Hawaii’s real estate market offers a diverse range of luxury homes, from oceanfront retreats to mountainside estates. With a $3 million budget, buyers can expect high-end finishes, breathtaking views, and unique island living experiences. Whether you’re looking for a modern beachfront villa, a secluded tropical oasis, or a resort-style property with top-tier amenities, Hawaii has something to offer. Here’s a look at 10 incredible homes currently valued at around $3 million across the islands.
10. Kamuela, HI – $2,975,000

This custom-built single-level home spans 2,944 sq. ft. on over an acre of land, featuring four bedrooms, four bathrooms, and luxurious design elements throughout. The open great room with vaulted ceilings, a slate accent wall, and sliding glass doors leads to a full-length covered lanai, showcasing panoramic views of Hoku’ula, the coastline, and the ocean. A chef’s kitchen with Thermador appliances, a massive island, and a back kitchen with additional high-end appliances adds to the functionality and elegance of the home. Valued at $2,975,000, the property also includes a double fire pit with seating, an outdoor BBQ kitchen, a putting green, and an 802 sq. ft. garage, all framed by impressive Ohia beams and custom landscaping.
Where is Kamuela, Hawaii (Big Island)?

Kamuela, also known as Waimea, is a town on the Big Island of Hawaii, located in the island’s interior at an elevation of about 2,500 feet. It sits in the rolling green hills of the Kohala region, offering a cooler climate compared to the coastal areas. Kamuela is known for its ranching history, home to Parker Ranch, one of the largest and oldest cattle ranches in the U.S. The town combines rural charm with modern conveniences, featuring local markets, farm-to-table dining, and easy access to both the Kohala Coast’s beaches and the lush Waipiʻo Valley.
Living Room

The living room features a modern black accent fireplace, built-in white shelving, and an open-concept layout. A wall of sliding glass doors leads to a covered patio with an ocean view. Recessed lighting and faux ceiling beams add contemporary details.
Kitchen

The kitchen includes a large island with a waterfall granite countertop, white cabinetry, and a stone backsplash. Stainless steel appliances, a farmhouse sink, and bar seating create a functional and stylish space. Vaulted ceilings with exposed beams complete the open-concept design.
Bedroom

The bedroom has a high wood-paneled ceiling, recessed lighting, and sliding glass doors opening to the backyard. A neutral color palette and modern furnishings give it a sleek, comfortable feel. The large windows bring in natural light and outdoor views.
Bathroom

The bathroom has a freestanding soaking tub, a large vanity with dual sinks, and a walk-in shower. Dark floor tiles contrast with the white walls and fixtures. A large window provides natural light and a view of the private outdoor space.
Backyard

The backyard features a modern, multi-level patio with built-in seating and a geometric walkway. Lush landscaping lines the perimeter, adding privacy and a natural aesthetic. Large sliding glass doors create a seamless indoor-outdoor connection, enhancing the home’s open design.
Source: Annie Mendoza @ Corcoran Pacific Properties via Coldwell Banker Realty
9. Laie, HI – $2,970,000

Valued at $2,970,000, this 3,879 sq. ft. oceanfront home on Laie Point offers 7 bedrooms and 5 bathrooms, with the flexibility to function as a single residence or two separate units. The main section includes 5 bedrooms and 2.5 bathrooms, while the attached Ohana unit features 2 bedrooms, 1 bathroom, and a full wet bar. Designed with an open floor plan, high vaulted ceilings, and spacious lanais, the home provides stunning ocean views and easy access to a nearby white sandy beach. Its serene location allows for peaceful ocean sounds, breathtaking sunsets, and stargazing right from the property.
Where is Laie, Oahu?

Laie is a small coastal town located on the northeastern shore of Oahu, about 35 miles from Honolulu. It is known for its strong Polynesian cultural influence and is home to the Polynesian Cultural Center, a major tourist attraction. The town also houses Brigham Young University–Hawaii and the historic Laie Hawaii Temple of The Church of Jesus Christ of Latter-day Saints. With its beautiful beaches, including Hukilau Beach and Laie Point, Laie offers a peaceful, community-oriented atmosphere surrounded by natural beauty.
Living Room

The living room has a wall of floor-to-ceiling windows overlooking the ocean, with vaulted wood ceilings and a stone fireplace. A large sectional sofa and lounge chairs are arranged to face both the view and the television. The open-concept space connects seamlessly to the rest of the home.
Dining Area

The dining area features a long wooden table with seating for ten, along with a breakfast bar for additional seating. Large sliding glass doors lead to an ocean-facing deck with an outdoor dining setup. The wood-paneled ceiling adds warmth to the bright, open space.
Bedroom

