When it comes to luxury real estate, Florida delivers with a dazzling array of architectural styles, premium amenities, and breathtaking locations. From serene waterfront retreats to golf course estates and coastal modern marvels, Florida’s $5 million homes offer a lifestyle of unparalleled elegance and convenience. Imagine living in a custom-built masterpiece overlooking the Pete Dye-designed fairways, or a sleek, hurricane-ready Redington Beach estate with rooftop views of the Gulf of Mexico. Whether it’s the expansive outdoor living spaces with resort-style pools or chef-inspired kitchens perfect for entertaining, these properties redefine luxury at every turn. Step inside to discover homes with expansive floorplans, state-of-the-art features, and seamless integration of indoor and outdoor living, all designed to embrace Florida’s unique blend of natural beauty and refined living. For those ready to explore the epitome of Sunshine State luxury, here’s what $5 million can offer you in Florida.
10. Miami, FL – $4,800,000

This property in Miami is priced at $4,800,000. This 7-bedroom, 5.5-bathroom estate is located within the gated Oak Hammock community on a 33,786-square-foot lot, the largest in the neighborhood. The home features vaulted ceilings, formal living and dining rooms, a bar, and a family room. The chef’s kitchen is equipped with granite countertops and high-end appliances. The oversized principal bedroom includes a library, a sitting area, and an en-suite bathroom. The property also includes a large pool, a full-home generator, a 3-car garage, and access to community amenities such as tennis and basketball courts and 24/7 gated security.
Listing Agents: Jonathan Mann & Judy Zeder @ Coldwell Banker Realty
9. Miami Beach, FL – $4,999,000

Here’s what you get in Miami Beach for $4,999,000. This 4-bedroom, 3-bathroom new construction home is located in Miami Beach’s Lakeview neighborhood. The upstairs primary suite includes dual walk-in closets, a spa-like bathroom with a soaking tub, large shower, and a high-tech Toto automated toilet. The home features a downstairs bedroom adjacent to a full bathroom, ideal for guests or a home office. Outdoor amenities include a pool and summer kitchen, designed for entertainment and relaxation. Additional features include soaring ceilings in the living area, a 1-car garage, and interiors curated by Visionnaire Home.
Listing Agents: Danny Hertzberg & Hillary R Hertzberg @ Coldwell Banker Realty
8. Pinecrest, FL – $4,985,000

All this in Pinecrest for $4,985,000. This 6-bedroom, 7.5-bathroom Pinecrest residence offers 6,514 sq ft of living space on a 35,283 sq ft lot. The outdoor area includes a pool, spa, summer kitchen, and a covered patio designed for gatherings. The interior features an open layout with coffered ceilings, custom lighting, and large windows for natural light. Additional spaces include a home office with a fireplace, a media room convertible to a guest suite, and a primary bedroom with an ensuite and additional ensuite rooms. The property combines modern luxury with functional living areas.
Listing Agent: Judy Zeder & Nathan Zeder @ Coldwell Banker Realty
7. Windermere, FL – $4,790,000

Here’s an example of a $4,790,000 home in Windermere. This fully remodeled 5-bedroom, 4.5-bathroom home spans 5,565 sq ft and is located within the Isleworth Golf Community along the 12th hole of the Arnold Palmer-designed golf course. The residence features marble flooring, a gourmet kitchen with Wolf appliances, a Sub-Zero refrigerator and freezer, a 10-foot polished marble island, and a 1,000-bottle chilled wine room. The first-floor primary suite includes a sitting area, fireplace, custom closet with LED-lit cabinetry, and a luxurious en-suite with a soaking tub and rain shower. The second floor offers three additional bedrooms, a balcony with golf course and pond views, and a flex room for various uses. Outdoor amenities include a solarium, pool, and covered lanai.
Listing Agent: Rajia Ackley @ Coldwell Banker Realty
6. Tampa, FL – $4,805,000

All this for $4,805,000 in Tampa. This 15,003 sq ft estate in the Avila community sits on a 1.83-acre double lot with direct access to the Jack Nicklaus Signature Golf Course. The home includes six bedrooms, seven full bathrooms, and three half bathrooms, with a primary suite featuring a spa-like bathroom and an upstairs bathroom equipped with a built-in steam shower. It boasts three gourmet kitchens, a game room, and a 20×40 saltwater swimming pool with a 667 sq ft pool house complete with a full bathroom and kitchen. Additional features include a whole-house generator with a 2,000-gallon propane tank, smart home technology with over 75 smart switches, and four fireplaces. The property also offers a 459 sq ft air-conditioned walk-up attic and marble flooring in all bathrooms.
Listing Agent: Valeria Yaffe @ Coldwell Banker Realty
5. Jacksonville, FL – $5,200,000

