25 Worst Towns for Retirement in Georgia in 2025, According to ORS Data

Retirement should be about slowing down—not struggling with traffic, noise, or a lack of basic amenities. But in Georgia, not every town delivers the kind of peaceful, convenient lifestyle retirees are looking for. In fact, fresh data from the 2025 Overall Retirement Score (ORS) shows that some places fall dramatically short.

This list ranks the 25 least retiree-friendly towns in Georgia using ORS metrics that factor in walkability, cultural access, quietness, vibrancy, and more. While some of these towns may appeal to commuters or young families, they often lack the infrastructure or environment seniors need to feel at home. Whether you’re looking to retire soon or just curious how your town stacks up, the findings may surprise you.

25. Ellenwood – Few Amenities for Active Retirees

Ellenwood is an unincorporated suburb southeast of Atlanta that blends residential sprawl with scattered commercial pockets. It’s a popular base for commuters, thanks to its access to I-675 and I-285, but for retirees seeking community centers, senior activities, or public transit, Ellenwood offers little. Its quiet neighborhoods may seem appealing at first glance, but the lack of walkable spaces and low cultural engagement makes daily life feel isolated rather than peaceful.

The area has been growing steadily, but mostly with younger families and warehouse developments—not the kind of infrastructure retirees often rely on. Healthcare options are available but require a drive to nearby Stockbridge or Atlanta. For seniors who want low-maintenance living with amenities close by, Ellenwood isn’t likely to satisfy.

Ellenwood – ORS 27.48

• Overall Retirement Score: 27.48
• Quietness: 52.58
• Walkability: 40.70
• Cultural amenities: 33.36
• Vibrancy: 29.42
• Car-Friendliness: 56.75
• Transit-Friendliness: 12.71

Despite moderate car-friendliness, Ellenwood’s limited walkability and low vibrancy score reflect a town better suited for commuters than retirees. Its lack of transit options and relatively poor cultural offerings contribute to one of the lowest ORS ratings in the state.

24. Union City – Limited Services and Transit Access

Union City lies just southwest of Atlanta, offering an urban-suburban mix that may work for working adults—but not so much for retirees. It’s densely populated with a patchwork of housing and retail, but the town lacks charm and cohesion. Community events and senior-focused activities are few and far between, and outside of the main commercial corridor, many streets are unwalkable or dominated by fast-moving traffic.

The town has seen investment in logistics and industrial sectors, but little of that development has translated into public amenities. For those without a car—or with mobility challenges—the transit options are almost nonexistent, making daily errands a hassle.

Union City – ORS 27.32

• Overall Retirement Score: 27.32
• Quietness: 47.20
• Walkability: 48.34
• Cultural amenities: 25.62
• Vibrancy: 29.47
• Car-Friendliness: 56.70
• Transit-Friendliness: 13.04

Union City’s ORS reflects its middling walkability and low cultural engagement. The absence of reliable transit, combined with uninspiring public spaces, makes it a tough choice for retirees looking for an easy, connected lifestyle.

23. East Point – Bustling but Not Beneficial for Seniors

East Point, located just southwest of Atlanta, is one of the region’s more active communities—but that doesn’t necessarily work in retirees’ favor. The town offers higher vibrancy and cultural access than others on this list, but it’s also noisier and more congested. Seniors looking for peace and quiet won’t find much of it here.

While MARTA access is a bonus, the overall environment feels fast-paced and geared toward younger residents. Sidewalks and walkability are hit-or-miss, and crime concerns in some pockets make casual strolls or solo outings less appealing. Healthcare and grocery options are solid, but the overall experience can feel overwhelming for older adults.

East Point – ORS 27.24

• Overall Retirement Score: 27.24
• Quietness: 43.03
• Walkability: 60.44
• Cultural amenities: 42.53
• Vibrancy: 52.06
• Car-Friendliness: 54.73
• Transit-Friendliness: 26.13

Despite better-than-average walkability and transit, East Point’s low quietness and mid-level car-friendliness drag its ORS score down. Retirees might enjoy the action for a while—but few would find it sustainable long-term.

22. Conley – Not Built for Retirement Living

Conley is a small, unincorporated area sandwiched between I-285 and I-675. It’s known more for industrial warehouses and busy freight routes than community engagement or scenic living. Quiet? Somewhat. But convenient? Not at all. It lacks basic walkability and cultural appeal, making daily life especially dull and disconnected for retirees.

