and a fireplace. It includes neutral carpeting, traditional decor, and framed artwork on the walls. Large windows provide natural light and views outside.
Bathroom
This bathroom has marble floors, a soaking tub, and a built-in vanity. Wall-mounted mirrors and framed botanical prints decorate the space. A cushioned bench and natural light from the window add to the layout.
Backyard
The backyard includes a rectangular in-ground pool surrounded by a paved deck. The home has a wraparound porch and overlooks the water. Mature trees provide shade over the lawn and pool area.
Source: Thomas A Keane @ Washington Fine Properties, LLC. via Coldwell Banker Realty
3. Bethesda, MD – $9,900,000
This gated 2-acre estate spans 13,792 square feet across three levels serviced by a custom hydraulic elevator. It includes 7 bedrooms, 7 full baths, 2 half baths, and a 4-car attached garage with a Porsche charging station, plus commercial-grade appliances in the main kitchen and a separate scullery kitchen.
Resort-style amenities such as a Turkish bath with heated marble surfaces, a saltwater infinity pool framed by four gas fire pits, a state-of-the-art movie theater, a wine and cigar room, and a cabana with a full outdoor kitchen elevate the experience. Valued at $9,900,000, this residence offers both convenience and opulence.
Where is Bethesda?
Bethesda is an unincorporated community located in southern Montgomery County, Maryland. It sits just northwest of Washington, D.C., making it a convenient suburb for commuters traveling to the nation’s capital. Bethesda is renowned for its vibrant downtown, home to numerous shops, restaurants, and cultural attractions. It is also the site of major medical and research institutions, including the National Institutes of Health and Walter Reed National Military Medical Center.
Dining Room
The dining room includes seating for ten at a rectangular table with a modern chandelier overhead. Large windows offer a view of the landscaped exterior. The space features high ceilings, tile flooring, and abstract wall art.
Living Room
The living room has two seating areas arranged around a fireplace with a mounted TV. Sliding glass doors open to the pool area outside. The room uses recessed lighting and has tile flooring throughout.
Bedroom
The bedroom features wood flooring, a fireplace, and a large window with outdoor views. The bed is flanked by two mirrored nightstands and a tufted bench at the foot. A blue lounge chair and white area rug complete the setup.
Game Room
The game room has a poker table, a pool table, and backlit shelving on the far wall. White tile flooring and recessed lighting brighten the room. Multiple modern chandeliers and colorful abstract art are mounted on the walls.
Pool
The outdoor area includes an infinity pool, spa, and a covered cabana with a kitchen and seating. Four gas fire features are placed at the pool corners. The space is surrounded by trees and a flat grassy lawn.
Source: Katherine B Huang @ HomeSmart via Coldwell Banker Realty
2. Potomac, MD – $10,500,000
Valued at $10,500,000, this 16,557-square-foot estate offers 6 bedrooms and 10 bathrooms on nearly two acres in a private Potomac cul-de-sac. Built in 2020 by ALM Builders, the home features a stone exterior, a slate roof, gold-accented plaster moldings, and Italian marble flooring, with ceilings ranging from 11 to 12 feet across three levels.
Highlights include dual owner suites, a two-story library with a spiral staircase, a gourmet kitchen with Wolf, Sub-Zero, and Miele appliances, and an indoor heated pool with a hot tub, sauna, steam shower, and lounge. The fully fenced backyard backs to a conservation area and includes a terrace with a commercial-grade outdoor kitchen, while the lower level is equipped with a theater, wet bar, wine storage, and recreation room.
Where is Potomac?
Potomac is a suburban community located in Montgomery County, Maryland, just northwest of Washington, D.C. It is bordered by the Potomac River to the west and is known for its large homes, rolling landscapes, and upscale neighborhoods.
The area offers a mix of residential estates, parkland, and convenient access to major highways and commuter routes. Potomac is also close to popular nature spots like Great Falls Park and the C&O Canal, making it appealing for both its privacy and proximity to the city.
Dining Room
The dining room includes a long rectangular table with seating for twelve. Decorative molding, gold trim, and two chandeliers enhance the formal layout. Arched wooden doorways lead to adjoining rooms.
Sitting Room
This sitting room features a full set of matching upholstered furniture with carved wood frames. Chandeliers hang from a detailed ceiling with gold-accented trim. Large arched windows and doors open to a balcony.
Bedroom
The bedroom has marble flooring, a chandelier, and a neutral color palette. A large walk-in closet is visible through a glass-paneled door. Several windows overlook wooded surroundings.
Theater
The home theater includes two rows of leather recliners facing a projection screen. The walls and ceiling are painted dark blue with decorative molding. The room features wall sconces and a ceiling-mounted projector.
Terrace
The stone terrace is furnished with multiple cushioned seating areas. Large planters line the edge of the space, overlooking a wooded view. The rear of the house and an outdoor cooking area are visible in the background.
Source: Jae G Cho @ Metrohomes Realty, LLC. via Coldwell Banker Realty
1. Gibson Island, MD – $10,750,000
This 14,747-square-foot Mediterranean-style estate on over 3 acres in Gibson Island includes 5 en suite bedrooms, 6 full bathrooms, and 3 powder rooms. Originally built in 1929 and fully renovated from 2006–2009, the home features a great room with a fireplace and wet bar, a conservatory, wine cellar, elevator, sauna, and gourmet kitchen with an adjacent breakfast room.
Outdoor amenities include a heated pool, hot tub, two pergolas, an outdoor kitchen, and a separate Coach House with a home theater, studio apartment, full kitchen, and 1.5 additional baths. The property is valued at $10,750,000 and offers panoramic views of the Chesapeake Bay and Magothy River.
Where is Gibson Island?
Gibson Island is a private, gated community located in Anne Arundel County, Maryland, situated at the western shore of the Chesapeake Bay. It lies between the Magothy River and the Chesapeake, about 20 miles south of Baltimore and roughly 40 miles from Washington, D.C. The island is known for its exclusivity, natural beauty, and waterfront properties, with access limited to residents and their guests. It offers a country club, marina, and various recreational amenities, making it a secluded retreat for those seeking privacy and luxury living.
Great Room
The great room features exposed wood beams, vaulted ceilings, and a large stone fireplace. Furniture is arranged around the central fireplace with multiple sitting areas. The space includes tiled floors, arched windows, and decorative columns.
Library
The library includes floor-to-ceiling bookshelves, a large wooden desk, and leather seating. Multiple tall windows provide views of the surrounding landscape. Two chandeliers hang from the ceiling, and the floor is covered with a blue rug.
Bedroom
The bedroom features carpeted flooring, large windows with drapes, and an ornate ceiling treatment with recessed lighting. A carved wood bed with a matching bench is centered in the room. Accent furniture includes nightstands, dressers, and lounge chairs.
Bathroom
This bathroom has dual vanities, a central freestanding tub beneath an arched window, and a decorative floor with mosaic detailing. Columns frame the tub area. Soft lighting is built into the ceiling trim and above the mirrors.
Outdoor Space
The outdoor area includes a vine-covered pergola with a round, glass-top dining table and seating for six. Beyond the table is a rectangular pool with lounge areas on both ends. The setting is surrounded by manicured trees and overlooks the water.
Source: Sarah E Kanne @ Gibson Island Real Estate Inc via Coldwell Banker Realty
