Homes at $3 million in Iowa showcase a range of styles, from city residences with modern architecture to sprawling countryside estates with vast acreage. These properties highlight how space, design, and location shape homeownership in the state. In urban settings like Des Moines and Cedar Rapids, homes in this range often feature open floor plans, high-end finishes, and well-designed spaces for both daily life and gatherings. In rural areas, expansive estates offer private lakes, equestrian facilities, and miles of open land. Some properties are designed with custom-built lodges or outdoor areas that embrace Iowa’s changing seasons. From city conveniences to secluded retreats, these six homes provide insight into what $3 million can offer in Iowa.
6. Indianola, IA – $2,950,000
This all-brick residence in Indianola, IA, with a value of $2,950,000, spans 35 acres and offers 7,743 sq. ft. of living space, with over 11,000 sq. ft. under roof. It includes six bedrooms, seven bathrooms, and a main-floor owner’s suite featuring a fireplace, spa-style bathroom, and a spacious walk-in closet. The gourmet kitchen is equipped with a Viking appliance suite and a two-way fireplace that connects to a den with a full bar. A four-season room with soaring 17-foot ceilings adds to the home’s expansive layout.
The 3,500 sq. ft. walk-out lower level includes a three-level theater room, sauna, wine cellar with a tasting room, bar room, family room with a second full kitchen, exercise room, hobby room, office, salon, and third laundry. Additional features include a four-car garage and a barn with a one-bedroom guest house, well-appointed horse stalls, and meticulously landscaped grounds.
Where is Indianola, IA?
Indianola, Iowa, is located in the central part of the state, in Warren County. It lies approximately 20 miles south of downtown Des Moines, 15 miles east of Winterset, and about 100 miles northeast of Omaha, Nebraska. Positioned along U.S. Highway 65/69 and near Iowa Highway 92, Indianola serves as a regional hub with a mix of cultural, educational, and outdoor attractions.
The city is best known as the home of Simpson College, a private liberal arts institution, and the National Balloon Classic, an annual hot air balloon festival that attracts visitors from across the country. Indianola is also home to the Des Moines Metro Opera, one of the country’s premier opera companies. Outdoor enthusiasts can explore Lake Ahquabi State Park, which offers fishing, hiking, and camping. With its strong sense of community, cultural attractions, and proximity to Des Moines, Indianola continues to be a vibrant and welcoming place to live and visit.
Living Room
A grand living room with a floor-to-ceiling stone fireplace creates a striking focal point. Built-in cabinetry offers functional storage, while large windows bring in natural light. This six-bedroom, seven-bathroom home blends warmth and elegance with its rich wood flooring and inviting layout.
Dining Room
A spacious dining room surrounded by large windows provides stunning outdoor views. The wood paneling and intricate ceiling details add character to the space. This home’s open design makes entertaining effortless.
Kitchen
A well-appointed kitchen features custom cabinetry, granite countertops, and high-end appliances. A large center island provides ample workspace and casual dining. With six bedrooms and seven bathrooms, this home is designed for both function and style.
Bedroom
An expansive bedroom features a fireplace and multiple windows overlooking the lush landscape. The high ceilings and wood trim enhance the luxurious feel. With six bedrooms and seven bathrooms, this home offers plenty of space.
Game Room
A vast recreation room with a coffered ceiling and large windows serves as a versatile space. The open floor plan connects to an adjacent seating area with a stone fireplace. This home is designed for entertainment and comfort.
Theater Room
A dedicated theater room with tiered seating provides a cinematic experience at home. The rich purple walls and plush recliners create an immersive setting. This home includes six bedrooms, seven bathrooms, and multiple entertainment spaces.