There are few green spaces, no proper downtown, and hardly any public gathering places. Residents rely almost entirely on cars, and for retirees who no longer drive, that can be a serious limitation. While housing may be affordable, the trade-off is a lack of things to do or places to go.

Conley – ORS 26.64

• Overall Retirement Score: 26.64
• Quietness: 58.19
• Walkability: 28.45
• Cultural amenities: 19.74
• Vibrancy: 17.53
• Car-Friendliness: 62.18
• Transit-Friendliness: 5.44

With nearly nonexistent transit and a walkability score in the 20s, Conley scores poorly across every retiree-relevant category. It’s affordable—but so are many places that offer much more.

21. Omega – Quiet, But Severely Lacking Amenities

Located in south-central Georgia near Tifton, Omega offers the kind of quiet that retirees often want—but with little else to back it up. This tiny agricultural town has few community services, limited healthcare access, and next to no cultural life. Its infrastructure is car-reliant, and there’s minimal support for seniors seeking an active or social lifestyle.

While it scores well for peace and walkability, those benefits are outweighed by the isolation and lack of things to do. For independent-minded seniors, it might suffice—but anyone needing more than just quiet surroundings will quickly feel stuck.

Omega – ORS 26.11

• Overall Retirement Score: 26.11
• Quietness: 78.87
• Walkability: 54.74
• Cultural amenities: 13.82
• Vibrancy: 21.35
• Car-Friendliness: 50.85
• Transit-Friendliness: N/A

Omega’s ORS makes clear that peace and walkability only go so far. Without services, culture, or connection, it’s a lonely place to grow old.

20. Newington – Few Services in This Sleepy Spot

Tucked away in Screven County near the South Carolina border, Newington is a tiny town surrounded by farmland and forests. While the pace of life is undeniably slow, there’s very little infrastructure for older adults who want more than just peace and quiet. Seniors will find no walkable town center, limited healthcare access, and almost no entertainment or cultural events to enjoy locally.

The area’s isolation means that even basic errands require a car, and public transit is nonexistent. While it might appeal to those looking for solitude, Newington simply doesn’t offer the day-to-day convenience or stimulation that most retirees value.

Newington – ORS 26.06

• Overall Retirement Score: 26.06
• Quietness: 67.12
• Walkability: 41.73
• Cultural amenities: 20.49
• Vibrancy: 22.36
• Car-Friendliness: 58.74
• Transit-Friendliness: N/A

With a low score for cultural life and no transit system, Newington ranks poorly for retirement. Even the relatively decent quietness and car access aren’t enough to lift it out of the bottom tier.

19. Riverdale – Busy Suburb Without the Perks

 

Riverdale sits just south of Atlanta in Clayton County and serves largely as a bedroom community. Although it’s well connected by road, the area is better suited to younger commuters than to older adults. There’s a mix of strip malls, fast food outlets, and residential zones—but little in the way of parks, public spaces, or senior-focused programming.

It also struggles with congestion and a lack of walkable neighborhoods, making daily life harder without a car. While some medical services are nearby, they’re often overwhelmed by the area’s growing population.

Riverdale – ORS 26.06

• Overall Retirement Score: 26.06
• Quietness: 44.05
• Walkability: 55.33
• Cultural amenities: 30.26
• Vibrancy: 35.64
• Car-Friendliness: 56.63
• Transit-Friendliness: 16.96

Riverdale’s scores show it’s neither especially quiet nor especially connected. The town’s lack of cultural depth and modest transit options leave little to recommend it for retirees.

18. Bethlehem – Not Much Beyond a Name

Bethlehem, located in Barrow County east of Atlanta, may have a festive name but offers little year-round excitement—especially for retirees. It’s a quiet area with suburban sprawl, minimal public transport, and virtually no local cultural or recreational programming. Seniors hoping for walkable streets or accessible parks will be disappointed by its car-dominant design.

While the area has grown, most of the development has focused on housing rather than infrastructure that supports aging in place. Retirees looking for community events, libraries, or senior centers will find themselves driving far to reach them.

