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14 of the Best Mortgage Brokers Nationwide Serving Most States

Mortgage broker meeting with clients to discuss buying a home

Looking for a mortgage broker with a national presence? Here’s a list of many of the best listed in alphabetical order.

1. Better Mortgage

Digital-first lender with no origination fees. Specializes in quick pre-approvals and streamlined closings. Offers conventional loans and jumbo loans with competitive rates and an entirely online process. Visit.

2. Caliber Home Loans

Specializes in both conventional and government loans. Known for strong customer service and programs for first-time homebuyers and military veterans. Visit.

3. CrossCountry Mortgage

Licensed in all 50 states, offering diverse loan products including conventional, FHA, VA, USDA, and jumbo loans. Known for personalized service and specializing in loans for self-employed borrowers and unique property types. Visit.

4. Fairway Independent Mortgage

Family-oriented lender with extensive branch network. Specializes in both conventional and government-backed loans. Notable for their support of veterans through VA loans and their user-friendly mobile app for loan management. Visit.

5. Finance of America

Comprehensive lender offering traditional mortgages, reverse mortgages, and commercial loans. Known for flexible loan options and specialized programs for unique borrowing situations. Visit.

6. Freedom Mortgage

One of the largest VA loan originators in the U.S. Specializes in government-backed loans and conventional mortgages. Strong focus on customer service and military borrowers. Visit.

7. Guaranteed Rate

Known for digital mortgage platform and competitive rates. Offers conventional, jumbo, FHA, VA, and USDA loans with a streamlined online application process. Visit.

8. Guild Mortgage

Focuses on first-time homebuyers with down payment assistance programs. Offers conventional, FHA, VA, and USDA loans. Strong digital platform combined with local market expertise through branch offices. Visit.

9. loanDepot

Combines digital lending with physical branch locations nationwide. Known for their “mello smartloan” technology that speeds up the approval process. Offers conventional, FHA, VA, and ARM loans, with strong refinancing programs. Visit.

10. Mr. Cooper

One of the largest non-bank mortgage servicers. Offers conventional and government-backed loans with digital tools for loan management and refinancing. Visit.

11. NewRez

Offers diverse loan products including non-QM loans for self-employed borrowers. Strong refinancing programs and specialized options for investment properties. Visit.

12. PennyMac

Direct lender specializing in conventional, FHA, and VA loans. Known for competitive rates and servicing their own loans rather than selling them. Visit.

13. Rocket Mortgage

The largest mortgage lender in America, specializing in digital mortgage applications and rapid approvals. Known for their online platform, competitive rates, and streamlined refinancing options. Offers conventional, FHA, VA, and jumbo loans with down payments as low as 3%. Visit.

14. United Wholesale Mortgage (UWM)

America’s largest wholesale mortgage lender, operating exclusively through independent mortgage brokers. Offers competitive rates, advanced technology platforms, and fast closings. Specializes in conventional loans and has innovative programs for first-time homebuyers. Visit.

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  • Mortgage Pre-Approval
  • Equity Loan
  • Today’s Rates
    • Mortgage Rates Table (Compared)
    • Home Equity Rates (Compared)
  • Recent
  • Real Estate
    • Town Finder Tool
    • By State
    • Midwest
    • Northeast
    • Northwest
    • Southeast
    • Southwest
    • Homebuyer Checklist (PDF)
  • Calculators
    • Home Affordability Calculator
    • Monthly Mortgage Payment Calculator
    • Home Proceeds Calculator
    • Mortgage Refinance Calculator
    • Rent vs. Buy Calculator
    • Debt-to-Income Ratio Calculator
    • Home Loan Comparison Calculator
    • Mortgage Payment Chart
    • US Housing Data
  • Interiors
  • Luxury Homes
    • Celebrity Homes
  • House Plans
    • By Style
      • Victorian
      • Mid-Century Modern
      • Ranch-Style
      • Georgian
      • Farmhouse
      • Cabins
      • Craftsman
      • Bungalows
      • Northwest Style House Floor Plans
      • Mountain-Style House Floor Plans
      • Traditional-Style House Floor Plans
      • Spanish Style House Floor Plans
      • Tiny House Plans
      • Modern-Style House Floor Plans
      • Florida-Style House Plans & Floor Plans
      • Contemporary Style House Floor Plans
    • Bedrooms
      • 1-Bedroom House Plans
      • 2-Bedroom House Plans
      • 3-Bedroom House Plans & Floor Plans
      • 4-Bedroom House Plans & Floor Plans
      • 5-Bedroom House Plans
      • 6-Bedroom House Plans
      • 7-Bedroom House Plans
    • Feature
      • With Wrap-Around Porch
      • Jack and Jill Bathroom
      • Covered Porch
      • With Walkout Basement
      • With In-Law Suite
      • Plans with a Loft
      • House Plans with a Basement
      • With Garage
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