Source: Misty Darling @ Bh&G Real Estate Innovations via Coldwell Banker Realty
5. Clive, IA – $2,750,000
With a value of $2,750,000, this Clive, IA residence offers 3,425 sq. ft. of living space with five bedrooms and seven bathrooms. The primary suite includes a stool room, a soaker tub, a spacious walk-in shower, and a large walk-in closet. A gourmet kitchen provides abundant cabinetry and an oversized pantry, while oversized windows bring in natural light. The second bedroom is sunken for added privacy and has direct patio access.
Designed for both relaxation and entertainment, the lower-level walkout features a large bar, a spacious family room, a wine room, and a sitting area. A hidden speakeasy adds a unique touch, complementing the home’s four fireplaces. Exquisite trim details showcase superior craftsmanship throughout. A four-car garage completes the property, providing ample storage and parking space.
Where is Clive, IA?
Clive, Iowa, is located in the central part of the state, primarily in Polk and Dallas counties. It lies approximately 10 miles west of downtown Des Moines, 5 miles east of Waukee, and about 120 miles northeast of Omaha, Nebraska. Positioned along Interstates 35 and 80, Clive is a thriving suburban city within the Des Moines metropolitan area, known for its mix of residential, commercial, and recreational amenities.
The city is best known for the Greenbelt Trail, a scenic multi-use path that runs through Clive, connecting parks, neighborhoods, and natural areas. The trail system is a key feature of the city, offering outdoor recreation and a picturesque setting along Walnut Creek. Clive is also home to a growing business district, with shopping centers, restaurants, and corporate offices contributing to its strong local economy. With its excellent schools, well-maintained parks, and convenient access to downtown Des Moines, Clive remains one of the most desirable places to live in central Iowa.
Living Room
Vaulted ceilings and expansive windows flood this living room with natural light, highlighting the floor-to-ceiling stone fireplace. The open layout connects seamlessly to the rest of the home, offering both comfort and style. This five-bedroom, seven-bathroom home is designed for spacious living and entertaining.
Kitchen & Dining
A chef’s kitchen featuring an oversized island, custom cabinetry, and high-end appliances makes meal prep effortless. The adjacent dining area provides a seamless transition to the outdoor living space through sliding glass doors. With five bedrooms and seven bathrooms, this home is built for both elegance and functionality.
Kitchen
This gourmet kitchen is designed for efficiency and style, featuring a large center island, built-in storage, and a walk-in pantry. Dual chandeliers and recessed lighting add a touch of sophistication to the open-concept space. Offering five bedrooms and seven bathrooms, this home balances practicality with luxury.
Primary Bedroom
Expansive windows frame breathtaking views, bringing the outdoors in and enhancing the airy ambiance of the primary suite. A vaulted ceiling and neutral tones create a peaceful retreat within this five-bedroom, seven-bathroom residence. The en-suite bath and custom closet complete the private sanctuary.
Primary Bathroom
A spa-like retreat with dual vanities, a freestanding tub, and custom cabinetry creates a refined yet functional space. A large window provides natural light while maintaining privacy. This five-bedroom, seven-bathroom home is designed with relaxation and convenience in mind.
Lower-Level Living Room
The lower level offers a spacious second living area, perfect for entertaining or unwinding by the fireplace. Large windows provide scenic views, and sliding doors open to the outdoor patio. With five bedrooms and seven bathrooms, this home offers versatile spaces for every need.
Source: Amanda Mickelsen @ Keller Williams Realty Gdm via Coldwell Banker Realty
4. West Des Moines, IA – $3,300,000
This West Des Moines, IA estate, valued at $3,300,000, spans 7,376 sq. ft. on a 1.49-acre private lot. The two-story great room accommodates up to 200 guests and features a stone fireplace with a 99” built-in TV. A gourmet kitchen includes double islands seating eight, a six-burner gas range with a griddle, three ovens, a microwave, a double refrigerator/freezer, and a walk-in pantry. The primary suite offers a supersized walk-in closet with built-in storage, while the bathroom features a soaking tub and walk-in shower. The first-floor laundry provides ample storage and includes a washer and dryer.