Bethlehem – ORS 25.83

• Overall Retirement Score: 25.83
• Quietness: 68.46
• Walkability: 21.95
• Cultural amenities: 18.05
• Vibrancy: 14.61
• Car-Friendliness: 67.38
• Transit-Friendliness: 2.61

Bethlehem’s poor walkability and near-zero transit friendliness hurt its retiree appeal. The quiet environment is undermined by a lack of connection and access to local services.

17. Keysville – Rural Stillness Without Support

Keysville is a tiny rural town in Burke County, not far from Augusta. Its charm lies in its slow pace and quiet surroundings, but retirees looking for services or community engagement will find slim pickings. There are no local hospitals, few shops, and almost no organized activities for older adults.

While it may suit those who prefer a remote lifestyle, the lack of cultural or recreational outlets can lead to isolation. The absence of transit and minimal walkability add to the challenges of growing older in place here.

Keysville – ORS 25.72

• Overall Retirement Score: 25.72
• Quietness: 77.93
• Walkability: 46.43
• Cultural amenities: 14.66
• Vibrancy: 24.15
• Car-Friendliness: 50.85
• Transit-Friendliness: N/A

High quietness isn’t enough to offset Keysville’s lack of basic services. Without health care, public transit, or cultural life, the town’s ORS score accurately reflects its retiree limitations.

16. Jonesboro – Congestion and Limited Access

Jonesboro, the seat of Clayton County, sits within the Atlanta metro area and suffers from many of the drawbacks of suburban sprawl. While it has a rich Civil War history and some historic charm downtown, modern Jonesboro is choked with traffic and low on public spaces designed for seniors. There are few safe places to walk, and the bus service is limited and unreliable.

The cultural scene is modest, and most activities require a car and advance planning. It’s a town more aligned with family life and commuting patterns than relaxed retirement living.

Jonesboro – ORS 25.66

• Overall Retirement Score: 25.66
• Quietness: 51.25
• Walkability: 51.69
• Cultural amenities: 30.84
• Vibrancy: 36.48
• Car-Friendliness: 57.44
• Transit-Friendliness: 15.34

Jonesboro’s middling scores reflect a town caught between convenience and congestion. While not the worst in every category, it lacks the calm, accessible lifestyle retirees often seek.

15. Lovejoy – Car-Dependent With Few Senior Resources

Lovejoy, located in southern Clayton County, has seen residential growth in recent years but lacks the infrastructure to support an aging population. The area is dominated by subdivisions and busy roadways, with minimal access to parks, libraries, or senior-focused community centers. For retirees without a car or those seeking daily engagement close to home, Lovejoy presents more frustration than comfort.

While it’s quiet and housing is relatively affordable, that comes at the cost of cultural access and convenience. Most errands require driving, and public services tend to be scattered or located in neighboring towns.

Lovejoy – ORS 24.93

• Overall Retirement Score: 24.93
• Quietness: 60.71
• Walkability: 27.81
• Cultural amenities: 21.99
• Vibrancy: 20.44
• Car-Friendliness: 61.75
• Transit-Friendliness: 6.83

Lovejoy scores poorly in walkability and cultural access, highlighting its lack of amenities for retirees. Transit service is extremely limited, and even basic outings often mean getting in the car. The town’s ORS confirms that it’s not built with seniors in mind.

14. Rex – Low Engagement, High Dependence on Cars

Rex is an unincorporated community in Clayton County that lacks a distinct town center, leaving retirees with few gathering places or walkable destinations. It functions more as a residential extension of the Atlanta suburbs than a fully developed community. This car-dependent layout, combined with limited cultural and recreational options, makes Rex a tough place to age comfortably.

Even with decent quietness, the absence of local amenities means retirees have to travel for almost everything. It’s a place where older adults can live—but rarely thrive.

Rex – ORS 24.16

• Overall Retirement Score: 24.16
• Quietness: 60.03
• Walkability: 28.83
• Cultural amenities: 20.36
• Vibrancy: 19.84
• Car-Friendliness: 61.59
• Transit-Friendliness: 6.79

Rex’s low vibrancy and walkability reflect a lack of stimulation and access for seniors. Public transit is nearly absent, making independence harder to maintain. Its ORS shows it to be one of Georgia’s weaker choices for retirement.

13. Stonecrest – Sprawling, With Few Retiree Perks

Stonecrest, in eastern DeKalb County, is a relatively new city with big commercial developments but not much tailored to seniors. The area is anchored by shopping centers and wide roads, but it lacks intimate green spaces, cozy neighborhoods, or senior-specific services. What activity exists is geared toward retail and commerce—not community or culture.