The bedroom is spacious with high vaulted ceilings, exposed wooden beams, and slate flooring. Large windows allow for ocean views and natural light to fill the space. The simple furnishings include a bed, a lounge chair, and nightstands.
Game Room

A game room with a pool table is positioned next to sliding glass doors that open onto an ocean-view deck. The space includes a seating area with a blue couch and artwork of ocean waves. Terracotta tile flooring and wooden railings complement the coastal setting.
Deck

The outdoor deck is positioned directly over the water, with a seating area consisting of a round table and four plastic chairs. The wooden railing ensures an unobstructed view of the coastline. Palm trees and ocean waves create a relaxing atmosphere.
Source: Paul M Javier @ Homesmart Island Homes via Coldwell Banker Realty
8. Koloa, HI – $2,995,000

This 2,068 sq ft Kauai beach house was originally built in 1958 and has been thoughtfully updated while maintaining its relaxed, classic style. The home features 3 bedrooms, 2 bathrooms, and a spacious great room with original wood floors and artwork from local artists. A galley kitchen connects to a cozy living area, a media room for entertainment, and comfortable spaces for conversation and relaxation. Situated on over 16,000 sq ft of land with plumeria trees, the property is valued at $2,995,000 and offers ample outdoor space with the potential for additional building if desired.
Where is Koloa, Kauai?

Koloa is a small town located on the southern coast of Kauai, the oldest of the Hawaiian Islands. It is known for its historic significance as the site of Hawaii’s first successful sugar plantation, which began operations in the early 1800s. Today, Koloa serves as the gateway to the popular resort area of Poipu, offering stunning beaches, golf courses, and outdoor activities. The town blends history with modern amenities, featuring plantation-style architecture, boutique shops, and a relaxed island atmosphere.
Living Room

The bright living space features white wooden beams, large windows with louvered blinds, and a natural stone accent wall. Wicker seating with plush cushions surrounds a wooden coffee table, creating a comfortable gathering space. A ceiling fan and tiled flooring help keep the room cool.
Dining Room

The dining area has a round stone-top table with woven chairs and an open layout leading to a sunroom and kitchen. The space has wood flooring, a ceiling fan, and natural light coming in from multiple windows. A side table and decor elements contribute to the casual island ambiance.
Kitchen

The galley-style kitchen includes white cabinetry, tiled countertops, and stainless steel appliances. A large window with louvered blinds brings in natural light and greenery from outside. Slate backsplash tiles complement the natural tones of the home.
Bedroom

The bedroom has a wooden bed frame, hardwood flooring, and an attached balcony. A ceiling fan and large windows provide ventilation and natural light. Neutral-colored bedding and decor maintain a relaxed island aesthetic.
Deck

The outdoor deck offers expansive ocean views with a seating area for dining or lounging. White railings and tropical landscaping frame the space, creating a private setting. The deck overlooks lush greenery and the blue waters of the coastline.
Source: Hannah Sirois @ Compass via Coldwell Banker Realty
7. Kihei, HI – $2,999,999

This 2,129 sq. ft. home offers three spacious bedrooms with private en-suite baths, plus an additional half bath for guests. Designed for single-floor living, it provides ease of access and a comfortable layout. The large lanai extends the living space outdoors, ideal for dining and relaxation amid lush gardens and fruit-bearing trees. Valued at $2,999,999, this property blends indoor luxury with serene outdoor beauty in a peaceful setting.
Where is Kihei, Maui?

Kihei is a coastal town located on the southwestern shore of Maui, Hawaii. It is known for its warm, dry climate, with miles of sandy beaches offering excellent swimming, snorkeling, and surfing conditions. The town is home to a mix of residential areas, vacation condos, restaurants, and local shops, making it a popular destination for both tourists and residents. Kihei also provides easy access to nearby attractions like Wailea, Makena, and the Kealia Pond National Wildlife Refuge, which showcases Maui’s diverse natural beauty.
Living Room

The living room is spacious with an open-concept design, featuring hardwood floors, recessed lighting, and large windows. A red leather couch sits in the center, surrounded by artwork and built-in display shelving. The area flows seamlessly into the kitchen and dining space.
Kitchen

The kitchen features warm wood cabinetry, high-end stainless steel appliances, and a large island with bar seating. Recessed lighting and pendant fixtures provide ample illumination. The open layout offers easy access to the adjacent living area.
Bedroom

The bedroom has a tropical feel with a bamboo canopy bed and direct outdoor access through glass-paneled doors. Natural light fills the room, highlighting the hardwood floors and neutral walls. Lush greenery can be seen through multiple windows.
Bathroom

