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Buttermilk and Cream Cheese Banana Bread Recipe

Combining the traditional goodness of classic banana bread and decadent cheesecake, our recipe for Buttermilk and Cream Cheese Banana Bread is a pleasure to all who eat it. Whether you want to enjoy it toasted for breakfast or as an afternoon snack, it is perfect for any time of day.

A tasty and freshly baked buttermilk an cream cheese banana.

Take boring, old banana bread to a new level with our recipe for Buttermilk and Cream Cheese Banana Bread. This recipe has it all–old fashioned banana bread goodness plus a surprising swirl of cheesecake style flavor in the cream cheese filling layer. This is an excellent recipe to bring to a workplace brunch or even just as an afternoon treat to go along with a cup of tea.

A tasty and freshly baked buttermilk an cream cheese banana.

Buttermilk and Cream Cheese Banana Bread Recipe

April Freeman
This recipe makes a wonderful loaf to serve for breakfast with a cup of strong, black coffee. On the other hand, you can also give this to the kids as an after school snack or as a lunch box treat. Whatever time of day that you want to serve this tasty bread, we are pretty sure that everyone will be reaching for a second slice.
Prep Time 15 mins
Cook Time 1 hr
Cuisine American
Servings 10 slices


  • 1 Oven
  • 1 Loaf Pan
  • 1 Bowl
  • 1 Mixer Beater
  • 1 Aluminum foil


Bread Ingredients:

  • ½  cup  unsalted butter, softened
  • 1 cup  granulated sugar
  • 2 large  eggs
  • 1 cup  mashed brown bananas (3 medium-sized bananas)
  • ¼ cup  buttermilk
  • ½  teaspoon  vanilla extract
  • 1 ¾ cups  all-purpose flour
  • 1 teaspoon  baking powder
  • ¼ teaspoon  salt
  • ⅛  teaspoon  baking soda

Cream Cheese Layer Ingredients

  • 1 4 ounce  package cream cheese, softened at room temperature
  • 1 large egg
  • ¼ cup cup white sugar
  • 3 tablespoons  all-purpose flour


  • Preheat the oven to 350 degrees. Grease a 9 by 5 inch loaf pan with cooking spray or shortening.
    set of ingredients for baking of buttermilk and cream cheese banana bread
  • In a medium-sized mixing bowl using an electric mixer, beat together the butter and sugar until they are light and fluffy. Add the eggs and beat again. Stir in the bananas with a wooden spoon, along with the buttermilk and vanilla extract.
    Set of ingredients in baking of buttermilk and cream cheese banana bread.
  • In a separate bowl, stir together the flour, baking powder, salt, and baking soda.
    Mixture of egg and cream cheese.
  • Add the dry ingredients to the bowl containing the butter and banana mixture. Stir these together just until the flour is incorporated. Do not over mix the mixture or your bread will become tough.
    A pounded banana mixed with buttermilk and cream cheese.
  • Rinse your mixer beaters.
  • Using the bowl that you used for the flour mixture and the electric mixer, beat together the cream cheese, egg, sugar and 3 tablespoons white flour. Beat until smooth.
    A mixed of buttermilk and flour.
  • Pour half of the banana bread mixture into the bottom of the prepared loaf pan.
    A mixture of buttlermilk and cream cheese banana bread.
  • Smooth it into an even layer. Spread the cream cheese mixture on the bottom layer of the banana bread, trying to not mix the layers.
    A well-mixed of buttermilk and cream cheese banana bread - ready for oven.
  • Top this with the remaining bread batter. Smooth the top gently.
  • Put the loaf pan into the oven and bake it for 50 to 60 minutes or until the top is firm to the touch. Remove the pan from the oven and let it cool for 5 to 10 minutes.
    Loaf of buttermilk banana bread
  • Turn out the banana bread onto a wire rack to cool completely.
    Freshly baked buttermilk and cream cheese banana.
  • Serve warm or at room temperature. Store the banana bread wrapped in aluminum foil for up to a week in the refrigerator.


If you are on a tight budget, utilizing every scrap of food in the kitchen is crucial to making ends meet. After all, every bit of food that is in your kitchen was purchased at the grocery store. Throwing food in the trash is like throwing money away. This recipe of Buttermilk and Cream Cheese Banana Bread makes the most of some odds and ends that you might have in the kitchen.
Suppose you had a recipe that used half of a block of cream cheese. What does one do with the rest of the cream cheese? Or what if you have two or three bananas that have gotten just a bit too spotted for anyone to enjoy? Do not throw those things into the kitchen trash. Not only is that wasteful, but rotting food in the trash can make things smelly and might attract bugs or other vermin in the kitchen. This recipe can help you make the most of these odd bits of food that might be lurking in the kitchen. You can give those overripe bananas and that odd bit of cream cheese new life in this great recipe.
This recipe is a wonderful choice to make with your kids or grandkids. The instructions are easy to follow, and it requires no special baking techniques. Just measure the ingredients carefully, stir the batter together, and bake it in the oven. The kids will love mashing the bananas up and making something new out of some fruit that nobody wanted to eat.
Our recipe for Buttermilk Cream Cheese Banana Bread is nice and moist. The reason for this moisture is twofold. The buttermilk in the batter helps the bread stay moist after baking. Additionally, the cream cheese filling gives additional moisture to the batter. Keep the loaf wrapped in aluminum foil and stored in the refrigerator, and it will stay moist and fresh for almost a week. If you like a toasted bread, this kind of bread also toasts well, although you may want to put it in a toaster oven or under the broiler because it will probably get too crumbly to put in the toaster.
Keyword Banana Bread, banana cheesecake, buttermilk

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