Despite moderate population growth, Stonecrest hasn’t caught up in creating an inviting, age-friendly environment. Even day-to-day tasks like going for a walk or attending an event can feel like a chore rather than a pleasure.

Stonecrest – ORS 23.44

• Overall Retirement Score: 23.44
• Quietness: 56.71
• Walkability: 35.39
• Cultural amenities: 26.72
• Vibrancy: 25.08
• Car-Friendliness: 59.47
• Transit-Friendliness: 9.57

Stonecrest’s mediocre walkability and poor transit access contribute to its low ORS. There’s little cultural depth, and the environment is more functional than enjoyable. It’s far from ideal for retirees looking for enrichment or ease.

12. Cusseta – Peaceful, but Practically Empty

Cusseta is a small town in Chattahoochee County that boasts quiet surroundings—but very little else. Seniors living here will quickly notice the lack of essential services: few shops, no local hospital, and very limited entertainment or cultural options. The town’s small population and rural isolation make it peaceful, but also deeply inconvenient.

There are no transit services and few walkable destinations, which can make daily life feel monotonous and disconnected. Retirees who value peace and don’t mind being far from everything might be content—but they’ll be on their own.

Cusseta – ORS 22.45

• Overall Retirement Score: 22.45
• Quietness: 73.95
• Walkability: 47.86
• Cultural amenities: 15.79
• Vibrancy: 27.34
• Car-Friendliness: 50.85
• Transit-Friendliness: N/A

Cusseta scores well for quietness, but that’s where the good news ends. Its low cultural amenities, poor connectivity, and nonexistent transit hurt retirees’ quality of life. The ORS reflects a town that simply isn’t built for aging comfortably.

11. Hapeville – Urban Buzz, but Retiree Barriers

Just north of the Atlanta airport, Hapeville is a compact, artsy town known for its murals and emerging dining scene. While it offers vibrancy and walkability, it’s also noisy, congested, and better suited for younger professionals or travelers. Seniors may appreciate the culture, but the overall pace can be overwhelming—especially with planes frequently overhead.

Its charm is real, but the lifestyle may prove exhausting for those seeking a slower rhythm. High traffic, limited quiet zones, and modest healthcare options make Hapeville more style than substance for older adults.

Hapeville – ORS 21.47

• Overall Retirement Score: 21.47
• Quietness: 35.34
• Walkability: 65.89
• Cultural amenities: 41.23
• Vibrancy: 56.96
• Car-Friendliness: 52.31
• Transit-Friendliness: 31.13

Despite strong cultural and transit scores, Hapeville’s noise and congestion drag down its ORS. It’s an engaging place, but not one that supports restful, low-stress retirement. The numbers reflect that disconnect clearly.

10. Morrow – Limited Charm and Senior Appeal

Morrow is a small city in Clayton County, located just off I-75, best known for its retail corridor and traffic-heavy environment. While Southlake Mall and surrounding stores bring in shoppers, the area lacks walkable green spaces, senior centers, or dedicated cultural programming for retirees. For older adults, the town feels more like a place to pass through than settle into.

Despite having decent highway access, Morrow doesn’t provide a restful or enriching environment. The daily rhythm here is centered on shopping and commuting, not on community or recreation.

Morrow – ORS 18.74

• Overall Retirement Score: 18.74
• Quietness: 48.98
• Walkability: 49.48
• Cultural amenities: 28.59
• Vibrancy: 33.41
• Car-Friendliness: 57.44
• Transit-Friendliness: 14.23

Morrow’s middling walkability and cultural scores leave little to recommend it for retirees. There’s some access to basic services, but the lack of charm and low quietness drag down the experience. Its ORS captures the town’s lack of retiree-friendly qualities.

9. West Point – Industrial Roots With Few Retiree Resources

West Point, on the western edge of Georgia near the Alabama border, is a small city shaped by its industrial history. While it has scenic views along the Chattahoochee River and a historic downtown, much of the local economy is geared toward the Kia automotive plant and supporting industries. That translates to noise, traffic, and a pace of life not particularly suited to retirees.

There are limited healthcare options, few senior-specific resources, and most community activities are modest or seasonal. For older adults looking for year-round support and stimulation, West Point offers more gaps than solutions.