Upstairs, four bedrooms each have their own bathroom, along with an exercise room and a second laundry room with outdoor access for a potential pool. A 27’x32’ recreation room includes a walk-behind wet bar and connects to a four-season room with a dedicated HVAC system. Zoned in-floor radiant heating serves the main floor, while gas-forced air furnaces heat both levels. Outdoor spaces include three rear decks and a 44-foot covered front deck. A built-in elevator ensures easy access to both floors.
Where is West Des Moines, IA?
West Des Moines, Iowa, is located in the central part of the state, spanning Polk, Dallas, and Warren counties. It lies approximately 10 miles west of downtown Des Moines, 5 miles east of Waukee, and about 120 miles northeast of Omaha, Nebraska. Positioned along Interstates 35 and 80, as well as U.S. Highway 6, West Des Moines serves as a major suburban and economic hub within the Des Moines metropolitan area.
The city is known for its strong business community, top-rated schools, and extensive retail and entertainment options. It is home to Jordan Creek Town Center, the largest shopping mall in Iowa, featuring a variety of stores, restaurants, and entertainment venues. Outdoor enthusiasts can enjoy Raccoon River Park, which offers trails, a beach, and a large lake for recreation. With its blend of suburban convenience, economic opportunity, and easy access to downtown Des Moines, West Des Moines continues to be one of Iowa’s most sought-after places to live and work.
Living Room
This grand living space showcases soaring ceilings, a sleek stone fireplace, and an open design that seamlessly connects to the outdoors. Expansive windows frame breathtaking views, filling the room with natural light. Featuring five bedrooms and seven bathrooms, this home blends comfort with elegant modern design.
Dining Area
An inviting dining space with floor-to-ceiling windows brings in scenic outdoor views, creating a bright and airy atmosphere. A statement chandelier adds elegance, complementing the open layout. With five bedrooms and seven bathrooms, this home is designed for entertaining in style.
Kitchen
This chef-inspired kitchen is both functional and sophisticated, offering a spacious island, custom cabinetry, and a walk-in pantry. Stylish lighting fixtures enhance the open layout, making meal prep and hosting effortless. Designed with five bedrooms and seven bathrooms, this home combines efficiency with modern luxury.
Primary Bedroom
A spacious retreat with floor-to-ceiling windows offers stunning views and abundant natural light. The warm wood ceiling accents create a cozy ambiance, while the open layout provides room to unwind. Featuring five bedrooms and seven bathrooms, this home is designed for relaxation and luxury.
Home Office
Surrounded by panoramic windows, this home office provides a bright and inspiring space for productivity. Natural light floods the room, highlighting the sleek and modern design. With five bedrooms and seven bathrooms, this home offers versatile spaces for work and leisure.
Outdoor Fire Pit
This outdoor fire pit area is designed for year-round enjoyment, featuring built-in seating and a private, landscaped setting. Whether for cozy nights or lively gatherings, it serves as the perfect spot to unwind. Offering five bedrooms and seven bathrooms, this home extends luxury beyond the indoors.
Source: Rick Wanamaker & Marcia Wanamaker @ Iowa Realty Mills Crossing via Coldwell Banker Realty
3. Ankeny, IA – $3,465,000
This 5,309 sq. ft. estate in Ankeny, IA, with a value of $3,465,000, combines luxury with modern design on an artfully landscaped property. The stucco and stone exterior is surrounded by serene ponds, fountains, and a pool with its own pool house. A gated front entry with fountains and high ceilings leads to alder front doors, setting the stage for a refined interior. The chef’s kitchen features double islands and high-end appliances, while the dining room boasts a barrel ceiling and scenic views. The primary suite offers a private balcony, heated towel bars, and geothermal-powered amenities.