The bathroom includes a deep soaking tub positioned near a window with garden views. The neutral tile design complements the surrounding walls and fixtures. A small window above adds additional natural light.
Lanai

The covered outdoor lanai features multiple seating areas, surrounded by tropical plants and stone accents. A ceiling fan provides additional airflow, making it a relaxing space. The space is ideal for outdoor dining or lounging.
Source: Allan R Muniz Rs-52728 @ Pali Kai Inc via Coldwell Banker Realty
6. Makawao, HI – $2,995,000

This custom-built 2,808 sq. ft. home, valued at $2,995,000, is set on a half-acre lot with views of the North and South Shores, the West Maui Mountains, and outer islands. Built in 2020 within an exclusive gated community, it features 10-foot ceilings, 8-foot doors, and an open-concept floor plan for seamless living. The master suite is located on the ground floor for privacy, complemented by over 1,000 sq. ft. of covered lanai space and large picture windows for natural light. Additional highlights include a 900+ sq. ft. 3-car garage and underground utilities for a clean, unobstructed landscape.
Where is Makawao, Maui?

Makawao is a small town located on the northern slopes of Haleakalā on the island of Maui. Known for its rich paniolo (Hawaiian cowboy) history, it blends ranching culture with a thriving arts scene. The town features a mix of local boutiques, art galleries, and eateries, drawing both residents and visitors. Its cooler climate and lush surroundings make it a desirable location for those seeking a quiet, upcountry lifestyle.
Living Room

The living room features a neutral color scheme with a large sectional sofa and a wall-mounted TV. Floor-to-ceiling windows provide natural light and showcase ocean views. A ceiling fan and recessed lighting complete the modern design.
Kitchen

The kitchen includes wood cabinetry, stainless steel appliances, and a large island with bar seating. The countertops are dark, contrasting with the light-colored wood flooring. Recessed lighting and an open layout make the space functional.
Bedroom

The bedroom has a four-poster wooden bed, large windows, and a glass door leading to the outside. Hardwood floors and ceiling fans complement the open and airy feel. The space offers views of the surrounding landscape.
Bathroom

The bathroom features dual sinks, a walk-in shower, and a large soaking tub. A wooden vanity with multiple drawers provides storage. A window allows natural light to enter while maintaining privacy.
Lanai

The covered lanai offers a shaded seating area with ceiling fans. The backyard is landscaped with a manicured lawn and potted plants. Views of the mountains and sky are visible from the patio.
Source: Gary Mooers @ Coldwell Banker Island Properties
5. Hilo, HI – $2,999,999

This 3,618 sq. ft. property offers six bedrooms and seven bathrooms, including four luxury studio units on the first floor, each with air conditioning, kitchenettes, and screened-in balconies with ocean and garden views. The top floor features a spacious two-bedroom, two-bathroom residence with an open layout and a private balcony showcasing panoramic ocean vistas. Additional amenities include a grand lobby and event area, ideal for hosting yoga classes or exclusive retreats, along with two laundry rooms, linen storage, office space, and a guest reception area. Valued at $2,999,999, this unique property is designed with exquisite Asian-inspired decor and hand-carved Balinese furniture, blending luxury with functionality in a prime setting.
Where is Hilo, Hawaii (Big Island)?

Hilo is located on the eastern side of the Big Island and serves as its largest city and cultural hub. It is known for its lush rainforests, scenic waterfalls like Rainbow Falls, and the proximity to Hawaii Volcanoes National Park. Hilo experiences one of the highest annual rainfalls in the U.S., contributing to its vibrant tropical landscape. The town features a historic downtown area, museums, and the University of Hawaii at Hilo, making it a center for education, commerce, and island life.
Entryway

The entryway features wood flooring, a decorative console table, and a large framed mirror. A custom-carved wooden door leads to the interior, adding a distinctive design element. The hallway is illuminated by recessed lighting, creating a welcoming atmosphere.
Kitchen

The kitchen includes dark wood cabinetry, stainless steel appliances, and a white countertop island with seating. Pendant lights hang above the island, and a textured accent wall adds depth to the space. Large windows provide natural light and a view of the surrounding landscape.
Bedroom

The bedroom has a king-size bed, multiple windows, and a sliding glass door leading to a balcony. A small sitting area is positioned near the entrance to the balcony. The room features recessed lighting and a neutral color scheme.
Bathroom

The bathroom has a glass-enclosed shower with a rainfall showerhead and a built-in bathtub. A dual-sink vanity with vessel sinks sits beneath a large mirror. Natural light comes in through two windows, offering an outdoor view.
Outdoor Living Space