West Point – ORS 18.17

• Overall Retirement Score: 18.17
• Quietness: 63.01
• Walkability: 55.13
• Cultural amenities: 26.12
• Vibrancy: 38.13
• Car-Friendliness: 56.61
• Transit-Friendliness: 8.00

West Point scores well for quietness and walkability, but its weak transit and cultural infrastructure stand out. The low ORS reflects a town that’s pleasant for a visit—but limited for long-term retirement. It lacks the consistency and access most retirees look for.

8. Sparks – Too Quiet and Too Isolated

Sparks is a small, rural town in southern Georgia, just north of Valdosta, offering peace and stillness—but almost nothing else. Seniors here will find few services, next to no cultural programming, and a total absence of public transit. The town’s residential layout and limited commercial development mean retirees are largely on their own.

While it’s a quiet place to live, many would find it too isolating, especially without close family or friends nearby. There’s no walkable downtown, and healthcare access requires driving to larger towns like Tifton or Adel.

Sparks – ORS 17.98

• Overall Retirement Score: 17.98
• Quietness: 75.94
• Walkability: 45.59
• Cultural amenities: 13.45
• Vibrancy: 23.06
• Car-Friendliness: 50.85
• Transit-Friendliness: N/A

Sparks earns high marks for peace, but very low ones for engagement. The cultural and vibrancy scores show how little there is to do for seniors. Its ORS confirms that it’s not suited for aging well.

7. Fort Stewart – A Base Town Without Senior Infrastructure

Fort Stewart, home to a major U.S. Army installation, is designed for military life—not retirement. The area is transient, busy, and structured around the needs of younger active-duty personnel and their families. While some medical services exist on base, retirees face significant barriers accessing senior care, housing, or long-term community ties.

Outside of the base, the surrounding area offers little in the way of walkable neighborhoods, cultural options, or age-friendly transit. For non-military retirees, living here means constant adjustment to a fast-moving, temporary environment.

Fort Stewart – ORS 17.97

• Overall Retirement Score: 17.97
• Quietness: 59.55
• Walkability: 35.03
• Cultural amenities: 21.35
• Vibrancy: 23.96
• Car-Friendliness: 56.94
• Transit-Friendliness: N/A

Fort Stewart’s lack of transit and modest walkability are compounded by its military-focused design. Retirees will find few permanent resources geared toward their stage of life. The ORS accurately reflects how out-of-place older adults may feel here.

6. Fleming – Remote and Underserved

Fleming is an unincorporated rural community in Liberty County, southeast of Hinesville. The town’s quiet charm comes with trade-offs: no medical services, almost no shopping, and no cultural or recreational opportunities geared toward older adults. For retirees who crave connection, Fleming offers only distance and downtime.

There’s no public transit, and its spread-out layout means every errand requires a car. While peaceful, it’s also highly impractical for aging residents who want more than stillness.

Fleming – ORS 17.37

• Overall Retirement Score: 17.37
• Quietness: 75.30
• Walkability: 44.18
• Cultural amenities: 13.06
• Vibrancy: 22.40
• Car-Friendliness: 50.85
• Transit-Friendliness: N/A

Fleming’s low ORS reflects its lack of services and accessibility. Its quietness doesn’t make up for the total absence of culture, transit, or support. It’s not built to age in place.

5. College Park – Busy Airport Suburb With Few Retiree Benefits

College Park sits directly adjacent to Atlanta’s Hartsfield-Jackson Airport, which makes it one of the noisiest and most high-traffic towns in the state. While it has a dense downtown and some cultural revival in recent years, retirees will find little peace here—especially with constant plane traffic overhead. Despite some pockets of walkability, much of the area feels fast-paced, heavily commercialized, and more suited to students or travelers than seniors.

Medical facilities are available, but the overall environment can feel chaotic and impersonal. The town has seen investment in housing and entertainment, but little has been directed toward amenities that benefit an aging population.

College Park – ORS 16.49

• Overall Retirement Score: 16.49
• Quietness: 36.34
• Walkability: 55.47
• Cultural amenities: 35.07
• Vibrancy: 45.85
• Car-Friendliness: 53.94
• Transit-Friendliness: 23.75

Despite decent cultural offerings and transit access, College Park’s high noise levels and lack of retiree-focused infrastructure drag it down. It may appeal to younger residents seeking a vibrant scene, but retirees looking for calm and convenience will struggle here. The ORS reflects this imbalance clearly.