The lower level is designed for both entertainment and comfort, featuring a sunken living room with a wood fireplace, a game room, and a full bath with an Italian tub/shower. Two bedroom suites, an office, multiple living areas, and a striking bar with a wine cellar complete the space. A theater room enhances entertainment options, while the outdoor kitchen includes fresh air intake and custom wooden moldings. Geothermal systems, radiant heat, and an RTI multi-room system provide efficiency and smart home control. A 900 sq. ft. workshop with in-floor heating and air conditioning adds versatility for various uses.
Where is Ankeny, IA?
Ankeny, Iowa, is located in the central part of the state, in Polk County. It lies approximately 10 miles north of downtown Des Moines, 15 miles south of Ames, and about 120 miles northeast of Omaha, Nebraska. Positioned along Interstate 35 and U.S. Highway 69, Ankeny is one of the fastest-growing cities in Iowa, offering a mix of residential, commercial, and recreational opportunities.
The city is home to Des Moines Area Community College (DMACC) and several corporate headquarters, contributing to its strong local economy. Ankeny boasts an extensive park and trail system, including the High Trestle Trail, a popular route for biking and walking. Prairie Ridge Sports Complex and Saylorville Lake provide additional recreational options, attracting outdoor enthusiasts year-round. With its rapid growth, family-friendly atmosphere, and convenient access to Des Moines, Ankeny continues to be one of Iowa’s most desirable places to live and work.
Living Room
A grand living room with soaring ceilings and a wall of windows offers panoramic views of the outdoors. The detailed fireplace surround and intricate moldings enhance the architectural elegance of this gathering space. With four bedrooms and seven bathrooms, this home blends timeless design with modern comforts.
Dining Room
A formal dining room showcases vaulted ceilings, detailed chandeliers, and elegant wall sconces for a refined ambiance. Large windows frame serene outdoor views, adding to the inviting atmosphere. This residence, featuring four bedrooms and seven bathrooms, offers an ideal setting for entertaining.
Kitchen
This chef-inspired kitchen features exposed beams, rich wood cabinetry, and a spacious island with built-in storage. Granite countertops and custom lighting create a warm and functional workspace. With four bedrooms and seven bathrooms, this home is designed for both elegance and efficiency.
Primary Bedroom
The primary suite boasts an intricate ceiling design, large windows, and a spacious layout for relaxation. A sitting area near the windows offers a quiet retreat within this grand space. This four-bedroom, seven-bathroom home delivers comfort with architectural sophistication.
Bathroom
A luxurious en-suite bathroom includes double vanities, custom cabinetry, and a chandelier accenting the high ceiling. Two separate walk-in showers offer a spa-like experience in this well-appointed retreat. This home, with four bedrooms and seven bathrooms, ensures every space is designed with detail.
Entertainment Room
An inviting game room features a billiards table, wood-paneled walls, and warm lighting for a sophisticated yet relaxed setting. The open layout connects to additional entertainment spaces for effortless hosting. Offering four bedrooms and seven bathrooms, this home caters to leisure and refinement.
Workshop
A dedicated workshop is equipped with professional-grade tools, built-in workbenches, and ample natural light. Designed for hobbyists or craftspeople, this space provides everything needed for hands-on creativity. With four bedrooms and seven bathrooms, this home balances functionality with luxury.
Source: Megan Hill Mitchum @ Century 21 Signature via Coldwell Banker Realty
2. Chariton, IA – $3,400,000
Nestled within 348.73 +/- deeded acres, this 3,070 sq. ft. property in Chariton, IA, holds a value of $3,400,000 and is a haven for serious whitetail management. Designed with precision, the land features strategic food plots, an interior trail system, and timber management to optimize wildlife conservation. A long rock lane winds through the landscape, leading to a custom log home situated at the heart of the section for ultimate privacy. Dense timber and centralized grain plots ensure year-round safety and nutrition for the resident whitetail herd. South-facing bedding areas and minimal hunting pressure further enhance its ability to hold and grow Boone and Crockett-class deer.