The covered outdoor area has an open-concept design with concrete flooring and white columns. A staircase leads to the upper levels, and the space is surrounded by lush greenery. Large glass windows in the background provide a view of the landscaped surroundings.
Source: David Skeele @ Compass via Coldwell Banker Realty
4. Ookala, HI – $3,200,000

This 3,654 sq. ft. home features five bedrooms and four bathrooms, with vaulted ceilings and an open-concept living area offering expansive ocean views. The primary suite includes ocean views, a large bathroom with a jetted tub, and a walk-in closet, while an adjacent second bedroom and bath provide additional convenience. A spacious office/den can serve as a guest room, and the upstairs loft area includes two enclosed sleeping rooms, a bath, and a large open space, with a second loft providing even more flexibility. Valued at $3,200,000, the property is completed with an attached three-car garage, ensuring ample storage and functionality.
Where is Ookala, Hawaii (Big Island)?

ʻŌʻōkala is a small, unincorporated community on the northeastern coast of the Big Island of Hawaii, located in Hawaiʻi County. It sits along the scenic Hamakua Coast, roughly 25 miles north of Hilo, and is known for its lush landscapes and rural charm. Historically, it was a sugar plantation town, but today it is a quiet residential area with access to stunning ocean views and nearby waterfalls. ʻŌʻōkala offers a peaceful, off-the-beaten-path atmosphere while still being within driving distance of larger towns and amenities.
Foyer

The grand foyer has a central arched entrance with dual staircases leading to an upper level. The exposed beam ceiling and hardwood flooring maintain continuity with the rest of the house. A billiards table sits in the background, emphasizing the open space.
Living Room

The living room features high vaulted ceilings with exposed wooden beams and large windows offering ocean views. A central fireplace and TV are surrounded by ample seating, creating an open gathering space. The hardwood floors extend throughout, enhancing the spacious design.
Kitchen

The kitchen has wooden cabinetry, a large central island with bar seating, and pendant lighting. A dining area sits adjacent, offering ocean views through surrounding windows. White countertops contrast with the wood tones, and appliances are integrated throughout.
Bedroom

The primary bedroom includes a vaulted ceiling, large windows, and direct outdoor access. A king-sized bed sits against a white wall with mounted reading lights. Carpet flooring extends throughout, complementing the neutral color scheme.
Deck

A covered outdoor deck overlooks the ocean, surrounded by tropical landscaping. A jacuzzi sits adjacent to a seating area with a built-in grill. The wooden deck provides a private setting for relaxation with ocean views.
Source: Kona Moran @ Hilo Brokers Ltd via Coldwell Banker Realty
3. Lahaina, HI – $3,299,000

This 2,865 sq. ft. property offers five bedrooms and four bathrooms, set on 1.69 acres of lush tropical landscaping for a private retreat. Designed for seamless indoor-outdoor living, the open floor plan leads to a lanai, pool, and spa, providing a tranquil setting for relaxation or entertaining. A separate studio with a full bath offers flexible space for a guest suite, office, or creative workspace, while a three-car garage provides ample storage. Valued at $3,299,000, this estate also features expansive grounds with potential for a garden, orchard, or even a pickleball court.
Where is Lahaina, Maui?

Lahaina is a historic town on the western coast of Maui, Hawaii, known for its rich cultural heritage and oceanfront setting. Once the capital of the Hawaiian Kingdom, it was also a major whaling port in the 19th century. Today, Lahaina is a popular tourist destination with attractions like Front Street, Lahaina Harbor, and nearby Kaanapali Beach. The area features a mix of historic sites, art galleries, shops, restaurants, and beautiful ocean views.
Living Room

The living room features an open floor plan with a large sectional sofa, ceiling fans, and a built-in entertainment center. The walls are painted in warm yellow tones, and the adjacent kitchen and dining areas provide easy access. Recessed lighting and natural light from windows brighten the space.
Kitchen

The kitchen includes turquoise lower cabinets, white upper cabinets with glass doors, and granite countertops. A central island with a built-in sink offers additional seating and workspace. Stainless steel appliances, a double oven, and a decorative tile backsplash complete the design.
Dining Area

The dining area has a wooden table with four matching chairs and a chandelier hanging overhead. Large sliding doors lead to an outdoor patio with ocean views. The space is open to the living and kitchen areas for a seamless layout.
Bathroom

The bathroom features a dual-sink vanity with green cabinetry and a marble countertop. A built-in bathtub is surrounded by tile, and large windows provide natural light. Wall-mounted mirrors and light fixtures complement the design.
Patio