In Jacksonville, this is an example of what you can buy for $5,200,000. This 9,046 sq ft deep-water estate, built in 2009, sits on 2.47 acres and includes 7 bedrooms and 7 full baths, plus 2 half baths. The main house features 5 bedrooms, each with a private bath, along with 3 laundry rooms and 2 office spaces for functional living. A garage apartment adds 2 additional bedrooms and 1 full bath, providing versatile guest or extended family accommodations. The property includes 6 oversized garages and a fully fenced additional lot suitable for pets or recreational use. The estate combines waterfront access with spacious, practical design for residential or hosting needs.
Listing Agent: Terri Tennille @ Coldwell Banker Realty
4. Sarasota, FL – $5,499,000

For $5,499,000, here’s what you get in Sarasota. This 4,000 sq ft modern residence, built in 2024, is located in Lido Shores and offers private beach access to the Gulf of Mexico. The home includes 4 bedrooms, 5 full baths, and 1 half bath, with open-concept living spaces featuring high-end Thermador appliances, electric Toto Washlet toilets, and customized closets. Smart home technology integrates automated shades, built-in speakers, high-definition televisions, and wireless access points throughout the property. The outdoor space includes a courtyard pool surrounded by lush landscaping and a rooftop terrace with panoramic views of the Gulf and downtown Sarasota. Additional features include a generator, hurricane-code construction, and pre-wiring for solar panels.
Listing Agent: Patrick Dipinto III & Steven Moore @ Coldwell Banker Realty
3. Naples, FL – $5,000,000

This home in Naples is all yours for $5,000,000. This 2-bedroom, 2-bathroom home, built in 1974, offers 2,327 sq ft of living space on a 0.33-acre lot with over 200 feet of water frontage. The property includes a new composite dock with two boat lifts, suitable for converting to accommodate a large yacht. The home features imported Italian cabinets, Italian tile flooring, custom granite finishes, and high-end appliances from Wolf, Sub-Zero, Bosch, and Miele. The master bedroom includes custom open-closet space and a private patio with poolside water views. The property’s elevated position prevented water damage during Hurricane Ian and provides a serene, private setting with towering palms and access to the Gulf directly from the backyard.
Listing Agent: Austin Kellam @ Coldwell Banker Realty
2. Redington Beach, FL – $4,995,000

In Redington Beach, $4,995,000 will get you this property. This 6-bedroom, 6.5-bathroom, 5,971 sq ft home, built in 2024, features state-of-the-art construction with steel trusses, concrete floors, and metal framing, designed to meet elevated flood zone requirements. It includes a 7-car garage, a rooftop terrace with over 1,600 sq ft offering beach views, and an open floor plan with floor-to-ceiling windows. The first floor houses a chef’s kitchen with a quartz waterfall island, Wolf and Thermador appliances, a butler’s pantry, an ensuite guest bedroom, and a fully equipped media room. The second floor provides a grand master retreat with a private terrace, spa-like bath, and custom closet, along with three additional ensuite bedrooms. Outdoor amenities include a pool with a floating spa, a sun deck, and a lanai with a kitchen, complemented by dual laundry rooms, a 3-stop elevator, and tropical landscaping.
Listing Agent: Jennifer Zales @ Coldwell Banker Realty
1. Palm Beach Gardens, FL – $4,999,000

I’d say you get the most modest home for $4,999,000 in Palm Beach Gardens. This 5-bedroom, 5-full-bath, 2-half-bath estate spans 5,572 sq ft and is situated on a cul-de-sac overlooking the 5th tee of the Pete Dye-designed course in the Old Marsh Golf Club. The property features a spacious open floor plan, a large downstairs master suite with a sitting room or gym, and access to a 55′ saltwater infinity pool. The gourmet kitchen includes dual refrigerators, ovens, dishwashers, and a warming drawer, while a second-floor loft with built-in dual desks complements three additional bedrooms with en-suite baths. Outdoor amenities include a lanai with a 6-burner grill and serene views of the Audubon-designated preserve. The home also offers an oversized 3-car garage, a 45 KW generator, a water filtration system, and ample storage space.
Listing Agent: Taylor Corey @ Coldwell Banker Realty