Built with a long-term vision for both comfort and functionality, the home serves as a retreat for those who appreciate the balance of rustic living and premier hunting access. The surrounding terrain has been carefully managed to support generations of wildlife, making this property a dynamic investment for whitetail enthusiasts. The combination of natural habitat, expertly designed stand locations, and thoughtful land stewardship sets this estate apart. Whether for hunting, conservation, or enjoying the solitude of nature, this property offers an unmatched outdoor experience.
Where is Chariton, IA?
Chariton, Iowa, is located in the south-central part of the state, in Lucas County. It lies approximately 50 miles south of Des Moines, 30 miles west of Ottumwa, and about 90 miles north of the Missouri border. Positioned along U.S. Highways 34 and 65, Chariton serves as a regional hub for agriculture, commerce, and outdoor recreation.
The city is known for its connection to Hy-Vee, one of the largest employee-owned supermarket chains, which was founded in Chariton and still operates a major distribution center there. Outdoor enthusiasts can explore Red Haw State Park, a popular spot for fishing, hiking, and camping, especially known for its vibrant redbud trees in the spring. Chariton’s historic downtown features a mix of local shops, restaurants, and the Lucas County Courthouse, adding to the city’s small-town charm. With its deep agricultural roots, scenic surroundings, and strong community ties, Chariton remains an important and welcoming city in southern Iowa.
Living Room
A rustic living space features exposed log beams, a stone fireplace, and large windows framing scenic countryside views. Designed for warmth and character, this 3-bedroom, 5-bathroom home blends natural elements with timeless craftsmanship. The inviting atmosphere makes it the perfect place to unwind and enjoy the surroundings.
Dining Area
A spacious dining area with log walls and a wood-beamed ceiling provides a welcoming setting for meals. Large windows let in abundant natural light while a statement chandelier enhances the rustic elegance. With 3 bedrooms and 5 bathrooms, this home combines classic charm with modern comfort.
Kitchen
This farmhouse-style kitchen features exposed beams, a central island, and ample cabinetry for storage. Pendant lighting and large windows create a bright and functional workspace. Offering 3 bedrooms and 5 bathrooms, this home blends rustic appeal with everyday convenience.
Bedroom
A bedroom with vaulted ceilings, exposed beams, and warm wood finishes creates a peaceful retreat. The window view adds to the charm, making this 3-bedroom, 5-bathroom home feel like a secluded escape. Natural materials and thoughtful details enhance the inviting ambiance.
Sunroom
A bright and airy sunroom offers panoramic views of the surrounding landscape. Multiple windows bring in natural light, creating a relaxing space to enjoy the outdoors from the comfort of home. With 3 bedrooms and 5 bathrooms, this residence offers a perfect blend of nature and design.
Source: Nick Skinner & Nick Skinner @ Iowa Land Company via Coldwell Banker Realty
1. Johnston, IA – $3,500,000
This 6,004 sq. ft. estate in Johnston, IA, with a value of $3,500,000, is set on 26 acres designed for both luxury and recreation. The home features seven bedrooms, seven bathrooms, and a thoughtfully designed interior with high-end amenities. A stunning kitchen with a butler’s pantry serves as the heart of the home, ideal for hosting and entertaining. The first-floor primary suite includes a spa-like en-suite bathroom, a custom walk-in closet, and a private walk-out deck. Outdoors, the estate offers a private 9-hole golf course, a heated inground pool, and a serene pond with its own beach, along with allowances for equestrian activities.
The lower level provides an elegant entertainment space complete with a bar and walk-in wine cellar. A dedicated exercise room offers a space for fitness and wellness. Vehicle storage is extensive, including a four-car attached garage, a four-car detached garage, and three additional outbuildings designed for storage and entertainment. This estate blends refined living with exceptional outdoor amenities, creating a unique retreat that balances leisure, entertainment, and comfort.
Where is Johnston, IA?