4. Norcross – Active but Overwhelming for Aging Residents

Norcross, a historic town in Gwinnett County, has retained some charm in its small downtown—but the rest of the area has grown into a congested, noisy, and fast-moving suburb. It’s home to a large population and plenty of businesses, but that means heavy traffic, limited parking, and few quiet areas to relax. Seniors might appreciate the walkability in some parts, but the overall environment feels too rushed and commercial for restful living.

Transit exists but doesn’t extend far enough to support full independence without a car. And while the town has cultural attractions, they tend to cater to a younger, more mobile demographic.

Norcross – ORS 15.77

• Overall Retirement Score: 15.77
• Quietness: 42.05
• Walkability: 64.11
• Cultural amenities: 43.94
• Vibrancy: 55.85
• Car-Friendliness: 53.90
• Transit-Friendliness: 28.29

Norcross scores well for walkability and cultural life, but fails to provide calm or accessibility for older adults. With rising costs and noise, the town has outgrown its retiree-friendly roots. Its low ORS underscores how difficult it is to age comfortably in this setting.

3. Forest Park – Crowded, Noisy, and Lacking Calm

Forest Park is just south of Atlanta and shares many of the same urban challenges: congestion, high crime rates, and a dense population that puts pressure on infrastructure. While it’s more affordable than some neighboring areas, retirees won’t find much peace or support here. Parks are sparse, transit is limited, and the environment tends to be more industrial than community-focused.

Healthcare is present but not abundant, and local services are stretched thin due to the high demand from a growing, younger population. Daily errands are doable by car, but not always stress-free or safe-feeling.

Forest Park – ORS 15.66

• Overall Retirement Score: 15.66
• Quietness: 41.73
• Walkability: 57.29
• Cultural amenities: 33.38
• Vibrancy: 42.57
• Car-Friendliness: 55.72
• Transit-Friendliness: 20.46

Forest Park’s scores highlight the struggle between access and atmosphere. It offers some convenience, but little serenity, and retirees may find it more taxing than tranquil. The ORS confirms it’s one of Georgia’s least desirable places to age.

2. Pine Lake – Energetic and Artsy, But Not Practical

Pine Lake is a quirky, tight-knit city with a strong arts community—but that doesn’t make it retiree-friendly. While it scores high for walkability and vibrancy, those perks come with trade-offs: dense housing, limited healthcare access, and virtually no infrastructure for aging in place. Its popularity with creatives and younger residents gives the town energy, but can also make it feel crowded and chaotic.

Public transport is present but not reliable, and most errands still require a car. It’s an engaging place to visit, but not one built for the day-to-day needs of older adults.

Pine Lake – ORS 14.93

• Overall Retirement Score: 14.93
• Quietness: 48.21
• Walkability: 73.42
• Cultural amenities: 58.24
• Vibrancy: 72.47
• Car-Friendliness: 49.32
• Transit-Friendliness: 38.86

Pine Lake’s cultural and vibrancy scores are among the highest on this list, but that energy doesn’t translate to senior comfort. The town lacks the calm, access, and support retirees often need. Its ORS shows that excitement isn’t always a substitute for livability.

1. Clarkston – Diverse and Dense, But Difficult for Retirees

Clarkston ranks as the worst town in Georgia for retirees, according to the Overall Retirement Score—and the data backs that up. The town is densely populated, often noisy, and heavily trafficked, with minimal quiet zones and few public spaces geared toward seniors. While it’s known for its diversity and immigrant community, that doesn’t necessarily equate to accessibility or calm for older adults.

The walkability is high, but it’s not matched by safety or ease of movement for those with mobility issues. There’s limited healthcare nearby, and the vibrancy can often translate to sensory overload for retirees.

Clarkston – ORS 13.38

• Overall Retirement Score: 13.38
• Quietness: 38.92
• Walkability: 74.04
• Cultural amenities: 48.84
• Vibrancy: 65.60
• Car-Friendliness: 51.50
• Transit-Friendliness: 34.98

Clarkston may be walkable and lively, but it’s the kind of place where retirees can feel overwhelmed and overlooked. The noise, pace, and infrastructure gaps make everyday life more challenging than it should be. That’s why it lands at the bottom of Georgia’s retirement rankings.