The outdoor patio has a dining table with chairs, surrounded by a manicured lawn and ocean views. A covered section provides shade, while an open area offers additional seating. Tall palm trees and a stone retaining wall enhance the setting.
Source: Debbie Arakaki Rb-20674 @ Compass via Coldwell Banker Realty
2. Kilauea, HI – $3,300,000

Spanning over 3 acres, this 2,664 sq. ft. property features a 3-bedroom, 3-bathroom main residence with an office, surrounded by lush landscaping, fruit trees, and vegetable gardens. Valued at $3,300,000, it includes additional outbuildings, a newly constructed garage with an attached art studio, and multiple outdoor living areas such as covered decks, sun decks, and garden patios with ocean and mountain views. A dedicated wellness zone offers a sauna and cold plunge, enhancing the retreat-like atmosphere of this private and serene setting. With its combination of privacy, agricultural potential, and proximity to Kauai’s renowned beaches, this property presents a rare opportunity for both relaxation and creativity.
Where is Kilauea, Kauai?

Kilauea is a small town located on the north shore of Kauai, known for its lush landscapes and dramatic coastal cliffs. It is home to the Kilauea Lighthouse and Wildlife Refuge, which provides breathtaking ocean views and serves as a sanctuary for native seabirds. The area features a mix of upscale homes, organic farms, and scenic hiking trails, making it a desirable location for those seeking a peaceful, nature-focused lifestyle. Kilauea is also close to stunning beaches like Secret Beach and Anini Beach, offering excellent opportunities for swimming, snorkeling, and surfing.
Living Room

The living room features vaulted wood ceilings, large windows, and an open floor plan with natural light and greenery views. A sectional couch and entertainment center provide a comfortable seating area. Hardwood floors complement the warm, rustic interior design.
Kitchen

The kitchen has a modern design with a spacious island, bar seating, and large windows offering lush garden views. Dark cabinets contrast with white countertops, and stainless steel appliances add functionality. Open shelving and accent lighting enhance the space.
Bedroom

The bedroom showcases high wood-beamed ceilings and large windows with a scenic outdoor view. A spacious layout includes a cozy bed, a wooden dresser, and access to an adjacent sitting area. Natural light fills the room, enhancing the warm color palette.
Loft

The loft area serves as a multi-functional space with a seating area and expansive windows. Wood-paneled walls and ceilings contribute to the cozy and inviting atmosphere. The open layout provides views of the surrounding landscape.
Deck

The outdoor deck overlooks a lush tropical setting with palm trees and vibrant greenery. Comfortable seating creates a relaxing space to enjoy the surroundings. Wooden railings and flooring blend with the natural environment.
Source: Amy Frazier @ Hawaii Life via Coldwell Banker Realty
1. Honolulu, HI – $3,295,000

This 3,299 sq. ft. estate, valued at $3,295,000, is situated on a 10,261 sq. ft. lot at the top of Kamehame Drive in Na Pali Haweo, one of Hawaii Kai’s premier neighborhoods. Built in 2006, the four-bedroom, five-bathroom home showcases panoramic ocean, city, and Koko Head views. The property features a private automatic gate, a saltwater pool and spa with a heating system, and high-quality craftsmanship throughout. Designed for island living, this residence combines elegance with functionality in a sought-after location.
Where is Honolulu, Oahu?

Honolulu is the capital and largest city of Hawaii, located on the island of Oahu’s southeastern coast. It serves as the economic, cultural, and political center of the state, featuring the famous Waikiki Beach, Diamond Head, and Pearl Harbor. The city is a major hub for international business, tourism, and military defense, with Daniel K. Inouye International Airport as its main gateway. Honolulu’s tropical climate, diverse population, and mix of urban and natural attractions make it a key destination in the Pacific.
Living Room

The living room has large arched windows that allow natural light to flood the space. A white sectional sofa sits in the center, complemented by a ceiling fan and recessed lighting. The open-concept design connects the seating area to a dining nook in the background.
Dining Room

The dining room features a classic white dining set beneath a chandelier. Large windows provide ample natural light and views of the greenery outside. The space is open to the kitchen, which has elegant white cabinetry.
Kitchen

The kitchen is designed with a white and gold aesthetic, featuring an island with a built-in sink. White cabinetry with intricate detailing surrounds the space, offering ample storage. A crystal chandelier hangs above, and a window overlooks the garden.
Bedroom

The bedroom has wood flooring and large arched windows that frame ocean and mountain views. A white bed with matching furniture is arranged in the spacious room. There is a ceiling fan and a cozy seating area with two chairs and a small table.
Pool

The house features a Mediterranean-inspired exterior with a symmetrical facade and large archways. A spacious swimming pool with an attached spa sits in front, surrounded by a tiled patio. The home has two levels with covered balconies and large windows offering scenic views.