Johnston, Iowa, is located in the central part of the state, in Polk County. It lies approximately 10 miles northwest of downtown Des Moines, 5 miles south of Grimes, and about 120 miles northeast of Omaha, Nebraska. Positioned along Interstate 35/80 and U.S. Highway 6, Johnston is a growing suburban city within the Des Moines metropolitan area, known for its strong economy, excellent schools, and abundant green spaces.
The city is home to the headquarters of the Iowa National Guard and Corteva Agriscience, making it a key center for both military and agricultural industries. Outdoor enthusiasts can enjoy Terra Park, a scenic destination with walking trails, a fishing lake, and open green spaces. Johnston is also known for the Beaver Creek Greenbelt, a natural corridor offering biking, hiking, and wildlife viewing. With its family-friendly atmosphere, expanding business community, and easy access to Des Moines, Johnston continues to be one of the metro area’s most sought-after places to live and work.
Living Room
Expansive windows and vaulted ceilings define this grand living room, where natural light enhances the elegant architectural details. A stone fireplace creates a central focal point, offering warmth and character to the open-concept space. Featuring seven bedrooms and seven bathrooms, this home seamlessly blends sophistication with modern comfort.
Dining Room
A towering stone fireplace and arched windows add timeless elegance to this dining room, designed for both intimate gatherings and grand entertaining. The high ceilings and open layout connect seamlessly to the kitchen, creating an inviting flow. With seven bedrooms and seven bathrooms, this home provides ample space for both entertaining and relaxation.
Kitchen
Designed for culinary efficiency, this kitchen boasts a waterfall island, custom cabinetry, and professional-grade appliances. The coffered ceiling and pendant lighting add a refined touch to the bright, open layout. Offering seven bedrooms and seven bathrooms, this residence balances practical design with luxury.
Primary Bedroom
Vaulted ceilings and expansive windows transform this primary bedroom into a bright and airy retreat. A modern fireplace and built-in storage create both comfort and function, with direct balcony access extending the living space outdoors. This home features seven bedrooms and seven bathrooms, ensuring a spacious layout throughout.
Home Office
Large arched windows fill this home office with natural light, complementing the custom-built shelving and refined finishes. Thoughtfully designed for productivity, the space offers a balance of function and aesthetics. With seven bedrooms and seven bathrooms, this home provides both work and leisure areas with ease.
Outdoor Pool
An expansive pool area invites relaxation, with multiple seating zones designed for outdoor enjoyment. The multi-level design of the home enhances its connection to the backyard, seamlessly blending indoor and outdoor living. Featuring seven bedrooms and seven bathrooms, this home is ideal for entertaining and unwinding in style.
Source: Guns, Matthew @ Wb Realty Company via Coldwell Banker Realty
Can you imagine stepping onto a gorgeous outdoor patio that just invites summer barbecues? Plus, smart home tech? That’s living! This place really takes luxury to another level!
Considering these stunning high-end homes is exciting but also a bit daunting. The upkeep and unpredictable market can weigh heavily on my mind when thinking of such a big investment.
I get that! Exploring options can be overwhelming, but remember that good things take time.
Have you seen the variety of luxurious properties in Iowa for $3 million? The all-brick home in Indianola is incredible, but there are so many gems out there! Custom-built homes with private lakes and equestrian facilities sound like a dream. Definitely worth looking into if you’re considering a move!
I’ve checked out some stunning properties in Iowa that truly showcase luxury. I remember touring a gorgeous home with a stunning view. Each place has its own unique charm!
It’s pretty impressive to see the range of luxurious homes available in Iowa for that price. You can find stunning properties with spacious layouts and unique features. Each one has its charm!
I get that! But which feature would you prioritize most in your dream home? 🤔
It’s incredible what $3 million can buy in Iowa! Those homes look stunning, especially with all that natural light and spacious layouts. I love the idea of having a theater room and a cozy fireplace. Plus, imagine hosting summer barbecues in those beautiful outdoor spaces. sounds perfect!